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Anonymous users2024-02-09Will the weighted average be calculated? The weight coefficient of each individual income is then added and averaged. Then you can also drop by to find out about your risk index. The algorithm is basically the same.
Follow the description of your first stage. Your job is fairly stable. It is advisable not to use what percentage is used for your working capital. A three-month daily spending limit is sufficient.
Second. You're involved in too many ** parts. And most of them need to be taken care of by themselves.
If you still have a regular job. Then you won't have as much time to take care of your **and**. Saving is an essential part of managing your finances.
If you are young. Then you can choose an offensive investment strategy. Limit your savings to 20%-30%, but you can't do without.
In the future, you will find the importance of this part of your savings on your financial journey. **Words. The same.
According to your current philosophy. It's about making long-term investments. **To be honest, it's not very suitable for long-term investment.
Insurance is a must. Guaranteed when you encounter force majeure. The last protection for you and your family.
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Anonymous users2024-02-08Earnings require a portfolio, and planning recommendations include:
1. Discover a favorite area of financial management and study it well (you can't learn everything) 2. Include the expansion of credit in the plan and implement it (ask, ask for advice) 3. Invest in your own brain and contacts is also the category of big financial management.
4. Don't adjust the configuration combination frequently and enjoy life.
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Anonymous users2024-02-07According to the law of investment 4321 of financial management, I personally feel that personal life insurance should be put in the first place, 20% The rate of return of savings life insurance is generally between 3% and 4%, and your 8,000 savings insurance income is about 250 yuan. The current turnover can be allocated to the monetary ** because there is no handling fee or bank wealth management, and it is not a dream to strictly implement your own financial planning and steady wealth appreciation.
Personal Financial Planner.
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Anonymous users2024-02-06Hello! I am the wealth manager of the most well-known brokerage in Nanjing!
**30%+30%+30%+10% working capital.
Don't, because it's an investment.
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Anonymous users2024-02-05The Finance China Wealth Management Channel has a detailed introduction to the wealth management products here. This**is owned by Tongxin**, and Hubei Satellite TV, Guangdong Satellite TV, Inner Mongolia Satellite TV and other TV financial channels cooperated, **The information is updated 24 hours a day, very timely, and very comprehensive, you can search for it, I hope it can help you.
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Anonymous users2024-02-04First of all, you need to determine how much you spend on daily life (clothing, food, housing, transportation, entertainment, etc.)? How much is contingency and how much can be invested.
Then consider the direction of the investment: for example:
Bank savings: small interest and little risk (unless the bank fails);
State bonds and corporate bonds (corporate bankruptcy is more preferential than **) have medium returns and less risk;
** (company bankruptcy, loss of capital), real estate (bubble collapse, house depreciation) and**, etc., although sometimes you can make a wall, but the risk is greater, not suitable for investors who are just starting out Advice: first read a book, then practice, and finally a large number of then do a comparative insurance.
Read: "33 Money Management Lessons to Take Before the Age of 35", Money Making Tips: Indispensable Money-Making Wisdom in Life" "Gambler's Creed You Must Know Behavioral Economics", Wall Street**Hand Diary, **Investment Primers and Skills", A Lifetime Financial Plan", "Know a Little About Economics in Your 20s", "Why Are You Poor".
"16 Lessons of Successful Financial Management" tells readers a simple but full of wisdom truth, hard work is not simply to make money, just saving money can not be rich, but money is not purely for consumption, nor is it purely for investment, money is just a tool for life, the correct view of financial management is: reasonable consumption + smart savings + rational investment = rich and comfortable life. A comfortable life will make you work harder and thus earn more money.
Only by planning money in this way will life enter a benign track. This is a simple and effective financial management plan that will help you manage your money rationally and effectively, join the ranks of wealth nouveau riche, and write an elegant life with your own personality.
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Anonymous users2024-02-03If you are asking like this, you should be a beginner in investment and financial management, and if you are just getting started, it is better to choose a reliable platform, with stable income and simple operation. In addition to your daily living expenses, the rest can buy small, gold, guan, weekly, weekly, and surplus, with an annualized income of 150, which is good.
First of all, divide the 10,000 yuan into three parts, 5,000 yuan each, respectively, for a fixed period of 5 years, 3 years, 1 year, and then open an account in the bank, buy a fixed investment, invest 400 yuan or 200 yuan per month, if you invest 400 yuan, buy 2 **, each 200 yuan per month, you can choose a **type, and then choose a other type, you can consult the bank's financial planner, if you invest 200 yuan a month, then you are saving 200 yuan in cash every month, in order to stick to it every month, You can open a fraction of the savings of the whole book, you can save every month, you can withdraw immediately when there is an emergency, usually if there is a balance can also survive, if self-control is good, you can consider opening a credit card that can be overdrawn, considering that the income is not high, so the overdraft limit of the credit card should not be too high, the overdraft limit is controlled within 3000-5000 yuan, but in the process of use to be sensible, due must be paid off, make full use of the 56-day interest-free period, so that you can not only ensure the quality of life but also have enough capital turnover, It is also possible to save money.
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