Policies on affordable housing

Normally, it is jointly owned by individuals and the state according to their shares, so it is also called co-ownership housing, which is a housing with the nature of relocation or settlement. The conditions for listing and trading are: the registration date of the property certificate is at least 5 years, and the housing security office where the housing is located needs to issue a certificate that can be listed and traded, and the certificate can be listed and traded only after paying the deed tax at the trading center and exchanging it for a new property certificate.

Your monetary compensation has been exceeded, and it is difficult to claim it.

The rules vary from place to place in which city you are in.

Now the application condition is 15 square meters per capita!

The following is a policy on affordable housing, please read it carefully. Economic housing policy 1, affordable housing regulations less than 5 years shall not be officially listed and traded; After 5 years of policy provisions for affordable housing, the land transfer fee will be paid to convert the affordable housing into commercial housing, and it can be legally sold; 3. If the housing policy is less than 5 years old, the signed sales contract is invalid and not protected by law. Affordable Housing Policy.

1. How to ** The purchased affordable housing is generally dealt with in two situations: one is that it has been lived in for 5 years, and the other is that it has not been lived in for a full year. "5 years of residence" is based on the time of the deed tax payment certificate obtained by the home-buying family or the time of issuance of the affordable housing ownership certificate.

The owner may provide either of the two documents to determine the length of residence under the affordable housing purchase and sale policy. Affordable housing for 5 years can be used for affordable housing for 5 years according to the market for affordable housing after 5 years of affordable housing after 5 years of affordable housing policy. You only need to pay 10% of the transaction value of the house.

The calculation method of the supplementary comprehensive land price: for example, there is an affordable house with an area of 80 square meters, the original purchase price is 4,000 square meters, and the market price is 4,600 yuan per square meter**, and the supplementary comprehensive land price is 4,600 80 10% = 36,800 yuan. According to the market price** affordable housing purchase and sale policy, it is not possible to purchase affordable housing and other affordable housing again.

According to the affordable housing policy 2, the affordable housing policy of ** has not been lived in for 5 years according to the market ****, and it can only be sold at a unit price that is not higher than the unit price at the time of purchase, and can only be purchased by families who meet the conditions for the purchase of affordable housing or by relevant departments. If the affordable housing has been purchased at the original purchase price, the party shall provide the original housing sales contract, housing transfer contract and other documents. Buyers of such second-hand affordable housing must meet the conditions for affordable housing in order to purchase it.

After the original price is given to those who are eligible to buy, and still meets the conditions for the purchase of affordable housing, they can also purchase other affordable housing purchase and sale policies again. 2. How to buy second-hand affordable housing 1. Buying affordable housing that has been lived in for 5 years does not need to meet the special conditions for purchasing affordable housing. In addition to the normal payment of the deed tax and 5 yuan stamp duty on the transaction price of the house, the purchase of such second-hand affordable housing does not need to pay the land transfer fee.

2. The purchase of affordable housing that has not been lived in for 5 years can be purchased according to the purchase and sale policy of such second-hand affordable housing at a rate not higher than the original purchase**, and the purchase conditions of affordable housing must be met, and the qualification review procedures for the purchase of affordable housing must be completed. If the purchased second-hand affordable housing exceeds the approved maximum total purchase price standard, 10% of the comprehensive land price shall be paid, and the purchased housing shall still be managed in accordance with the property rights of affordable housing. [Legal Provisions]:

Measures for the Administration of Affordable Housing: Article 32 Families that have participated in the welfare housing division shall not purchase affordable housing before returning the housing they have been assigned, and families who have already purchased affordable housing shall not purchase affordable housing again.

Affordable housing refers to the social security housing with the characteristics of economy and applicability that is funded and supported by **.

Affordable housing is moderate compared to housing in the market during the same period, and is suitable for the affordability of low- and middle-income families. The construction standard of the house cannot be reduced and lowered, and a certain use effect must be achieved. Like many other countries, affordable housing is a policy arrangement made by the state to solve the housing problem for low-income people, and another rent-based state housing policy is called low-rent housing.

Conditions for applying to purchase affordable housing:

The applicant is at least 18 years old, has full capacity for civil conduct, is registered in the district, and has obtained household registration in the city for at least 3 years (if the application is made by a single family, the applicant must be at least 30 years old).

To apply for the purchase of affordable housing, you should have a local urban hukou; The family income meets the income standard of low-income families delineated by the people of the city and county**; There is no house or the area of existing housing is lower than the housing difficulty standard stipulated by the people of the city and county.

Affordable housing is mainly a national policy to solve the housing problem for families in difficulty, and certain conditions need to be met to apply for affordable housing.

The plan is issued by the state in a unified manner, and the land is generally allocated by administrative allocation, and the land transfer fee is exempted, and the various approved fees are halved and collected, and the first guide price is implemented, which is determined according to the principle of guaranteeing capital and small profits.

Application Requirements:

1. The applicant must have obtained the urban household registration of the city for at least 3 years and be at least 18 years old, and the applicant family shall nominate a family member with full civil capacity as the applicant. If a single-person family applies for the application, the applicant must be at least 30 years old.

2. The per capita housing area, family income, and family assets of the applicant family meet the prescribed standards. The above-mentioned standards of the eight districts of the city shall be determined by the Municipal Construction Committee and relevant departments according to the income, living level, housing and other factors of the city, and shall be announced to the public once a year after being approved by the city; The above-mentioned standards for counties in the far suburbs shall be determined by the districts and counties in combination with the actual situation, and shall be announced to the public once a year after being approved by the city.

Legal Analysis:1One is for those who have lived for five years, and the other is for those who have not lived for five years.

The specific time shall be subject to the time when the home-buying family obtains the deed tax payment certificate or the time when the affordable housing ownership certificate is issued. For affordable housing that has been lived in for five years, the owner can now proceed according to the current market, but after that, the owner needs to pay 10% of the transaction value of the comprehensive land price.

2.For affordable housing that has not been lived in for five years, due to policy regulations, it is not allowed to be market-rated. Therefore, owners who really need such affordable housing can only pay no more than the unit price at the time of purchase, and can only give it to families who meet the conditions for the purchase of affordable housing or be purchased by relevant departments.

Legal basis: Measures for the Administration of Affordable Housing

Article 3 The affordable housing system is an integral part of the policy system for solving the housing difficulties of low-income families in urban areas. The targets of affordable housing** should be linked to the targets of low-rent housing. The construction, use, supervision and management of affordable housing shall comply with these measures.

Article 4 The development of affordable housing shall be under the guidance of the unified national policy, and all regions shall take measures according to local conditions, and shall be led by the society and participated. The people of the city and county shall, according to factors such as the level of local economic and social development, the housing status and income level of residents, reasonably determine the policy objectives, construction standards, scope and objects of affordable housing, and organize their implementation. The people of provinces, autonomous regions and municipalities directly under the Central Government shall be responsible for the work of affordable housing in their respective administrative regions, and shall implement the target responsibility system for the management of the people of the cities and counties under their jurisdiction.

Affordable housing refers to commercial housing with the nature of social security, which has the characteristics of economy and applicability. Affordable housing is an ordinary housing built by the state to solve the housing problem of low- and middle-income families, and the cost of this kind of housing is lower than that of ordinary commercial housing because it exempts some of the costs in the construction of the project. According to the provisions of the Measures for the Administration of Affordable Housing, families who meet the following conditions can apply to purchase or rent an affordable housing unit:

1) Have a local urban household registration (including military personnel who meet the local resettlement requirements) or a target determined by the people of the city or county;

2) Families with housing difficulties who do not have a house or whose current housing area is lower than the standard prescribed by the city or county people;

3) The household income meets the income line standards demarcated by the people of the city and county;

4) Other conditions stipulated by the people of the city and county.

The people of cities and counties shall, on the basis of factors such as local commercial housing, household disposable income, living level and family demographic structure, stipulate the conditions and area standards for purchasing or renting affordable housing, and announce them to the public. Eligible applicants shall apply to the competent department of affordable housing of the city and county with the household registration booklet, the income certificate and housing certificate issued by the unit or sub-district office, and other supporting materials stipulated by the city and county people. Municipal and county people's ** affordable housing departments shall complete the verification within the specified time.

Where conditions are met, it shall be announced. If there is a complaint after the announcement, the competent department of affordable housing shall investigate and verify it in conjunction with the relevant departments; If there is no complaint or the complaint is untrue after investigation and verification, sign the verification opinion on the affordable housing application form, and indicate the preferential area or the total house price standard that can be purchased. Eligible families can purchase an affordable housing unit corresponding to the approved area with the approval documents.

In principle, the purchased area shall not exceed the approved area. If the purchase area is within the approved area, it shall be purchased according to the approved **; The part of the purchased area that exceeds the approved area shall not enjoy the ** discount, and the buyer shall pay the difference. The treatment of the price difference in excess of the area shall be formulated and announced by the people of the city and county.