Ping An Jinbao Participating Insurance invests 10,000 yuan in a year, how much can you get in a year

I bought a 5000 one, paid 5000 a year, paid for a total of five years, and expired in ten years.

Let's calculate the interest at the bank first. The interest rate for five years is three years, 5000 for the first year, 5000 + 5000 for 10 years, 5000 for the second year, 5000 for 9 years, 5000 + 5000 for the third year, 5000 for 8 years, 5000 + 5000 for the fourth year, 5000 for 7 years, 5000 + 5000 for the fifth year, 5000 for 6 years, 5000 + 5000 The total price after ten years is 7375+

And this 5000 gold treasure pot has a fixed interest of 500 per year, a total of five years is only 2500, and the dividend is uncertain according to his medium dividend for ten years, which is 5000

The total price of Treasure Pot for ten years is: principal 25,000 + fixed interest 2,500 + ten-year dividend 5,000 = 32,500

I lost 2,000 yuan, and the dividend is still uncertain.

Dividends are uncertain and no one knows, but there are reference data in contracts and plans!

Summary. Participating insurance can be taken out after 10 years.

Participating insurance can be taken out after 10 years but may not be able to withdraw the original principal, some participating insurance with universal insurance, to the 10th year is generally unable to take out the paid premium, need to wait until 20 years, or even 30 years to take out the paid premium; If the policyholder wants to withdraw at this time, he can only surrender the policy and take the cash value of the policy.

Some simple dividend insurance has expired in 10 years, so it can be withdrawn in the 10th year.

Can the Ping An Jinbao Mutual Insurance Dividend Type be taken out after 10 years?

Hello dear! OK.

Participating insurance can be taken out after 10 years. Participating insurance can be taken out after 10 years but may not be able to withdraw the original principal, some participating insurance with universal insurance, to the 10th year is generally unable to take out the paid premium, need to wait until 20 years, or even 30 years to take out the paid premium; If the policyholder wants to withdraw at this time, he can only surrender the policy and take the cash value of the policy. Some simple dividend insurance has expired in 10 years, so it can be withdrawn in the 10th year.

Can you find it now?

If you want to make an inquiry, you can call the 955111 to make an inquiry.

Summary. 1. Before surrendering, you should read the relevant instructions and terms of the insurance contract of the purchased insurance to clarify when the insurance can be surrendered, under what circumstances the insurance can be surrendered, what procedures are required for the surrender business and the cost of surrender. 2. After clarifying the relevant information about surrender in the insurance contract, check whether the signature traces in the contract and receipt form at the time of purchase of insurance are clear.

Prepare the policyholder's second-generation ID card, bank card, insurance policy, insurance receipt and other insurance materials. ”

Ping An Jinbaopen dividend insurance 2, pay 5000 per year, pay for 5 years, and protect for 10 years! It's been 4 years since I paid it, and now I'm in a hurry to use the money. I want to surrender the policy, but I am in the net.

Hello, your question has been received and is being queried for you, you wait.

1. Before surrendering, you should read the relevant instructions and terms of surrender in the insurance contract of the purchased insurance, and clarify when you can withdraw the hardship insurance, under what circumstances you can surrender the insurance, what procedures are required for the surrender business and the cost of surrender. 2. After clarifying the relevant information about surrender in the insurance contract, check whether the signature traces in the contract and receipt form at the time of purchase of insurance are clear. Prepare the policyholder's second-generation ID card, pure answer bank card, insurance policy, insurance receipt and other insurance materials.

Hello, there is a loss in surrender, if you don't know much about this aspect, we have a one-on-one expert who can help you interpret your policy. Do you need to arrange it for you?

I hope mine can help you, if you are satisfied with my service, please give a thumbs up, thank you.

Summary. If your Ping An Treasure Pot Insurance Participating Type has been paid for 10 years, you can consider the following ways to withdraw the policy value:1

Claim All: You can choose to receive the full cash value of your policy in one lump sum. 2.

Partial Claim: You can choose to claim a portion of the cash value and keep the remainder. 3.

Convert to an annuity: You can convert your cash value to an annuity and receive a certain amount of insurance benefits each year until the end of your chosen annuity payment period. 4.

Keep holding: If you don't need to withdraw the cash value of your policy right away, you can also choose to hold your policy until a better time** or claim it.

If your Ping An Treasure Bowl Insurance Participating Type has been over 10 years, you can consider the following ways to withdraw the policy value:1Claim it all:

There is an option to receive the full cash value of the policy in one lump sum. 2.Partial Claim:

You can choose to receive a portion of the cash value and keep the remainder. 3.Convert to Annuity:

You can convert the cash value into an annuity and receive a certain amount of insurance benefits each year until the end of the annuity period you choose. 4.Continue to hold:

If you don't need to withdraw the cash value of your policy immediately, you can choose to hold your policy until it's better** or to claim it.

Excuse me, but please go into more detail?

For the specific operation process, please consult the customer service of Ping An Insurance Company or go to the local Ping An Insurance branch for consultation.

Summary. Ping An Life Insurance of China Ping An Jinbao Pot Participating Insurance in 2013 will be 1,950 yuan this year. The interest rate for five years is three years, 5000 for the first year, 5000 for 10 years, 5000 + 5000 for the second year, 5000 for 9 years, 5000 + 5000 for the third year, 5000 for 8 years, 5000 + 5000 for the fourth year, 5000 for 7 years, 5000 + 5000 for the fifth year, 5000 for 6 years, 5000 + 5000 The total price after ten years is 7375+, and this 5000 Treasure Pot has a fixed interest of 500 per year, and it is only 2500 for five years, The dividends are uncertain, according to his medium dividends, which is the total price of 5000 gold treasure for ten years

Principal 25000 + fixed interest 2500 + ten-year dividend 5000 = 32500

Ping An Life Insurance of China Ping An Jinbao Participating Insurance in 2013, how much will it take this year?

Ping An Life Insurance of China Ping An Jinbao Pot both divided into two trillion let the red type insurance in 2013, this year to take 1,950 yuan. The interest rate for five years is 5000 for the first year, 5000 for the first year, 5000 + 5000 for 10 years, 5000 for the second year, 5000 for 9 years, 5000 + 5000 for the third year, 5000 for 8 years, 5000 + 5000 for the fourth year, 5000 for 7 years, 5000 + 5000 for the fifth year, 5000 for 6 years, 5000 + 5000 The total price after ten years is 7375+, and this 5000 gold treasure pot has a fixed interest of 500 per year. There are only 2500 for five years, and the dividends are uncertain, according to his medium dividends, the total price of 10 years is 5000 gold treasure pots: principal 25000 + fixed interest 2500 + 10 years dividend 5000 = 32500

I paid a total of 50,000 yuan, and I took 65,000 yuan in 10 years. Right.

Summary. Survival Benefit: If you are still alive at the end of the insurance period, you can receive the maturity survival insurance benefit.

2. Double protection: enjoy sickness and accidental death benefits, and care is doubled.

3. Dividend income: While enjoying survival income and multiple guarantees, you can also participate in the distribution of the company's dividend business results and share the additional surprises of expert financial management.

Ping An Jinbao Basin Insurance Protection Liability:

During the validity period of this main insurance contract, we assume the following insurance liabilities:

If the insured is still alive at the expiration of the insurance period of this main insurance contract, we will pay the "maturity survival insurance benefit" and the main insurance contract will be terminated.

Maturity Survival Insurance = Basic Sum Insured Number of Payment Years.

Death BenefitIf the insured dies due to illness within 1 year from the effective date of this main insurance contract, we will refund the insurance premium paid without interest, and this main insurance contract will be terminated.

The "premium paid" is calculated based on the annual premium corresponding to the basic sum insured at the time of death.

If the insured dies due to an accidental injury within 1 year from the effective date of this main insurance contract (see Death or death after 1 year from the effective date of this main insurance contract), we will pay the "death benefit" and this main insurance contract will be terminated.

Death Benefit = Basic Sum Insured Policy at the time of death.

How much is Ping An Jinbao after 10 years.

Survival Benefit: If you are still alive at the end of the insurance period, you can receive the survival insurance benefit at the end of the insurance period. 2. Double protection:

Enjoy sickness and accidental death benefits to multiply your care. 3. Dividend income: While enjoying survival income and multiple guarantees, you can also participate in the distribution of the company's dividend business results and share the additional surprises of expert financial management.

Ping An Jinbaopen Insurance Protection Liability: During the validity period of this main insurance contract, we shall assume the following insurance liabilities: if the insured is still alive at the expiration of the main insurance contract, we will pay the "maturity survival insurance benefit", and the main insurance contract will be terminated.

Maturity Survival Insurance Benefit = Basic Sum Insured Number of Years of PaymentDeath BenefitIf the insured dies due to illness within 1 year from the effective date of this main insurance contract, we will refund the insurance premium paid without interest, and this main insurance contract will be terminated. "Insurance premium paid" is calculated based on the annual premium paid according to the basic insurance amount at the time of the round rock. If the Insured dies due to an accidental injury within 1 year from the effective date of this main insurance contract (see Death or death after 1 year from the effective date of this main insurance contract), we will pay the "death benefit" and this main insurance contract will be terminated.

Death Benefit = Basic Sum Insured Policy at the time of death.

Hello, you can withdraw cash value and dividends.

I bought it in 15 years, and I didn't pay dividends once?

Are you there? Hello, if you need to go to Ping An Insurance Company to collect the dividends, they will not be automatically distributed to your bank card.

The dividend income of insurance products is floating, and the dividend ratio of customers depends on the total income of Ping An Company in the current year.

If you want to put this part of the money in a fixed account, you can consult me for details.

I bought a 5000 one, paid 5000 a year, paid for a total of five years, and expired in ten years.

Let's calculate the interest at the bank first. The interest rate for five years is three years, 5000 for the first year, 5000 + 5000 for 10 years, 5000 for the second year, 5000 for 9 years, 5000 + 5000 for the third year, 5000 for 8 years, 5000 + 5000 for the fourth year, 5000 for 7 years, 5000 + 5000 for the fifth year, 5000 for 6 years, 5000 + 5000 The total price after ten years is 7375+

And this 5000 gold treasure pot has a fixed interest of 500 per year, a total of five years is only 2500, and the dividend is uncertain according to his medium dividend for ten years, which is 5000

The total price of Treasure Pot for ten years is: principal 25,000 + fixed interest 2,500 + ten-year dividend 5,000 = 32,500

I lost 2,000 yuan, and the dividend is still uncertain.

This bancassurance product is not as profitable as the other product that is sold in the face.

The benefit calculation table shown to you is just a demonstration of benefits, and it does not mean that it will necessarily be so much money. Nor can it be said by the salesman alone. You have to take a closer look at the terms and calculate it. Unlikely.

Let's not talk about how many years of insurance you buy, how many years of insurance, and how much money you have when it expires.

I recommend not buying bank wealth management products in general.

There are reasons. 1. The bank's products are generally paid for x years, guaranteed for y years, and the principal will be returned at maturity with a certain amount of interest, but just imagine, after so many years, there is only such a little more interest, do you think it is worth it.

Second, the general bank's products are fixed-term products, if you buy or buy some long-term products, especially with protection content, you can imagine, if the protection for 30 years, then what is our age after 30 years, if you buy insurance products at that time, how much do you think the premium will be expensive, and the health insurance company at that time will definitely approve, and may not be able to buy.

Third, the bank insurance is the most insecure, a lot of news have reported some deposits to buy insurance, or in the bank after buying insurance by someone to push this and that, generally nothing to say that the bank insurance company will tell you with a smile, when there is a problem, the bank will say that the insurance company's own people buy insurance here, and their own bank has nothing to do with it, and then go to the insurance company to say that because the time is too long, after the hesitation period may become their own money can not be returned in full.

Buy insurance or choose a large company, a good salesman.