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Credit cooperatives. The chairman of the provincial association belongs to the cadres at the department level.
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The chairman of the provincial association of credit unions is an administrative level at the department level. The provincial associations are financial enterprises at the department level under the leadership of the provinces and autonomous regions, and the chairman and secretary of the party committee of the provincial association belong to the cadres at the department level. The provincial association is a service organization, and it belongs to the service organization entrusted by the province to manage the rural credit cooperatives in the province.
Because each company and bank is an independent legal person, the provincial association does not belong to the enterprise. Rural credit cooperatives are divided into the following departments, rural credit cooperatives, rural credit cooperatives international financial department, Zhengtong rural credit cooperatives training school, rural credit cooperatives credit department, etc., which are currently under the dual leadership of the China Banking Regulatory Commission and the first department. The Director is a subordinate who is in charge of the normal operation of the credit union and is a civil servant.
Further information: The predecessor of rural credit cooperatives is the rural credit cooperatives. In accordance with the spirit of the 2004 rural financial reform, with the approval of the China Banking Regulatory Commission, the credit cooperatives completed the restructuring on July 18, 2005, and are a joint-stock community local financial institution composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations, as well as employees of the Associated Press.
The association implements democratic management and mainly provides financial services for the "three rural" areas. The Rural Credit Cooperatives include the Banking Department of the Rural Credit Cooperatives, the Credit Department of the Rural Credit Cooperatives, the Zhengtong Rural Credit Cooperatives Training School, and the International Finance Department of the Rural Credit Cooperatives. Rural credit cooperatives implement a new corporate governance structure of "three committees and one layer" (the member congress, the board of directors, the board of supervisors, and the management headed by the director of the cooperative), and operate independently, bear their own risks, assume their own profits and losses, and exercise self-restraint.
The provincial government is responsible for the establishment of provincial associations in various provinces to carry out unified management of credit cooperatives in the province, and accept the supervision of the People's Bank of China and the China Banking Regulatory Commission, and there is no national unified management agency. Credit cooperatives in the coastal areas have developed their business relatively rapidly and have good economic returns. Many have been restructured into credit banks, and a small number of credit banks have been listed.
However, the restructuring of the western region has only been completed for a few years, and the business has just been on the right track, and the loss situation has been reversed. Thanks to social stability and restructuring in 2000, the burden of history has been lost, so the development of credit unions (banks) is uneven. However, with rapid development, a large number of high-quality, college degree or above, and professional counterparts are recruited every year to enrich the credit cooperative, laying the foundation for the future development of the credit cooperative.
Fresh graduates with a bachelor's degree or above from a full-time general college or university;
Fresh graduates with a full-time college degree in accounting, finance and other related economics and management majors from colleges and universities.
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The chairman of the provincial association is at the department level and the head of the provincial credit cooperative.
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Legal analysis: Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members' shares, practicing democratic management, and mainly providing financial services to members. The director is authorized by the chairman of the board of directors to handle some major loan management business.
Legal basis: Interim Provisions on the Administration of Provincial (Autonomous Region, Municipality) Associations of Rural Credit Cooperatives issued by the China Banking Regulatory Commission Article 27 The chairman of the board of directors shall exercise the following functions and powers:
1) Preside over the general meeting of members, preside over and convene the meeting of the board of directors;
2) To inspect the implementation of the resolutions of the Council and report to the Council;
3) Sign the equity certificate of the provincial association and issue the resolution of the council;
4) Other functions and powers stipulated in the articles of association of the provincial association.
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Summary. In China's banking system, the management structure of rural credit cooperatives is slightly different from that of commercial banks. Generally speaking, in a rural credit cooperative, the president and the chairman are two different positions.
Specifically, the legal representative of the rural credit cooperatives is the chairman of the board, and the president is the chief administrative officer, who is responsible for the operation and management of the actual business. The president is usually selected and appointed by the board of directors, the board of supervisors, the workers' congress and other institutions, and belongs to the management team of the rural credit cooperative, and is responsible for the daily operation and management of the rural credit cooperative. In general, the chairman and president of the rural credit cooperatives play an important role, the chairman is responsible for the legal representative of the rural credit cooperative, and the president is the actual manager of the rural credit cooperative.
In China's banking system, the management structure of rural credit cooperatives is slightly different from that of commercial banks. Generally speaking, in a rural credit cooperative, the president and the chairman are two different positions. Specifically, the legal representative of the rural credit cooperatives is the chairman of the board, and the president is the chief administrative officer, who is responsible for the operation and management of the actual business.
The president is usually selected and appointed by the board of directors, the board of supervisors, the workers' congress and other institutions, and belongs to the management team of the rural credit cooperative, and is responsible for the daily operation and management of the rural limb contact credit cooperative. In general, the chairman and president of the rural credit cooperatives play an important role, the chairman is responsible for the legal representative of the rural credit cooperative, and the president is the actual manager of the rural credit cooperative.
I'm sorry I don't understand, but can you elaborate on that?
In China's banking system, the management structure of rural credit cooperatives is slightly different from that of commercial banks. Generally speaking, in a rural credit cooperative, the president and the chairman are two different positions. Specifically, the legal representative of the rural credit cooperatives is the chairman of the board, and the president is the chief administrative officer, who is responsible for the operation and management of the actual business.
The president is usually selected and appointed by the board of directors, the board of supervisors, the workers' congress and other institutions, and belongs to the management team of the rural credit cooperative, and is responsible for the daily operation and management of the rural limb contact credit cooperative. In general, the chairman and president of the rural credit cooperatives play an important role, the chairman is responsible for the legal representative of the rural credit cooperative, and the president is the actual manager of the rural credit cooperative.
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