Online account opening steps, how to apply for an account online

Online account opening generally includes identity authentication, installation of digital certificates, risk assessment, reading of account opening agreements, opening of shareholder accounts, return visits, and investor education. Identity authentication includes, but is not limited to, the following:

1. ID number, name, date of issuance, address and other information;

2. The front and back of my second-generation resident ID card are only allowed to be scanned in physical form or **, and the scanning of copies is not accepted, that is, it must be in color**. The front side of the ID card refers to the side marked with the name and ID number, and the reverse side refers to the side marked with the validity period of the certificate;

3. Take a frontal photo of the investor's head;

4. My mobile ** number needs to be verified by a dynamic password; After identity authentication, you can install the digital certificate of China Depository and Clearing Corporation or the account opening institution (i.e., the brokerage), and use its digital certificate to electronically sign the risk tolerance assessment, reading the account opening agreement and electronic signature agreement and other contracts and agreements related to account opening.

The digital certificate** can only be used on the machine, and if the investor wants to change to another computer to use the digital certificate, he must go through the identification and digital certificate application procedures again. **The company shall verify the identity of the investor, sign the relevant agreement with the investor, and review the investor's information before opening the capital account and other corresponding accounts for the investor, and handle the depository procedures for the investor's transaction settlement funds for the investor at the same time according to the regulations.

Due to the online opening of the fund account, it is not possible to print the third-party depository confirmation of the brokerage bank investor, and if the investor's bank debit card has the online banking function, it can be confirmed in the online banking of the selected bank. The specific third-party banks that can be selected need to consult the corresponding brokers. For example, Guotai Junan Shanghai Branch's online account opening can be bound to a tripartite depository relationship with 18 banks.

The content of the return visit includes but is not limited to:

1) Confirm the identity of the investor; If the investor entrusts another person to open an account, he or she shall confirm the identity and authority of the person to the investor;

3) Confirm the investor's true intention to open an account;

4) Remind investors to set and properly keep their passwords;

5) Confirm the investor's account opening method. After the investor has successfully opened an account, the account opening ** should guide the investor to enter the company's investor education column to educate the investor and prepare for the upcoming investment behavior.

**To open an account, there are several steps:

1. Open an account. To open an account online, prepare your ID card, mobile phone, computer (connected to the Internet, with microphone and camera), and then go to the official website of the company, find the connection to open an account online, and follow the prompts to operate.

2. Apply for a bank card.

Open an account at the bank designated by the ** business department, remember the password (this password is used for money transfer), deposit the funds you want to **, and sign a third-party entrustment agreement and warrant transaction agreement.

3. Bank-securities transfer.

Follow the instructions given to you by the sales department and transfer the funds you have deposited in the bank to your account.

According to the **company, the **trading software and ** software to which the sales department belongs, install it in your office, dormitory, or any few computers at home. For example, if you are opening an account with China Merchants, you will go to the ****** software of China Merchants**. **Novices don't rush into the market, learn more things first, you can go to the ranger**simulation** to understand the basic things first, which is very helpful for introductory learning and exercising practical skills.

5. Start trading.

Enter the trading software and start trading. Click "**Transaction", fill in the sales department, **account number, password, and you can enter the trading program.

Enter ****, how many shares, how much, "OK", and you can wait for the transaction to be successful.

Note: A minimum of 100 shares, or multiples of 100 shares. Now the cheapest ** is also more than 2 yuan, plus the handling fee, you can get more than 300 yuan.

** in Shanghai (** is the beginning of 60), the second day after opening an account and transferring funds, you can trade; Shenzhen's ** (** is the beginning of 00), you can trade on the day you open an account and transfer funds.

Domestic ** is the T+1 system, that is, the ** of the day can only be sold on the next trading day, and the money after selling ** on the same day can be re-sold immediately, but it can only be transferred to the bank card on the next trading day.

Online means that investors can handle it for investors in accordance with the prescribed procedures after signing the relevant agreement with a valid digital certificate. Investors apply for digital certificates from ** or ** designated electronic certification bodies, and go through online procedures based on digital certificates, which is a form of independent and self-help for investors. Online is an innovative business, which is relatively on-site, breaking through the time and geographical limitations, and the future development trend can achieve 7*24 hours.

Investors can use the online address provided by the relevant brokerage firm to apply for and install ChinaClear's digital certificate, and after completing a series of background witness procedures through **, they can directly open shareholder accounts in Shanghai and Shenzhen, without the need to meet with the brokerage staff on site. Subsequently, the relevant account can participate in A-shares normally.

Summary. The steps to apply for an account online are as follows: 1. Bring your ID card to the bank you need to handle and fill in the online banking application form. 2. Submit the application form to the bank counter staff (if you don't know how to fill in the form, you can consult the lobby manager or staff) 3. The bank staff will review the filled **, ID card, here it needs to be explained:

The mobile phone number is the account information sent by the receiving bank, so it is better to use it as my mobile phone number. 4. Set up online banking passwords, including login passwords, transaction passwords, and mobile phone passwords. With your own settings, there are 6 digits, 8 digits, according to the bank's prompts to operate.

5. After the information is approved, the bank will print the online banking information. At the same time, a U shield or a dynamic password card (major banks are different, for example: Bank of China is a dynamic password card, China Merchants Bank and ICBC are U shields) 6. Collect all the things in the bank and log in to the online banking at home.

You'll need to install all the security controls for that row first.

The steps to apply for an account online are as follows: 1. Bring your ID card to the bank you need to handle and fill in the online banking application form. 2. Submit the application form to the bank counter staff (if you don't know how to fill in the form, you can consult the lobby manager or staff) 3. The bank staff will review the filled **, ID card, what needs to be explained here is: the mobile phone number is the account information sent by the receiving bank, so it is still my mobile phone number.

4. Set up online banking passwords, including login passwords, transaction passwords, and mobile phone passwords. With your own settings, there are 6 digits, 8 digits, according to the bank's prompts to operate. 5. After the information is approved, the bank will print the online banking information.

At the same time, a U shield will be issued, or a dynamic password card (major banks are different, for example: the Bank of China is a dynamic password card, and the China Merchants Bank and the Industrial and Commercial Bank of China are U shields) 6. Collect all the things in the bank, and log in to the online banking at home. You'll need to install all the security controls for that row first.

Precautions for expanding information: The password set must be remembered clearly; You need to install your bank's security controls before you can log in to online banking. The above is about how to open online banking, the general situation is more with the second kind, we must pay attention to the fact that the password of the online banking to change the grandson must be kept, this nuclear chain must not be disclosed to others, in general, sometimes the bank inter-bank is not used for online banking, such as direct inter-bank transfer.