I want to buy an insurance policy, and I hope that a friend who understands will give me an opinion

Accident insurance, buy an accident card of 100 yuan every year can be solved. Critical illness can also be considered for pure consumption, PICC health care experts regularly critical illness, insurance 100,000 critical illness, protection for 20 years, 5 years of payment, 1000 yuan per year, a total of 5000 yuan can be paid, 10 years of payment, 550 per year, 10 years of 5500, you can also choose 15 years of payment and 20 years of payment, the annual premium is 390 yuan and 310 yuan respectively. You can also choose to cover it for 30 years, and the premium is also very cheap.

Buy the cheap one first, and then have a husband, let him help you buy a better one :)

Examples of insurance for twenty-five-year-old women:

Women's Critical Illness Maternity Protection Plan, lifelong protection, insurance liability: death, total disability, return of survival money, annual dividend, 15 major diseases, women's diseases, maternal and child protection illness insurance. The sum insured is 180,000, the payment is 20 years, the total savings are 210,000, the 9th and 18th contract anniversaries receive 18,000 cash, the account is 580,000 by the age of 88, and the account is 820,000 by the age of 100.

It can be attached to comprehensive accidental hospitalization medical insurance, including all accidental hospitalization medical treatment, etc., there is no limit on the number of reimbursements, and the waiting period for hospitalization is only 30 days!

If you're not selling insurance, who knows that much about the product? Insurance is a matter of many years, and you can't give you useful information without a professional salesperson.

The benefits of the insurance company are much the same, the key is whether the company has designed the insurance to suit you.

Each company's products have certain advantages. It depends on personal preference.

In your liking, you can look up Haikang Life's peace of mind and accident insurance online.

I am the assistant business manager of the marketing service department of Haikang Life Insurance Changzhou and I only know a lot about my company's products.

It's just to give you information.

You are still young, critical illnesses and accidents are very cheap, I am a few years older than you, and I can buy 200,000 for major illnesses and more than 200,000 for accidents with 3,500. The principal will be returned at maturity and paid in 20 years.

According to your description, your risk awareness is not strong, and it is difficult to buy suitable insurance, so it is recommended that you participate in social security.

The benefit of universal insurance is that the payment is flexible and the sum insured can be adjusted upwards during the payment period. Contribution for 20 years is hypothetical.

In addition to the fixed payment for 20 years, the traditional insurance plan. It shouldn't be upside down for your age.

For a rainy day.

Insurance is a manifestation of love and a responsible attitude towards your family.

The conditions are limited, the economic pillar is first insured, the critical illness accident medical treatment, and finally the pension financial management is for the average person to buy insurance is to save their lives, and the rich people buy insurance for financial management (insurance claims are not taxed, and the court has no right to require you to use it to repay debts).

Insurance is to let yourself encounter accidents in daily life and minimize injuries, or should you combine your personal economic strength [Meow Meow Insurance].

Personally, I think it is still necessary to have insurance, after all, it usually does not cost much, it can give life a guarantee, and insurance is quite a relief when there is no money, and insurance is the icing on the cake when there is money to ensure wealth.

People are exposed to risks such as illness, death, and accidental injury throughout their lives. You can purchase insurance to transfer the financial risks arising from the above situations, so as to protect your current life. Therefore, it is still beneficial to buy insurance.

Senior sister recommends that you give priority to buying protection insurance such as critical illness insurance, medical insurance and accident insurance.

Next, the senior sister will talk to you in detail about the benefits of buying insurance.

1. When you are sick, you have money to get a doctor.

You know, the incidence of diseases is getting higher and higher, and people are associated with the risk of diseases throughout their lives. Especially if you are not lucky enough to suffer from a serious illness, the cost is very high. Although everyone has medical insurance, there is a reimbursement ceiling for medical insurance, and there are various reimbursement catalog restrictions, which is difficult to meet everyone's medical needs.

The advantage of buying insurance such as critical illness insurance and medical insurance is that the medical expenses of hospitalization are reimbursed by medical insurance, and the loss of income due to illness is covered by critical illness insurance. It can help everyone transfer the economic risks caused by the disease.

When it comes to critical illness insurance, what should a good critical illness insurance include, let's see what the experts say:A good critical illness insurance policy looks like this! You've been lied to for so many years.

2. In the event of an accident, it can reduce losses.

Accidents can't be **, we don't know which will come first, tomorrow or accidents. Therefore, it is also necessary to configure an accident insurance to reduce the risk caused by accidents. Accident insurance mainly covers the three years of accidental death, accidental disability and accidental medical treatment.

In the unfortunate event that you are injured as a result of an accident, the medical expenses incurred can be reimbursed on a pro-rata basis with accident medical coverage if you are eligible. In the unfortunate event of an accidental death, you can also leave a sum of money for your family. Group talks.

Hope.

Brother Jisui brother, brother gives you some advice.

1. Accident insurance, bumps and bumps are inevitable, and the accident insurance card of 100 yuan is almost there;

2. Critical illness insurance, we don't have much money in our pockets, but the hospital is relatively ruthless, so we have to get 200,000 yuan of protection. You can choose a 100 yuan year consumer product, or you can choose a 1000 yuan year return product, depending on your preference.

3. If you have 10,000 or 20,000 yuan left a year, take advantage of Minghong's youth, pay 1,000 yuan of investment-linked insurance for the whole month, and slowly snowball.

The above is just a description through you, giving advice that maybe not to your liking. If you want to find the most suitable one, you have to communicate in detail.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello, one wants to buy accident insurance, although the body is good but the accident is difficult to prevent, if you can afford a few hundred yuan a year, then you can buy 100,000 critical illness insurance, choose consumer products. Young people with stable and high incomes can buy some savings critical illness insurance, and if the income is indeed very good, the next step is pension insurance. Here are some suitable products for you:

If you are in Guangzhou, you can ask me, I recommend buying Ping An's insurance, mine.

I am an employee of Chinese Life Shanghai Branch. Here's an industry-wide solution for your situation:

1.Buy a Corning critical illness insurance first, the premium should not be too high, too high will require underwriting and medical examination, you may not be able to pass.

2.After 180 days after the policy is in effect (180 days is the deductible period, during which there will be no compensation if you are sick), you will be insured with a 450 tumor insurance; 450 tumor insurance premium of 450 yuan for one year; Because the 450 covers all high-incidence malignant tumors except lung cancer, all underwriting is very strict, and you need to pass the underwriting physical examination to apply for insurance. For the medical examination of the insurance company, you can rest assured that the decision is professional and accurate, after all, if there is a disease, it is the insurance company that suffers.

3.Now for the point: if you pass the medical examination, congratulations, you are still quite healthy; If you can't pass and find cancer, it doesn't matter, because you have already applied for Corning Critical Illness Insurance and the deductible period has passed, even if you can't apply for oncology insurance, you can directly receive Corning Critical Illness Benefit with the diagnosis certificate to Chinese Life.

I don't know if you understand what I said. (If you find out that you are not sick, and you can surrender the purchased Corning, there is basically no loss in surrendering the policy within the first year).

It is recommended that you first handle social security, and then go to PICC Health to understand professional health insurance, and you will get a satisfactory answer.

Hello, buying insurance is to buy when you are healthy and prevent future needs.

Hello, it is recommended to purchase critical illness insurance + hospitalization medical + accident insurance.

Hello: You'd better improve social security first, which is the foundation. Commercial insurance as a supplement. Depending on your current situation, you can do a product portfolio, such as accident, serious illness, hospitalization, daily allowance, etc. Be informed at the time of application.

For critical illness + term life insurance, it is recommended to do a free physical examination (which the insurance company will provide) first

Buy critical illness insurance. Also, look at the doctor of Chinese medicine.

Hello! Nowadays, insurance has the function of protection plus financial management, you are running your own store, and the financial management function in insurance should not be what you need most, or should focus on protection. You can choose a product with a higher amount of critical illness benefit and a higher amount of accidental death benefit.

Comprehensive Accident Health Insurance that combines critical illness, accidental injury and hospitalization allowance is more suitable for you! Several of the larger life insurance companies have accident insurance for critical illness, so you can compare them more and choose them based on your own characteristics.

In addition, strengthening physical exercise, enhancing physical fitness, physical resistance, this is the most important thing. Insurance can only give you financial protection, but your body is your own! ）

Hello! In fact, a minor illness such as a cold and fever is nothing, and this risk may not particularly need to be controlled, but the risk of a major illness is very serious. It is advisable to purchase critical illness insurance.

You can consider Ping An's Xinxiang Critical Illness Attached, up to the age of 65, and Ping An Xinli Critical Illness, which is insured until the age of 80; Ping An Outsmart Life Supplementary Critical Illness and Protect for Life. The key is to look at your ability to pay and the duration of the coverage you want, so as to help you design it specifically.

The right one for you must be tailored to your specific situation. Including income and expenses, liabilities, budgets, and more.

Hello! Insurance returns to the fundamentals of risk transfer, accidental injury, accidental medical treatment, critical illness, hospitalization expenses and subsidies, which are what you need; Tell the truth when you apply for insurance, and you will be insured.

Hello! First of all, it is necessary to consider handling major diseases, additional inpatient medical treatment, and accidental medical card folding, which is very comprehensive.