What do you think about people who only save money and don t spend money in life?

Although many people may find it incredible, how can there be a person who only saves money and does not spend money, does he not have desires? I used to think the same way, if I have a desire, I will consume, except for those who have seen through the red dust, I am afraid that few people can not spend money! But as I get older, I find that there are several types of people who can really only save money and not spend money, I won't comment on it first, you will have an idea in your own heart after reading it.

Category I. Extremely picky people. I've seen people pick at others, and I've seen people pick at themselves.

Some people may be born with a temperament, or it may be caused by the growth environment, they often attach great importance to money, and do not know how to manage money, only know how to save money desperately, and they are reluctant to spend any of their own money, and they are reluctant to spend it on others. You must have seen such people!

Category II. It's not easy for people to make money. The most typical representative of this type of people is the migrant workers, who have left their hometowns and come to the big cities, relying on their own physical strength to earn money, every penny is hard-earned money, they themselves are reluctant to spend, and there are poor homes waiting for him to raise.

So they tend to save all the money they earn to change their lives.

Category III. Parents who raise children (this example excludes the rich second generation). Although the economy is now developing and life has become better, for most young couples who have just started their own small family, raising a child is a huge investment.

Since I had a child, I don't dare to spend money indiscriminately; Since I had a child, I wanted to give him the best life; Since I had children, I have a lot of money to spend. Our parents are like this, they deduct themselves for the sake of their children.

I have a roommate who likes to earn money, and if there is any part-time job, I will go there, and I also apply for the rain and dew plan, bursaries, and scholarships after I finish. In March and April of this year, our school's various assessments were completed in a month, and this roommate already had 5,000 yuan just by relying on the school's various funds, but he didn't spend it, and some people in our dormitory joked: "With so much money, don't you ask for a meal?"

This classmate was very hesitant and finally did not have a treat.

Later, I asked the dormitory people to talk less about it, and many people thought he was stingy, and I thought so too, because my scholarship was also treated, and I spent some money after it was finished, and within a few days, the money was gone. Another reason is that our dormitory takes turns to entertain, which is not customary, but after a person treats, we will be embarrassed, and then we will invite again, but this classmate has never been invited, but there is no less time to eat, some people are very angry, but there is no way, you can't force others.

Two months ago, another of our roommates A was short of money, this roommate directly borrowed him 2000, and there was a reason why he saved, he was born in a relatively poor family, and the family was not harmonious, it seems that grandma favored other children, and his father received coldness, so grandma divided the property not very well, to her father, there is nothing, even now the house is someone else's. So I always save a lot, even if I buy a ticket, I will choose the most economical way.

I am still very envious of people who only save money and don't spend money, because I can't control my own money, I don't have a good concept of financial management, in case there is something urgent, I usually ask others to borrow money, and I understand them very well, in comparison, I even feel a little ignorant. But saving is not stingy, a reasonable plan is what it should be, spend it when it should be spent, on the contrary, it is a bit of a calculation, I hope everyone has their own financial plan, especially for us who are young, saving is deserved.

Isn't it just for the sake of having money to spend, what is the difference between money that is not spent and waste paper, and I have always believed that the more people who can spend money, the more they will make money.

The thrift of the grandparents' generation is engraved into the bones, grandpa is more than sixty this year, has done a lifetime of hard work, and is not even willing to buy a new dress for the New Year, and has worked hard to save a lifetime of money, and in the end he has not saved anything, and he is tired of a disease, some time ago grandpa was unwell, went to the hospital to check for nephritis, the whole person was swollen, the doctor prescribed a lot of medicine, and told my grandfather not to work anymore, to drink medicine on time, but grandpa did not listen, his body just got better, and he went to work againAfter drinking the medicine, his body was not swollen, he felt that it was too expensive to take medicine all the time, so he secretly stopped the medicine from my father, and he didn't think that after a month, his body began to swell again, and he tossed to the hospital for a check-up, and the cost of the examination alone was worth the cost of buying medicine during the period when he stopped taking medicine.

My dad and my grandfather are completely opposite two kinds of people, my dad dared to fight when he was young, the house at home was repaired by my dad Zhangluo, my dad said that my grandfather was particularly opposed at that time, and then my dad went to learn to drive a big car, my grandfather did not support it, just felt that it was too much money, my dad worked hard by himself, step by step to the present, the family built a two-story building, there are several big cars under the name, and for the three of us to go to college, a while ago my dad took out a loan to buy a big car, and my grandfather was angry, But my dad knew that only by being willing to spend this money could he earn more money. The gap between my grandfather and my dad is here, as long as the money is spent correctly, the more it is spent, the more it is spent.

My dad is like this, he has a deposit of 3 million yuan, and he spends 400 yuan a month, which is in Yiwu City, and he never buys things for children, and wears clothes decades ago, and we have to order the most expensive when we go out, because he doesn't pay.

There is no such thing as saving money without spending it. No matter how frugal a person is, he still has to spend money, but he spends less money than a person who spends money lavishly.

People who only save money and don't spend money are nothing, they hate to save their own money, spend other people's money, and follow every time they go out to eat, and then they don't pay or let you pay back to you first, in fact, they don't give it once, and they say that the reasons are still one set.

Maybe people save money to spend a lot of money, you don't save money to eat and drink every month, people save money, and after a year, go abroad to buy a few bags and a few clothes or something, which one do you say is cooler?

It's the real ability to live well without money for a lifetime, anyway, I admire it!

People who live only save money and don't spend money. I'm afraid of spending my money alone. Go to the bank and queue up to get a number.

Admire such people! I can't save money.

An old couple in our community, in their sixties, were demolished and divided into four houses, more than 3 million, but they would walk around the garbage cans in the community every day. Rummaging through them one by one, and getting up early, otherwise they will be preempted by the garbage collection car, which is not a model of only saving money and not spending money.

Either you don't spend it, or you spend a lot of money, and you won't take it to eat and drink.

It is better to be alive than to be dead.

The Chinese way of life.

There are many kinds of psychological conditions for those who only save money and do not spend it. There is such a situation in life, obviously the monthly income is not a lot, but I found that this person basically does not consume much in ordinary times, does not carry brand-name things, dresses are very simple, and the products used have been used for a certain number of years. There are still many such people in life, and not everyone wants to spend money after they have it.

Saving money is a good habit, and people nowadays rarely have this habit, and many people spend in advance and don't notice saving money at all. As soon as the salary is paid, you have to pay it back, and there is no money to save at all. And those who don't spend much don't spend ahead of time and save money every month.

Of course, if you save for a long time, you will have a lot of money. There are many reasons not to use it, one is to like to watch it sit there. Put it in your own account to have a sense of security, and only after you have independent financial ability can you have the so-called sense of security.

You can do whatever you want, not think about it. <>

At the same time, you can also manage your money there, so that the money can be more useful. This way is what many people like, and they will invest in financial products or **. It's a good way, but some people don't understand it.

In real life, there is such a group of people who don't like to spend money very much, and like to store money. And then all of a sudden, I bought a suite, I bought a car, and there are a lot of things like that. It is normal to like consumption and dislike consumption, and it is not said that it is abnormal not to consume.

Now consumerism is prevalent, consumption is okay, but advanced consumption requires restraint, reasonable consumption, and not doing things beyond one's own ability. <>

So there are many kinds of psychology of those who only save money and don't spend money. The older generation also likes to keep their money in their own hands or in the bank, because it is safer, and at the same time, they are not willing to spend a lot at once, which is contrary to their spending habits. <>

The psychology of those who only save money and do not spend money is related to the social environment, especially those who have experienced a bumpy life at home, they know how to cherish it more, because instead of bowing their heads and borrowing money from others when their families are in difficulty, it is better to take out the money themselves and have more confidence.

This kind of person is a person who is more picky, and this kind of person is a more cautious person who wants to get rich in this way.

It may be that they are reluctant to spend money, or it may be because they have been poor and afraid in the past, so they dare not spend money. In fact, it is also a very old psychology.

People who don't save money are divided into two kinds, the first is a free and easy person who has wine and drunk today, they will feel that tomorrow or the accident will come first, so they will enjoy life to the fullest, eat, drink and have fun, and the second kind of people who don't save money are powerless, their wages are low and they have to repay the loan and support their wives, children and parents, and they have no money to save.

When you don't have savings, and when things happen that are unfair or unpleasant, you will think that you still have to live on a salary, and just put up with it. But when you have a deposit, you don't have to pay for other people's mistakes.

Notes:

I don't have too much money in my pocket, and I passively improve my self-control. With the above three methods, while the debt is reduced, I also have a little savings, but in the first few months, I did not do enough in terms of reserves, resulting in unexpected expenses, and the money on my body is a turnip and a pit, making myself embarrassed.

Therefore, in the last month, I began to initially establish my own reserve fund, which was not used in the current month and would be transferred to the next month, and the accumulation of the reserve fund was also the accumulation of a sense of security.

There is such a family in our village, who only knows how to save money, and is reluctant to spend money, and lives a life that is really tangled in people's eyes.

There are four members in the family, two adults, a son who goes to school and a daughter who goes to school. The son and daughter do not live at home, so the old couple is reluctant to turn on even a few watts of energy-saving lamps every day.

This kind of thing is still according to my mother, after the two of them come back from work during the day, they cook in a big pot with firewood, because it costs money to buy briquettes, and the electricity bill is too expensive. Meals are always boiled, and they are not fried in oil. If you want to watch TV at night, you will go to other people's houses after dinner, and watch them play mahjong while watching TV.

After seeing it, it was time to go to bed, so I went home to sleep.

The reason why this incident spread was that when the electrician in our village had a poor meter, he couldn't even receive one or two yuan a month every time he came to his house, while other villagers living in the same life used electricity for about a few hundred yuan.

Everyone thinks that they may have saved money for the two children's schooling, and they have lived like this for a lifetime, and they will get used to saving and saving.

In reality, we will see some people who are desperately trying to save money, but they don't spend it. Why is that?

The influence of the thinking of the poor.

Why do the rich become rich and the poor become poor? To a large extent, it is the influence of ideas. The rich will put their money in the place where it will increase, which is the investment as the saying goes.

Use money to make money, so that big money can make small money, and small money can become big money. If you only save money, then the money will depreciate unknowingly, because inflation is like a demon that will invisibly eat up your assets, so that your money cannot buy what you could buy before. If you had 100,000 dollars 30 years ago, you could be said to be super-rich.

But if you deposit the money from 30 years ago in the bank until now, then your purchasing power of 100,000 yuan will be greatly reduced.

For example, at night, you can't see anything without the lights on. Some people can afford to pay the electricity bill, but in order to save dozens of dollars a month in electricity bills, do not turn on the lights, or use a small yellow bulb of two or three watts to illuminate the whole family at night? Even with a small yellow light bulb still reading a book, over time not only did not save electricity bills, but also caused vision loss, which is really worth the loss.

Therefore, when dealing with money, we must abandon the thinking of the poor and spend money on places that can increase our value, so that we can give full play to the role of money.