Car insurance, what kind of insurance everyone chooses, and which types of insurance to buy for car

I'll teach you how to buy insurance, needless to say, compulsory traffic insurance, if you don't buy it, you can't go to the house, you can't go on the road, all kinds of can't.

Commercial insurance, three, no exemption, car damage, unable to find a third party, these four must be bought. The three are at least 300,000, and it is recommended that 500,000 is recommended, and I don't need to say much about the effect. It is a supplementary insurance that can save you money, so it is a must-buy.

Car damage insurance, pay for your own, this year's new regulations will also classify the damage of the rearview mirror as the part of the car damage, and also include scratches caused by car damage, but not simple scratches. Unable to find a third party, this is a new type of insurance this year, for example, if your car is parked on the side of the road and you can't find the person responsible, use this compensation.

Let's talk about the don't need to buy, scratching, robbery, driving, special repair, these don't have to buy, the reasons are as follows: scratch, this insurance is a pit, specifically fooling laymen, this year's fee reform follow-up premium rate adjustment is very large, if you report scratch insurance, it seems to save money for car repair, but the renewal cost in the second year will be a lot, more than your car repair money, because the insurance company is calculated according to the number of times to increase the premium, others scratch you and others repair you, large damage on the car damage repair, small damage on their own repair, So don't buy scratches. Theft insurance, now there are fewer people stealing cars, because it is not easy to steal, and a series of changes such as the frame number and engine number have to be polished, which is very troublesome, so you can not buy it.

Driving insurance, the cost performance is very low, the money spent is not much, and the loss is not much, only 350,000, do you think about what is the use of 350,000 if something really happens? This part is recommended to be replaced by a card policy or life insurance, which is both practical and can return the principal. There is no need for special repairs, it is not a luxury car, and there is no need to go to the 4S shop every time.

Then there is wading insurance, which can be bought or not, and where there is a lot of rain in the south, it will be exempted in the north, unless you drive the car as a boat. Glass insurance is also a chicken rib, and this insurance will only be useful if your car's glass is smashed and steals something from the car.

Finally, I would like to explain the scratch insurance and glass insurance, these two insurances only pay for simple scratching and glass breakage, if the car is deformed and needs sheet metal, then the car damage insurance can be repaired together. However, if it is a scraping and glass breaking that does not require sheet metal, the car damage cannot be reported. However, this is a small amount of about 200 yuan, and you can repair it yourself, after all, it is still more cost-effective compared with the renewal increase in the second year.

Pure hand hit, look, o( o thank you.

Compulsory insurance (compulsory traffic insurance, vehicle and vessel tax), commercial insurance (car damage insurance, third-party liability insurance of 1 million, deductible), theft insurance after the reform of car insurance, spontaneous combustion insurance, engine wading insurance, glass breakage insurance, unable to find third-party liability insurance, excluding deductible insurance, these are all merged into the car damage insurance, and the seat insurance of the people on the car depends on your own needs.

Compulsory traffic insurance, car damage, three liabilities, excluding deductibles.

It is recommended to buy Ping An's claim settlement quickly, and the car insurance ** is almost the same.

Summary. Dear, hello, car damage insurance, three insurance and compulsory traffic insurance can be.

Dear, hello, car damage insurance, three insurance and compulsory traffic insurance can be.

The three types of insurance that must be bought for car insurance are about 2,000 yuan in total, specifically: 1. Compulsory traffic insurance: 950 yuan a year for 6 seats and below for households, 1,100 yuan a year for more than 6 seats for families, commercial insurance is a conventional insurance, and if the economic ability is possible, it is a total of conventional insurance to be fully insured.

At present, the average discount of insurance companies is 77) 2. Car damage insurance: After the reform, the scope of car damage insurance has been expanded, and the coverage of additional insurance such as fuel insurance, water insurance, glass insurance, and theft insurance has been merged. Vehicle Damage Insurance:

Cash to buy a car** This is to be fully insured, on average, the annual premium of car damage insurance is about 800 yuan; 3. Third-party liability insurance: (compensation amount: 50,000, 100,000, 200,000, 500,000, 1 million) If the economic ability can, I recommend buying 300,000 grades, so that even if a person is killed, or a high-end car is scrapped, there is protection (400,000 three liability insurance, enough to be guaranteed) Generally speaking, a car of about 100,000 yuan, the annual premium of third-party liability insurance is about 500-800 yuan.

Summary. Hello dear, happy to answer your <>

It is enough to buy 4 kinds of car insurance, 1. Compulsory traffic insurance: This is a car insurance that the state compulsorily buys. 2. Third party liability insurance:

Car owners can flexibly choose the amount according to the location they are in. 3. Car damage insurance: Car damage insurance pays for your own vehicle, and if the owner has a collision while driving, you can pay for it.

4. Excluding deductible insurance: In the event of a traffic accident, when the owner bears full responsibility, primary responsibility, equal liability and secondary liability, the insurance company will deduct % respectively.

What kind of insurance is enough to buy car insurance?

Hello dear, happy to answer your <>

It is enough to buy 4 kinds of car insurance, 1. Compulsory traffic insurance: This is a car insurance that the state compulsorily buys. 2. Third party liability insurance:

Car owners can flexibly choose the amount according to the location they are in. 3. Car damage insurance: Car damage insurance pays for your own vehicle, and if the owner has a collision while driving, you can pay for it.

4. Excluding deductible insurance: In the event of a traffic accident, when the owner bears full responsibility, primary responsibility, equal liability and secondary liability, the insurance company will deduct % respectively.

Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles. Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

Summary. Kiss! Hello!

There are the following types of insurance usually purchased to buy car insurance: 1. Compulsory traffic insurance + vehicle loss insurance + third-party liability insurance: It is a type of insurance that is mandatory for the state, and all motor vehicles must buy compulsory traffic insurance to drive on the road, for family cars (the first year), 950 yuan for 6 seats or less, and 1100 yuan for 6 seats and above.

Third-party liability insurance: Although the amount of compensation for compulsory traffic insurance after the reform is more, but in case of an accident, the compensation of compulsory traffic insurance is still a drop in the bucket, so the three insurances need to be supplemented, and the owner can choose 500,000, 1 million, and 2 million The three insurances are more secure. Car Damage Insurance:

For the repair and compensation that can be received for damage to one's own vehicle, the new car damage insurance after the reform has added no deductible insurance, and there are some additional insurances combined, including glass breakage insurance, car theft loss insurance, glass breakage insurance, and spontaneous combustion loss insurance.

Kiss! Hello! There are several types of insurance that are usually purchased when buying car insurance:

1. Compulsory traffic insurance + vehicle loss insurance + third-party liability insurance: It is a type of insurance that is mandatory by the state, and all motor vehicles must buy compulsory traffic insurance to drive on the road, for family self-use cars (the first year), 950 yuan for 6 seats or less, and 1100 yuan for 6 seats and above. Third Party Liability Insurance:

Although the amount of compensation for compulsory traffic insurance after the reform is more, but in case of an accident, the compensation of compulsory traffic insurance is still a drop in the bucket, so the three insurances need to be supplemented, and the owner can choose 500,000, 1 million, and 2 million insurance to be more secure. Car damage insurance: used for the repair and compensation that can be received for damage to one's own vehicle, after the reform, the car damage insurance has added no deductible insurance, and there are some additional insurances combined, including glass broken separately insurance, whole car theft loss insurance, glass broken alone insurance, spontaneous combustion loss insurance.

Summary. Hello, buy the following: 1. Compulsory traffic insurance.

Compulsory traffic insurance is a compulsory type of insurance, and it is generally not allowed to drive without purchasing compulsory traffic insurance. 2. Third party liability insurance:It refers to the economic responsibility that the insured or its permitted driver shall bear in accordance with the law if an accident occurs in the process of using the insured vehicle, resulting in direct damage to the person or property of a third party, and the insurance company is responsible for compensation.

Buy third-party liability insurance to have more protection, after all, you usually rent the car to others. 3. Car damage insurance. Whether it is a new car or an old car, in the process of our use, there may be damage to the vehicle, if you do not buy car damage insurance, when we drive the car to the warranty factory to repair, the repair cost is a lot of expenses, through the purchase of car damage insurance, you can reduce the loss of the vehicle a lot.

Hello, buy the following: 1. Compulsory traffic insurance. Compulsory traffic insurance is a compulsory type of insurance, and it is generally not allowed to drive without purchasing compulsory traffic insurance.

2. Third party liability insurance:It refers to the economic responsibility that the insured or its permitted driver shall bear in accordance with the law if an accident occurs in the process of using the insured vehicle, resulting in direct damage to the person or property of a third party, and the insurance company is responsible for compensation. Buy third-party liability insurance to have more protection, after all, you usually rent the car to others.

3. Car damage insurance. Whether it is a new car or an old car, in the process of our use, there may be damage to the vehicle, if you do not buy car damage insurance, when we drive the car to the warranty factory to repair, the repair cost is a lot of expenses, through the purchase of car damage insurance, you can reduce the loss of the vehicle a lot.

In addition to compulsory traffic insurance, other commercial insurance can be purchased optionally.

It is enough to buy 4 types of car insurance, which generally refers to compulsory traffic insurance, third-party liability insurance, car damage insurance, and special insurance without deductible; First of all, compulsory traffic insurance must be purchased, this type of insurance can allow the vehicle to get the most basic protection, if there is no insurance for several consecutive years at the time of purchase, you can get up to 30% discount.

Third-party liability insurance is to pay others after an accident, this amount can be chosen by yourself, generally choose 500,000 or 1 million when purchasing, after all, the larger the amount of insurance, the more premiums you pay; This type of insurance plays a very big role at a critical moment, and it must be purchased when buying commercial insurance.

The role of deductible insurance is also very large, the general insurance company will pay according to a certain proportion, that is, it will not be paid in full, and the individual needs to bear a certain proportion, here if the user buys the deductible insurance, the part of the personal compensation will be passed on to the insurance company, and the individual does not have to pay any fees.

Car damage insurance is a kind of automobile commercial insurance that the insurance company will compensate the insured vehicle within a reasonable range when the insured vehicle is repaired after a traffic accident. General minor accidents can also be compensated; When buying car insurance, it is recommended that you choose a larger insurance company, but this kind of insurance company has more premiums.

Summary. Hello dear, it is a pleasure to serve you <>

It is enough to buy 4 types of car insurance. "Car insurance is generally enough to buy compulsory traffic insurance, car damage insurance, deductible insurance, and third-party liability insurance. 1. Compulsory traffic insurance:

It is a compulsory insurance stipulated by the national law, and you cannot go on the road without paying compulsory traffic insurance, and if you are found, you will deduct points and fines. 2. Car damage insurance: When the car is damaged by scratches and other damages, the insurance company will compensate.

3. Excluding deductible insurance: It is an additional type of insurance, which is an additional deduction based on third-party liability insurance. 4. Third party liability insurance:

It is used to compensate for the personal ** or property damage of a third party caused during the driving of the vehicle. ”

What kind of insurance is enough to buy car insurance?

Hello dear, it is a pleasure to serve you <>

It is enough to buy 4 types of car insurance. "Car insurance is generally enough to buy compulsory traffic insurance, car damage insurance, deductible insurance, and third-party liability insurance. 1. Compulsory traffic insurance:

It is a compulsory insurance stipulated by the national law, and you cannot go on the road without paying compulsory traffic insurance, and if you are found, you will deduct points and fines. 2. Car damage insurance: When the car is scratched and damaged, the insurance company will compensate.

3. Excluding deductible insurance: It is an additional insurance and a kind of insurance, which is based on the additional deduction of third-party liability insurance. 4. Third party liability insurance:

It is used to compensate for the personal damage or property damage of a third party caused by the process of driving the vehicle. ”

Extended information: It is enough to buy 4 kinds of insurance for car insurance. car insurance to buy compulsory traffic insurance; Third Party Liability Insurance:Car Damage Insurance:Excluding deductibles, these are the four most cost-effective.

The following is the specific introduction: 1. Compulsory traffic insurance: This is a car insurance compulsory by the state, you can't go on the road if you don't buy it, you don't give an annual review, and you will be severely fined.

2. Third-party liability insurance: Third-party liability insurance is like a supplement to compulsory liability insurance, and the insufficient part of the compulsory liability insurance will continue to be compensated by third-party liability insurance; Perennial high-speed, frequent driving, etc., also need to buy a high amount of three-party insurance. Fengye laughs 3, car damage insurance:

Car damage insurance pays for the loss of your own vehicle, if you accidentally bump into your own car, hit a power pole, climb into a ditch or are damaged due to natural disasters. If you don't have car damage insurance, you'll have to pay for repairs out of your own pocket. 4. Excluding deductible insurance

In the event of a traffic accident, when the owner is fully liable, primary, equally liable, and secondary, the insurance company will deduct % respectively.