Does Taikang Life have maternal and child insurance, and what insurance does Taikang Life have?

If the subject is not sure what insurance to buy, you can take a look at the insurance strategy recommended by the senior sister to the eldest nephewWhat is good to buy children's insurance, insurance strategies for different ages

1.Taikang Life Insurance: A life insurance company with a registered capital of 3 billion

As a life insurance company, the company's main business scope after registration with the industrial and commercial department in accordance with the law includes:

1) All kinds of life insurance, health insurance (excluding group long-term health insurance), accident insurance and other insurance business.

2) reinsurance and coinsurance business to carry out the above business;

Naturally, it includes the insurance that the subject wants to buy

Before buying insurance for children, the senior sister suggested that the adult's insurance should be fully configured, why not talk about it in detail, if you are interested, you can poke the link to learn more about it

In-depth good article - buy yourself insurance before you buy it for your child! Netizens shouted: Why did you only see it now?

2.Product recommendations

If you don't know what kind of insurance is suitable for your baby, you can refer to the summary of the senior sisterThe 10 best cost-effective children's insurance plans to buy in 2020

This is something that I have only chosen after reading countless insurance terms and doing countless homework

When buying insurance, you must look at 3 aspects:

1) The content of the guarantee should be perfect

2) Low claim threshold

3) High market recognition and cost-effective

Maternity insurance process:

Maternity insurance is a social policy for the protection of the rights and interests of female employees in national legislation, and regardless of whether the fetus is born normally, even if the fetus dies and has a miscarriage, you can enjoy maternity insurance.

1.Before enjoying the maternity allowance, the unit needs to apply for maternity insurance for itself, and needs to prepare three forms, the basic pension, work-related injury and maternity insurance declaration summary table for enterprise employees, the social security registration form, and the increase and decrease table of pension, work and maternity insurance personnel, and these three forms are prepared by the enterprise;

2.The unit shall go to the social labor insurance department with these three forms to declare, and after the labor insurance department accepts the application, it will return two stamped forms;

3.Wait until the next month, the unit can normally pay the maternity insurance premiums of the new employees, which must be paid by the tax department;

5.After giving birth, a female employee submits materials to the social labor insurance department for insurance payment before the maternity leave reaches 30 days (pay attention to the time, it is more troublesome to handle it overdue);

6.After waiting for review, the staff will issue an application form for maternity insurance premiums for employees of urban enterprises;

7.The materials for insurance payment mainly include: the birth status form of employees of urban enterprises, identity information, birth certificates, medical certificates of hospitals, medical settlement lists, etc.;

8.After waiting for the approval of the social labor insurance department, I can bring the relevant documents to the social security department to receive the reimbursement of maternity insurance.

Taikang Life Insurance is based on personal insurance, and its products cover all aspects such as less chaotic children, women's, medical treatment, pension, critical illness, accidental injury, dividends, investment-linked, universal insurance and so on.

1. Endowment insurance: Huiying Life Annuity Insurance, Taikang e-Wealth Management D Intelligent Pension Plan, Taikang e-Wealth Management D Filial Piety Pension Plan.

2. Medical insurance: Health exclusive 2021 million medical insurance, e-Loving Home Hospitalization Allowance Pension Plan, e-Loving Home series health medical insurance, Century Taikang personal hospitalization medical insurance.

3. Critical illness insurance: Taikang Boqin e-Kang B lifelong critical illness insurance, Taikang eshun children's critical illness insurance, and Lexiang Health Critical Illness Insurance.

Taikang life insurance mainly includes five types of insurance: accident insurance, travel insurance, health insurance, property insurance, and life insurance. Among them, accident insurance can be divided into personal accident insurance, traffic accident insurance, aviation accident insurance, etc. Health insurance can be divided into critical illness insurance, hospitalization medical insurance, nursing care insurance, and sickness insurance.

Property insurance can be mainly divided into machine insurance, liability insurance, home property insurance, etc. Life insurance is mainly divided into whole life insurance, term life insurance, endowment insurance and pension insurance.

1. Introduction to Taikang Life Insurance: Insurance companies have launched various forms of insurance according to the different protection needs of users, and the protection responsibilities of each insurance type are also different. Taikang Life's insurance is mainly divided into the following types according to different protection functions:

1) Medical and health insurance: mainly to protect the health of the insured, mainly in the form of medical insurance, critical illness insurance or a combination of several types of health insurance.

2) Travel accidents: mainly accident insurance, which is usually subdivided into accident insurance and comprehensive accident insurance.

3) Value insurance: life insurance, mainly based on the life of the insured, if the insured dies or is totally disabled during the insurance period, the insurance company will pay the corresponding insurance money.

4) Children's education: a type of product that mainly focuses on children's education annuity insurance and mainly protects children's future education.

5) Pension purpose: Focusing on endowment insurance, planning for the future pension of the insured, so that the insured can enjoy their old age in peace. Taikang Happy New Life Pension Insurance launched by Taikang Life Insurance is an endowment insurance, which can be used as a supplement to the social security pension of the insured.

6) Fund application: mainly annuity insurance, users can choose an annuity insurance, and it is very convenient for users to plan their wealth in the future and receive it when it expires.

Extended Information:1Which is better to choose for Taikang Life Insurance?

In order to solve this problem, users of life insurance should be clear about their own needs, and only then can they find insurance products that suit them. Although Taikang Life Insurance has a large number of insurance types, users need to tailor their protection plans according to their own unique circumstances.

Taikang Life's insurance types are relatively complete, such as health insurance, accident insurance, annuity insurance, life insurance and other types of insurance. At present, the most popular insurance products are Ruitian Life Whole Life Insurance (Internet), Years of Pension Insurance Product Plan, Taixiang Nian Internet Medical Insurance (rate adjustable) and so on. Is it worth buying a product that sells well?

Space is limited, so the senior sister will use Rui Tianshou Whole Life Insurance (Internet) to analyze how Taikang Life's product protection is. If you want to know the assessment results quickly, you can also click on the article below to view:

Taikang Rui Life Whole Life Insurance is here! Be sure to read these points before applying for insurance!

The coverage content of Swam Life Whole Life Insurance (Internet) mainly includes death benefits, aviation accident death benefits and major natural disaster accident death benefits. It can be seen that this product is relatively comprehensive in terms of death protection. If the insured dies due to an aviation accident or a major natural disaster accident and meets other claim conditions, the insurance company will pay an additional death insurance amount after paying the death benefit.

And the effective sum assured of this product will increase proportionally every year, and the longer the insured lives, the higher the value will be. On the whole, the guarantee of this product is still okay and can be configured. If you let Yuguo friends feel that this product is not suitable for you, then you can also take a look at these 5 models sorted out by the senior sister:

Freshly baked! Don't miss out on the top 5 high-yield incremental whole life insurance!

Taikang Life Insurance is a subsidiary of Taikang Insurance Group, with a registered capital of 3 billion yuan. At present, Taikang Life Insurance has 36 branches across the country, serving a total of 100 million individual customers. Relying on the powerful Taikang Insurance Group, Taikang Life Insurance has abundant resources and its own strength is gradually improving.

Is Taikang Life reliable? What about these products?

Taikang Life Insurance Co., Ltd., founded in 1996, is a national, joint-stock life insurance company established by 16 large and medium-sized state-owned enterprises such as Sinopec and China International Transportation (Group) Corporation.

Taikang Life's products include critical illness insurance, medical insurance, accident insurance, life insurance, annuity insurance, comprehensive insurance, etc., such as Taikang Mövenpick Life Plus Pension Insurance (Internet), Taikang Stable Profit Pension Insurance (Internet), Taikang Lexing Worry-free Insurance (Internet), Taikang Kangxiang Life Critical Illness Insurance, and Taikang Lexiang Multi-fold Critical Illness Insurance are all popular products.

For those who don't know much about Taikang Life, you can watch:Is Taikang Life reliable? It's these products, I advise you to be cautious

However, when you buy insurance, it is recommended not to look at just one insurance company, after all, the space for such a choice is too limited.

You know, the most important thing to buy insurance is to see how the content of the insurance is, only the word of the insurance contract can clarify what insurance rights we enjoy.

There are many excellent insurance products on the market, so it is recommended that you take a look at a variety of insurance products from multiple companies before making a decision.

However, before choosing an insurance product, you should pay attention to these questions:[Insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance

When choosing an insurance company, if you are afraid that the insurance company will not be able to make a claim after the accident, you can look at its solvency, which can reflect whether an insurance company has the ability to make a claim when the insured is out of insurance.

According to the regulations of the China Banking and Insurance Regulatory Commission, two solvency adequacy ratios must be met: the core solvency adequacy ratio must be 50%, the comprehensive solvency adequacy ratio must be 100%, and the comprehensive risk assessment must be B or above to be considered to meet the standard.

According to Taikang Life's solvency report for the third quarter of 2022, its core solvency adequacy ratio, comprehensive solvency adequacy ratio, and comprehensive risk rating in the second quarter of 2022 are BB, which is in line with the requirements.

Therefore, if you apply for Taikang Life's products, you don't have to worry about the situation that the insurance company is unable to make a claim.

That's all I've got on the issue, I hope it helps! Hope!