Can I withdraw money from my bank passbook in another place?

Cash withdrawal business must be handled with the deposit certificate and the withdrawal method agreed at the time of account opening. The counter is not allowed to handle cash withdrawals without vouchers. The voucher withdrawn with the password can be used for cash withdrawal business at the network outlets of our bank, and the voucher withdrawn by other means can only be handled at the account opening outlets.

Due to the differences in each region, please refer to the counter situation.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

The bank's system is networked nationwide, as long as you can handle business in any branch of the same bank, you can also withdraw money from the passbook in other places, and you are required to hold your own second-generation ID card and passbook to handle the relevant money withdrawal business.

The process of withdrawing money from the passbook:

1.Require me to bring my second-generation ID card and passbook slip;

2.Go to the nearest bank to get the number and queue up;

3.Verification of identity information by bank staff;

4.With the help of the staff, we can handle the business of withdrawing money from the passbook.

Precautions for withdrawing money from the passbook in the field:

1.It must be to go and get the money in person;

2.After taking the passbook to the bank, fill in the withdrawal form and fill in the name of the withdrawer, as well as the amount;

3.The withdrawer must sign the withdrawal slip for confirmation.

4.With the relevant documents, you can go to the business of withdrawing money.

Postal passbooks can be withdrawn from other places. The maximum daily withdrawal limit is 200,000 yuan, and the handling fee rate is 200,000 yuan, with a minimum of 2 yuan and a maximum of 50 yuan. The regular passbook can not be withdrawn in the field when it does not expire, and after the expiration of the passbook (deposit certificate) and password and ID card, you can withdraw cash in other places in the province, and the handling fee rate is 2 yuan at the lowest and 50 yuan at the maximum.

The postal card is folded into one account, the passbook and the card are shared an account, the function of the fold is the same as the card, there is no card can hold the passbook and ID card plus the card, the postal card does not charge money. With a card, you can withdraw money at ATMs, and you can also use your card to make purchases. The daily withdrawal limit of the counter is 200,000 yuan, and the upper limit of the fee standard is 50 yuan, and the lower limit is 2 yuan.

The passbook can be withdrawn in other places, but if you want to withdraw money in other places, certain conditions are required. Therefore, when you apply for a passbook, you can go to the passbook that you can exchange through the passbook, so that your passbook can be withdrawn at any outlet nationwide.

It should be noted that although the passbook can be withdrawn in other places, a certain handling fee is required for the withdrawal of the passbook in other places, and the handling fee rate for the withdrawal of the passbook is about 1% of the withdrawal amount, and the maximum amount is generally 50 yuan or 100 yuan.

Although the passbook can be withdrawn from other places, it should be noted that the passbook cannot be withdrawn from each bank, and the passbook can only be withdrawn at the outlets of the Bank.

If you need to withdraw money from your passbook in another place, you can bring your passbook to the local branch counter of the bank where the passbook was issued. Extended Resources:

Non-local withdrawal is that the withdrawer can handle the business in the banking institution that has opened the cross-regional deposit and withdrawal business, and the deposit account of the banking institution that has not set up a cross-regional branch can only withdraw money through the bank card on the ATM, and the upper limit of withdrawal is 20,000 yuan, and the inter-bank withdrawal will be charged a handling fee.

Non-local deposit means that the depositor deposits the money in the bank deposit account opened by himself or others in the other place (generally across provinces, cities and counties) in place A according to the prescribed conditions, and generally charges a certain handling fee for the non-local deposit. Since January 2017, the state has abolished all bank fees for non-local deposits and withdrawals.

In general, bank deposits are accounts that are used for small number of transactions, such as demand deposits, time deposits. In the early days of banking, bank tellers would write down by hand the date and amount of the transaction, the latest deposit balance, and sign their mark or seal.

Customers can now use ATMs, printers (similar to ATMs) to renew bank deposits, or go directly to bank branches to use small dot matrix printers or inkjet printers to update bank deposits.

A passbook is a deposit book, which is a small book issued by a bank to a depositor as a certificate.

Tracing back to the "passbook" in addition to the meaning of credit, withdrawal, but also has another historical significance, that is, the origin of the folding style, it should be said that the invention of papermaking made our ancestors give up the method of carving on the bamboo slips, in the acceptance of the use of paper convenience but retain the habit of reading.

Later, as the money industry went from its heyday to its decline, these folded passbooks naturally withdrew from the stage of history, and the name of the passbook is still used today.

Nowadays, with the financial market, the popularity of passbooks is like RMB, and according to the different uses of passbooks, there are various types of passbooks, such as: bank passbooks, time passbooks, medical passbooks, etc.

Most passbooks, including the fixed passbooks of rural credit cooperatives, can be withdrawn from other places. Extended Information: There are a few things to keep in mind when withdrawing money from a passbook.

1. As long as the passbook of rural credit cooperatives is opened nationwide, it can be withdrawn nationwide, and the ID card of the person handling the passbook must be brought for withdrawals in other places, and the ID card of the head of the passbook for more than 50,000 yuan must be charged, and a handling fee will be charged across cities and provinces.

2. The non-local withdrawal fee of rural credit cooperatives does not charge a handling fee in the province, and only 5,000 yuan can be withdrawn per day for each transaction of 2 yuan for different places and 1% of the transaction amount.

3. For each specific area, you can call the bank ** number or go to the counter for consultation. Rural credit cooperatives can deposit and withdraw money nationwide as long as they open a nationwide deposit and exchange passbook, and the ID card of the person handling the passbook for deposits and withdrawals in other places must be brought with them, and the ID card of the head of the passbook household for more than 50,000 yuan must be charged, and a handling fee must be charged across cities and provinces.

4. The best way to make a fixed deposit.

Fixed deposit is a more stable and principal-guaranteed financial management method for ordinary people, and the interest rate is higher than that of current deposits, so in real life, most people choose this way, so how can we maximize the interest, I will introduce you to several methods.

1) 12 Certificate of Deposit Method.

That is, a savings and investment strategy that deposits a deposit in the bank every month in the form of a fixed year for a full 12 months, and will obtain a large amount of regular income every month from the first month of the next year, which has both the advantages of flexible access and high returns.

2) Ladder savings.

The tiered savings method is to divide the funds into 10,000, 20,000, and 30,000 yuan, and deposit them for one, two, and three years respectively. When the one-year deposit matures, it is rolled over to three years. The expiration of two years is the same as three years.

In this way, after two years, the funds of 60,000 yuan and three cents will be a three-year fixed deposit. And the funding is a year apart. Because every year there is a fund that matures.

Its advantage is to use one year of liquidity and get three years of interest. There will be no interest loss caused by the rollover, and the new interest rate policy can be enjoyed after the rollover.

Bankbook. Withdrawals can be made off-site. Passbook withdrawals from other places usually require certain conditions, generally as long as the general deposit and exchange are marked.

can be withdrawn from other places. There is a certain fee for withdrawing money from the passbook. The handling fee rate for non-local withdrawal of passbook is about 1% of the withdrawal amount, and the maximum amount is generally 50 yuan or 100 yuan.

The passbook can be withdrawn from other places, and the depositor can handle the business in accordance with the prescribed conditions at the banking institution that has opened the cross-regional deposit and withdrawal business. For example, if a bank account is opened in place A, the money will be deposited into the bank deposit account by a banking institution outside the first place.

In the case of deposit and exchange (i.e., your passbook is printed with the word "password"), it is possible to withdraw cash from other places.

The passbook can be withdrawn from other places across banks. However, if you want to withdraw money in a different place, you need certain conditions, generally only the passbook marked with the passbook can be withdrawn in a different place, so when you handle the passbook, you can go to the passbook of the passbook, so that your passbook can be withdrawn nationwide.

The fees for non-local inter-bank withdrawals are different among different banks, and the following are the handling fees for non-local inter-bank withdrawals of major commercial banks

1. Bank of China: If the handling fee for non-local inter-bank withdrawal is the withdrawal amount, the minimum is 4 yuan and the maximum is 50 yuan;

2. Industrial and Commercial Bank of China: The handling fee for inter-bank withdrawal in different places is RMB of the withdrawal amount;

3. China Construction Bank: The handling fee for non-local inter-bank withdrawal is 1% + 2 yuan of the withdrawal amount, with a minimum of 4 yuan;

4. Agricultural Bank of China: The handling fee for non-local inter-bank withdrawal is RMB of the withdrawal amount;

5. Bank of Communications: The handling fee for inter-bank withdrawal in different places is RMB of the withdrawal amount, with a minimum of RMB 5;

6. China Merchants Bank: The handling fee for non-local inter-bank withdrawal is the maximum withdrawal amount of 50 yuan) + 4 yuan.

Inter-bank withdrawal is to withdraw money at a non-depository bank, which is generally used for ATM withdrawal. Inter-bank withdrawals generally charge a handling fee ranging from 2 to 50 yuan per transaction, and some banks do not charge handling fees for the first 2-3 inter-bank withdrawals per month. After all major state-owned banks implemented the standard of 4 yuan for inter-bank handling fees in the same city, some joint-stock banks also officially raised this handling fee in July 2010.

In order to reduce the cost of residents' transfers, Document No. 261 issued by the People's Bank of China on September 30, 2016 stipulates that if a bank charges a non-local handling fee for the bank's intra-bank deposit, withdrawal, transfer, etc., it shall be free of charge within three months from the date of issuance of this notice. In other words, by January 1, 2017 at the latest, citizens will handle transfer business in the same bank, and cash withdrawals and transfers in other places will be free.