How can I cancel my order after I have bought a CMBC wealth management product?

Minsheng Bank's wealth management products were cancelled from purchase:

You can apply through mobile banking, online banking, business outlets or 95568** bank manual service.

1.Viva Asset Management's profit enhancement series products are not allowed to be revoked during the offering period except the day before the value date, and can be revoked at other times during the offering period. However, the actual implementation is that individual customers can cancel orders before 12 p.m. on the day before the value date, and institutional customers cannot cancel orders the day before.

2.Viva Asset Management's Cuizhu series products cannot be cancelled on the last day of the fundraising period of the initial issuance of the product, but can be cancelled before other value dates (open days) before the agreed purchase and agreed redemption. The actual implementation is that individual customers can cancel orders before 12 p.m. on the day before the value date, and institutional customers cannot cancel orders the day before.

Mobile banking cancellation path: bank wealth management service - entrusted transaction inquiry - entrusted inquiry;

Personal Internet Banking Cancellation Path: Wealth Management - Entrustment and Transaction Inquiry - Entrustment Inquiry and Order Cancellation.

1.Wealth management products can be refunded.

2.But it mainly depends on the type of financial product you buy. If you buy a fixed-term wealth management product, it cannot be refunded, and it cannot be redeemed before it expires; And if you buy a current financial product, it can be refunded, and it can be refunded at any time.

3.Of course, there is a saying that as long as you apply, you can get a refund, but you need to pay liquidated damages. However, it should be noted that this statement is actually incorrect, because most fixed-term wealth management products do not have an early exit clause in the contract.

4.When you manage your finances, you must be clear about what your needs are. For example, if you need money from time to time, it is best to buy some flexible financial products, so that you can withdraw the funds at any time.

If you buy it before 3 o'clock on the same day, you must cancel the order before 3 o'clock, if you buy it after three years, you need to wait until 3 o'clock tomorrow to cancel the order at any time.

Whether the wealth management product can be measured, if it is a wealth management product that is still in the issuance period, it can be measured, but the transaction has already occurred. Not really.

Of course, wealth management products can be cancelled, because wealth management products are voluntarily invested and bought by individuals. If you feel that it is not suitable after **, you can choose to cancel the order.

If it is still in the subscription state, it can be withdrawn.

If the purchase has been successful, you need to communicate with the platform's customer service, and then provide information to apply.

When purchasing wealth management products, you can also cancel the transaction. Generally speaking, there are some bank wealth management products that give customers enough "cooling-off period" time. For example, in 15:

For 00 interest-bearing wealth management products, customers can often cancel the order before 15:00 and return the funds to the debit card account. This is the "cooling-off period" period set aside by bank wealth management products for customers to cancel orders.

Whether you can cancel the order of the purchased wealth management product mainly depends on the type of product you buy. If you buy a fixed-term wealth management product, it cannot be refunded. If it is enough to buy and it is a current financial product, then it can be refunded, but it must also be operated within the specified trading time period.

After purchasing a wealth management product, the transaction is completed and the share has been confirmed, and the purchase and sale are carried out according to the rules in it. There is no way to cancel an order directly.

Friends, as long as there is no agreement and a contract, it's still okay.

According to your description, you can't judge what difficulties you have encountered, if you have any questions about handling Minsheng Bank's business, please call 95568 to transfer to customer service specialists for consultation.

In major banks, many wealth management products can be terminated early, but this right is only exclusive to banks, and investors can only passively accept it, and have no right to request early redemption.

There are several situations in which bank wealth management products are terminated early, one is profit-increasing wealth management products, in case of special circumstances, banks are worried that they will not be able to achieve the expected returns, so they terminate the products in advance to help customers lock in the expected returns. The second is trust wealth management products, which are equivalent to lending to enterprises. If the enterprise repays the loan to the bank in advance, the wealth management product will be terminated early.

In addition, some banks issue high-yield wealth management products in order to collect deposits and trade at a loss, but with the recovery of funds, the pressure on banks to collect deposits has decreased, so they choose to terminate high-yield wealth management products in advance.

How to use Minsheng Bank's mobile banking to cancel an order for wealth management?