After the online loan is overdue, I change my mobile phone number and job, can the collector find ou

Updated on technology 2024-08-12
15 answers
  1. Anonymous users2024-02-16

    You just changed your mobile phone number and job, in addition to the mobile phone number and work information, the online loan also needs ID card information, and other information, so if the online loan is overdue, the collector will definitely still be able to find you.

    They can find your address through the information of your ID card, find your parents and relatives, and then find you through them, so if you have taken out an online loan, then it is recommended that you repay the loan in time, and do not have any luck of not repaying.

    Because if the online loan is overdue, it will affect your personal credit information, and now the country has a credit system, and this credit information system has a great impact.

  2. Anonymous users2024-02-15

    You must be able to find out, you used to apply for online loans with real-name authentication, as long as you change your mobile phone or job, you can be found sooner or later, and the overdue interest on online loans will be very high, so you'd better return the loan as soon as possible.

  3. Anonymous users2024-02-14

    Your new mobile phone number is also registered with an ID card. It doesn't matter if you change your mobile phone number or change your job. They are all deliberately avoiding debts, which is illegal. Therefore, it is better for you to take the initiative to repay the loan.

  4. Anonymous users2024-02-13

    I can find it. When you take out an online loan, you use your ID card to borrow money, and you can change anything, but your ID number will not change, and you can find it as long as you have an ID number.

  5. Anonymous users2024-02-12

    It doesn't matter if you change your mobile phone number or change your job. They are all deliberately avoiding debts, which is illegal. Therefore, it is better for you to take the initiative to repay the loan. Also, if it's a small company, then don't worry so much.

  6. Anonymous users2024-02-11

    In general, it can be checked.

  7. Anonymous users2024-02-10

    It is possible that if you use the original mobile phone, the online loan app that has not been uninstalled, and delete the SDK, the platform can directly read the content on your mobile phone, such as text messages, call logs, contacts, location, **, etc.; There are calls between the old and new numbers, and the platform reads them from the call records of the old numbers; The platform contacted your friends and learned through them; You have authorized your e-commerce data to an online lending platform.

    You can uninstall the app on your iPhone, but there may be residual SDKs on your Android phone. At this time, it is useless to uninstall the app, and you need to flash the phone. The call logs are all deleted, can I still read them?

    When you borrow money, you provide the operator's service password, and the online loan can use crawler technology to crawl your real call history from the operator.

    If you don't have an ID card, you can't get a ** card, so when you have applied for a loan at an online loan company, you don't have to fill in your ID number, that is, the collection company has your ID number, no matter how many ** cards you change, you can find you through your ID card. Collection agencies can also find you by accessing the contact books of your immediate family members or friends, some of whom they bind to their relatives' numbers, or frequently contacted numbers.

    If you apply for an online loan when the app is still retained, or go to other platforms to apply, then your address book will be intercepted again, and you can learn your latest information from the address book. Therefore, before applying for an online loan, you should still pay more attention, think twice, and avoid the online loan platform that does not comply with regulations or charges fees arbitrarily.

  8. Anonymous users2024-02-09

    Online loan apps often upload personal information from your mobile phone.

  9. Anonymous users2024-02-08

    Nowadays, online loans have become the main way for most people to borrow money, and many people rely on this loan channel, as long as they lack money, they can get a loan quickly, but once the repayment is overdue, it is likely to face the dilemma of collection. So is it useful to be collected by an online loan to change your mobile phone? Why was it still found?

    Generally speaking, if you are faced with violent collection of online loans, it is more effective to choose to turn off your mobile phone or change your number, because it is difficult to find you again, but there are some online loan platforms.

    If you have a way, you can still find your new number through some channels, such as:

    2. It may also be that the new number is not new, but just uses another number, after all, many people now have two mobile phone numbers, and the new and old numbers have calls, and the platform reads them from the call records of the old numbers.

    3. It may be that the online loan platform contacted your friends and family members and asked for your new number through a routine.

    4. Nowadays, many online loan platforms need to authorize Alipay and JD.com, which may read your number.

    All in all, the online loan platform mainly collects through the ** number, so they will also take into account the risk of the borrower changing the number, so when reviewing, only the real-name mobile phone number that has been used for more than half a year can be successfully applied, so as to avoid someone registering a new number to change the number after borrowing, and when applying for an online loan, the operator will be authorized to use some methods to track the number as long as there is personal identity information.

    All in all, violent collection of online loans is illegal, if it seriously affects your personal life, then you can choose to keep the relevant evidence to the China Banking Regulatory Commission, the Mutual Finance Commission to complain, of course, the online loan principal and necessary interest should still be returned, it is recommended to negotiate with the online loan platform to solve it.

  10. Anonymous users2024-02-07

    After many online loans are overdue, the collectors of the online loan platform often harass the borrower frequently and make it difficult in every way, at which time the borrower has no choice but to change the mobile phone number, otherwise the rhythm of his life and work will be completely disrupted. However, there are many people who find that they have changed their mobile phone number, but it didn't take long for the collectors to find their new mobile phone number from **, and the harassment ** started again, why is this? Do collectors really have the ability to reach the sky?

    Golden Harvest point of view: In fact, the collector has obtained your new mobile phone number, there are several possibilities: maybe your mobile phone number is handled with your own identity, the birth person queried your new mobile phone number through the operator, or it is possible to call your address book friend**, the routine to your mobile phone number, and Kuanyan may obtain your new mobile phone number through some third-party big data companies.

    I have entered an era of big data, in the face of big data, many people's privacy is exposed, especially some third-party social platforms, it is very easy to leak their own information, which is almost impossible to avoid.

    We have entered an era of big data, in the face of big data, many people's privacy is exposed, especially some third-party social platforms, it is very easy to leak their own information, which is almost impossible to avoid.

  11. Anonymous users2024-02-06

    Every day, countless people are complaining that they are collected by online loans every day, but they are temporarily unable to repay, and they want to repay them after a period of time, and then pay off the principal and interest of the liquidated damages, but online loans still use violent collection methods, and they will call ** every day, and even call family and friends, so is it useful to change the number of online loans after they are overdue?

    Useful. At least you don't have to be harassed anymore, but in fact, there is still a certain chance of being found.

    1. Explode the address book

    Now most of the online loan collection is in this way, before you apply for a loan, you will have to provide the service password, authorization address book, at this time has obtained all the ** in the address book, once you are overdue, if the mobile phone can not be connected, shut down, change the number, then you will directly contact the people in the address book, through them to put pressure on you, and even disguise yourself as a colleague, friend, ask your new number.

    So, changing numbers can lead to two consequences:

    1. New numbers were dug up and bombing continued;

    2. Relatives, friends and family members are harassed, and they can't save face.

    Anyway, it is risky to change the new number, and the overall effect is still good, if you are not afraid of being exposed to the address book, you can choose this way.

    2. Upper credit reporting and credit scores

    This is for formal and reliable online loans, they basically will not explode the address book, if you change your mobile phone number, you will basically not be able to find you, but it will seriously affect personal credit, especially banks and financial institutions, this account will eventually become a bad debt, and you will no longer be able to handle bank credit business in the future, becoming a "bank loan user". If Alipay's Huabei and borrowing do not repay, and choose to change the mobile phone number, then you can no longer log in to Alipay, and you can only continue to use it after paying it off, and the sesame branch will be greatly reduced, and many preferential activities cannot be participated.

    All in all, no matter which method, the loss is relatively large, it is recommended that you do not choose to change the number easily, because the new number must be authenticated for more than 6 months before you can apply for a new online loan, and you have to continue to raise, which is very troublesome.

  12. Anonymous users2024-02-05

    Summary. If you want to find your new unit, online loan collection may take the following methods:1

    Get information through social** and other means. Nowadays, many people will disclose their work unit information on social media, and if you don't set up your privacy settings, collectors may use this information to get your new employer. 2.

    Obtain information through credit reports, etc. If you've ever applied for a credit card, loan, or other financial product, the collector can use the credit report to find out about your employer. 3.

    Obtain information through relatives, friends, colleagues, etc. Collectors may use people close to you to get information about your new organization, such as contacting your relatives, friends, colleagues, etc. <>

    If you want to inquire about your new unit, online loan collection may take the following methods:1Get information through social** and other means.

    Nowadays, many people will disclose their work unit information on social media, and if you don't set up your privacy settings, collectors may use this information to get your new organization. 2.Obtain information through credit reports, etc.

    If you have applied for a credit card, loan or other financial product, the collector can use the credit report to learn about your employer. 3.Obtain information through relatives, friends, colleagues, etc.

    Collectors may use people close to you to get information about your new organization, such as contacting your relatives, friends, colleagues, etc. <>

    First of all, it should be emphasized that collectors must comply with relevant laws and regulations when obtaining personal information, and cannot use illegal means to obtain information. If you feel that your personal information has been violated, you can file a complaint with the relevant authorities. Secondly, in order to prevent the collector from obtaining personal inspection information, we need to pay attention to the protection of our privacy.

    For example, set up the privacy settings of social **, do not easily disclose your personal information, etc. Finally, if you have already been obtained by the collector to obtain the information of the new unit, you can negotiate with the collector to develop a repayment plan or resolve the dispute through legal means. <>

  13. Anonymous users2024-02-04

    Answer pro, the collection is true, but when it comes to the collection of the place of household registration, it is fake, and your loan is overdue, and it has been transferred to the lending institution Third-party collection company, which is a collection method to scare you, but if you have not repaid, you will receive various collections ** and SMS harassment in the future.

    If the arrears are unable to be repaid, a deferment of repayment can be negotiated, and no collection, no prosecution, and no door-to-door visits will be made during the deferment period. If you need it, I can handle it for you.

    On which platform are you overdue and how much is the overdue amount? How long has it been overdue?

  14. Anonymous users2024-02-03

    Under normal circumstances, online loans will not be collected offline at the door, but overdue online loans will have a great impact on your credit and big data, so it is recommended to negotiate repayment and cherish credit.

  15. Anonymous users2024-02-02

    After many online loans are overdue, the collectors of the online loan platform often harass the borrower frequently and make it difficult in every way, at which time the borrower has no choice but to change the mobile phone number, otherwise the rhythm of his life and work will be completely disrupted. However, there are many people who find that they have changed their mobile phone number, but it didn't take long for the collectors to find their new mobile phone number from **, and the harassment ** started again, why is this? Do collectors really have the ability to reach the sky?

    Golden Harvest point of view: In fact, the collector has obtained your new mobile phone number, there are several possibilities: maybe your mobile phone number is handled with your own identity, the birth person queried your new mobile phone number through the operator, or it is possible to call your address book friend by dialing the **, routine to your mobile phone number, and Kuanyan may obtain your new mobile phone number through some third-party big data companies.

    I have entered an era of big data, in the face of big data, many people's privacy is exposed, especially some third-party social platforms, it is very easy to leak their own information, which is almost impossible to avoid.

    Now we have entered an era of big data, in the face of big data, many people's privacy is exposed, especially some third-party social platforms, it is very easy to leak their own information, which is almost impossible to avoid.

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