How about ICBC AXA Insurance, are ICBC AXA and AXA Insurance the same

Xueba talks about insurance, focusing on insurance product evaluation! How many does ICBC AXA rank in the ranking of insurance companies in China? Speaking directly with data, see this latest ranking for detailsFreshly baked! China's Top 10 Insurance Companies Ranking! 》

Is ICBC AXA reliable? First of all, let's take a look at the strength of this insurance company.

In July 2012, ICBC AXA was establishedThe headquarters is located in Shanghai, with a registered capital of up to 100 million yuanIt is jointly built by Industrial and Commercial Bank of China, AXA Group and China Minmetals Corporation. 60% of the equity is in the hands of the Industrial and Commercial Bank of China, and people have often asked what the relationship between ICBC AXA and the Industrial and Commercial Bank of China is, but this time I can understand

In addition, according to the data released by the China Banking and Insurance Regulatory Commission in 2019, ICBC AXA Life's premium income ranked first among joint (foreign) life insurance companies in the domestic insurance market.

The strength is quite strong, but is the product good enough?

ICBC AXA has a lot of products, the most popular ones are Royal Cube No. 5, Royal Life, Royal Ruyi Critical Illness Insurance, etc., let's take Royal Cube No. 5 as an example to analyze. This is a multi-payout critical illness insurance, after knowing this product, I have carefully studied the content, if you are interested, you can read this article"It is said on the Internet that ICBC AXA Royal Cube No. 5 is not good? Is it true?

There is a limit to space here, so I will only pick a few points. Let's take a look at the warranty content of the product first:

From the point of view of the security situation,The characteristic is that the amount of insurance is returned after the expiration, which means that it is completely possible to get back hundreds of thousands of dollars after a few decades, which is similar to other insurances that give back the insurance cost to customers after the expiration of the term, a lot more money.

However, there are also disadvantages, such as the following:

1.Incomplete coverage:Moderate illness protection is not included, and a good critical illness insurance already has moderate illness protection.

2.Low payout:Only 20% will be paid for mild illnesses, and 30% for good critical illness insurance.

3.Long intervals:If you want to get a second benefit for a major illness or a mild illness, you have to wait 365 days, which is too unfriendly.

4.Disease grouping is not practical:Serious and mild diseases are grouped, and the grouping is already very inhumane, and the cancer is not grouped together, which once again reduces the chance of getting compensation.

If you like this product, it doesn't mean that you can't buy it, but you can also compare it with other popular products before deciding, because insurance is very important to us. In order to make it easier for everyone to find good products, I have found out all the excellent critical illness insurance policies on the market"Top 10 Popular Critical Illness Insurance Points Worth Buying! 》

That's all I have for the question, hope!

ICBC AXA is an insurance company controlled by ICBC Group, of which ICBC is a shareholder. If you want to know more about the company's products, you can directly call ICBC AXA customer service **95359 for consultation.

In July 2012, Jinsheng Life Insurance announced that the company officially changed its name to ICBC AXA Life Insurance. ICBC AXA Life Insurance has completed the relevant changes to the company's legal person license and business license in accordance with relevant regulations. Headquartered in Shanghai, ICBC AXA Life Insurance has a registered capital of 100 million yuan and currently covers more than 20 important provinces and cities across the country.

Hello! I don't hear much about this, I don't know much about it, and it is generally Taiping, Xinhua, PICC, Taikang, etc. that are more popular in the market.

Summary. Hello, ICBC AXA and AXA Insurance, not one. These are two different insurance companies.

Are ICBC AXA and AXA Insurance one family?

Hello, ICBC AXA and AXA Insurance, not one. These are two different insurance companies.

ICBC AXA, the full name is: ICBC AXA Life Insurance****, the major shareholder Industrial and Commercial Bank of China holds 60% of the shares, AXA China Company holds shares, and the insurance company headquartered in Shanghai.

AXA Insurance, whose full name is AXA Insurance****, is a private shareholding company registered in Hong Kong, China.

There is another company with a similar name, an Internet insurance company, called AXA Tianping, the full name is AXA Tianping Insurance Sales ****, headquartered in Shenzhen. The shareholder is AXA Versicherungen AG, a foreign-owned group of companies.

All three companies with AXA in their names are different companies.

ICBC AXA Insurance Company refers to ICBC AXA, the full name of ICBC AXA Life Insurance****, which is an insurance company approved by the China Banking and Insurance Regulatory Commission and jointly held by Industrial and Commercial Bank of China, AXA AXA Group and China Minmetals Corporation.

The business scope includes life insurance, health insurance and accident insurance, as well as reinsurance business. Life insurance is a kind of life insurance, which takes the life of the insured as the subject of insurance and the life or death of the insured as the condition of payment. As with all insurance businesses, the insured passes the risk to the insurer, accepts the insurer's terms and pays the premium.

Unlike other insurances, life insurance passes on the risk of survival or death of the insured. Term life insurance is based on the death of the insured during the period specified in the policy, the deceased beneficiary has the right to receive the insurance money, if the insured does not die during the insurance period, the insurer does not need to pay the insurance money and does not return the insurance premium, referred to as term life insurance, most of the time insurance is to provide protection for the insured to engage in more dangerous work in a short period of time.

Summary. Hello dear <>, happy to answer for you. It is understood that ICBC AXA Life Insurance is reliable.

ICBC AXA Life Insurance was founded in 2012, although it has not been established for a long time, its shareholders have a strong background, the three main shareholders are Industrial and Commercial Bank of China, AXA Group and China Minmetals Corporation, of which ICBC is also the majority shareholder, and the other two are also large enterprises on the global list. The scale of the company is relatively large, and it has been recognized by many consumers.

Is ICBC AXA Life Insurance reliable.

Hello dear <>, happy to answer for you. It is understood that ICBC AXA Life Insurance is reliable. ICBC AXA Life Insurance was founded in 2012, although it has not been established for a long time, its shareholders have a strong background, the three main shareholders are Industrial and Commercial Bank of China, AXA Group and China Minmetals Corporation, of which ICBC is also the majority shareholder, and the other two are also large enterprises on the global list.

The scale of the company is relatively large, and it has been recognized by many consumers.

ICBC AXA Life Insurance Co., Ltd. is jointly established by Industrial and Commercial Bank of China, the world's largest bank by market capitalization, AXA Group, the world's No. 1 insurance group, and China Minmetals Corporation, a Fortune 500 state-owned enterprise. The shareholding structure of the company is as follows: Industrial and Commercial Bank of China holds 60% of the shares, AXA holds the shares, and China Minmetals Corporation holds the shares.

Relying on the unrivalled capital strength and outstanding brand reputation of its shareholders, ICBC AXA Life fully integrates the profound experience and broad foundation of its shareholder Industrial and Commercial Bank of China in China's financial field, AXA Group's world-leading risk management and insurance professional advantages, as well as China Minmetals' strong financial strength and abundant local resources. Family protection and wealth management, which are the four key areas of financial protection and wealth planning, provide customers with tailor-made personalized insurance solutions and services to meet the diverse needs of customers.

Summary. 1. The company Beijing ICBC AXA Life Insurance was established in July 2012 with the approval of the China Banking and Insurance Regulatory Commission, the company has strong shareholders, and is funded by the Industrial and Commercial Bank of China, the global insurance group AXA AXA Group, and China Minmetals Group, which are all very large. ICBC AXA has a registered capital of 100 million yuan, headquartered in Shanghai, and its business scope has covered more than 20 important provinces and cities across the country.

2. To see the solvency of the company, to consider whether an insurance company is reliable, its solvency is an important reference factor, because this data can reflect the ability of the insurance company to repay debts and measure the financial status of the insurance company. However, solvency is not higher or higher, as long as it meets the requirements of the CBIRC. ICBC AXA Life's comprehensive solvency adequacy ratio and core solvency adequacy ratio both met the standards, and the comprehensive risk rating was A, which met the requirements of the China Banking and Insurance Regulatory Commission.

Is ICBC AXA Life Insurance reliable.

Hello, dear, reliable.

1. The company Beijing ICBC AXA Life Insurance was established in July 2012 with the approval of the China Banking and Insurance Regulatory Commission, the company has strong shareholders, and is funded by the Industrial and Commercial Bank of China, the global insurance group AXA AXA Group, and China Minmetals Group, which are all very large. ICBC AXA has a registered capital of 100 million yuan, headquartered in Shanghai, and its business scope has covered more than 20 important provinces and cities across the country. 2. To see the solvency of the company, to consider whether an insurance company is reliable, its solvency is an important reference factor, because this data can reflect the ability of the insurance company to repay debts and measure the financial status of the insurance company.

However, solvency is not higher or higher, as long as it meets the requirements of the CBIRC. ICBC AXA Life's comprehensive solvency adequacy ratio and core solvency adequacy ratio both met the standards, and the comprehensive risk rating was A, which met the requirements of the China Banking and Insurance Regulatory Commission.