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When buying insurance, you should first choose social security, and then you can consider commercial insurance, which first considers health, and so on.
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Hello, I suggest you.
Let's take a look at Taikang Life's "100% Health" insurance, which protects against accidents and critical illnesses and minor illnesses, with exemptions and high cash value.
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You are the pillar of the family, first consider health insurance ten accident insurance, Xinhua Insurance health carefree premium is low, full protection, including 60 kinds of critical illnesses and 15 kinds of mild diseases, diagnosed and paid. The value of 1.5 million for drivers and passengers is guaranteed. Call and private chat is designed for you.
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Plan according to your needs! The first is personal protection + critical illness + accident + accident medical treatment + hospitalization medical treatment.
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Your current age should be considered for comprehensive protection insurance first! It needs to be planned according to your specific situation!
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It's a good idea for you to have a plan in this area, and you can buy the type of insurance that suits you according to your ability to pay.
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Health insurance and accident insurance are essential for everyone, regardless of income.
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What is the expected annual premium? Have you ever bought life insurance before? What is the annual income? Welcome to private consultation, thank you!
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You can find a plan and refer to it.
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Hello, what does it do for you to buy this insurance.
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Hello! We are people of the same age, so you can chat with me privately if you know more!
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Hello: 1. Inpatient medical and accidental medical reimbursement products to make up for the lack of social security reimbursement. 2. Critical illness protection reserves, in case of serious illness, we will have the possibility of income reduction or interruption, and the critical illness protection of commercial insurance can pay a lump sum of money after social security reimbursement, as our nutrition, income or care after illness, etc., which can play a relatively large role in sending charcoal in the snow.
3. Pension supplement: the pension will be much less than when you are on the job, in order to have a better quality of life after retirement, you can supplement the pension in an appropriate amount, in order to enjoy the double pension provided by the state and commercial insurance more comfortably when the sun sets. It is advisable to purchase your own product portfolio based on a percentage of 15% of your annual income.
Recommended: Ping An's evergreen combination, focusing on protection; Love a lifetime combination, early protection, later pension; Outsmart Life Combination: Balance between security and pension.
If you are in Beijing, you can communicate directly offline ** or Q. Peace be upon you!
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First of all, you have to know what kind of protection do you have now? What is lacking is what is supplemented. You are the same age as me, a rabbit.
Now is the period of struggle in our lives, and the first thing I applied for was personal accident insurance, including accidental injury and accidental medical treatment. The second is term life insurance (which I colloquially call value insurance), and the choice is 20-year protection. It also happens to be the period of struggle for our people.
The third is to apply for serious illness medical insurance and additional hospitalization medical expense insurance. The fourth is endowment insurance. The total coverage should not be less than 10 times the current annual income, and at our current age, it would be more appropriate to cover 30 times the current annual income.
It is especially reminded that all policy beneficiaries must be clear. If you want to know more about it, it is best to explain your current income, occupation and protection, and then design an insurance package that is suitable for you. Good luck!
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There is an order to buy insurance, first establish health protection (including accident, medical, critical illness), and then consider financial products on this basis. It is recommended that you learn more about several companies, know more about several products, and compare them in detail. Health products can consider our Kangyi Jinsheng + special critical illness + minor illness hospitalization + comprehensive accident.
Critical illness protection can be insured until the age of 60, 70 or 100 years old, covering 35 known critical illnesses + any kind of terminal illness unknown in the future + comprehensive protection for the first time in the industry, with an observation period of 3 months, dividends increased in the sum insured, and can be flexibly converted into a pension after 20 anniversaries, as well as a birthday payment. Special diseases include diabetes, very early malignant lesions (including carcinoma in situ, etc.), coronary intervention (non-thoracotomy), heart valve intervention hand speed (non-thoracotomy), benign brain tumors, etc. Welcome to continue to communicate, adjust the amount of protection and payment period according to your actual situation, tailor-made for you to match the product portfolio, refer to the advice given by the China Insurance Regulatory Commission Reference:
The China Insurance Regulatory Commission on the reasonable purchase of life insurance property.
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Hello, friend, it is a pleasure to provide you with insurance services1) Hello, Ping An is a good insurance company in China, and you can learn about our AIA; 2) AIA is the world's largest independent listed life insurance group in the pan-Asian region, serving the world's most dynamic region for 90 years, good service, fast claim settlement, strict entry and wide exit, won a number of awards in 2011, becoming the most satisfactory service insurance company in people's minds, I believe that you choose insurance, will make you satisfied; 3) The biggest function of insurance is to protect, the risk of illness and accident will bring great losses to our family in the future, transfer this loss to the insurance company, this is the role of insurance, I sincerely recommend that you and your family have a protection as soon as possible I am AIA Lin Tianrong, I hope my reply can help you.
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Hello: There is no good or bad type of insurance itself, what is important is what kind of insurance plan can really meet your own needs and solve your own worries. At the age of 37, social security is the foundation, and commercial insurance is the most beneficial supplement to social security.
It is very necessary to strengthen the comprehensive protection of commercial serious illness, accident and medical treatment. Secondly, personal finance and savings for future pensions should also be strengthened. Complete protection needs to be combined.
The premium is generally 10%-15% of the annual income, more pressure, less can not solve the problem, so choose a real suitable for yourself also need to have more information about you, the so-called "right medicine" in order to have the most suitable protection products for yourself.
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Hello! If you are optimistic about Ping An's insurance, you will not be disappointed, and Ping An's profit will definitely satisfy you; As for what type of insurance you want to buy, it depends on what you want to do, whether it is protection or as a future pension consideration. If you want comprehensive insurance.
Then choose Ping An's most popular universal insurance, which can allow you to truly manage your finances and protect your money!
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Hello! Your age is exactly the time when you need protection, recommend Ping An's smart life universal products, make a comprehensive product portfolio, treat diseases, and provide for the elderly without diseases.
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Buy a life of wisdom + enjoy life. Guarantee and pension. Very comprehensive. I am a salesman of Ping An Insurance who works in Beijing. If you want to consult, just ask me.
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Hello: There are many types of insurance in Ping An, and there is no best one, only the most suitable one, tailor-made, and living within your means. Different people choose different types of insurance at different times, generally accident or life insurance first, and then critical illness. It can be designed according to different needs. I wish you a happy family and a safe life.
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Hello! There is no such thing as good or bad insurance, it depends on what you need to solve. In addition, consider your family's financial situation and live within your means.
In the order of low-premium, high-protection insurance products, there are accident insurance, medical insurance, life protection, children's education, investment and financial management, etc. We can continue to communicate with each other for details!
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Hello, there are many kinds of insurance, pension, financial management, etc. If it has not yet been established, you can consider security first, then pension, and finally financial management. You provide very little personal information and may not be able to recommend a combination of insurance that you are happy with.
Insurance packages are also tailor-made and tailored to the client's specific situation. Specifically, it is necessary to understand your needs through the form of questionnaires and combine suitable solutions for you. Welcome to the exchange and thank you for your interest in Ping An.
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Pension, additional critical illness early payment medical health exemption, on the universal (Zhisheng life) after the age of 65 to withdraw the pension.
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If you pay attention to protection, you should choose Evergreen, with a high sum insured and low premium, and the sum insured will slowly increase over time.
It is more appropriate to pay attention to universal insurance to protect the old-age.
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Depending on your own financial situation, Evergain and Outsmart Life are recommended.
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Corning Life, the fist health insurance product that Chinese Life has sold for 15 years, was upgraded and launched in May 2012! The scope of critical illnesses has been expanded to 40, and 10 minor illnesses will be paid in advance! 10 years of Shengshi 500 super return customers!
Enjoy the green channel for underwriting during the first sale period from May to June! Click here for details, thank you! Reference:
2012 New Corning Lifetime Critical Illness Insurance 2012 New Corning for a family of three born in the 70s.
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This age is more focused on critical illness and accidents, so it is recommended to shop around. Take a look at the case study below: Life Carefree Series - For My Best Friend.
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Hello, people of this age should pay more attention to security, and it is best to be able to provide for the elderly in the case of security. You can refer to my case, I hope it can help you reference: Universal Protection Plan for Family Support.
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The 37-year-old person builds and buys a product that integrates security and pension, and Ping An has a very suitable product for you, you can learn about it.
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Hello insurance is what we use to avoid risks, I don't know what you want to solve your problems through insurance, don't set up which insurance company, and communicate with multiple salesmen because each insurance company has 1 and 2 cost-effective products, so that your money can be used more economically.
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Hello! According to your own situation, you can choose the most suitable product for you, if you need to contact me, tailor-made for you! Peace and good health
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Hello! When buying insurance for your 75-year-old father, you should first consider accident insurance, and secondly, pay attention to his health protection and buy the right health insurance. The details are as follows:
Elderly people with inconvenient legs and feet are prone to accidents, so your father needs an elderly accident insurance to ensure his safety. According to the multiple risks of the elderly, it is best to buy an insurance that can cover fracture accidents, such as Taikang's "Old Fortune" accidental fracture insurance.
The elderly are susceptible to various diseases, so it is recommended that you consider buying a consumer-based health insurance for your father to protect his health and safety, and if your age permits, it is recommended that you consider Taiping Xiaoxinbao Old Age Cancer Protection Plan.
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At the age of 75, you can't buy any insurance at this age.
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At the age of 75, you can only buy cancer insurance and accident insurance for the elderly, and the premise is that you must be in good health.
Don't think about the rest of the products.
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Urban workers pay more for pension insurance and take more. Rural pension insurance is less paid, and there is not as much as urban workers' pension insurance. The pension insurance for urban workers is more troublesome than the rural pension insurance, and it is not so easy.
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Hello, we can't make a general evaluation of Ping An Life of China, each product of each insurance company has its own children and meaning. Just here I want to remind you that the most important thing to buy insurance is to buy the right insurance.
A suitable insurance policy needs to be comprehensively analyzed in combination with the actual situation of the insured. Therefore, it is recommended that you should compare and choose from the insurance company based on the actual situation of the insured, and it is good to buy the right insurance.
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Apply for insurance according to your needs and choose rationally.
Whether it is Ping An or Ping An's products, in fact, for customers, they are objective.
The CIRC's public service slogan:
Buy accident insurance, just for a peace of mind on the road;
Buy medical insurance, just for hospitalization without spending your own money;
Buy education insurance just to give your child a certain future;
Buy pension insurance, just for a worry-free smile in the sunset;
Buy wealth inheritance insurance: only for the assets under your name to avoid taxes reasonably.
What the customer said after receiving the claim:
I used to say that I only bought it if there was a problem, but now I know that I can't buy it if there is a problem.
I used to think that I wouldn't have an accident, but now I know that I am not afraid of an accident, which is called life planning.
I used to think that the hospital was to save people, but now I know that the hospital recognizes money and does not recognize people.
I used to think that insurance was a burden, but now I know that insurance is a second life.
I used to think that I would talk about it then, but now I know that I can't say anything at that time.
I used to think that the money I bought for insurance was made by the insurance company, but now I know that the insurance I bought is to let the insurance company make money for me. I used to think I just had to be careful, but now I know it's called a fluke.
Insurance can't change the present, but it can prevent it from being changed in the future!
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Each company's products have their own characteristics, and it is recommended that Ping An Fu provide the most comprehensive protection.
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Insurance can be divided into two main categories: property insurance and life insurance.
Property insurance, simply understood in layman's terms, is used to protect everyone's property, such as cars and real estate, and if these things suffer accidental losses, the insurance company will compensate them; Life insurance, on the other hand, is used to protect our body, and if our body and life are damaged, such as illness, disability or death, the insurance company will compensate us.
The insurance we usually buy for ourselves and our families is mainly life insurance, which mainly includes life insurance, health insurance and accident insurance.
1. Risk of serious illness:
Medical insurance and critical illness insurance are required. Medical insurance is used to reimburse some of the high medical expenses; Critical illness insurance pays money to cover medical expenses, expenses during recovery, and household expenses during the period when you are unable to work.
2. Accident risk:
You need to have accident insurance and medical insurance. Medical insurance is used for reimbursement of medical expenses, although accident insurance also has accidental medical reimbursement, but the amount is too small, if it is a serious accident, it does not play a big role, so medical insurance is still needed;
The money paid out by accident insurance is used to supplement what medical insurance does not cover and to protect yourself and your family in the future.
3. Risk of death:
You need to buy life insurance to protect your family's future life. The breadwinner of the family needs to be equipped with a term life insurance policy to protect it until retirement, and children and the elderly do not need to be configured. Life insurance embodies love and responsibility for the family.
To sum up, in summary, the priority purchases are: critical illness insurance, medical insurance, accident insurance, and pure protection life insurance.
Many people ask their seniors if they want to buy insurance and want to know some insurance knowledge, hoping to reach the level where they can understand the basic terms by self-study, what content do they need to master? Senior sister took some time to sort out and summarized some basic insurance terms and common terms as follows:Ultra-complete!
Everything you need to know about insurance is here
Start with the most basic concepts, and after understanding these concepts, help you understand some common insurance terms.
Finally, the senior sister would like to say that at the beginning of contact with insurance, it may feel complicated, but after familiarizing yourself with some knowledge, you will find that it will be much easier to choose and buy insurance.
Therefore, don't underestimate insurance knowledge, mastering this knowledge can be said to be halfway to the success of buying insurance. Senior sister hopes that everyone can learn insurance knowledge and buy the right insurance.
Judging from your situation, listening is not a problem, and speaking should not be low, just **TPO (available online), do the above questions. Usually write more essays, TOEFL words are not very difficult, especially academic words will also be explained in the essay listening. You practice TPO every day from now on, and there is a good chance that you will pass 95 in June.
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There are still a lot of choices in this budget range.,You can choose a good configuration.,I don't know what application you mainly do? I can help you see it according to your usage requirements
I have bought myself FLM, FLM is generally a very stable value-added insurance, the insurance age is from birth to 70 years old can be bought, the income is very stable, there is a fixed annuity, annual payment, and a universal account, the value-added is also very stable. So far, my income is still very good, quite satisfied. Specifically, you can consult the sales staff of Xiaxiaxia.