What are the conditions for people who are exempt from medical insurance?

The following groups of people are exempt from health insurance:

1.Disabled people Because of congenital or acquired reasons, it is difficult for this part of the masses to rely on their own strength to eat, and the NCMS is several hundred yuan a year.

It's a lot of money for them. In 2018, people with disabilities in rural areas no longer have to pay for the NCMS, and they can be reimbursed directly for medical treatment.

Most of the elderly in rural areas rely on some meager subsidies and subsidies from their families, so it is obviously unreasonable for the elderly to bear the burden of payment. Therefore, in rural areas, the elderly over 80 years old can not only be exempted from paying the NCMS, but also receive an old-age subsidy every year in some areas.

3.Rural subsistence households.

In the rural areas, as long as they are fairly and justly rated as subsistence households, they are all people who are really in difficulty. Such farmers cannot afford the cost of cooperative medical care because of their own economic strength, so the state will not only waive the fee, but also increase the intensity of subsidies, mainly in terms of grain subsidies.

4.Poor families who have set up a file The so-called file is to make a file that contains poor households.

This is for poor households, and it should be selected through the village. This is the country's implementation of poverty alleviation in recent years.

In the latter new policy, the reimbursement rate of such people is as high as 80%, and after the New Rural Cooperative Medical System is exempted, only 20% of the medical expenses need to be paid, which can be said to be very considerate for the farmers.

Extended Materials. 1. Medical insurance generally refers to basic medical insurance.

It is a social insurance established to compensate workers for economic losses caused by the risk of illness.

System. Medical insurance is paid by the employer and the individual, and the establishment of medical insurance**, the insured person after the medical expenses incurred by the sick and medical treatment, by the medical insurance institution to give economic compensation.

It allows patients to obtain necessary material help from society and reduce the burden of medical expenses.

2. Medical insurance has the basic characteristics of social insurance, such as mandatory, mutual aid and sociality. Therefore, the medical insurance system is usually enforced by national legislation, and the establishment of a first-class system, the cost is jointly paid by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risk caused by the illness or injury of the worker.

The elderly with rural household registration who are 70 years old and above do not need to pay rural medical insurance premiums, and the financial department pays on behalf of them, which can be explained.

All disabled persons who hold a second-generation disability certificate do not have to pay rural medical insurance fees, which is also free of charge, and the financial department pays for the disabled on their behalf.

For the five-guarantee households (including centralized support personnel and free-range five-guarantee households) and low-income households, they do not need to pay the NCMS, and the local finance will pay on their behalf.

For disabled servicemen and other preferential care recipients, there is no need to pay the NCMS, and the local finance will pay on behalf of them.

The kind of medical insurance you mentioned in residential towns and rural areas, the five-guarantee households, the army returning to their hometowns with illness, the military disabled, and so on are all exempt from payment, and the state pays for them.

If there is no exemption from payment of medical insurance, the local civil affairs bureau department shall pay for the five guarantee households, the low-income households, and orphaned and disabled children.

For medical insurance, if there are some family members who are lacking in people, or if there are children, this is exempt.

Extremely poor households, five-guarantee households, disabled veterans, etc.

No one is exempt from health insurance.

Medical insurance is not free, and you can only enjoy this treatment if you pay a certain amount of money, but there are certain preferential policies for the disabled and military personnel.

No one can get and use health insurance for free, but people with disabilities or veterans will get a discount.

Five-guarantee families, poor households, and unemployed people who enjoy national poverty subsidies.

I gave you the answer online, but I won't send it to you. I think it's better to ask your people there, neighbors, friends, if not, the village chief, each region has different policies. But I know that low-income households, lonely families, no children, no wives don't have to pay, and the rest don't know.

1. The life of low-income households has always been more difficult, and they are different from those who have registered for cardholders, many of them have lost their labor force and cannot improve their quality of life through their own labor, so the state will issue them monthly subsistence allowances to stabilize their lives. At the same time, the government will also participate in the NCMS for these people to prevent them from being exacerbated by serious illness. 2. Assistance for people living in extreme poverty, including "five-guarantee households" and orphans under the age of 16, who have no labor, livelihood, or legal dependents or caregivers who have no ability to support them.

In addition to the free participation in the new rural insurance, many localities have also implemented a full exemption or reimbursement ratio of medical expenses to 90%. 3. It stands to reason that the poor households with registered cards will achieve a comprehensive well-off level by the end of 2020, but due to China's poverty alleviation guarantee system, the benefits of the registered households will not be canceled as soon as possible, so as to avoid them from returning to poverty again, and further consolidate the task of poverty alleviation. For this reason, these people are also exempt from paying NCMS.

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1. Older rural elderly.

Anyone over the age of 70 can be called an elderly person. Such people do not need to pay medical insurance, and they can also enjoy the current medical insurance policy for free.

2. Rural five-guarantee households.

The key to the five guarantees refers to the elderly who do not have children in front of their knees, and no one to take care of them when they are old, so they can only go to nursing homes. This kind of person can still earn living expenses when he is young, and he cannot go out to work after he is old, resulting in no income. The state has requirements:

Such people do not need to pay rural medical insurance.

3. Disabled persons.

Disabled people in China have always been the goal of maintenance, and in addition to not having to pay medical insurance, they can also receive daily living allowances every month.

Fourth, rural low-income households.

Rural subsistence households refer to rural households with poor family standards, and this kind of person is either a person in the family who suffers from a serious illness or a family member who has little ability to work for economic development. For those farmers, our country also exempts them from paying the current policy.

5. Rural households in difficulty.

Rural poor households refer to those who have applied for verification of rural poor families in the local villagers' committee. This kind of rural family has a difficult daily life, and in addition to the poverty allowance that will be distributed to him every month, rural medical insurance can also be exempted.

6. Other farmers who meet the criteria for exemption from payment.

Each region treats the current policies of the village people differently, so this benefit needs to be based on the current policies of the region to which it belongs. For example, there are some towns that exempt those who have a unique dedication to the village, and some towns exempt retired servicemen from paying the current policy, which varies from region to region.

Establish a file and set up a card for poor households.

The state has many subsidy measures for poor households with registered cards, and such groups are often the key targets of poverty alleviation. In addition to living and pension, no effort is spared in medical assistance. Generally speaking, the medical insurance expenses of the registered poor households are paid by the local social security or tax department, and the financial department directly subsidizes them, and the poor households themselves do not need to spend money.

Low-income households. Low-income households participate in the insurance normally, but the part of the contribution borne by the individual is subsidized by the state finance. It should be noted that some areas take it"Pay first and return later"The measures, that is, the need for low-income households to pay for the insurance normally, and then return the insurance fees within a certain period, the specific operation of different places is different, you need to consult the local social security department.

Article **2 Persons with disabilities who are incapacitated for work.

Similar to the poor households and low-income households, the disabled who have lost their ability to work are also the key targets of assistance, and the severely disabled who have lost their ability to work often have no economic support, in addition to special care and care in life, in terms of medical insurance benefits, they also enjoy the exemption policy.

Extremely poor dependents (five-guarantee households).

The five guarantee households have no children, no daughters, no economy, no one to support, and their expenses on food, clothing, housing and transportation are borne by the state finance! Moreover, in addition to the cost of medical insurance for urban and rural residents, there are also other additional relief measures in special outpatient, hospitalization, serious illness and so on.

Key preferential care objects.

The key preferential care targets generally refer to disabled soldiers"Three genera", the three red personnel, the old demobilized soldiers in the township, and the revolutionary disabled and so on. Similar to the previous four types of groups, the key preferential care recipients are also normally insured and pay according to the unified standard, but their individual insurance expenses are generally borne by the local finance, that is, individuals are exempt from paying.

1. Elderly rural elderly.

Anyone over the age of 70 can be called an elderly person. Such people do not have to pay medical insurance, and they can also enjoy medical insurance policies for free.

2. Rural five-guarantee households.

The five guarantee households mainly refer to the elderly who have no children under their knees, and no one to take care of them when they are old, so they can only go to nursing homes. This kind of person can still earn living expenses when he is young, but he cannot go out to work when he is old, resulting in no income**. The state has regulations:

Such people do not have to pay rural medical insurance.

3. Persons with disabilities.

Disabled people have always been protected in our country, and in addition to not having to pay medical insurance, they can also receive a living allowance every month.

Fourth, rural subsistence households.

Rural low-income farmers refer to farmers whose family conditions are relatively poor, and such people are either suffering from serious illnesses in their families or have little financial ability in their families. For such peasants, the state also gives them a policy of exemption from payment.

5. Poor households in rural areas.

Rural poor households refer to those who have applied for the certification of rural poor families in the local village committee. These rural families themselves are living in difficulty, and in addition to the monthly poverty allowance provided by the state, rural medical insurance can also be exempted.

6. Other farmers who meet the conditions for exemption.

Each region has a different policy towards rural people, so this benefit needs to be based on the current policy in your area. For example, some villages and towns give exemptions to those who have made special contributions to the village, while others give exemptions to veterans, etc., depending on the region.

Finally, as long as you meet the above application conditions, hurry up to the local ** to apply, don't waste such a good welfare opportunity in vain.

Who are exempt from paying health insurance fees?

In recent years, the medical contradiction has eased a lot, but the annual increase in medical insurance costs has made many farmers feel a little knotted, although the payment of medical insurance fees is based on the principle of voluntary, but if one day can be reimbursed without paying fees It would be great. Some people's ideas can be realized in advance, and the following types of people enjoy this benefit.

There are several categories of people who can be exempted from paying medical premiums for major medical insurance reforms, are there you?

1. Establish a file for poor households.

There are still many poor people in China, and many people are still struggling to survive, so the policy benefits benefit the following groups: poor households, five-guarantee households, low-income households, and disabled households are exempt from paying medical premiums. If the annual per capita disposable income of some farmers is lower than the local subsistence allowance line, they can go to the village committee to issue a certificate, and they can also be exempted from paying medical premiums, and the system is still very flexible.

There are several categories of people who can be exempted from paying medical premiums for major medical insurance reforms, are there you?

Two: Rural veterans.

Those who have contributed to the country and contributed to it, the country will naturally not be disadvantaged. Parents or widows of disabled persons in rural areas who have enlisted in the army or served as soldiers, who have been wounded in war, returned to their hometowns with illness, or died in the line of duty, can enjoy the benefits of exemption from paying medical insurance.

There are several categories of people who can be exempted from paying medical premiums for major medical insurance reforms, are there you?

Three: family planning family.

With the liberalization of the two-child policy, will there be no other benefits for the previous only child? There must be, otherwise the sudden release of the two-child policy will inevitably cause dissatisfaction among many people. Parents of children in family planning families who are accidentally disabled or die are exempt from paying medical insurance.

The medical insurance policy is also gradually improving, and there may be various small contradictions, but please look at our motherland with a tolerant eye! Our motherland is getting stronger day by day, and our life will become better day by day.

According to China's policy provisions, medical insurance is a kind of insurance that everyone must pay for, which can be exempted after reaching the age of 60, and extremely poor households living in rural and urban areas can be exempted from paying it.

Rural medical insurance is paid once a year, this year's payment amount is 320 yuan per person, according to the national policy, the following two categories of personnel can be exempted from paying fees, the first file of the poor households, the second low-income personnel. Those who are not included in these two categories. All of them need to pay medical insurance fees.

If you have paid for 25 consecutive years and have retired, you can be exempted from paying medical insurance, and those poor households and elderly people who are lonely and widowed are exempt from paying medical insurance.