What kind of money can the policyholder receive after the expiration of the payment period of Taikan

Search on the Internet to understand the insurance liability of this policy, it seems that the advantage of this policy is that it belongs to a dividend insurance with a high frequency of survival fund return, and the return income is the beneficiary of the survival fund, that is to say, the policyholder does not directly benefit, but if it is a parent to the child, of course, you can assist in receiving the amount, how to distribute it after receiving it, the insurance company will not care, and its characteristics are aimed at the policyholder is an accidental death and accidental high disability exemption, which is for the payment period, Therefore, if the payment period has expired, the policyholder's responsibility for this part will end, and the policyholder can receive the policy dividend generated for each full policy year. In short, when the beneficiary of the survival benefit is a minor, the policyholder can assist in receiving the survival benefit and the other is the dividend, regardless of whether the premium has been paid in full or not. If I don't make it clear, please feel free to ask, or call Taikang's national customer service **95522 for detailed consultation.

Wealth C is a wealth winner product. The policyholder of this product has the right to control the survival fund. Of course, since the survival fund is automatically entered every year, it is not recommended to receive it if there is no special need, and it is better to let it compound interest every month.

By the time I get old, I've accumulated a lot of money. In addition, this product will pay dividends every year, if the dividends are not received, they can also be collected according to the annual accumulation of interest, for this part of the funds, you can also receive it at any time, it is recommended to take it out every year after accumulating 5 years, and transfer it to the universal of this insurance, so that it can also compound interest monthly. I hope it will be helpful to you, if you have any other questions, you can leave a message.

If the payment period of Taikang Life Wealth Life C is 10 years, you will not be able to get back the principal after 10 years. You will not be able to get the principal back until the insurance period is up, and the specific insurance period depends on your insurance contract. If the payment period expires, the principal will be returned after ten years, which is surrender, and the surrender cannot be fully refunded, and about 60% of the principal can be refunded.

If it's convenient, you can send your policy and cash value statement to me, and I'll give you a detailed look.

Summary. Hello, glad to answer for you. The survival insurance benefit of Taikang Fortune Life Section C is for people under the age of 60, and it is received once a year and receives 10% of the sum insured; After the age of 60, 20% of the sum insured is paid each year.

Hello, glad to answer for you. The survival insurance benefit of Taikang Fortune Life Section C is for people under the age of 60, and it is received once a year and receives 10% of the sum insured; After the age of 60, 20% of the sum insured is paid each year.

Taikang Fortune Life C will receive continuous insurance benefits at 2% of the annual premium, for example, if the policyholder chooses to pay in 3 years, he can receive 3 times, and so on!

For the Special Survival Insurance, the payment of the C section of Taikang Fortune Life starts to be paid on the 5th policy anniversary, and the amount received is 50% of the premium, and there is only one chance to receive it

I hope mine can help you and have a great life!

Taikang "Wealth Life" is a lifelong annuity insurance, which is characterized by long reception, fast return, high income and cash realization. Customers of "Wealth Life" can receive 20 of the insurance amount as a pension every year from the age of 60 to life, and guarantee to receive it for 20 years, so as to truly make the cash flow equal to life, and realize "pay money for a while and receive money for a lifetime".

There are many excellent annuity insurances, and our team of senior experts spent half a year to screen out these ...Which is the strongest high-yield annuity? 8 high-yield annuity insurance recommendations! 》

This is mainly based on how the income of the insurance is calculated, and then calculated according to their own investment and years.

Extended Information: Insurance is a Chinese word, pinyin is bǎo xiǎn, English is insurance or insuraunce, the original meaning is safe.

By security; Later, it was extended into a guarantee mechanism, which is a tool used to plan life finances and risk management under the conditions of market economy.

Basic means are an important pillar of the financial system and social security system. The insurance premium is paid to the insurer, and the insurer agrees in the contract.

The property damage caused by the occurrence of the accident shall be liable for the compensation of the insurance money, or the death, disability or illness of the insured.

A commercial insurance act that bears the responsibility for paying insurance money when sick or reaches the age, time limit and other conditions agreed in the contract.

Let's take a look at the following examples; Because the payment is not equal; The halving is the status of your policy.

27-year-old girl insured Taikang Wealth Winner; Annual payment: 10,000 yuan; Payment period: 10 years.

Features of this insurance: save money for a while, receive money for a lifetime; If you have money now, you will have money in the future, and you will have money all your life, and this is called "wealth winner".

One. Protections and benefits enjoyed.

1.The four bonuses that can be received: from the second year onwards, you can receive a continuous fund of 200 yuan per year (during the payment period); A special payment of 5,000 yuan will be received every 5 years.

Before the age of 60, you can also receive a New Year's pension of 1,553 yuan per year; After the age of 60, he receives a pension of 3,106 yuan per year; The money can be claimed; You can also not receive it; In order to get even more benefits in the future!

2.Universal account: only need to pay another 10 yuan, and the company will open a universal account for you; The four gold are automatically transferred to the universal account, and the monthly compound interest is calculated, which is a new and unique initiative; You'll get even more!

3.Bonus Account: Enjoy the company's operating results every year from the date of application; Interest is compounded annually.

Taikang has ranked first in the industry in terms of investment return for 8 consecutive years; In the 15 years since its establishment, it has not generated a single bad debt. 2./3.

The money in both accounts is your money; You can get it whenever you want! You can also easily add; the convenience of existing demand deposits; There is also the income of the lump sum deposit!

4.Protection Account: Humanity Waiver:

During your payment period, the company will give the policyholder free premium waiver insurance; If there is a risk in life, you can continue to enjoy the relevant benefits without paying the subsequent premiums. If you have a child, it is best to insure the child; This allows for two generations to be taken care of; And you can fully enjoy the premium waiver function! And the policyholder receives the money first; If the policyholder leaves, the insured will continue to receive it; Until the life of the insured!

2. Revenue analysis: aIf you don't receive it, you can start receiving the pension supplement from the age of 55; 15,604 yuan per year to 59 years old; Starting from the age of 60, you will receive 17,157 yuan per year until your life!

In the end, I have to leave it to posterity: 219683 yuan.

b.If you do not receive it, you will receive the pension from the age of 60; Receive 21,120 yuan per year for life! Finally, I have to leave it to future generations: 301414 yuan.

In order to strengthen medical protection: Century Taikang Hospitalization Medical Insurance. A 27-year-old woman pays an annual premium of $356; Owned:

Hospitalization allowance for general illness is 100 yuan per day; Up to 365 days a year; Critical illness hospitalization allowance of 220 yuan per day; 180 days a year; organ transplant insurance premium of 120,000; The medical insurance for surgery is 7,000 yuan.

In order to strengthen the accident protection, please take out a Taikang Good Luck Accident Card Type B; Issue age: 18-60 years old; Category 1-3 occupations; A maximum of one insurance can be applied for by one person. The annual premium is 288 yuan, which is paid for one year and managed for one year.

$500,000 for aviation accidents; 100,000 yuan for bus operation car accidents; Other accidents: 200,000 yuan; Accidental injury medical treatment (100 yuan deductible, 90% compensation) 10,000 yuan.

First of all, I would like to correct that you must be buying Fortune B, not C, which is children's insurance and B is adult.

This product is compounded annually, the bonus will not automatically enter the universal account, if you want to earn a high income, your bonus is full of 2,000, you also have to pay an application to the company to let your dividend into the universal account.

By the time you reach the age of 60, you will have no future pension when you have withdrawn the amount of money in your account. It's that if you take it, the money behind it will be gone.

If you don't take 61-79 years old when you are 60 years old, you can receive 6949 yuan per year. This is guaranteed to receive 79, that is, if you don't live to 79, your beneficiary will also receive your 79.

If you live until 80, you still have to receive money, and at that time, you will receive 6249 every year until your life.

If you die before the age of 60, the insurance company pays 5,500.

How did you buy the insurance? Could it be that your salesman didn't tell you anything that you paid for it?

People who buy this insurance are going to be. The EG insured is 25 years old, pays 12,000 a year, pays 10 years, pays a total of 120,000, even if he doesn't take a cent during 30 years, he can only get about 50,000 yuan after 30 years. It's too pit, it's too pit, I paid 120,000 yuan, and in the end, not only was it not much, but half of the money was missing.

I'm not verbose, you can take out a lump sum sum multiple when you reach the age of 60, the sum insured is multiplied by the number below the fourth line in the upper right corner of the first page of your contract, and the rest is in your universal account, and you can withdraw money at any time. I invested 4,000 yuan, except for the dividends were not calculated, the money in the account was 8,000 yuan more than the 40,000 yuan I took out. Cough!

Forced savings, because spending money is like running water, it's not bad, and there is still a little money at the age of 60.

You have made a mistake that 80% of people will make, the meaning of insurance is not in the income, but protection, to ensure that you can transfer the risk to the insurance company when you encounter the risk, if you value the income, you should buy investment-linked insurance, the dividend products are based on the income of the insurance company in the current year to distribute dividends to customers, this is not possible, that is to say, your expected income is only calculated according to the current income of the insurance company, who can guarantee the future! As long as the guarantee of this product meets your needs, you can do it! Don't focus too much on the benefits!

Don't use insurance as a financial tool, insurance is all about protection.

Can I surrender the policy after the expiration date?

The benefits of this insurance are mainly reflected in the later stage, it is impossible to get it back just after paying the fee, your statement should be to surrender the policy, and at this time the surrender will definitely have a great loss, it is not recommended to do so.