What s going on with education insurance, is it necessary to buy education insurance

Hello! Dear friends!! To put it simply, education insurance is to take advantage of the child's young age to open an account with the insurance company, save some money, and then the insurance company will manage, invest, and profit dividends for you, so as to achieve value-added to supplement the growing education expenses of the children.

This is a kind of financial insurance, of course, financial insurance is not a means to make huge profits, but it can allow our assets to maintain and increase in value, reasonable tax avoidance ......There are many young parents who do not have a good financial management habits, as the saying goes, "if you don't manage money, money doesn't care about you", so they think they can afford the cost of their children's education, but in the end they can only be helpless and regretful in the face of their children's eager eyes. And in the future, the social competitiveness will become more and more intense, now the problem of college students' employment difficulties is more prominent, and in more than ten years, it is estimated that graduate students will find a job will be a problem, therefore, we must let our children study in better schools, give them better to further their studies, improve social competitiveness, and build a strong economic backing, which is very necessary! Insuring education insurance can be a good way to keep your child from losing at the starting line.

Plan ahead for your child's bright future ......Are you preparing for your child's future now?

Hello, education insurance is when the child is small, parents are forced to save a sum of money every year, save for 10-20 years, and take it out in installments when the child goes to high school or college, and the educational insurance has the function of exemption, that is, if the policyholder is disabled or dies, the premium that has not been paid will not have to be paid, and the child's education fund will not be affected, I hope to help you. I wish you and your family happiness and safety!

Hello netizens, I am Fang Xiaoling of Wuxi Chinese Shou, I am happy to serve you! Children's education insurance, also known as education insurance, provides corresponding insurance benefits for the educational needs of children at different stages of growth. In addition to the education of junior high school, high school and university, the children's education insurance sold in the current market also includes entrepreneurship after joining the work, marriage and even pension after retirement.

The creation of children's education insurance enables the insured children to save a sum of money at each specific stage of their lives, reducing the financial burden of parents and fully reflecting the care and love of parents for their children. A person who has money today will have money tomorrow. But who can guarantee that they will always have money, the only constant in this world is change, so within the scope of their own financial ability, saving an education for their children ** is also a kind of insurance.

To ensure that the child's education can be well guaranteed.

Hello: How old is your child? The education fund is to save money for the child, to achieve compulsory savings, and to plan the future of the child!

At present, there are many types of children's insurance on the market, and the premium of children's insurance should not exceed 10% of the family income, and accident and medical insurance should be purchased first. Commercial children's insurance is mainly divided into two categories: protection and education. Among them, protection children's insurance mainly solves children's medical problems, but also provides accident protection.

There are two types of insurance: accidental death and disability insurance for children and medical illness insurance for children. The educational children's insurance is mainly to prepare education funds for children, and provide insurance benefits according to the different growth stages of children's primary school, junior high school, high school, college, etc., or start a business or get married**. Buying this kind of children's insurance, parents are equivalent to saving a sum of money for their children, and at the same time, the children can also get a certain amount of protection.

It is recommended that if the family's financial conditions permit, parents can choose a commercial medical insurance plan with exemption and comprehensive protection: including accident medical insurance, hospitalization medical insurance, and critical illness medical insurance. For specific consultation, you can contact your local ** person to plan for your needs The above is for reference only, I hope my response can be helpful to you!

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In general, only commercial insurance exists in education insurance, which is to forcibly save a part of the money, which can get interest, insurance company dividends and regular fixed returns, as a special insurance for children's education after high school, that is, education insurance.

Hello education insurance is similar to a trust, which is to save 10-15 years of premiums, and then the child starts from high school and graduates from college. A certain amount of money is received every year to cover the cost of education. At present, the education fund has an exemption function, which means that no matter what happens, the money will definitely be paid.

This is the biggest difference from the deposit bank, and there is a certain profit.

Hello! Education insurance is a special fund for the child's education expenses when the child is very young. You can get a sum of money that you can use when your child goes to college.

It is also a plan for children to do in advance, after all, children's future education expenses are a rigid demand.

Education insurance is a kind of savings, a special fund for children to establish a special fund savings, generally set in high school, college to receive a fixed amount as a supplementary education fund, personal advice is best to add a premium waiver, so as to ensure that children in any situation can have sufficient education expenses. For more information, please consult QQ

Education insurance is a combination that prepares children for growing up, including high school education, college education, study abroad and so on. It is a kind of forced savings, this money is left to the child, you plan for the future for the child, the child will have no worries for life.

Hello! Education insurance refers to making an advance plan for the baby's future high school tuition and college tuition if conditions permit, so as to ensure that no matter what the situation encounters, it can be cashed out when needed. I wish the whole family happiness and peace!

Hello, it is mandatory to save for 10 to 20 years for children, so that the funds are earmarked, and they can be taken out as tuition fees when they are in high school and college.

Hello! Education insurance is one of the children's insurance products, educational products, which can be used as some products such as children's reading education funds, entrepreneurship funds, and wedding funds. If you have anything specific to consult, you can click on my avatar to leave a message or QQ** consultation, welcome to your arrival.

Hello: For the child's future education, marriage, entrepreneurship and early preparation of a savings-type insurance and financial products, from the child when the child is young to establish an account, every year bit by bit accumulation, forced savings, at the same time with some dividend financial management functions, you can attach some critical illness, accident insurance, in the child's high school, college, marriage stage according to the proportion of support to give the child a certain amount of support! At the same time, the policyholder also has the responsibility of premium waiver, which is also the best advantage of the education fund product!

Hello! Glad to serve you! The money for the child to go to school I will call the education fund, this money is the responsibility of parents to their children, due to the variables in life, now Tichang in the child when the child is small by slowly saving a sum of money for its special money, no matter in any case, can ensure the child's studies, this is education insurance I wish you peace and happiness! Thank you.

Hello! Education insurance is the son's growth fund, and the parents give their son a good plan, that is, they are planning for their own finances, planning their own future, and planning the family's economy, which is the choice of smart people.

Hello, many parents will do an education insurance for their newborn children, as a supplement to the education expenses of their children during college, when the children are young, the insurance is low, and it is also the embodiment of the parents' love for their children.

Hello Education insurance is to prepare for the cost of schooling for children after more than ten years, which can also be said to be dividend insurance and financial insurance.

Hello, the education fund is the education fee that parents prepare for their children, and it is also the payment of parents' love. In order for the child's education not to be affected, parents need to prepare in advance, plan ahead, and make it mandatory to save.

Hello, education insurance in general, in a word, is to plan the child's education in advance, so that the special funds are dedicated!

Hello! Education insurance is earmarked. You can take a look at the details below. Wishing you and your family happiness and well-being! Reference: Education Insurance.

Teaching children to manage money wisely from an early age is better than giving him thousands of family wealth, and education funds are the truth.

It is necessary to buy, but you can refer to the following education insurance functions and choose the cost-effective one.

1. Education insurance has a wide range of applications.

Under normal circumstances, children who are 60 days old can purchase education insurance products, and some insurance companies even have a lower age limit for children, and they can be insured after 30 days. From this point of view, education insurance has a wide range of applications and can be purchased by the vast majority of children.

2. Education insurance has a dividend function.

Most of the different critical illness insurance is consumption-based, and the education insurance has a dividend function, and the insurance company will return the child's education fund in installments according to the conditions agreed in the contract from the time the child goes to middle school.

3. Education insurance has the function of compulsory savings.

Education insurance is very suitable for parents who spend money without planning, starting from the beginning of the education insurance for their children, parents and friends need to pay the corresponding premiums every month or year. In fact, it is a disguised saving for the child's tuition, which is mandatory, and can be taken out and used for the child's education at the right time.

4. Education insurance has an exemption function.

Most exclusions appear in critical illness insurance, but some education insurance plans do have exclusions. If the insured is unable to bear the insurance premium due to illness or accident, the insurance company may waive the insurance premium in the future, but the child will continue to enjoy educational benefits. From this point of view, education insurance is more terrifying, it provides protection for a child's education, rather than a child who has no financial support to raise.

The product that meets the needs of children's insurance is the best, and the key is that parents should choose according to the actual situation of their children.

Test your anti-risk index, experts will interpret it for you for free!

1. Plan in advance: The cost of children's education is a must, and there is no time flexibility, and the education fund is to wait for the child to reach a certain age to provide these rigid expenses. Plan in advance for the expenses related to your child's college and graduate school, and make sure that the funds are earmarked.

2. Compulsory savings: Saving money is accumulated from less to more, and only by forcing the money that is usually wasted to save little by little, can you get the money in the future.

3. The education fund has the function of premium waiver: there are two major risks, diseases and accidents are unpredictable and can occur at any time. If you do not buy education funds, your children's education expenses will be affected when facing these two major problems.

However, if you have an education fund, the contract will still be valid and the cost of your child's school will not have any impact when you face these two major problems.

Education insurance, also known as education insurance, children's education insurance, and children's education insurance, is an insurance for the purpose of preparing children for education. Education insurance is a type of savings insurance, which not only has the role of compulsory savings but also has a certain guarantee function. At present, there are mainly simple education funds, no guarantees, additional children's accident insurance after a certain period of deposit, and support for WeChat deposit at any time, etc., but the withdrawal period is the adulthood of the child.

As a special type of children's insurance, various insurance companies provide professional children's education insurance products. From the perspective of the protection period of specific insurance products for repentant grandchildren, education insurance is mainly divided into lifelong and non-lifelong types. Among them, non-lifelong education insurance generally belongs to the real "earmarked" type of education fund products.

That is to say, in terms of the return of insurance money, it is completely determined for the children's education stage, usually when the child enters Bilian High School and enters the university, the two important time nodes start to return the funds every year, and return a fee and account value at one time to the child's college graduation or entrepreneurship stage, so as to help the child get a stable financial support at every important stage of education. Lifelong children's education insurance usually takes into account the changes in a person's life, is returned every few years, cares for the child's life, can be used as an education fund when the child is young, can be converted into a pension when he is old, share the long-term business results of the insurance company, and ensure the inheritance of family wealth.

Education insurance is a classification of annuity insurance, which has the same characteristics as annuity insurance, and is a special fund for the purpose of saving children's future education expenses**. Generally, the policyholder (i.e., the parent) pays a certain amount of premiums on a regular basis, and when the child enters high school or college, the insurance company will pay the insurance money regularly according to the contract. Even if the family's financial situation changes, the children can still receive education funds to ensure that the children can receive education smoothly.

As an asset-protection insurance, it can provide children with corresponding education expenditure protection at different education stages, reduce the financial burden of parents to a certain extent, and provide children with better education opportunities.

The target group is generally children aged 0-13 years old, and the protection period is shorter than that of general annuity insurance, which usually ends with the end of the child's education period.

Planning an education grant? Then you need to understand these things first!

Cherish Baby Education Annuity.