What is the limit of Great Wall InternationalConnect UnionPay Gold Card?

The credit limit of Bank of China Great Wall International UnionPay Gold Card is comprehensively assessed based on the information filled in and the relevant supporting documents provided by the user when applying for the credit card.

In the case of dual currency for one card, the same limit will be shared between the RMB account and the USD account. For example, if the user's credit card limit is 40,000 RMB, the user's credit limit is equivalent to 5,000 US dollars when the user uses the card abroad.

The principal card and supplementary card share the same quota. For example, if the credit limit of the principal card is 10,000 yuan and the credit limit of the supplementary card is 10,000 yuan, if the principal cardholder has used the 5,000 yuan limit, the supplementary card can only use the remaining 5,000 yuan at most.

In addition, the primary cardholder can specify a credit limit for the additional cardholder, for example, you can apply for an additional card for your child with a credit limit of 10% of your (the primary cardholder).

The minimum amount of the Great Wall International Personal Gold Card is 500 RMB.

The credit limit is based on the user's work certificate and property certificate, which is comprehensively assessed by the system.

Supplement: 1. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company's official seal or personnel seal), or a copy of the work card that has been verified and indicated by the promoter;

2. Proof of financial resources: It can be a record of salary payment by the bank, or a certificate of income tax withholding, or a certificate of the market value of a house, a car, a deposit and an investment (such as a copy of the real estate certificate, car driving license, bank fixed deposit certificate) and other materials that can prove the level of financial resources. Other documents available for reference include:

List of social insurance personal accounts in the past 6 months, water and gas bills, credit card bills of other banks, etc.

Result: Generally about 5,000, the amount will not exceed 10,000.

Analysis: The probability of approval is very high, but the quota will be very general, because it is applied online, the quota is generally lower than that of the on-site (the on-site salesman will do certain technical processing), 40000 * (15%-40%) = 6000 to 16000

Bank of China Credit Card Credit Card Annual Fee Charging Standard:

1) Orange Liquor BOC Great Wall Global Series Products: - Personal Card: Ordinary Card: up to RMB 100 card; Theme card: up to RMB 280 card; Gold Titanium Card: up to RMB 300 card;

2) Platinum Card: up to RMB 800 card;

3) High-end card: up to RMB 8,800 card;

4) Business card: up to RMB 360 The card is exempt from the annual fee of credit cards such as salary, pension, subsistence allowance, medical insurance, unemployment insurance, housing provident fund, etc.

The above content is for your reference, and the actual business regulations shall prevail.

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The annual fee for BOC credit cards is as follows:

1) BOC Great Wall International Series Products: - Personal Card: Standard Card: up to RMB 100 card; Theme card: up to RMB 280 card; Gold Titanium Card: up to RMB 300 card;

2) Platinum Card: up to RMB 800 card;

3) High-end card: up to RMB 8,800 card;

4) Corporate card: up to RMB 360 card;

Among them, the annual fee of credit cards such as salary, pension, subsistence allowance, medical insurance, unemployment insurance, and housing provident fund is exempted; **, annual fee for credit cards such as official cards of local budget units.

The above content is for your reference, and the actual business regulations shall prevail.

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1. Charging standard: 100 yuan per year for Puka; Gold card 200 yuan per year.

2. Discount at this stage: exempt from the first year.

3. At this stage, the reduction and exemption policy: 5 brushes are exempted from the annual fee of the next year.

The above annual fee offer is valid from 1 January to 31 December 2022.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

2018 Bank of China Cash Advance Fee Standard:

1) Self-service channel withdrawal:

Great Wall Global Series Products: BOC Local: Free; BOC Off-site:

RMB 10 for transactions; Inter-bank local: RMB 4; Inter-bank and non-local: RMB 12; Overseas member banks of Bank of China or international organizations:

3% of the transaction amount, minimum USD or JPY 500; Overseas UnionPay: RMB 15;

BOC series products: BOC and inter-bank: 1% of the transaction amount, with a minimum of RMB8 for BOC and RMB12 for inter-bank; Overseas member banks of Bank of China or international organizations: 3% of the transaction amount, minimum USD or JPY 500;

Overseas UnionPay: 1 of the transaction amount, with a minimum of RMB 15;

2) Cash withdrawals over the counter:

Great Wall Global Series Products: BOC Local: Free; BOC Off-site:

1% of the cash withdrawal amount, with a minimum of RMB 10 (or USD) and a maximum of RMB 50 (or USD 8); Overseas member banks of Bank of China or international organizations: 3% of the cash withdrawal amount, with a minimum of USD or JPY 500;

BOC Series Products: Bank of China: 1% of the cash withdrawal amount, minimum RMB 10; Overseas member banks of Bank of China or international organizations: 3% of the cash withdrawal amount, with a minimum of USD or JPY 500;

Overdraft interest is calculated based on the actual overdraft amount and the actual number of days in arrears from the date of the transaction, and the overdraft interest rate is 5/10,000 of the daily interest rate, compounded on a monthly basis.

You can check through the official ** of Bank of China (Bank Cards - Service Guide - Guide to Card Application - Bank of China Credit Card Service Charges** Table).

The above content is for your reference, and the actual business regulations shall prevail.

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Just like a regular credit card.

The annual fee collection standard of Bank of China Credit Town Trace Base Card is as follows:

1) BOC Great Wall International Series Products: - Personal Card: Standard Card: up to RMB 100 card; Theme card: up to RMB 280 card; Gold Titanium Card: up to RMB 300 card;

2) Platinum Card: up to RMB 800 card;

3) High-end card: up to RMB 8,800 card;

4) Corporate card: up to RMB 360 card;

Among them, the annual fee of credit cards such as salary, pension, subsistence allowance, medical insurance, unemployment insurance, and housing provident fund is exempted; The annual fee of the Bank of China credit card such as the official card of the central government and local budget units.

You can check through the official ** of Bank of China (Bank Cards - Service Guide - Guide to Card Application - Bank of China Imperial Credit Card Service Charges** Table).

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Bank of China has many credit card products, and the Great Wall International Credit Card is a basic credit card product, the product level is not high, and it is more suitable for office workers who want to travel and spend abroad. Today I bring you a comprehensive introduction to the BOC Great Wall Global Credit Card.

There are four different products of BOC Great Wall International Credit Card, which are divided into four different products according to the level of the card and the type of organization:

1) Puka, including UnionPay single standard liquid recognition and UnionPay + Mastercard dual logo, blue card face;

2) Gold card, including UnionPay single logo and UnionPay + Mastercard double logo, the gold card face is yellow.

1.Line of credit.

BOC will score a comprehensive score based on the applicant's credit status and determine the specific amount, which is based on the following grades:

The amount of ordinary cards is generally less than 10,000 yuan;

The gold card limit is between 10,000 and 50,000 yuan, and the amount of buried liquid can also be approved below 10,000 yuan.

2.Credit card annual fee.

The annual fee of BOC Great Wall Global Credit Card can be waived, but the reduction criteria vary from tier to tier

1) Yinhu IOT Puka is 20 yuan per year, and gold card is 100 yuan per year; The double-standard Kapu card is 60 yuan a year, and the gold card is 120 yuan a year.

2) Ordinary card and gold card: the annual fee is directly exempted in the first year, and the annual fee can be waived for 5 times in the next year.

From the point of view, BOC Great Wall Global Credit Card is a relatively good foreign currency credit card, after all, the highest level of the Gold Card is the Gold Card, as long as you have a stable job and a slightly higher income, you can apply.