What does Ping An Bank s exclusive quota mean?

The exclusive credit limit is an exclusive installment payment limit (referred to as "Te-Go" line) provided by Ping An Bank for specific credit card holders, and within the specified validity period, cardholders will receive an invitation SMS from Ping An Bank to order goods directly. The total amount of the product will be divided into several equal installments, and the cardholder will repay the principal and a certain amount of handling fee in installments within the agreed period (the current handling fee is 0).

Only Pocket** products and SMS invitation products can be purchased, and credit cards cannot be swiped.

Quota policy: 1) It is a credit extension outside the fixed limit, which is granted by Ping An Bank on its own initiative and enjoyed by specially invited customers.

2) The quota is valid for up to 2 months, and can be reused during the validity period; After the expiration date, the limit will be decided again according to the cardholder's card status, and the size of the limit.

3) The credit is non-revolving and will not be automatically reinstated with each instalment.

Product features: 2) Easy repayment: installment payment mode, the current handling fee is 0 yuan.

Introduction to the main rules.

1) The applicant is the main cardholder (supplementary cards cannot be applied).

2) After the transaction is successfully credited, it will be displayed in the customer's bill category as "Tesco Gold Installment 1-12" and similar information.

3) The total amount of the purchased goods will not occupy a fixed amount, but the repayment amount of each installment will be included in the minimum repayment amount.

4) The installment handling fee will be charged in a one-time manner, and will be credited to the account in a lump sum on the latest billing date after the completion of the transaction. 100% of the principal and handling fee of each installment will be included in the minimum repayment amount of the current bill, and will occupy the credit limit of the cardholder. Installment payments using exclusive credit card channels will be waived for cardholders.

5) Once the handling fee is collected, it will not be refunded. When the cardholder applies for return processing from the merchant, the exclusive quota business that has been successfully handled will be automatically settled in advance, and the E-purchase amount used in the original transaction will not be restored.

6) SMS notification: including SMS of quota grant, SMS of successful and failed transaction; There are SMS prompts for return notification and successful return, and cardholders are also supported to check the progress of the return through the pocket**.

7) Installment period and handling fee rate: 6 installments, 12 installments, 24 installments and 36 installments, and the handling fee will be charged in one lump sum for the first installment. The number of installments and the corresponding handling fee rate are adjusted according to the different installment cooperative merchants, and the specific installment number and installment handling fee rate can be found in the Ping An Credit Card app or the merchant's in-store announcement

The amount payable in the first installment = the total amount of installments The number of installments (the remainder is credited to the amount payable in the first installment) + the total amount of installments The total handling fee rate, and the remaining amount payable in each installment = the total amount of installments The number of installments.

9) Points rules: The amount of principal repayable and handling fees recorded in each period will not accumulate points.

10) Automatic Settlement Rules:

Actions such as renewing the card when it expires, not renewing the card when it expires, replacing the card after reporting loss, not making up for the loss report, destroying the card, and canceling the card will not affect the installment.

When the customer returns the product, the original transaction will be automatically settled, and the exclusive credit used for the purchase will not be restored.

11) This service follows the sending logic and rules of the original SMS service.

I can help you, the best nearby.

I can make it for you.

Where can I check the "special installment" of Ping An Bank credit card, you can log in to the Ping An Pocket Bank app, credit card, my limit, special limit, there is yes, no is no, no need to be entangled.

Dedicated quota refers to the exclusive quota consumption instalment service for designated purposes provided to selected premium cardholders. Cardholders must make an appointment to open the "special installment" function through the Ping An Pocket Bank APP and other channels, and then swipe the card at the designated type of merchant to consume, and when the initial installment amount is reached, the installment will be automatically carried out according to the agreed number of installments, and the exclusive quota will be occupied, and the cardholder can enjoy the service of installment repayment and pay a certain handling fee

Summary. Ping An Bank provides the Limit Enhancement Service to meet the credit limit needs of customers when using credit cards or loans. Customers can submit applications online or offline, and after Ping An Bank's evaluation and approval, the customer's credit limit will be increased accordingly.

This service is usually only available to users who already have a good credit history. It should be noted that although the increase in the limit can bring more credit funds to customers, it also has to bear higher repayment pressure, so please be cautious when using it.

Meet the needs of our customers.

Can you add, I don't quite understand it.

Ping An Bank provides the quota enhancement service to meet the needs of customers when using credit cards or loans. Customers can submit applications online or offline, and after Ping An Bank's evaluation and approval, the customer's credit limit will be increased accordingly. This service is usually only available to users who already have a good credit history.

Summary. Ping An Bank's Quota Enhancement Service means that when a customer's credit rating is improved or the credit card limit is increased due to a good usage record, Ping An Bank will provide the customer with a quota increase service according to the customer's situation to meet the customer's higher consumption needs. Specifically, customers can apply for limit increase through Ping An Bank's mobile banking, online banking or ** bank, and the bank will review it according to the information provided by the customer, and adjust the corresponding credit limit to the customer's needs after the review is passed.

Can you add, I don't quite understand it.

When a customer's credit rating has improved or the customer has a good usage record and needs to increase the credit card limit, Ping An Bank will provide the credit limit increase service according to the customer's Peidong Zheng Xuanjian's situation to meet the customer's higher consumption needs. Specifically, customers can apply for limit increase through Ping An Bank's mobile banking, online banking or ** bank, and the bank will review it according to the information provided by the customer, and adjust the corresponding credit limit to the customer's needs after the review is passed. The above is all the teacher's reply, I hope it can help you, I wish you a happy life!

According to the information released now, it can have a maximum of 300,000 yuan. It can be seen that the amount of exclusive installment of Ping An Bank is very high. And everyone can apply for the exclusive installment quota of Ping An Bank according to their comprehensive qualifications.

The exclusive credit limit of Pingyan Shuli'an Credit Card is an installment line launched by Ping An Bank for high-quality customers, which is independent and will not occupy the credit card limit. The exclusive quota of Ping An Credit Card can mainly be used for shopping in the pocket** area or large-amount installment consumption in designated industries and merchants. This quota can only be used for special purposes and cannot be used in other fields.

In addition, the maximum exclusive limit of Ping An Credit Card is 300,000 yuan, which is evaluated by Ping An Bank based on each person's credit situation, repayment ability, economic status, debt ratio and other comprehensive factors. If you want to increase this amount, it is best to submit more proof of financial resources to prove that you have a strong ability to repay.