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When the car insurance expires, it should be paid before the car insurance expires at the latest, otherwise the motor vehicle is not allowed to drive on the road. If you don't drive the motor vehicle temporarily after your car insurance expires, you can purchase insurance before driving the motor vehicle.
According to Article 39 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, if the owner or manager of a motor vehicle fails to take out compulsory insurance for motor vehicle traffic accident liability in accordance with the regulations, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit for insurance in accordance with the regulations. Where the owner or manager of a motor vehicle reapplies for compulsory insurance for motor vehicle traffic accident liability in accordance with regulations, the motor vehicle shall be returned in a timely manner.
The Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability are to ensure that victims of motor vehicle road traffic accidents are compensated in accordance with the law and to promote road traffic safety.
The regulations are formulated in accordance with the Road Traffic Safety Law of the People's Republic of China and the Insurance Law of the People's Republic of China, promulgated by *** on March 21, 2006, and came into force on July 1, 2006.
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The latest is 24 hours before the expiration time.
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Car insurance expires at least 3 months at the latest. Different regions have different renewal time requirements, and the specific needs are subject to local policies. Generally speaking, the premium discount will no longer be available for the second year after 48 hours after the compulsory liability insurance is terminated.
At the same time, can not be on the road after the insurance, if the vehicle on the road is investigated, the vehicle will be detained by the traffic department in accordance with the law, the owner in the payment of insurance premiums, and pay the amount of 2 times the insurance premium fine, the vehicle can be released from detention.
What are the payment methods for compulsory traffic insurance?
1. The parties can purchase through the business network of the insurance company. You need to bring a copy of your driving license and ID card to the business office of the insurance company for processing;
2. The parties can go to the 4S store to make purchases, which can reduce the time;
3. The parties can call the insurance ** to purchase, and then follow the prompts to purchase.
Legal basisArticle 14 of the Regulations of the People's Republic of China on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.
The insurance company shall not terminate the compulsory insurance contract for motor vehicle traffic accident liability; However, the policyholder chain Sakura Lao fails to fulfill the obligation to truthfully inform important matters.
If the policyholder fails to perform the obligation of truthfully informing of important matters, the insurance company shall notify the policyholder in writing before terminating the contract, and the policyholder shall perform the obligation of truthful notification within 5 days from the date of receipt of the notice; If the policyholder fulfills the obligation of truthful notification within the above-mentioned time limit, the insurance company shall not terminate the contract.
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Compulsory traffic insurance cannot be overdue, and if it is not renewed when it expires, it is out of insurance, and if you go on the road after the insurance, you will be punished. If it is not on the road, the insurance should be renewed before the annual examination of the vehicle in the current year.
Article 39 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability: If the owner or manager of a motor vehicle fails to take out compulsory insurance for motor vehicle traffic accident liability in accordance with the regulations, the traffic management department of the public security organ shall detain the motor vehicle, notify the owner or manager of the motor vehicle to take out insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable in accordance with the minimum liability limit for insurance in accordance with the regulations.
Article 40: If the motor vehicle driving on the road is not placed with an insurance sign, the traffic management department of the public security organ shall imitate the department to detain the motor vehicle for concealment, and notify the person who provides the insurance mark or trace to go through the corresponding procedures, and may be given a warning or a fine of not less than 20 yuan but not more than 200 yuan.
In addition, after the expiration of compulsory traffic insurance, if a traffic accident occurs, the insurance company will no longer be liable, and the car owner will bear the corresponding responsibility, which is a lot of cases.
If it is a commercial insurance, the car owner can freely choose to purchase it, and there is no mandatory renewal time.
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The earliest lead time allowed varies from region to region, and is generally not more than three monthsThe main purpose of early renewal is to avoid some careless car owners forgetting to buy insurance for the car, and if they accidentally get out of insurance, the consequences of the accident will be borne by themselves.
Vehicle insurance refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents.
1.Deferred payment of annual insurance
Under normal circumstances, even if the car insurance is out of insurance the day after it expires, there are also users who voluntarily purchase car insurance with a grace period of 6 months, and the car insurance contract will be terminated if it has not been paid after the expiration.
2.Consequences of car insurance spine protection
Once the vehicle is out of insurance, the insurance company will refuse to compensate, and the losses caused by the traffic accident during this period will be borne by the car owner。Moreover, the compulsory traffic insurance is the type of insurance that is mandatory by the state, once the transportation department finds that the compulsory traffic insurance is out of insurance, it will impose a fine of 2 times the cost of the compulsory traffic insurance, and even deduct points and deduct the car.
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If the car insurance expires, you can postpone payment for about three months at most. According to the relevant laws and regulations, the owner must insure his or her lead vehicle with compulsory traffic insurance, otherwise it is not allowed to go on the road. Once discovered, you may face penalties such as the revocation of your driver's license.
If the insured compulsory traffic insurance expires, it is allowed to delay the payment of the premium, and the maximum delay period is up to three months, and the insurance company of the original car insurance can still continue to accept the renewal. However, if the public security traffic management department finds that the owner of the motor vehicle has not taken out car insurance, it can impose a fine of twice the insurance premium.
Legal basisRegulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability
Article 39 If a motor vehicle driving on the road is not placed with an insurance sign and is photographed, the traffic management department of the public security organ shall detain the motor vehicle, notify the party concerned to provide an insurance sign or go through the corresponding procedures, and may be given a warning or a fine of not less than 20 yuan but not more than 200 yuan. If the party concerned provides the insurance mark or goes through the corresponding formalities, the motor vehicle shall be returned in a timely manner.
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48 hours of spine beard.
Do not exceed 48 hours. Once the vehicle is out of danger, the insurance company will refuse to pay off.
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When the car insurance expires, you should pay it in time, otherwise you will be seized by the traffic police on the road.
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The term of vehicle insurance is generally one year. So depending on when you buy the insurance, you can speculate when it will expire.
Here's a quick rundown of vehicle insurance:
1. What is vehicle insurance?
Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles.
Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles. At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.
2. Renew the vehicle's insurance.
For car owners who buy car insurance, it is necessary to handle it once a year, and many car owners feel very troublesome about this, because when they go to the insurance company in person to go through the insurance procedures, it either takes up a lot of working time or takes up a lot of rest time.
With the increasing number of insurance companies, major insurance companies have launched a series of insurance projects, car insurance online insurance is now a popular way to insure, and it is also a more convenient and time-saving car insurance method, for example: car owners only need to log in to the official ** of Ping An Auto Insurance Company of China, and choose the one that needs to be purchased now. Enter the basic vehicle information as well as the owner's information, and make a payment through online banking to complete the entire insurance purchase process.
Although the term of vehicle insurance is limited, when each year expires, the owner can renew the car insurance through various car insurance purchase channels of the insurance company, because the insurance company has a different amount of insurance every year, so there is no way to achieve multi-year insurance, only once a year.
Car owners in the purchase of car insurance, in addition to considering the term of vehicle insurance, but also carefully consider the choice of car insurance insurance, there are many types of car insurance, only the right choice of the right car insurance type, in order to provide the most comprehensive protection for their own vehicles and their own interests when accidents occur, there are many car owners because they do not know very well, the scope of insurance, so they buy a duplicate type of insurance, spend a lot of money, Therefore, when buying car insurance, it is necessary not only to consider the vehicle insurance period of car insurance, but also to carefully consider the choice of insurance type.
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When does your car insurance expire? You should look at your policy, which expired one day earlier on this day last year.
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For example, Ping An Auto Insurance can enter the "Personal Center" in the "My" menu bar of "Ping An Good Car Owner", and then click "My Policy" to select the type of car insurance that needs to be inquired, and then you can check the specific expiration time; 2.You can check the car insurance policy query, and the policy will generally state the specific start time and expiration time of the car insurance; 3.You can call the customer service of the insurance company ** for inquiries, and you can operate according to the voice prompts, or you can also transfer to manual inquiries.
I hope mine can be helpful to you, thank you for your advice, thank you,.
Questions. What about Pacific Insurance Company. It's all the same.
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Regarding the landlord's concern, "How long can I postpone the payment of car insurance when it expires?" "Here's my personal opinion:
Car insurance can generally be postponed within three months after expiration
1. The compulsory car insurance cannot be paid after the expiration of the date, and should be renewed within 90 days before the expiration. Once out of insurance, a fine of 2 times the compulsory traffic insurance will be imposed;
2. According to the provisions of the Regulations on Compulsory Traffic Insurance, the owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall take out compulsory traffic insurance;
3. If the owner or manager of the motor vehicle fails to take out compulsory traffic insurance in accordance with the regulations, the traffic management department of the public security organ has the right to detain the motor vehicle, notify the owner and manager of the motor vehicle to invest in the insurance in accordance with the regulations, and impose a fine of twice the insurance premium payable.
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Hello, this question is up to me, after the expiration of car insurance, it can be extended for three months at the latest, generally as long as the owner pays within three months after the expiration of the insurance, the underwriting insurance company Liang Wei will accept the renewal. However, during the period when the insurance expires and is not renewed, the motor vehicle volume cannot be used on the road. If the owner does not drive the vehicle on the road according to the regulations, then after being investigated and dealt with by the public security traffic police department, the owner will be punished with a fine, and the owner's vehicle will be impounded, and the owner will be urged to pay the insurance premium, and the vehicle will be returned to the owner.
When applying for car insurance, you need a driving license, if it is a unit to insure, you need a copy of the organization's ** certificate power of attorney, if it is not the same as the insurance company in the previous year, you need to drive the insured vehicle to go, if it is a unit to insure, you must also bring the official seal of the unit. >>>More
Top 10 Auto Insurance Companies:
1.Ping An Auto Insurance. >>>More
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Both insurance companies are good.
1. Pacific Car Insurance: >>>More
It's too troublesome to say upstairs, it's actually very simple, the insurance company with serious damage and injuries has been compensated, and the rest of those who want to blackmail you don't care, these small accidents are also coordinated by the traffic police, ignore it, if you really follow the procedure, your car is estimated to not have to drive for a week.