What kind of certificate do financial planners need to obtain?

The certificates that financial planners need to take are ** professional qualification certificate, ** professional qualification certificate, CFP, CFA, financial planner qualification certificate, etc. The certificate of financial planner has the highest gold content of AFP, and after having AFP, I will take the CFP exam.

On the one hand, you can reflect your professionalism when communicating with customers, and on the other hand, you can also let customers have a certain degree of trust in themselves when contacting customers. Looking at the current financial certificate market, certificates emerge in an endless stream, and it is not easy to find a certificate that is useful to you among so many certificates, so you must choose carefully. However, there are still high-value certificates that are worth taking.

A qualified financial planner must hold a financial planner certificate.

1. Financial planner, that is, financial advisor

It is a professional who provides comprehensive financial planning to clients. Financial planners refer to those who use the principles, techniques and methods of financial planning to provide comprehensive financial consulting services for the financial goals of individuals, families, small and medium-sized enterprises and institutions. Financial planning requires a full range of services, so financial planners are required to have a comprehensive grasp of various financial instruments and related laws and regulations, to provide customers with tailor-made and practical financial solutions, and at the same time to meet the long-term and changing financial needs of customers in the continuous revision of the plan.

Second, the quality and ability requirements of financial planners. There are a few specific qualities and abilities required of a financial planner:

1. Rich knowledge of finance, investment, economics and law. A financial planner should be:"All-round + specialist"This means that financial planners should systematically master economic, financial, investment, and legal knowledge, and be experts in some aspects, such as insurance, and have specialties in other aspects.

2. Good character and professional ethics. The client is a financial planner"Food and clothing parents"Financial planners should serve the interests of their clients and always think about them, rather than simply selling products to clients. In addition, it is also important to keep the client's personal confidentiality, and the financial planning process involves a lot of client privacy, as the client's personal financial advisor, you should keep it confidential.

3. Relative independence. Financial planners working in banks, **, and insurance companies have more or less the purpose of promoting products while making financial plans for customers, which is an objective problem. But the promotion of the product should be based on the interests of the customer, not be"Money for the sake of pitching"。

There will be a lot of them in society in the future"Independent wealth management company"These wealth management companies are more independent and are not attached to certain financial institutions, they are from the perspective of customers, to help customers choose investment products and achieve their financial goals.

3. To be a good financial planner, you can start from the following aspects:

First, grasp the fundamentals of financial management and learn to be able to express it in a language that customers understand. Many relationship managers are learning about financial literacy, but this is not enough, the key is to "speak up" in words that the customer understands. Usually the customer is absent-minded, so it should be expressed in a way that they are interested in, and the customer is not a financier, so the language of expression should be easy to understand.

Secondly, to provide customers with sufficient professional knowledge popularization. In many cases, it is impossible to communicate with customers because customers do not understand the financial products introduced by financial planners, so there is a cognitive gap between customers and financial planners. So when financial planners share their daily circle of friends, they should share the popular science knowledge of investment with customers.

Third, when the market fluctuates, perhaps what customers want most is to keep abreast of market trends, so it is also the best way to serve users by sharing the latest news and information with the morning report of beta financial planner or financial breakfast every day.

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There are a lot of certificates that financial planners need to obtain. The first is the national certified accounting engineer, the second is the national certified tax engineer, and the other is the national certified financial planner.

Financial planners need to take the exam for property analyst, financial certificate, etc.

There are many certificates that need to be obtained, first of all, the national certified accounting engineer, followed by the national certified tax engineer, and the other is the national certified financial planner. Certificates like these must be taken in order for you to be a qualified financial planner.

What kind of Zheng does a financial planner need to take first, he needs to have a financial planner certificate. At the very least, there should be a national certified accounting engineer. National Registered Tax Engineer and National Certified Financial Planner, these certificates are relatively difficult to examine, and only after these certificates are examined can you be regarded as a qualified financial planner.

Financial planners need to take the financial planner certificate. The first is the national certified accounting engineer, followed by the national registered tax engineer, and the other is the national registered financial planner, these certificates must be passed to be a qualified financial planner.

If you want to take a standard financial planner, you must have at least a lot of documents, especially the documents in your family, you must meet this standard to be able to take the financial planner exam, and you must have a bachelor's degree or above, so that you can get the certificate.

Only those who have passed the "Banking Laws, Regulations and Comprehensive Capabilities" (Basic) and the "Personal Finance" under the "Professional Practice of the Banking Industry" can be qualified for wealth management sales, which should be regarded as the foundation of the foundation.

**Certificate of Qualifications. Passing this exam will give you an understanding of trading, analysis, etc. **Certificate of Qualifications.

Understand and master the relevant knowledge of the first transaction, and have the first sales qualification. Insurance Qualification Certificate. Master insurance-related knowledge and be qualified to sell insurance.

CFP (International Financial Planner Certificate).

CFP is a qualification certification for bank wealth management personnel introduced in 2004 when China's banking wealth management business was just in its infancy. The main customer groups of the bank's wealth management business are customers with investable assets of more than 50,000 yuan (the supervision measures for commercial bank wealth management business in 2018 were changed to start at 10,000 yuan) and less than 6 million yuanProvide a full range of professional financial advice to individual customersBy constantly adjusting the portfolio composed of various financial products, designing reasonable tax planning, etc., we can meet the long-term life goals and financial goals of customersIt can be said that there is a bias towards asset management.

Before 2014, CFP had been a practice certificate for bank wealth management personnel, and was later cancelled along with many other certificates.

AFP (Financial Planner Certificate).

AFP and CFP are two stages of the same certification, AFP is a more localized and primary CFP, and you must first pass AFP to take the CFP exam. Its certification is mainly to build a basic knowledge and conceptual framework of financial management for practitioners, and cultivate practical skills. Engage in financial management or financial management-related work in financial institutions, accounting firms, law firms, and other institutions recognized by the China Financial Management Standards Committee.

Master's degree or above with more than 1 year of work experience, bachelor's degree with more than 2 years of work experience. College degree with more than 3 years of work experience, college degree or less with more than 7 years of work experience (subject to the permission of China Financial Management Standards Committee).

CWM (Chartered Wealth Manager).

CWM is primarily aimed at wealth management and asset managementIt is more suitable for family wealth management and inheritance planning for "high-net-worth individuals".

CWM is a financial industry qualification sponsored by the Chartered and Investment Institute (CISI), and is officially recognized by regulators in more than 70 countries around the world, including IOSCO, the International Organization of the Supervisory Commission on Ethical AffairsIts qualification exams are recognized by 92% of the world's international banksIncluding the top 20 investment banks and top 20 custodian banks in Europe, there are senior wealth managers and executives who enjoy the honor of Chartered Wealth Manager in the well-known HSBC Private Bank, UBS Private Bank, Barclays Bank, Deutsche Bank, Credit Suisse, and the International Monetary Organization. If your purpose is to pursue a long-term career, CWM is very useful.

CWM's main career pathsWidely covered in banking, **, **, investment, trust and other wealth management fieldsFor example, wealth managers, IFA independent financial advisers, private relationship managers, discretionary portfolio managers, private bankers, family wealth managers and advisors are professional wealth management advisors.

1. Certified Public Accountant (CPA)

Certified Public Accountant is a professional qualification exam in the accounting profession. Founded in 1988, the Chinese Institute of Certified Public Accountants (CICPA) is a national association under the leadership of the Ministry of Finance and the only accounting professional body in China. Since 1991, China has implemented a national unified examination system for certified accounting, which has been held once a year since 1993, and has been held 18 times so far.

By the end of 2010, nearly 10,000 candidates had passed the examinations of all subjects, and about 350,000 people in China needed certified public accountants. Those who have graduated from a college or above, or have an intermediate or above technical title in accounting or related majors, can participate in the national unified examination for certified public accountants.

2. Certified Internal Auditor (CIA).

The International Certified Internal Auditor is not only a sign of an expert in the field of international internal auditing, but also the only recognized professional qualification in the international auditing community. International Certified Internal Auditors are required to pass the examination organized by the Institute of Internal Auditors (IIA).

3. National Professional Qualification Certification for Financial Planners (CHFP, Chinese Financial Planner).

As the highest financial qualification for industry professionals around the world, the financial planner certification covers a wide range of specialties in addition to investment, including taxation, insurance, finance, accounting, etc.

In 2003, entrusted by the Ministry of Human Resources and Social Security of the People's Republic of China (formerly the Ministry of Labor and Social Security), Beijing Solexon Oriental Wall Financial Consulting Co., Ltd. presided over the research and development of the National Professional Qualification Certification (CHFP) system for financial planners, which is the only financial planner certificate issued by the leading authority in China.

Financial planners need to obtain the corresponding qualifications, including but not limited to the following:

CFP Certification.

Registered Investment Advisor (RIA) Qualification Certificate.

Chartered Financial Analyst (CFA) credentials.

Actuary's actuary.

Insurance Practitioner Professional Qualification Certificate, etc.

In addition, the requirements for financial planners in different countries and regions are also different, and the specific needs of Hengkong should be queried on the local ** or industry association**.