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Credit cards are billed and repaid.
The statement date and repayment date of Ping An Bank credit card are fixed. At present, Ping An Bank's statement date is the day of each month, and the corresponding repayment date is the 1st of the next month, the 3rd of the next month, the 5th of the next month, the 8th of the next month, the 10th of the next month, and the 13th of the next month.
The billing date can be enquired as follows:
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Ping An Bank credit card statement date can be set as: 5th, 10th, 15th, 20th, 25th, you can check in your monthly statement, you can also check online banking, or call customer service** to inquire.
The last repayment date of Ping An Bank credit card is the 18th day after the statement date. For example, the 20th of each month is the bill date, and the 8th of the next month is the final repayment period (regardless of the size of the month).
For the specific date of the landlord's credit card statement and repayment date, please check through the customer service of Ping An Bank. Otherwise, no one else can know.
If the landlord's bill date is 5 days, the repayment date is 23 days. Cash withdrawal on June 4, bill on June 5, and repayment before July 23.
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According to Xiao An, if your bill date is the 10th of each month, and you make a purchase on April 28, the bill will be settled in the bill on May 10, and the last repayment date will be May 28. However, the specific bill repayment date is subject to the actual amount generated by your bill.
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The statement date and repayment date are different for each credit card.
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Everyone's is different, look at the card letter you bring with the card, it is clearly written, or call the credit card center to verify.
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Statement date refers to the date on which Ping An Bank settles the current consumption or expenses incurred in the credit card account every month. The repayment date refers to the last date on which Ping An Bank will repay the amount due to the credit card holder each month.
1. Statement date refers to the date on which Ping An Bank summarizes and settles all transactions and expenses incurred in the credit card account in the current period, calculates the total amount owed and the minimum repayment amount for the current period, and mails the statement on a certain day of each month.
2. The repayment date refers to the repayment deadline that the user is informed from the bill date, and it is agreed that about 20 days after the bill date is the repayment deadline, which is called the repayment date.
3. For non-cash transactions, the date between the date of bank account and the due date of repayment is the interest-free repayment period. During this period, as long as the user pays off the current amount due on the current statement in full (the total amount owed), he will not be required to pay interest on any non-cash transactions advanced by the bank to the store funds (cash advances are not interest-free).
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The statement date of Ping An Bank credit card is the date on which the credit card is issued each month, and the transaction arrears before the bill date are settled; The repayment date means that the outstanding amount in the bill must be repaid before the repayment date. Otherwise, there will be a bad record.
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The bill date is the statement issued on that day, which is calculated from before that day to the previous bill date, including the previous bill date, during which your credit card usage limit is the sum of the credit card usage limit, and the repayment date refers to the amount to be repaid on the bill date before the other day.
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Click on the question column to customer service, Xiao An is looking forward to your question, thank you
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The final repayment date of Ping An Bank credit card is 18 days after the credit card statement date. If the cardholder's billing date is the 20th of each month, then the cardholder's final payment date will be the 8th of the following month.
When you first get your credit card, Ping An Bank's system will randomly assign a statement date to the cardholder. Therefore, the initial statement date of the credit card may not meet the cardholder's needs, and the cardholder can call Ping An Bank's credit card customer service** (95511-2) to change the statement date of his credit card.
Currently, Ping An Bank cardholders can choose one of the 5th, 7th, 10th, 13th, 15th, 17th, 20th and 25th of each month as the statement date of their credit card. In order to prevent cardholders from changing the credit card statement date too frequently, Ping An Bank has imposed a restriction on the modification of the statement date: within six months, the cardholder can only modify the credit card statement date once.
If the cardholder is not sure what the credit card statement date is, there are three ways to check the date of their credit card statement:
1) Online Banking: Log in to Ping An Bank's online banking, as long as you find "My Bill" in online banking, cardholders can check their credit card statement date and final repayment date.
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The repayment date of Ping An Credit Card is the 1st of the following month, the 3rd of the following month, the 5th of the next month, the 8th of the next month, the 10th of the next month, and the 13th of the next month. Ping An Credit Card statement date is the first day of each month. The repayment date is different for different users.
If the user does not know the repayment date of Ping An Credit Card, he can call Ping An Bank Credit Card customer service** to ask. It is best for the cardholder to repay on time on the repayment date, so as to avoid overdue repayment in the later stage, and the overdue repayment will be on the credit report, and the credit investigation will affect various loans in the future.
If the cardholder is unable to repay the loan on time on the repayment date, the cardholder can use the installment repayment or the minimum repayment amount. This way the cardholder can avoid late payments. However, using these two repayment methods requires users to pay a certain fee and will also occupy the credit limit.
Users must refrain from spending when using credit cards, do not exceed their personal affordability, and do not pursue high limits when applying for credit cards, credit card limits are generally 2 to 3 times of monthly income, such a limit can effectively avoid overdue credit card repayments.
Extended Information] How about Ping An Bank credit card:
There are advantages and disadvantages, depending on the needs of the individual, what suits you is the best.
Advantages and disadvantages of Ping An Bank credit card:
1.Benefits: Most cassette insurance, the market value of the insurance that comes with it is much cheaper than the annual fee of the card, the safety control is strict, and there are many activities, which is actually very good for customers. Flexible amount, full coverage of consumption loss within 72 hours before loss reporting, etc.
2.Disadvantages: few Ping An outlets, expensive annual fees, troublesome repayment, troublesome cancellation, etc.
Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and renamed Shenzhen Ping An Bank.
At present, the most applied card types are as follows:
1.Elite Platinum: Annual Fee:
The main card is 600 yuan, and the supplementary card is 480 yuan. Starting from November 16, 2017, the annual fee for the first year is the annual fee for the first year if the consumption reaches the standard within 3 natural months of card verification, and the annual fee for the first year can be waived if the consumption reaches the standard of 8,800 yuan (the main and supplementary cards are the same). The annual fee policy for the following year is to waive the annual fee for the following year if you spend more than 120,000 yuan for the main card (100,000 yuan for the attached card).
The rights and interests are as follows: 800 yuan for hourly flight delays.
Airport pick-up and drop-off service within the territory of Yuandu.
Universal comprehensive traffic accident insurance.
Accident insurance for all vehicles.
2.Car owner card: annual fee: Ping An Bank car owner credit card, annual fee of 200 yuan per year, the first year of consumption of 30,000 yuan, you can be exempted from the annual fee of the next year, and so on. Activation will incur a first-year annual fee, and the first-year annual fee will not be reduced.
The benefits are as follows: aUp to 1.1 million accident insurance for all vehicles.
km range roadside assistance.
3.Standard card annual fee: 300 yuan per year for gold card; Puka 100 yuan a year; Supplementary card: 150 yuan per year; Puka supplementary card 50 yuan per year.
The principal card is exempt from the annual fee for the first year, and the card is swiped 6 times a year, regardless of the amount, and the annual fee for the next year can be automatically reduced, and so on; No annual fee for supplementary cards.
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1. The customer's bill date is 3, and the last repayment date is 21;
2. The customer's bill date is 5, and the last repayment date is 23;
3. The customer's bill date is 7, and the last repayment date is 25;
4. The customer's bill date is 13, and the last repayment date is 1;
5. The customer's bill date is 15, and the last repayment date is 3;
6. The customer's bill date is 17, and the last repayment date is 5;
7. The customer's bill date is 20, and the last repayment date is 8;
8. The customer's bill date is 22, and the last repayment date is 10;
9. The customer's bill date is 25, and the last repayment date is 13.
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The repayment date of Ping An Bank credit card is the 18th day of Hongchang after the date of the bill, and the bill date mainly includes the 5th, 7th, 10th, 13th, 15th, 17th, 20th and 25th, so the corresponding repayment dates are the 23rd, 25th, 28th, 31st, 2nd, 4th, 7th, and 12th.
However, because the statement date of Ping An Bank credit card is randomly assigned by the system, the statement date may be different for each person, and accordingly, the repayment date will be different.
As for the repayment date of Ping An Bank's loan, it depends on the contract. Therefore, the repayment date of the loan applied for by each person at Ping An Bank may also be different.
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