I forgot my passbook password, do I have to be over 16 years old to report loss?

1. No, you can only do it at the age of 18.

2. The minor bank card holder must ask the guardian to report the loss, and bring the household registration book and the guardian's ID card.

3. Take the household registration book to the bank to report the loss of the password, but it will take three days to succeed, and then bring the household registration book to the bank to reset a password, as long as no one else takes your passbook and knows your password to withdraw the money inside, the money in the passbook will not be less.

4. What to do if you forget the password of the Bank of China passbook is not very difficult to do, but it is very troublesome, and you have to wait for a few days, if you are in a hurry to use the money, it is not good, so one is not to use the password, and the other is to remember the password.

General. 1.Bring your ID card to the opening bank. Explain the situation, and the salesperson will suggest that you try the password a few more times.

2.If you really can't remember, you have to report the loss with your ID card.

3.Apply for a new passbook and set a password.

4.You can use it by activating the passbook that you have processed later.

5.If I cannot go to the bank due to special circumstances, the agent needs to hold the cardholder's ID card and the agent's ID card to explain the situation to the bank. The bank will send someone to the home to serve (mainly to sign a commission agreement).

Special circumstances. 1.In addition, there is a situation where the cardholder dies unexpectedly and the password cannot be known.

2.An inheritance agreement is required for all heirs.

3.Proof of payment of inheritance income tax.

4.Report the loss, apply for a new card and set a password.

Should be at least eighteen years old. The minor who reports the loss of the bank card must let his or her guardian report the loss, bring the household registration book of the family, and the guardian's ID card.

If you forget the withdrawal password of the CMB passbook, you need to report the loss of the password, and you can withdraw money after setting a new withdrawal password. There are two types of password loss reporting:

1.You should go to any branch of China Merchants Bank with your passbook and valid ID card to report the loss of your password

The current fund of the account is RMB 50,000, and the password will be reset urgently, which will take effect immediately.

If the current account fund is RMB 50,000, you can apply for an appointment to set a password, and the new password will automatically take effect 4 days after the application (including the day of application).

2.Someone else will report the loss of the password for you, provide two valid ID documents and passbook to any branch of China Merchants Bank to report the loss, and after 4 days, you need to go to the counter with the passbook and valid ID card to reset it in person (not allowed to do it).

If you lose your password, you can reset it at that time, and you can withdraw money after the reset.

I'm Longmenshan Finance, welcome to pay attention to reviews.

The ICBC passbook deposits 14 years ago were withdrawn in accordance with the Regulations on the Administration of Savings. However, it may not be able to be withdrawn, depending on how much of your passbook balance you have at that time.

We know that there is a small account management fee for a current passbook.

Therefore, if the average daily balance of the current passbook is less than (exclusive) 300 yuan, it may not be withdrawn. On October 18, 2005, the Industrial and Commercial Bank of China (ICBC) announced that from June 21, 2006, a small account management fee of 3 yuan will be charged to individuals with an average daily balance of less than 300 yuan per quarter. Today, 11 years have passed since the charge, and at least $132 has been deducted from your passbook account.

Therefore, if the balance is less than 132 yuan at that time, there is no balance now. In addition, according to the announcement, if the arrears exceed one and a half years, the account will be closed. Therefore, if the balance of the retained account is too small, either there is no balance or the account has been closed, so it is recommended to give up.

By the way, there is no annual fee for the passbook, but there is a small account management fee.

If it is a fixed deposit, it can be withdrawn because there is no annual fee and no small account management fee, the principal will not be lost, and there is also interest.

If the retained balance is relatively large, the withdrawal formalities may be handled in accordance with the regulations.

1.If you have a passbook and forget your password, you can go to an ICBC branch with your passbook and valid ID card to reset your password, and then withdraw the remaining amount after setting the password again.

2.If the passbook is lost and the password is forgotten, it is necessary to report the loss of the passbook and reset the password at the same time. After the two procedures are completed, the balance can be withdrawn.

3.If it is withdrawn by the heir, it must obtain the notarial certificate of inheritance of bank deposits from the notary office, or the court mediation document, judgment, ruling, etc. Otherwise, the heirs cannot withdraw it.

However, the notary fee for the inheritance of bank deposits is generally charged according to the standard of 2% of the inheritance object, with a minimum of 200 yuan. Therefore, the notary fee must also be considered before withdrawing, and it is impossible to discount the money backwards for a small sum of money. Well, that's all for today.

First of all, prepare the relevant materials to handle it in person, and only need an ID card.

Then find someone to handle it, you need the ID card of the cardholder and the agent and the entrustment agreement, and explain the situation to the opening bank or the same business outlet.

If you forget your password, you can report the loss with your ID card, re-apply for a passbook, and set a password.

The passbook can be activated, and the agent needs the cardholder and the agent's ID card to explain the situation to the bank.

Finally, the bank will send someone to the home to serve, mainly to sign the entrustment agreement.

You can go to the bank and set a new password.

Take a copy of your ID to the bank.

After the passbook is lost, you cannot withdraw money with the password, and you must report the loss and reapply in person. According to the relevant bank regulations, after the passbook is lost, you should report the loss immediately, and then bring your identity document to the bank to reapply for it, the process is as follows:

Apply for loss report at the bank counter: The card owner should bring the ID card and temporary ID card to the counter of the issuing bank to apply for loss report

**Report loss: Call the bank's customer service** to apply for loss report, you need to provide the ID number of the card owner. Generally, this kind of verbal loss report is only valid for a few days, and you still need to go to the bank counter to report the loss.

**Report loss faster, you can report the loss first, and then go to the bank counter to report the loss.

Specific steps for passbook reissuance:

After a week, you can bring your ID card to the bank to reapply for a reissue.

Note: You must go to the opening bank to re-apply for a passbook;

Verbal loss reporting must wait one week before it can be replaced.

To sum up, after the passbook is lost, you cannot withdraw money with the password, you must report the loss and reissue the business in person, please consult the bank to which the passbook belongs for details.

In the case of China Merchants Bank's personal settlement passbook, "loss reporting" will not lead to password change.

The loss report will only freeze the account, and other information will not change.

If you lose your passbook, take your ID card to the bank to report the loss.

Reporting the loss of the passbook will not cause the password to be changed.

When reporting loss, you must fill in the application form for reporting the loss of savings, one of which will be retained by the customer, and after 7 days, you must go to the opening bank with the application form and your identity document to collect a new passbook for transfer or cash withdrawal. When reporting loss, the customer should present his or her identity documents (ID card, temporary residence permit, passport, etc.) and provide the account, account name, account opening time, amount, currency, term and other relevant deposit contents. If the customer cannot go to the bank in person, he can entrust another person to report the loss on his behalf and provide the agent's identity document.

Password loss report is not allowed to be handled on behalf of the agent.

If there are objective reasons that cannot be reported to the bank in time or in person, you can first request a temporary loss report orally, by letter or **, and then go to the opening bank to go through the formal loss reporting procedures within 5 days, otherwise the loss report is no longer valid.

If the current passbook opened in the online savings bank can be temporarily reported in any online savings office, and the formal written loss report must be handled at the opening bank.

After the formal loss report, if the original lost passbook is recovered, the customer can go to the bank with his ID card to cancel the loss report status of the passbook, and return the receipt of the loss report application, and the original passbook can continue to be used. The revocation of the loss report cannot be handled by letter or telephone. Certificates of deposit (passbooks) that have been issued with certificates of deposit and pledged shall not be reported as lost.