What are the requirements for applying for a Ping An Bank car owner card?

Ping An Credit Card Application Requirements:

1.Applicant Eligibility for Principal Card:

1) The applicant is willing to apply;

2) Work or live in the city where the bank issued the card, and the bill is sent to the city where the bank issued the card;

3) Individuals with full capacity for civil conduct;

4) Meet the requirements of parallel credit investigation records, and pass various credit investigations of Ping An Bank;

5) Engage in occupations with stable income and non-prohibited promotion industries;

6) Citizens of the People's Republic of China (except Hong Kong, Macao and Taiwan): must be 20 to 65 years old (inclusive); be@rbrick Fashion Credit Card: Minimum age is 20 to 40 years old (inclusive).

Hong Kong, Macao, Taiwan and foreigners: must be aged 25 to 65 (inclusive); be@rbrick Fashion Credit Card: Minimum age is 25 to 40 years old (inclusive).

You can try to apply for a credit card in the following ways:

2.You can click here.

Log in to Credit Card**, click "Ping An OneConnect Credit Card Online Banking", enter the credit card online banking interface, and select "Credit Card Application - Credit Card Application".

3.Bank branch application.

It is recommended to provide more personal financial proof that has not been provided before, such as bank salary records, self-owned real estate certificates, copies of self-purchased car driving licenses or invoices (necessary materials for car owner card application), or copies of bank fixed deposit receipts and other bank credit card statement information, which are conducive to credit card review.

To apply for a Ping An Bank car owner credit card, you need to provide:

1. Identification materials: a copy of resident ID card or military ID; If you are a Hong Kong or Macao compatriot, you need to provide a copy of the Mainland Travel Permit and proof of residence for more than one year; If you are a foreigner, a copy of your passport and residence permit for more than one year is sufficient. Supplementary card applicants under the age of 16 must provide a copy of their household registration booklet.

2. Property certificate: a copy of the driving license of a private car, the original certificate of employment issued by the company (stamped with the company's official seal or personnel seal) or a professional practice qualification certificate, such as a copy of the lawyer's practice certificate, a copy of the registered auditor qualification certificate, etc.

Ping An Bank credit card application conditions.

Any natural person who is at least 18 years old, has full capacity for civil conduct, has a stable and legal income**, and has a good reputation, can apply for a credit card personal card principal card from the card issuer with his or her valid identity document and other documents required by the card issuer.

The principal cardholder of the personal card can apply for an additional card for other eligible natural persons. The principal cardholder shall be liable for the full settlement of the debts incurred under the principal card and the supplementary card. The Additional Cardholder shall be jointly and severally liable for the debts incurred under the Principal Card and the Additional Card.

There is no overdue record of more than 30 days in the last 6 months;

The average credit limit is not less than 5,000 yuan; If you have more than 3 credit cards from other banks and the usage limit is more than 90%, the bank will generally not handle them.

The Ping An Car Owner Card is designed for people who own a car. Enjoy roadside assistance.

The application requirements for the Gold Card are as follows: 1. You must be at least 18 years old; 2. Have a stable job and income; 3. There are non-operating vehicles under the name of the individual; 4. Personal credit.

Good, no bad record.

Extended Materials. The Ping An car owner card mainly has the following special functions:

1. Peace accompanies you. Cardholders with Ping An Owner Cards can enjoy up to 1.1 million accident insurance for all vehicle personnel.

The accident insurance of 1.1 million yuan, including the accident insurance of up to 500,000 yuan when I am driving the vehicle; The person in the same car can enjoy a maximum of 100,000 yuan per person for driving accident protection, and a maximum of six people can be covered; All people in the same car can enjoy up to 4,000 yuan per person for driving accident medical insurance.

2. Roadside assistance. If a credit card holder has a problem with their vehicle while driving, they can successfully apply for free roadside assistance within 30 kilometres by calling Roadside Service**, which can be enjoyed once a day and as many times as you like throughout the year.

3. Points for insurance. The Ping An Car Owner Card will accumulate points during the consumption process, and these points can be redeemed for Ping An Auto Insurance.

The more times you swipe your card and the more you spend, the more you can exchange for Ping An car insurance premiums. The rules of exchange are that every 500 points can be exchanged for a premium of 1 yuan of Ping An car insurance.

Ping An Bank Credit Card Regulations.

Based on the applicant's application and credit status, the card issuer determines whether to require the applicant to provide a guarantee and the manner of guarantee, and whether to approve the applicant's application for card collection. Regardless of whether the application is approved or not, the card issuer will not return the applicant's application materials but will keep the application materials confidential.

Applicants can choose to apply for a credit card by providing a guarantee for the credit card, including guarantee, mortgage and pledge. The guarantee may be separately signed into a corresponding guarantee contract. The guarantee covers all debts incurred by the cardholder under the credit card of the card issuer.

The validity period of the credit card is generally not more than 10 years, and it will automatically become invalid upon expiration, but the creditor's rights and debts incurred by the cardholder under the credit card remain unchanged. If the cardholder does not wish to replace the card with a new card upon expiration, he/she shall notify the card issuer in writing or in such other form as may be mutually agreed upon one month before the expiry date of the card.

If the cardholder is unwilling to replace the card with a new card or stop using it in the middle of the card after the expiration of the validity period, the cardholder shall repay the overdraft principal and interest and related fees and fees, and then go through the procedures for closing the account in a mutually agreeable manner, but regardless of the status of the credit card, the cardholder shall repay the overdraft principal and interest and related fees. The card issuer will not refund the annual fee collected.

Car wash discounts, driving insurance and other car owner benefits. So, how can such a car owner card with high gold content be successfully started? The following is an introduction to the conditions for handling the Ping An car owner card, and the card application is necessary.

There are multiple types of cards to choose from, including UnionPay.

Gold, MasterCard.

UnionPay Gold Card, UnionPay Platinum Card.

The application conditions are different for different card types.

1. Conditions for handling Ping An Car Owner Card UnionPay Gold Card1) Applicants must be at least 18 years old;

2. Have a stable job and income;

3. There are non-operating vehicles under the name of the individual;

4. Personal credit.

Good, no bad record.

2. Ping An car owner card, Mastercard gold card processing conditionsApplicants need to meet the above conditions for applying for UnionPay Gold Card, in addition, they also need to have overseas consumption needs and corresponding repayment ability, otherwise it will be difficult to get off the card.

Major banks have banned the issuance of dual-currency credit cards.

If you want to apply for this card, you can consult the bank staff first.

3. Conditions for handling Ping An Owner Card Platinum CardThose who have a car meet the Ping An Bank credit card.

In addition to the basic conditions of the application, one of the following conditions is required:

1) Ping An Life customers have paid an annual premium of more than 10,000 yuan for 2 years;

2) Ping An car insurance.

Customer, the body price is more than 200,000 yuan;

3) Apply for a card with real estate and provide a real estate certificate.

Speaking of car owner credit card, we have to mention Ping An car owner credit card, this card is actually very easy to use, but the coverage rate of Ping An Bank outlets is not very high, if you live near Ping An Bank business outlets, you can still choose to apply for one. Do you know what the application conditions for Ping An car owner credit card are? Let me tell you all about it.

What are the requirements for applying for a Ping An car owner credit card? 1. The applicant is between 20 and 65 years old;

2. Income and asset requirements: have a stable occupation and income;

3. Credit and ability requirements: have good credit and the ability to repay and pay interest on time;

4. Have full capacity for civil conduct;

5. Provide the originals of various certificates;

6. Last but not least, the applicant has a car in his name, and it is not a business vehicle.

What information should be prepared for the application of Ping An car owner credit card? 1. Identification documents.

The applicant's valid ID card should be provided with the original, front and back copies, etc.;

2. Free vehicle certificate.

You need to provide a driving license or an invoice issued at the time of purchase;

3. Proof of work.

Including but not limited to: the original certificate of employment issued by the company, or the professional qualification certificate, as well as the work certificate or work card or work permit with the company's official seal, etc.;

4. Proof of income**.

Provide the bank records of your payroll card for the next few consecutive months, which proves that you have a certain ability to repay;

5. Other financial documents.