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Out-of-town vehicles can be insured locally. When purchasing, there is a part of the car damage insurance that needs to be photographed and inspected**.
If you simply buy compulsory traffic insurance, you don't need a car to go to the scene, you can buy it as long as you have an ID card and a driving license.
If you buy commercial insurance, if you have car damage insurance, theft insurance, glass insurance, spontaneous combustion insurance, wading insurance, scratch insurance, in addition to bringing a driving license and ID card, you also need to take a photo of the car**.
The following picture is how to take pictures: 5 views, 4 45-degree angles of the vehicle, each view can see two sides, and take a frame number plus the newspaper of the day.
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Yes, car insurance is nationwide and can be insured anywhere in China (except Hong Kong, Macao and Taiwan).
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The policyholder can choose the place of insurance from a convenient point of view, but can only apply for insurance at the property insurance company, and the company provided on the first floor also includes life insurance companies, and life insurance companies cannot underwrite car insurance business. Chinese People's Property Insurance Shares****, China Pacific Property Insurance Shares****, Ping An Property Insurance Shares****, China Land Property Insurance Shares****, Public Insurance Shares****, Huatai Property Insurance Shares****, Yongan Property Insurance Shares****, Yongcheng Property Insurance Shares****, Sunshine Property Insurance Shares****, Sunshine Agricultural Mutual Insurance Company, Anbang Property Insurance Shares****, China United Insurance Holdings Shares****, Huaan Property & Casualty Insurance Co., Ltd.****, Tianan Insurance Co., Ltd.****, Taiping Insurance Co., Ltd.****, Shanghai Anxin Agricultural Insurance Co., Ltd.****, Anhua Agricultural Insurance Co., Ltd.****, Dubang Property Insurance Co., Ltd.****, Huanong Property & Casualty Insurance Co., Ltd.****, Bohai Property Insurance Co., Ltd.****, Tianping Auto Insurance Co., Ltd.****, Min'an Insurance (China)****. These 23 companies have been approved by the China Insurance Regulatory Commission to operate compulsory liability insurance business.
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You can buy insurance locally, and you need proof of your permanent residence in the local area, such as a temporary residence permit, company certificate, etc. The choice of insurance companies can not say which company is better or worse, the difference between the branches of insurance companies mainly lies in the ability and level of the person in charge, it is recommended to choose a senior person to handle the business, the person has a better understanding of the situation of the local insurance company, and can solve many problems for you.
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Generally speaking, yes, but you'd better consult with Ping An and PICC and the Pacific.
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Yes, then you can go to the earth property insurance**95590**cheaper.
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Summary. Hello dear, it is a pleasure to serve you <>
Out-of-town cars can buy insurance locally. 1。License plates from other places can be insured locally, and any insurance company that meets the requirements of car insurance can purchase car insurance from them; 2.
When signing a compulsory insurance contract for motor vehicle traffic accident liability in accordance with Article 12 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the policyholder shall pay all the insurance premiums at one time; The insurance company shall issue an insurance policy and an insurance mark to the policyholder. The insurance policy and insurance logo shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and claim settlement**; 3.The insured shall place an insurance mark on the insured motor vehicle.
The insurance model is unified across the country. The insurance policy and the insurance mark are supervised by the insurance regulatory authority. No unit or individual may forge, alter or use forged or altered insurance policies or insurance marks.
Can you buy insurance for a local car?
Hello. Hello dear, it is a pleasure to serve you <>
Foreign cars can buy insurance locally. 1。License plates from other places can be insured locally, and any insurance company that meets the requirements of car insurance can purchase car insurance from them; 2.
When signing a compulsory insurance contract for motor vehicle traffic accident liability in accordance with Article 12 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the policyholder shall pay all the insurance premiums at one time; The insurance company shall issue an insurance policy and an insurance mark to the policyholder. The insurance policy and insurance logo shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and claim settlement**; 3.The insured shall place an insurance sign on the insured motor vehicle.
The insurance model refers to the national unity. The insurance policy and the insurance mark are supervised by the insurance regulatory authority. No unit or individual may forge, alter or use forged or altered insurance policies or insurance marks.
Dear, hello, where is the car in Lulu so that the local can buy insurance. Non-local license plates can be purchased locally, and any insurance company that meets the requirements for car insurance can purchase car insurance from them.
But it's been more than a month since the car was out of insurance.
Dear, the car base has been out of insurance for more than a month and can be renewed, but if the compulsory traffic insurance expires for more than three months, the discount given by the previous Lafeng insurance will be gone, and the insurance must be insured according to the basic premium. Wheel dates.
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It is possible to buy insurance locally for non-local cars, but car owners should do a good job of preliminary work, and they need to find a better insurance company to buy insurance locally.
In addition, according to the regulations, when the non-local car buys insurance locally, the compulsory traffic insurance can only be sold in the area designated by the non-local car, and if the non-local compulsory traffic insurance is purchased through other channels, it violates the relevant regulations and will bring some unnecessary trouble to the future claim.
Now large insurance companies, have achieved the national general claim, when the car in the local insurance after the local insurance, if a vehicle accident occurs, you can apply for a claim in the local insurance company, you can enjoy the right to claim. I hope my answer can be helpful to you, thank you for your consultation, thank you,.
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It is better to buy a vehicle locally, and there are several differences to consider when buying car insurance for a long-distance trip:
1. Premium: There are slight changes in car insurance rates in different places, and there may be certain fluctuations in premiums;
2. Underwriting principle: Different regions have different restrictions on underwriting projects, and some projects may not be insured in some regions;
3. Service: value-added service.
There may be differences, such as free assistance and other services when purchasing car insurance in some places;
4. Claim process: The car insurance purchased in Zhenqingli in which state is handled in **, although the national compensation, but many branch companies also have competition, car insurance purchased in different places, and then something happens locally, and the application and other procedures are still carried out in the company that purchased, which may be relatively complicated and cumbersome. Millions of car purchase subsidies.
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Foreign cars can buy insurance locally, because now the large car insurance companies, have achieved the national general claim, when the car in the local insurance policy, if a vehicle accident occurs, you can apply for a claim in the local insurance company. When you need to make a claim, you can apply directly at the nearest ** of the insurance company, and you don't have to go back to the place where you purchased the vehicle, which is more convenient and fast.
However, there are also some drawbacks to buying insurance for non-local cars, and some insurance companies may be more discriminatory when they see that this is a non-local car, or delay the claim of the non-local car. To avoid this from happening, you need to carefully choose an insurance company with a good reputation and good service.
Claims in other places: 1. Report the case. The policyholder can report the case through the insurance company's ** service, which is a necessary process for handling off-site car insurance claims, which is related to whether the car owner can enjoy the claim service, and the early or late time of reporting the case will also directly affect the speed of the claim settlement time.
2. Survey and damage assessment. The staff of the nearest insurance company outlet where the accident occurred will conduct an inspection and damage assessment, which is the key to the settlement of claims.
3. Nuclear price and loss.
4. The policyholder submits the claim information to the insurance company's outlets, and the staff uploads the information to the auto insurance claim management system.
5. The claims adjuster shall review, adjust and verify the claim from the receipt of the materials.
6. The policyholder can go to the nearest outlet to receive the compensation or get the claim payment by transfer.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Yes, compulsory vehicle insurance can be bought in other places.
Precautions: 1. When applying for insurance, the policyholder should truthfully fill in the insurance policy, truthfully inform the insurance company of important matters, and provide a copy of the driving license and driver's license of the insured motor vehicle.
2. When signing the compulsory traffic insurance contract, the policyholder shall pay all the insurance premiums at one time. There shall be no request to attach conditions to the insurance company in addition to the terms and rates of the insurance.
3. An insurance mark shall be placed on the insured motor vehicle.
4. During the validity period of the insurance contract, if the risk of the insured motor vehicle increases due to modification, addition, change in the nature of use, etc., the insured shall notify the insurance company in time and go through the approval procedures.
Question: Do I need a temporary residence permit?
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Vehicle insurance can be purchased in other places.
Benefits of off-site car insurance:
**May be relatively affordable. At present, because the car insurance information platform can only be queried locally, for car owners with many car insurance claims, insurance companies in other places cannot find the claim information of the previous year. Therefore, the insurance company will identify the customer as a customer who has not been insured in the previous year, and the customer can enjoy the discount according to the insurance company's underwriting rules.
Risks of car insurance in other places:
First, compulsory traffic insurance can only be sold in the designated area according to the regulations, and if the local purchase of a non-local compulsory traffic insurance policy through relevant channels violates the provisions of the compulsory traffic insurance provisions, resulting in the invalidity of the policy.
Second, when applying for insurance claims in other places, you also need to go to other places to handle them. Although there are many insurance companies that have been insured nationwide, in fact, even the competition between different branches within the same insurance company is more than cooperation, and many branches would rather increase the cost of surveys and entrust surveying companies to survey accident vehicles than contact brother companies.
This has caused trouble for car owners when reporting and making claims. In particular, when there is a claim dispute, it will increase the cost and difficulty of customer claims.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Yes, you need to show the procedure!