If I don t have a passbook, can I go to the bank to check the detailed account?

Updated on Financial 2024-02-10
6 answers
  1. Anonymous users2024-02-06

    There is no passbook. You can go to the bank to find out the details.

    A replacement passbook is possible. You can also make an inquiry through a bank card, and the steps of the inquiry are: hold your valid ID card.

    and waiting in line at the bank card draw; Explain the specific situation to the business staff, how long the bill details need to be queried, and then hand over the ID card and bank card to the salesman; Follow the prompts to fill out the form and enter your password; After confirming that the information is correct, you can make a detailed bill. The bank statement is also the bank card deposit and withdrawal transaction statement.

    Also known as a bank account transaction statement, it is a list of deposit and withdrawal transactions that a customer has made with the bank over a period of time. A credit card statement is a credit card.

    The transaction record of the account is the statement of the transaction from the bank to the customer, which can only be regarded as the transaction record, not the bank's flow record.

    The difference between a passbook and a bank card

    1. Different ways of handling business: the business of the passbook can only be handled at the counter of the bank, and it will be limited by the bank's business hours, while the bank card can be banked online.

    As well as counters and other ways to handle business, it is more convenient.

    2. Functional differences: The main function of the passbook is to withdraw money and deposit, while the bank card can also be used for consumption and other fees in addition to this use.

    3. The difference in fees: the passbook is free, while the bank card needs to charge the production cost and annual fee, and the inter-bank and cross-regional withdrawal needs to charge a certain handling fee.

    4. Remittance. The difference is that the bank card can check whether the remittance has arrived through the ATM, while the passbook can only go to the counter and find manual service.

    5. The difference in the account list: the most important difference between the passbook and the bank card is that the passbook can directly provide the details of the account, and the card bill (whether it is paper or electronic mail format) may be lost or not saved, and then the transaction record needs to be queried, it can only be made up by going to the counter, and individual banks may also charge a certain fee, and as long as the passbook is not lost, the bill on the passbook can be retained all the time, and the general passbook does not need additional fees.

  2. Anonymous users2024-02-05

    OK. Go to the ATM to check, there are details 2, or go to the counter to check, let the sales staff help you print it out 3, check it yourself online, you can also check the details and balance without opening online banking, and register yourself online to operate. It's just that I haven't signed a contract and can't trade online.

    In addition, if you have a bank card and ID card at the same time, you can do it as follows:

    You need to bring your ID card and bank card to the non-cash business window of the bank branch to print it out through the bank staff;

    2. Bring the bank card to the self-service inquiry equipment of the bank branch to print. The self-service inquiry machine --- insert the card or passbook--- enter the password--- enter the inquiry details page--- the historical details--- enter the date required for the inquiry and printing--- and the inquiry --- printing history;

    3. Log in to personal online banking--- open the personal account bill--- select the cycle of querying the bill--- export the bill details, save the document, and then print it through the printer (prerequisite: you need to activate the online banking function);

    4. **The customer service side of the bank's mobile app --- log in to the mobile banking ---My Account ---Account Details--- you can view the bill flow, which is only for inquiry and cannot be printed (prerequisite: mobile e-banking needs to be opened).

    Do you know that there are four ways to inquire about bank statements?

    1. You must bring your ID card, card or passbook to the non-cash business window of the bank office to be printed by the bank staff.

    2. Bring the bank card or passbook to the bank's business ** self-service inquiry device for printing.

    Operation process: self-service inquiry machine - card or passbook - enter password - enter query details page - historical details - enter the date required for query and printing - query - print flow.

    3. Log in to personal online banking - open personal account bills - select the cycle of querying bills - export bill details to see the flow (prerequisite: you need to open online banking function).

  3. Anonymous users2024-02-04

    Documented. Generally speaking, if the staff forgets to type the details or the machine fails, the withdrawal record will indeed not be displayed on the passbook, but you should not worry too much, because although there is no detailed withdrawal record on the passbook, in fact, normally, the money has indeed been deducted. So the next time you go to withdraw money or deposit money, the staff will definitely refill the detailed withdrawal record for you, because for the passbook, the details inside are necessary, whether it is to withdraw money or save money, this is a must.

    Extended Information: Advantages and Disadvantages of Passbooks:

    First of all, the passbook will record every expense you make, which is not possible with a bank card. If you deposit money in your bank card, you will not be able to see the numbers, but you will only be able to see them when you check them at the ATM or log in to mobile banking. For young people nowadays, it may not make much of a difference.

    However, for some elderly people, the impact is relatively large, because the elderly are still more willing to believe in passbooks than credit cards, so most of the people who use passbooks now are middle-aged and elderly people.

    One of the biggest advantages of passbooks compared with bank cards is that they can be printed out at any time, including changes in deposits and interest, and each transaction will be clearly recorded in the book. However, it is not so convenient for bank cards to check their details at any time, and for those who do not know how to use mobile banking, the attractiveness of passbooks will be greater.

    From the current point of view, passbooks are still relatively common, and many people love passbooks for ten minutes. Because the passbook is a traditional bank withdrawal voucher, it belongs to a paper medium, which is more intuitive, convenient and easy to preserve. Many people still like to use passbooks very much, not because they are used to it, but because they are more fair than bank cards.

    To put it simply, banks and depositors are more recognized by this method, because each transaction above is confirmed by the bank handling staff and the person, which is equivalent to a face-to-face transaction. The bank card is an electronic money, and the main data information is stored in the bank, so it will be more troublesome to solve if there is a problem.

    The passbook needs to be noted as follows:

    If it is the employer's payroll account, or the bank is authorized to directly deduct ** fees, cable TV fees and other expenses from it on a regular basis, or if you use a supporting debit card (card discount account is combined), then you need to frequently make up the boarding and reprint historical transaction records through the counter or passbook, so as to update the account balance and other information on the passbook in a timely manner.

    The passbook is the same as the use of a bank card, and the card number, password, seal, etc., related to the current account should be carefully kept to avoid economic losses caused by the theft of the passbook and password.

    If there is a change in important information such as contact address and contact **, you should notify the opening bank to update the record in time to avoid being unable to contact you in case of emergency.

  4. Anonymous users2024-02-03

    Summary. Hello, if you deposit in a certain bank banking system must have a record, even if your deposit certificate is lost, you only need to take your ID card to the bank to check, the bank can be queried after entering the ID number into the system, even if you are not in the deposit of the branch query, you can still check normally, because the bank's internal systems are networked.

    And now you go to the bank to check, but the bank says that it has not found any records, I think the biggest possibility in this case is that you have misremembered the bank, such as recording the rural commercial bank as the agricultural bank, or confusing the local credit union with the agricultural bank and the rural commercial bank, etc.

    What should I do if the bank does not record the passbook deposit.

    Hello, if you deposit in a certain bank banking system must have a record, even if your deposit certificate is lost, you only need to take your ID card to the bank to check, the bank will enter the ID number into the system after the model can be queried, even if you are not in the deposit of the branch query, you can still check normally, because the bank's internal systems are networked. And now you go to the bank to check, but the bank says that it has not found any records, I think the biggest possibility in this case is that you have misremembered the bank, such as recording the rural merchant as the Agricultural Bank, or confusing the local credit union with the Agricultural Bank and the Rural Commercial Bank, etc.

    There is also a possibility, although the current bank deposits are very formal, we do not rule out that some bank staff will privately use high interest rates as bait to induce users to take money for other purposes. For example, if you go to the bank to make a deposit, you do not handle it at the regular counter of the bank, but are pulled by the bank staff to a corner of a group to sign a contract, then it may be that you have purchased a wealth management product or policy. In this case, first of all, you need to remember how you saved your money in the first place.

    What does the process look like? Have you signed a contract? Is there a transcription of the relevant risk warnings?

    Whether there is audio or video recording, etc., under normal circumstances, only the purchase of wealth management products or insurance needs to sign a contract, and the deposit generally does not need to sign a contract. There is also a possibility that you are neither depositing nor buying wealth management products or insurance products, but you are completely deceived by the bank staff through the fake deposit certificate made by Nosen, which is a relatively large potential risk.

  5. Anonymous users2024-02-02

    It is true that you can get a tax refund when you buy a house. The practice is to submit an application to its competent collection authority and fill in the relevant **. The collection authority confirms and accepts and examines it. The tax refund procedures will be completed within working days.

    In the case of taking out a loan to buy the first house, and there is a monthly payment of personal income tax, you can apply for a tax refund.

    To apply for a tax refund, meet the following conditions:

    1. The interval between the house** and the purchase must be more than one year to be eligible for tax refund.

    2. If the house purchased by an individual is a commercial house, 3. If the house purchased is shared by the husband and wife, it is necessary to provide proof of the relationship between the husband and wife.

    4. The processing time of tax refund will be completed within 6 months from the date of development of the warrant, and the tax refund will be deemed to be waived after expiration.

    Tax: Tax refers to the money or kind levied by the state on enterprises, collectives, and individuals: tax, tax amount, tax, tax rate, tax law, tax system, tax, etc. It is also used for surnames.

    In 2014, "tax" was selected as Japan's 2014 kanji of the year. On November 20, 2019, the "Chinese Inventory 2019" campaign was launched, and the expert version of the annual recommendation recommended by Qingbo Big Data was "tax".

    Taxes"(also known as taxes, taxes, taxes, taxes, taxes, taxes, taxes, taxes, taxes) refers to the general term for the compulsory and gratuitous collection of goods or money on individuals and legal persons in order to maintain their operation and provide public services for the society. Countries and regions have different tax laws, different tax systems, different classifications, and different concepts.

    The Chinese name of tax is also different in various dynasties and Chinese regions in China. The tax system refers to the tax system, which is composed of taxpayers, tax objects, tax items, tax rates, tax links, tax payment periods, tax calculation basis, tax reduction and exemption and illegal handling; The type of tax refers to the type of tax, and the difference is manifested in the difference between the taxpayer and the object of taxation, and the total type of tax constitutes the "tax system".

    There is also a reason why the amount cannot be borrowed:

    1. The personal information filled in during the application is incorrect, resulting in the inability to borrow the quota.

    2. The user's personal qualifications are not up to standard. When the user submits the loan application, the system should flush the personal qualification of the user's Yunboyan, and if the personal qualification is not up to standard, then the amount cannot be lent.

    3. There is a problem with the user's bound savings card. If there is an abnormality in the debit card bound by the user to receive the loan, the loan will also fail.

    Fourth, the debt ratio is too high. The user also applies for a loan on other loan platforms, resulting in the user showing that the personal debt ratio is too high on the credit report, and the repayment of the loan also needs to check the user's credit information, and the system may reject the user's loan when the system approves the loan when it sees that the user's credit report shows that the debt is too high.

    5. System reasons. It is also possible that the system is faulty.

    It is recommended that when users encounter this situation, they can call Huanbei customer service to consult the specific reason, and then solve it according to the reason.

  6. Anonymous users2024-02-01

    Summary. If you forget to deposit money in the passbook, you can find out if you have deposited money in the bank. "Of course, you can find out if you forget the deposit in the bank, as long as you get your ID card and go to the bank to check whether there is a deposit."

    If you forget whether you have deposited money or not, you can find out if you have deposited it at the bank. "Of course, you can find out if you forget the deposit in the bank, as long as you get your ID card and go to the bank to check whether there is a stuffy state and a deposit, you can return it."

    No, you can't check the balance without a password. If it is your own bank passbook, you bring your identity document, go to Yanwu bank card shed Zao big password to report the loss, and you can check the account balance by resetting the password after the chain is erected. If it's not your personal bank passbook, you have to let the cardholder do it alone.

    If the deposit is lost, the bank can find out the filial piety. Individuals bring the original ID card to the bank and handle the loss report of the deposit receipt. After 7 days, bring your ID and the application form to the bank to replace the new deposit receipt. If you don't know, you can also report it.

    I have a deposit passbook, I forgot whether I deposited it or lost it at the bank, can I check it at the bank?

    Banks can inquire about it.

    Can I find it if I forgot the date?

    I forgot the date and I was able to find it.

Related questions
8 answers2024-02-10

Cash withdrawal business must be handled with the deposit certificate and the withdrawal method agreed at the time of account opening. The counter is not allowed to handle cash withdrawals without vouchers. The voucher withdrawn with the password can be used for cash withdrawal business at the network outlets of our bank, and the voucher withdrawn by other means can only be handled at the account opening outlets. >>>More

11 answers2024-02-10

No, even if you write that the payee is a fixed passbook, the money can be remitted to the opening bank of your fixed account account, but the opening bank will not give you the account. Let's start a savings account.

11 answers2024-02-10

The handling fees for postal interbank transfer are as follows: >>>More

5 answers2024-02-10

Bank cards can be used for inter-bank transfers, but there will be transfer fees for inter-bank transfers. The name of the beneficiary of the remittance must be the same as the name of the remitter, or be an immediate family member of the remitter. >>>More

9 answers2024-02-10

You are welcome to apply for a UnionPay standard debit card at any branch of Agricultural Bank of China with your ID card, and then you can apply for online banking, and the bank's teller will help you complete the specific steps.