What does UnionPay Card 2 Gold Card mean 5

UnionPay Card 2 Gold Card is a type of credit card.

The quota is generally 1-50,000 yuan, and the specific amount is determined by the financial proof materials submitted by the user.

1) Credit card application conditions:

1.Be at least 18 years old;

2.Urban and rural residents who have a fixed occupation and a stable income, and whose work unit is generally in their permanent place of residence;

3.Fill out the application form and sign it in person at the "Applicant's Signature" field.

2) To apply for a credit card, the following information is required:

1.Copies of identity documents, proof of employment, proof of income, etc.;

2.Provide bank deposit certificates, real estate certificates, degree certificates, etc.;

3.For non-resident residents, overseas personnel applying for local work, and active duty military officers applying for credit cards in their own name, some card-issuing banks may require a temporary account issued by the local public security department or a certificate (including a work certificate) issued by the relevant department.

3) The application review of credit cards is comprehensively assessed through the system, and there are many factors that are taken into account, such as age, job stability, income, personal credit and other aspects, and are not determined by unilateral factors. Everyone's situation will also be different, and it is difficult to compare with each other.

4) In order to pass the comprehensive assessment of the system and the judgment of the credit limit. The detailed application information is as follows:

1. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company's official seal or personnel seal), or a copy of the work certificate that has been verified and indicated by the promoter.

2. Proof of financial resources: It can be a record of salary payment by the bank, or a certificate of income tax withholding, or a certificate of the market value of a house, a car, a deposit and an investment (such as a copy of the real estate certificate, car driving license, bank fixed deposit certificate) and other materials that can prove the level of financial resources. Other documents available for reference include:

List of social insurance personal accounts in the past 6 months, water and gas bills, credit card bills of other banks, etc.

Function 1: three basic functions: credit consumption, cash advance, transfer settlement;

2. Real credit card: consume first, repay later;

Expenses. Over-limit fee: 5% of the transaction amount, with a minimum charge of 20 yuan;

Local Peer Withdrawal: 2% of the transaction amount, with a minimum charge of $20 and a minimum charge of USD 2;

Local inter-bank cash withdrawal: 2% of the transaction amount, the minimum fee is 20 yuan, and the minimum fee in USD is 2 US dollars;

Cash withdrawal in other places: 2% of the transaction amount, the minimum fee is 20 yuan, and the minimum fee in USD is 2 US dollars;

Non-local inter-bank cash withdrawal: 2% of the transaction amount, the minimum fee is 20 yuan, and the minimum fee in USD is 2 US dollars;

Overseas UnionPay cash withdrawal: 2% of the transaction amount, the minimum fee is 20 yuan, and the minimum fee in USD is 2 US dollars;

Overseas non-UnionPay cash withdrawals: The minimum fee for the transaction amount is US$1;

Overseas emergency cash withdrawal: 2% of the transaction amount, the minimum fee is 20 yuan, and the minimum fee in US dollars is 2 US dollars;

Refund of local peer overpayment: 2% of the transaction amount, minimum charge of $20, minimum charge of USD 2;

Redemption of local inter-bank overpayment: the minimum fee for the transaction amount is 5 yuan, and the minimum fee for US dollars is 1 US dollar;

Redemption of overpayment from non-local peers: the minimum fee for the transaction amount is 5 yuan, and the minimum charge for US dollars is 1 US dollar;

Redemption of non-local inter-bank overpayment: the minimum fee is 5 yuan, and the minimum charge in US dollars is 1 US dollar, the transaction amount;

Overseas non-UnionPay overpayment refund: the minimum fee is 20 yuan, the minimum charge for USD 2, 2% of the transaction amount;

Overseas emergency card replacement fee: 0 yuan for platinum card, RMB 1,450 for ordinary card, 0 yuan for gold card;

Cost of card replacement: 25 yuan;

Courier fee: 20 yuan 20 yuan;

Handling fee for supplementing (sending) statements: Supplementing paper bills will be charged each time, and the handling fee will be 5 yuan, and the fee for each subsequent period will be 5 yuan, and it will be free of charge within 3 periods;

Loss reporting fee: 0 yuan for the rest of the card, 50 yuan for ordinary cards;

Handling fee for password reset letter: 15 yuan;

Access to domestic purchase orders: 20 yuan 20 yuan;

Access to foreign purchase orders: $5 $5;

The description should be more detailed, there is too little information.

Silver Hail Platinum Card is generally a credit card of bank card organizations and commercial banks to push the silver sail, the level of this credit card is relatively high, and users need to submit better information when applying, such as personal income certificates, good credit information, etc., it should be noted that this card contains more rights and interests, and the annual fee will not be reduced or reduced when using, so special attention should be paid to when applying.

Credit cards can be applied through different channels, such as mobile banking, bank counters, bank official websites, etc., when applying for credit cards, the credit line obtained by different channels will be different, and then there is the fastest time to apply for a card through the bank's official website, but online application requires an interview.

After the credit card application is obtained, you can count to activate it, and you can choose different ways when activating, such as **bank, mobile banking, bank counters, etc., and you need to set the transaction password and query password when activating, and the two passwords can be set the same.

After the credit card is used, it must be repaid on time, and there can be no late repayment, because there will be penalty interest after late repayment, and the longer the time comes, the more penalty interest. Moreover, after the overdue repayment, the bank will upload it to the credit information center, and the personal credit report will affect the processing of various loans, such as car loans or housing loans.

The limit of China Merchants Bank and Kajin Card is not high. 1,000 to 10 thousand. The timing is difficult to determine. It takes a week to make a card, and it takes about 10 days to mail it because it is not a courier.