Why do you always spend more money than you earn, and what are the best ways to open up sources and

Save up, to buy a regular fixed amount of currency**, the interest income of the currency ** is a knot to your account every day, most of the **income is 10,000 shares (yuan) on average every day in about yuan, you go to see your own income every day, you will realize that money is really not easy to earn. Also--- at present, our country is still in a period of economic growth, the basic situation of the economy is still good, and the unemployment rate remains at a relatively stable level, but once it enters a period of economic recession and depression, the employment pressure increases, the economic and production development slows down, and the income of residents declines. Because if you are not old now, you will definitely go through this period, and then your age will not be advantageous.

Think about it! People have no long-term worries, but they must have near-term worries!

Be frugal in your life. Don't squeeze so much toothpaste, don't stretch toilet paper so long, and don't pour so much ...... shampooEverything is halved. This fosters the habit of thrifting, and the concept of "save" reminds you at all times. Reference object - the comic "Poor Noble Son

It's normal to spend more money than you earn, but there is a way to spend less.

First of all, you can pocket a little less money, so that even if you want to buy it, you don't have the money to save money that you shouldn't spend.

Secondly, you can earn a little more, you will definitely make more money than you when you spend more, so that you can objectively make more money.

You'd better think clearly when you spend every penny, do you have to buy this now, sometimes there's a good chance you're spending your money on things you don't need. Therefore, you must think twice before using it, and then you write down the money you spend every day, which can better help you save, in this way, you will change the status quo, and I hope you can make more money in the future.

People have no long-term concerns, they must have near-term worries, and if you say it well, you can wake up the people in your dreams with a word.

When I buy it, ask myself five times if I really want to buy this thing? Consider the actual situation. Whether it's really useful or can you buy it later.

Recently, the "** saving money" method said on the Internet is very popular, in fact, the so-called ** saving money is not spending money to close the spring trip, but spending it on key places. That is to say, young people should cut back on food and clothing at the moment, and enjoy the present when they should enjoy the present. Let's talk about the new solutions to saving money, so that we can accumulate our funds more efficiently.

1. Have a plan to save money.

No matter how much money you have, you must learn to save money compulsively, as the saying goes: "Money is not everything, but no money is everything". If you want to save more and more money, you must first accumulate the principal, and the amount of the principal directly affects the increase of financial income.

For wage earners, you can save one-third of your salary every month, and you can make a regular investment of this part of the money on a monthly basis, set the amount of regular investment, and deduct the money every month, which can play a good role in saving.

For people with irregular incomes, you can use the 365-day savings method to restrain yourself from saving money, and the further you go through the 365-day savings method, the greater the pressure to save money. But that doesn't stop us from saving money, and the 365-day savings method mainly focuses on a sense of ritual, which is to let you take saving money seriously and slowly develop a good habit of saving money. There are a lot of people who use the 365-day savings method, and even print out the 365-day savings method and paste it on the wall in order to save money, reminding themselves to save money every day, until they develop the habit of saving money and save money according to their original plan.

2. Rational consumption.

In the face of a dazzling array of ** discount products, don't make impulsive purchases, make a shopping list or delay consumption before consumption. Ask yourself if this thing is really what you want, and how valuable this product is to your use.

In fact, many things are likely not to be bought so much after we put them for 72 hours after impulse, and the money we can save by avoiding impulsive consumption will increase.

All in all, it is indeed a rare good idea for young people who are not very financially burdened to save an extra deposit by saving money.

Accumulating a lot every month, being able to get rich is a kind of financial management, and after a long time, you will find that you have a large amount of income.

It's not realistic to get rich, but the money you save is a huge amount of money when you need it urgently. Money is earned, not saved, and you want to get rich quickly and do business.

Learn to invest, as long as you have 1,000 yuan a month, you can buy regular financial management through this 1,000 yuan**, and then save 1,000 a month, it is more than 10,000 a year, and it is likely to become 13,000 a year through financial management, and with the extension of time, there will be more than 100,000 in 10 years, don't worry, you will always be responsible for the accumulation of time.

How can there be so many people who get rich overnight, and slowly save money when the salary is small, there is no shortcut to get rich quickly, and you still have to rely on your own hard work to accumulate wealth.

Of course, you can, the drop of water wears the stone, and the accumulation of a lot is this truth, if you use your heart to accumulate, I believe that you can definitely get rich after a long time.

Yes, throttling becomes accumulation, and then open source (investment), hard work to get rich, and thrift are the traditional virtues of our Chinese nation.

For example, I once knew a friend who never ate out, didn't even smoke, didn't drink, and could say that he went to eat every day, didn't spend a penny, and saved almost a lifetime, but when his son grew up, he even married his daughter-in-law and bought a house, and even had a car. What does this reason mean, it shows that saving money is not as good as saving health, and saving money is right, but you have to choose ways and means, instead of saving dead money, it is better to turn dead money into living money, and let money help you earn money

I used to think that I could get rich by saving money, but later I realized that saving money can only make it a little difficult for me, and I can't save much, but I have to find a way to generate income, just like the uncle next door, who runs takeout after work every month, and basically can earn a month's living expenses.

Increasing sources and reducing expenditure is an inevitable way to obtain the first pot of gold in life.

Millionaires may not become millionaires all of a sudden, but millionaires earn the first pot of gold in their lives from open sources and reduce expenditures, and then start to invest in industry or capital operation, starting the legendary story of their lives.

The salary base itself is not high, and it is necessary to save money, and if you want to get rich, you have to find another way.

Relying only on open sources and reducing expenditures can only make one's life dependent, and accumulating a little money will not make you rich at all, and an important event, such as buying a car, buying a house, getting sick, etc., is not enough to toss.

If you want to get rich, you can't rely on opening up sources and saving money to accumulate the existing living expenses, but only by creating.

Every month, it can accumulate a lot of money, and you can't get rich alone.

Although you can't get rich, it will make your life steady.

Increasing income and reducing expenditure is a form of thrift After a long time, you will naturally have a certain amount of savings, but it depends on your life values.

No! In modern society, you can't get rich by accumulating a small amount of money, and if you save a spare fund, you can only say that the pressure on life will not be so great!

It also depends on how much money you earn, otherwise it will take a long time, which can only help us develop the habit of thrift.

The money saved every month is called throttling, and you have to find a way to open source, or you have to rely on your spare time to do something else, or you have to be willing to invest and choose a financial project to fight.

It is difficult to get rich by throttling alone, and it must be open source.

Thrift is important, and this tradition is very good. But if you want to accumulate wealth, you can accumulate a certain amount of wealth over time.

3. Try not to buy some unnecessary things, such as watches or some other luxury goods, and try not to buy some unnecessary things in life. Watches, for example, are not practical at all. Many people buy watches to satisfy their vanity, and it is not difficult to use watches as a tool.

With a mobile phone, everyone can use their mobile phone to check the time. In addition, try not to buy other luxury goods. Luxury goods are not only expensive but also impractical, and if you don't buy them, then you can also save a lot of money in life.

These methods are all good ways to open source and reduce expenditure. Of course, if you want to improve your quality of life, it is better to change to a job with better pay. There is a good saying, the more you save is better than the more you earn, do you think it makes sense?

First of all, try not to choose to eat out, and if possible, you can often cook and eat at home. Secondly, try not to hang out with friends, as it is easy to spend money when you are together. Finally, try not to buy unnecessary things, such as watches or other luxury items.

As long as you quit meaningless behaviors such as eating, drinking, and having fun, you can truly open up sources and reduce expenditure, because the most expensive thing in life is always pleasure.

You should learn more knowledge, you should continue to enrich yourself, and you should make your ability stronger, so that you will have better work treatment and spend money more frugally.