What is the financial industry and what does it include?

The financial industry refers to the special enterprises that operate financial products, including banking, insurance, trust, ** and leasing.

The financial industry has the characteristics of index, monopoly, high risk, benefit dependence and high debt operation. Indicators refer to the financial index data from all angles reflect the overall and individual situation of the national economy, and the financial industry is a barometer of the development of the national economy. On the one hand, monopoly means that the financial industry is a strictly controlled industry, and no unit or individual is allowed to open financial institutions at will without the approval of the bank; On the other hand, it refers to the relative monopoly of specific financial business, the credit business is mainly concentrated in the four major commercial banks, the first business is mainly concentrated in the national ** companies such as Cathay Pacific, Huaxia and Nanfang, and the insurance business is mainly concentrated in PICC, Ping Bao and Taibao.

High risk refers to the fact that the financial industry is the distribution center of huge funds, involving all sectors of the national economy. Any mistake in the business decision of the unit and individual can lead to a "domino effect". Benefit dependence refers to the fact that financial efficiency depends on the overall efficiency of the national economy and is greatly affected by policies.

High debt operation is a low ratio of own funds compared with general industrial and commercial enterprises.

The financial industry is in a position that affects the whole body in the national economy, has a bearing on economic development and social stability, and plays a role in optimizing the allocation of funds and in regulating, reflecting, and supervising the economy. The unique position and inherent characteristics of the financial industry have made all countries attach great importance to the development of their own financial industry. There is a process of understanding and development in our country.

In the past, the development of China's financial industry was slow and non-standardized, but after more than 10 years of reform, the financial industry has grown at an unprecedented speed and scale. With the steady growth of the economy and the deepening of the reform of the economic and financial systems, the financial industry has a bright prospect for development.

It refers to banks and related capital cooperatives, as well as the insurance industry, except for industrial economic activities, other economic related industries are the financial industry.

Mines, where gold is smelted!

The major of finance is a discipline that is differentiated from economics by taking the economic activities of financing money and monetary funds as the research object, specifically studying individuals, institutions, and how to obtain, spend and manage funds and other financial assets.

The financial industry refers to banks and related capital cooperatives, as well as the insurance industry, except for industrial economic activities, other economic related financial industries.

The financial market includes the money market, the capital market, the foreign exchange market and the ** market, and the financial market is generally divided into two categories: the money market and the capital market according to the term of the trading instruments in the financial market.

The major of finance is mainly to study and research the basic theories and basic knowledge of money and banking, banking, international finance, commercial bank operation and management, etc., and receive basic training in related businesses, with banking planning, credit, settlement, trading and other businesses.

Generally speaking, banks, **, insurance.

But trusts and leases should also be included.

I'm glad to answer this question for you, I'm glad to serve you, I will take your question seriously and carefully, it may take a few minutes to type and organize the information, please be patient!

Insurance: An industry in which funds are pooled through contracts to compensate the economic interests of the insured.

Categories: Commercial Cave Financial Management >> Venture Capital.

Analysis: The financial industry is the leader in computer applications and is one of the earliest industries to apply information systems.

Both the technology and the application level are relatively leading. From the perspective of the application process of bulk leasing, it can be divided into three stages: special business application, management information system, and e-commerce. So far, the application of business processing, management and monitoring, e-commerce and other links of the financial system has reached a high level.

All major financial institutions have made use of advanced computer means to realize integrated business systems. On this basis, the management of office affairs and information will become an important extension of the business system.

The main applications of the financial industry include: financial (including banking and **) integrated business systems, office automation systems, financial (including banking and **) information systems, etc. With the continuous expansion of banking applications and the continuous upgrading of systems, how to efficiently manage and utilize the huge, scattered and redundant customer information of the financial system is the most urgent problem faced by various financial institutions.

China's financial enterprises must build a knowledge management platform for future transnational, multi-channel and joint operations in order to comprehensively enhance their competitiveness and meet the challenges of WTO accession and guard against financial risks.

The financial industry refers to the special industry that operates financial products, including banking, insurance, trust, ** and leasing.

The financial industry is the banking and related capital cooperatives, as well as the insurance industry, except for industrial economic activities, other economic related industries are the financial industry.

The financial industry is one of the industries with higher income levels in the entire vertical demolition industry. Because the financial industry mainly includes banking, insurance, credit and other related industries, these industries are dealing with money, that is, dealing with everyone's money bags. Pure.