If I am hospitalized in an accident, can I still apply for accident insurance after medical insuranc

OK. If we are hospitalized in an accident and the medical insurance is reported, we can still carry out accident insurance.

of reimbursements. Because of medical insurance.

and commercial accident insurance.

There is no conflict, we can choose to either appeal to the corresponding medical insurance or commercial accident insurance, both of which we can obtain relevant compensation. When we encounter an accident, we should report to the accident insurance company in time, and then the insurance company will review it for us according to the actual situation, and after the audit is passed, we can get the relevant compensation. <>

After we encounter an accident, in addition to appealing to the corresponding accident insurance company, the expenses we spend in the hospital can be compensated to the relevant medical insurance, so there is no conflict between the two insurances. We also need to go to a legal and formal platform to carry out the corresponding operations, and provide the corresponding certificates, as well as a list of medical expenses, etc. <>

Accident insurance is used to cover the cost of injuries caused by accidents, while medical insurance is more extensive. If we are hospitalized in the hospital** in the event of an unforeseen situation, we can reimburse you according to a certain percentage. The specific reimbursement is also determined according to the regulations of the signed medical insurance contract.

When we buy these medical insurance or accident insurance, we try our best to buy it on a legal and formal platform, and we can choose to buy it for ourselves or for our family. It is also the safest and most reliable way to go directly to the insurance company to make a purchase, and we can communicate face-to-face with the customer service staff to better understand the content and information of these products. At the same time, we can also choose to buy through **** or the Internet.

Of course, as long as you buy two types of insurance, then you will be compensated by both insurances. You can also get a very good guarantee.

Of course, if you have a lot of insurance, then you can reimburse all the insurance, which is also a very good benefit for you.

Yes, because the two types of insurance do not affect each other when it comes to reimbursement, and then they do not conflict with each other.

Not necessarily, outpatient expenses can be reimbursed if there is accidental medical liability. To put it simply, accidents are divided into major accidents and minor accidents: major accidents refer to "accidental injury insurance", because of the death or disability caused by an accident, you can get the death insurance money agreed in the sum insured at one time or take the disability insurance money according to the proportion of the degree of disability; Minor accidents are "accidental injury medical insurance", because the accident caused by the injury, need to go to the hospital for outpatient or hospitalization**, the resulting medical expenses, according to the contract, can be reimbursed.

Example: Accidental Injury: 100,000, Accidental Injury Medical:

10,000 yuan (100 yuan deductible, 100% reimbursement); That is to say, if the insured dies due to an accident, he can be compensated 100,000 yuan, and if he is injured, the cost is 8,000 yuan, then 100 yuan will not be compensated, and the remaining part can be 100% reimbursed as long as it is a drug within the scope of social security. Each company has different rules for deductibles and reimbursement ratios.

There are two types of accident insurance:

Simple accident insurance (we generally commonly refer to it as accidental disability insurance) only pays for physical disability or death caused by accidents, and the full amount of death is paid, and the disability is paid according to the disability level, which has nothing to do with medical treatment;

On the other hand, accidental injury medical insurance is specifically for reimbursement of medical expenses caused by accidents, including outpatient and emergency and inpatient medical treatment.

So it depends on the content of your accident insurance.

Moreover, accident insurance is reimbursed on a pro-rata basis, and some drugs may not be reimbursed, so even if the remaining medical expenses after social security reimbursement are reimbursed, they may not be fully reimbursed.

Moreover, some accident insurance products have deductibles, when the medical expenses incurred by the insured due to the accident during the insurance period do not exceed the deductible, the medical expenses must be paid by the insured, and the insurance company will not pay for it.

Hello! It depends on what is the insurance liability of the accident insurance you have bought? If there is a reimbursement for illness in it, then it is possible to make a reimbursement.

However, in general, accident insurance rarely has insurance liability that can cover the illness. Let's read the insurance wording first.

Hope it helps!

Legal Analysis: Expenses incurred in hospitalization for accidental injuries** can be reimbursed by social medical insurance.

Legal basis: Article 30 of the Social Insurance Law of the People's Republic of China The following medical expenses are not included in the scope of payment of basic medical insurance**

1) It should be paid out of work-related injury insurance**;

2) It shall be borne by a third party;

3) It should be borne by public health;

4) Seeking medical treatment outside the country.

Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.

1. There is no conflict between medical insurance and commercial accident insurance, if the policyholder has an accident, he can first contact the commercial accident insurance, and the insurance company will underwrite the application immediately, and the compensation amount can be credited to the policyholder's account after the review is passed. 2. After the reimbursement of accident insurance, the user can also use the medical insurance to reimburse the specified category of drugs and expenses, which usually requires the policyholder to make an advance payment and reimburse it together after completion. 3. Commercial accident insurance and medical insurance are two complementary products, so they can be reimbursed at the same time.

If the medical insurance is reimbursed, can I still apply for accident insurance?

Hello dear is happy to serve you, thank you for your patience. The basic medical jujube is reimbursed, and you can also apply for accident insurance. 1. There is no conflict between medical insurance and commercial accident insurance, if the policyholder has an accident, he can first contact the commercial accident insurance, and the insurance company will underwrite the application immediately, and the compensation amount can be credited to the policyholder's account after the review is passed.

2. After the reimbursement of accident insurance, the user can also use the medical insurance to reimburse the specified category of drugs and expenses, which usually requires the policyholder to pay for the stool and reimburse it together after completion. 3. Commercial accident insurance and medical insurance are two complementary products, so they can be reimbursed at the same time.

The proportion of trauma, medical insurance and accident insurance is higher.

In the case of trauma, accidental injuries must be reimbursed higher.

Pro, yes there is accident insurance and hospitalization medical insurance.

Accident insurance reimburses situations caused by accidents, such as fractures, burns, cat's paws and dog bites, which are accidents and can be reimbursed, but accident insurance caused by diseases does not matter.

Medical insurance is not caused by accident insurance or illness, as long as the expenses during hospitalization can be reimbursed to you as agreed.

If it comes to specific types of insurance, there are many kinds, such as whether to reimburse drugs outside of social insurance, whether to include private hospitals, etc., are you considering buying insurance? I am an independent insurance broker who can provide you with insurance consulting services objectively and neutrally.

Summary. Accident medical insurance is a type of insurance that can be reimbursed in the event of a specific accident or illness. If the insured person is hospitalized due to a sudden accident or illness** during the insurance period, the related medical expenses can be reimbursed.

For hospitalization**, the insurance company will pay the claim in accordance with the relevant provisions of the insurance policy. According to Article 23 of the Insurance Law of the People's Republic of China, accident insurance belongs to the category of life insurance, and the insurer shall fulfill the obligation to pay the insurance money in accordance with the contract.

Accident medical insurance is a type of insurance that can be reimbursed in the event of a specific accident or illness. If the insured is hospitalized due to a sudden accident or illness during the insurance period**, the medical expenses related to Wang Manuscript can be reimbursed. For the related group expenses incurred in hospitalization**, the insurance company will make a claim in accordance with the relevant provisions of the insurance clause.

According to Article 23 of the Insurance Law of the People's Republic of China, accident insurance belongs to the category of life insurance, and the insurer shall fulfill the obligation to pay the insurance money in accordance with the contract.

The obligation stipulated in Article 23 of the Insurance Law of the People's Republic of China mentioned in this article refers to the obligation that the insurer needs to pay the insurance money obtained by the insured due to the occurrence of the draft risk agreed in the insurance contract, and the relevant compensation shall comply with the provisions of the state and the industry on the prevention and defense of each other. Extended supplement: In addition to accident medical insurance, we can also purchase other medical insurance, such as critical illness insurance, hospitalization medical insurance, etc.

The coverage and amount of insurance for each type of medical insurance are different, so you need to choose according to your actual needs when purchasing insurance. <>