What is the minimum standard for the basic pension for residents in most cities? What are some thing

We all know that when the contributions have been paid for 15 years, and at the same time those who have reached the statutory retirement age can go through the retirement procedures, and can receive a pension every month, although the basic pension of residents in various cities is different, butAccording to the current national regulations, the minimum standard of basic pension for urban and rural residents is 93 yuan per month, and additional subsidies will be provided on the basis of the minimum standards stipulated by the stateThere are regional differences in the amount of this part of the subsidy.

According to the data published in various places,At present, the city with the highest basic pension in the country is Shanghai, with 1,000 yuan per person per month, and the second is Beijing, with 850 yuan per person per monthThe basic pension of urban and rural residents in most other cities is still in the era of 100 yuan, and it is reported that the minimum standard in Shandong Province is 142 yuan, while the basic pension in Qingdao City is only 192 yuan

It is worth noting thatThe pension for urban and rural residents is composed of two parts, one is the basic pension for urban and rural residents mentioned above, and the other part is the pension for personal accounts, that is, the pension returned by the pension insurance paid. That's why most people retire with a pension of 1,000 or more per month.

Because the personal part of the pension is originally based on the principle of paying more and gaining moreThe longer the contribution period and the higher the contribution base, the more pension you will receive。If you make a one-time supplementary payment, you can voluntarily choose a high-grade payment base, which can also increase the amount of personal pension. ButWhether to pay into the personal pension account depends entirely on the individual's wishes, and even if the individual does not pay, it will not affect the normal retirement

With the improvement of the social security policy, the basic pension of urban and rural residents is also gradually rising, but if you only want to rely on the basic pension to maintain the life after retirement, it is a little difficult, the most important thing is to pay attention to the personal pension account.

Among them, the minimum monthly standards are: 1,200 yuan per month in Shanghai, **9%; 850 yuan per month in Beijing, ** range; Shandong is 150 yuan per month, ** range; Hubei is 115 yuan per month, ** range; Jiangsu is 173 yuan, ** range; Xinjiang is 150 yuan per month, ** range; Gansu is 113 yuan, ** range; Guangxi is 131 yuan month, ** range. In terms of the growth of various places, the general increase is between 7 and 10 yuan, with the exception of Shanghai and Beijing, which increased by 100 and 20 respectively over last year.

In the growth ratio, except for Beijing, the lowest increase was the highest.

Although the basic pension and the basic pension are one word apart, there is an essential difference. In other words, the basic pension is that you must participate in the insurance to enjoy the benefits, and there is no insurance without insurance; The basic pension can be enjoyed as long as the person who reaches the specified age (60 years old), regardless of whether you are insured or not, in this sense, it is equivalent to the state giving you for nothing.

1,200 yuan per month in Shanghai and 850 yuan in Beijing; 150 yuan in Shandong, 115 yuan in Hubei, 173 yuan in Jiangsu, 150 yuan in Xinjiang, and 113 yuan in Gansu; Guangxi is 131 yuan per month, which needs attention.

Whether you are insured or not, in this sense, it is equivalent to the state giving you for nothing. Especially in rural areas, many old people did not participate in insurance for various reasons when they were young, even if they have the financial ability now, but they missed the opportunity to participate in insurance, etc., this part of the population does have certain difficulties in providing for the elderly, and now the economy is developing, the policy is better, everyone shares the dividends, and supports a certain basic pension free of charge every month

The basic pension of residents is generally about 100 yuan, and the minimum standard in different regions is also very different, so we should pay attention to the basic local policies to understand accordingly, pay attention to the changes in the pension policy in a timely manner, understand the local policies, and pay attention to whether their pension insurance is the same as others.

The pension of urban and rural residents' pension insurance basic pension + personal account pension, of which the basic pension is determined by the first level, but all localities can increase it on the basis of the first allocation, and the increase is borne by the local financial policy. At the beginning of 2015, the basic pension of urban and rural residents' pension insurance was increased from 55 yuan per month to 70 yuan per month.

Opinions on the Establishment of a Unified Basic Old-age Insurance System for Urban and Rural Residents (Guo Fa 2014 No. 8).

Pension insurance benefits and adjustments.

The pension insurance benefits for urban and rural residents are composed of basic pensions and personal account pensions, which are paid for life.

1) Basic pension. ** State training to determine the minimum standard of basic pension, the establishment of the basic pension minimum standard normal adjustment mechanism, according to the economic development and price changes, timely adjustment of the national basic pension minimum standard. Local people** can appropriately increase the basic pension standard according to the actual situation; For long-term contributions, the basic pension can be appropriately increased, and the funds raised and increased by the local people are well covered by the expenditure, and the specific measures are prescribed by the provincial (autonomous region, municipal) people, and reported to the Ministry of Human Resources and Social Security for the record.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid the sail socks of insurance only these"pits"

The minimum standard of basic pension for residents in many cities should be more than 1,200 yuan, which is also the basic security that can allow some elderly people to get a basic life, and the security fund may have to be higher than this basic amount in many places, so the regional economic development is different, and the minimum standard will be different.

According to the national data, the most basic pension may be higher than 1,200 yuan in some places, but it will be lower than 12 million yuan in some places, but in some more developed and balanced cities, Shanghai will be higher than 1,200 yuan. Therefore, retired personnel in Shanghai can receive more than 1,200 yuan as long as they participate in the social instruction Li Chengbao, and the pension is also a very high treatment, so for many elderly people, the pension is a kind of security, and it is also a very good thing to be able to receive such living expenses every month.

It can also be found that residents to participate in pension insurance should also be based on their actual situation to participate in the payment, when the amount of insurance payment is relatively large, and adhere to the payment of personal pension account will be higher. According to each person's payment level is different, so the amount will be different, some people will choose to pay more than 5,000 yuan per year pension insurance, so the cost will be more, if only 200 yuan per year, such a standard will be relatively low, in the basic pension can get more retirement treatment, this is the pension insurance rules.

And the standard will be updated every year, in 2022, the minimum standard is 1100 yuan, and finally every year the level will be adjusted, rising by 100 yuan, so the economic development of many areas is better, and the pension treatment after getting old is also relatively high. Participating in social security is a very correct thing, when people get old, they will have a guarantee, so insist on paying social security every year, which is also a kind of security for themselves in the future. Therefore, different cities have different pension standards, and they should be understood according to local rules.

The economic development speed of different places is not the same, so the minimum standard of the old gold of the maintenance bureau is not the same, some places are 700 yuan, some are 1000 yuan, and some areas are 1500 yuan.

The minimum standard of basic pension for residents in most cities is 150 yuan per month, which is relatively low, and the type of respect is not able to meet the needs of daily life.

It is the pension insurance for urban residents, and the minimum standard of basic pension is less than 300 yuan per person per month.

It is advisable to consult your local social security department. **The basic pension standard is determined to be $55 per person per month. Local people can increase the basic pension standard according to the actual situation, and for urban residents who have paid for a long time, the basic pension can be appropriately increased, and the funds for the increase and additional part are paid by the local people.

The basic pension insurance for urban residents consists of two parts: the basic pension and the personal account pension. Basic pension: the standard is unified, it is recommended to consult the local social security bureau; Personal Account Pension:

The monthly calculation and payment standard of personal account pension is currently the total amount of personal account storage divided by 139 (the same as the current personal account pension calculation coefficient of basic pension insurance for employees). The total amount of personal account storage includes: individual payment of insurance premiums, **payment of insurance premiums (only for groups with difficulty in payment), **subsidy of extremity, and interest.

Article 16 of the Social Insurance Law of the People's Republic of China Individuals who participate in the basic old-age insurance and have paid contributions for 15 years or more when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in the basic endowment insurance and have paid contributions for less than 15 years when they reach the statutory retirement age can pay for 15 years and receive the basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance treatment in accordance with the regulations.

Legal analysis: The basic pension standard of basic old-age insurance for urban and rural residents is determined as follows:

1. The basic pension insurance benefits for residents are composed of basic pension and personal account pension. The basic pension is determined by the ** and the local standard and paid in full to the insured who meets the conditions, according to the provincial regulations and the per capita disposable income of urban and rural residents in our city, financial resources and other factors, the minimum standard of the basic pension in our city is reasonably determined. Appropriate preference will be given to urban and rural residents aged 65 and above who are insured in the insurance.

2. In accordance with the unified deployment of the province, the minimum standard of basic pension insurance for residents will be adjusted at least once every 5 years. The Municipal Human Resources and Social Security Bureau, in conjunction with the Municipal Finance Bureau, shall timely propose an adjustment plan for the minimum standard of basic pension, and submit it to the Municipal Party Committee and the Municipal Government for determination; The county-level human resources and social security department shall propose a plan in conjunction with the financial department, and report it to the party committee at the same level and ** for determination. In accordance with the spirit of the "Guiding Opinions of the Ministry of Human Resources and Social Security and the Ministry of Finance on the Establishment of a Mechanism for the Determination of Basic Pension Insurance Benefits and the Normal Adjustment of Basic Pensions for Urban and Rural Residents" (Ministry of Human Resources and Social Security Fa Min Ji Song 2018 No. 21), taking into account the income growth of urban and rural residents in recent years, price changes and the adjustment of basic pension insurance standards for employees, with the approval of *** and ***, it is decided that from January 1, 2018, The minimum standard of basic pension insurance for urban and rural residents has been raised to 88 yuan per person per month, that is, 18 yuan is added on the basis of the original 70 yuan per person per month.

The funds required to raise the standard will be fully subsidized by the Ministry of Finance for the central and western regions and 50% for the eastern regions.

Legal basis: Article 2 of the Social Insurance Law of the People's Republic of China Employers and individuals shall pay social insurance premiums in accordance with the law. The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to ensure citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Legal analysis: From July 1, 16, the minimum standard of the basic pension of the social endowment insurance next to the department has been increased to 70 yuan per person per month, that is, an increase of 15 yuan per person per month, so how much has the minimum standard of urban and rural residents' pension insurance increased in 2017?

Legal basis: "Social Insurance Law of the People's Republic of China" Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Legal analysis: From July 1, 16, the minimum standard of basic pension insurance for social pension insurance has been increased to 70 yuan per person per month, that is, an increase of 15 yuan per person per month.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 2 The State shall establish social insurance systems such as basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance or assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.