How can I get the right car insurance products and services?

Updated on home 2024-02-09
15 answers
  1. Anonymous users2024-02-05

    Just find a friend who specializes in car insurance.

  2. Anonymous users2024-02-04

    Choose a large company, head office.

  3. Anonymous users2024-02-03

    With the improvement of people's living standards, cars are available in almost every household. In order to facilitate travel, considering that going out without the tribulation of rain and wind, people will choose to buy a car to travel if economic conditions allow. However, in the matter of buying a car, it is really difficult for a large number of people, and the car costs 100,000 yuan in any way, so people always want to be better, and they don't feel the most satisfied.

    In fact, buying a car is not so complicated, the most important thing to buy a car is to be practical and suitable for yourself. There are no perfect people in the world, and naturally there will be no perfect car. There are dissatisfaction with sports cars like those self-owned by the rich, let alone hundreds of thousands of family cars?

    Many people like to buy a car with a large space, everyone thinks that it is comfortable to sit when the space is large, and it will not look crowded when going out with a full number of people. Like now, after the second child is opened, there are more members in the family, and only a large space can accommodate so many people. And during the New Year's holidays, it is also necessary to take relatives out or something, and it is more convenient to use a large space.

    So many people buy a car and go straight to the 7-seater. In fact, it is not necessary to blindly pursue large space, if the positioning is home, the five-seater car is enough, after all, the Spring Festival is once a year, if you drive a seven-seater car for 365 days, the discount paid is relatively high, to be honest, it is still relatively uneconomical.

    For some young people, the appearance and power of the car are the most important. In fact, for our home use, we usually commute to and from work to drive** have the opportunity to give you "drag racing", and it is already very good to be able to open to traffic as soon as possible on the busy road. So don't believe what the salesman tells you about how good the power of this car is, as long as it's enough.

    There are different configuration choices when buying a car, but the most important choice is safety-related, don't be attracted by entertainment-related configurations, and safety should be the first priority. Some configurations may not be used once until the car is scrapped after they are really bought. Therefore, regarding the configuration, it is better to choose the most cost-effective product within the range that you can afford, and then consider these secondary factors such as aesthetics after ensuring practicality.

    How many people have a deep understanding of the truth that they can afford a car but can't afford to maintain a car after buying a car. Buying a car is just a one-shot deal, but maintaining a car is indeed a long-term drain. After buying the car, the fuel consumption, regular maintenance, repair, etc. all cost money.

    Therefore, it is better to buy an affordable family car (of course, those who have the conditions can do it at will, because it is not bad for money).

  4. Anonymous users2024-02-02

    Step 1: First determine the budget for buying a car from Zheng Heji. For example, my budget for buying a car is preferably less than 100,000 yuan, but not more than 120,000 yuan at most.

    Step 2: Look at whether you want a domestically produced model or a joint venture car. For example, my purpose is very clear, I don't like domestic cars, and I won't buy them, so I will definitely buy a joint venture car.

    The third point: determine which aspects of the car you pay more attention to when buying a car, and what are the needs of buying a car.

    For example, if I buy a car, it is good to be able to meet the needs of family transportation, and what I care about most is the appearance, it must be good-looking, not ugly, I am from the appearance association;I care more about space, can't be too narrow, otherwise sit aggrieved;I care about fuel consumption, so it's better to save fuel.

    Step 4: I began to select a few brands that meet my needs for joint venture cars, and then screened and compared. If you compare Volkswagen's Bora with Chevrolet's Corvoz and Citroen's Elysee, I decisively chose Dacong Zhengzhong's Bora, and I feel very satisfied.

  5. Anonymous users2024-02-01

    First of all, choose a car according to your own conditions, and choose a model that you can afford!Moreover, among the cars at the same price, choose a Qi Nai stool to call the mu!It's best to test drive every car you fancy in person.

    It's great to be able to feel it for yourself!Based on the combination of the above, I believe you can choose a car that suits you!

  6. Anonymous users2024-01-31

    Think about your money first, and then whether it's usability, whether it's for home or business or travel, and choose step by step.

  7. Anonymous users2024-01-30

    First of all, you must have a comprehensive understanding of the car you want to buy, and the most important thing is to meet your car needs.

  8. Anonymous users2024-01-29

    According to the way you use your car, whether it is a commercial car or a family car, you can choose according to your own situation, and consider fuel consumption as a premise.

  9. Anonymous users2024-01-28

    Take a look at your wallet, then look at the car you like before you choose.

  10. Anonymous users2024-01-27

    It is enough to buy these 4 types of car insurance. The first is compulsory traffic insurance, if you want to go on the road, this must be bought. The second is third-party liability insurance, which is recommended to have an insurance amount of at least 500,000 yuan.

    The third is that there is no deductible. The fourth is car damage insurance. As for what spontaneous combustion, glass, 4S specialization, etc., are not very useful, it is not recommended that you buy them, it is a bit of a waste of money.

  11. Anonymous users2024-01-26

    The one that suits you is the best. Car insurance mainly includes: compulsory traffic insurance, basic insurance (vehicle loss insurance and third-party liability insurance) and insurance plus insurance (full car theft insurance, vehicle liability insurance, glass breakage insurance, spontaneous combustion loss insurance and special insurance excluding deductibles, etc.).

    Here are a few points to help you buy car insurance:

    1. Compulsory traffic insurance is compulsory insurance, and different insured cars cannot pass the annual inspection;

    2. Vehicle loss insurance is the basis of additional insurance, and vehicle loss insurance must be applied to other additional insurance;

    3. Additional insurance can be selected according to the actual situation of the person, and cannot be blindly greedy;

    4. Regardless of deductible insurance, it is recommended to insur, otherwise, in case of insurance, the insurance company will only pay 80% of the total loss at most.

  12. Anonymous users2024-01-25

    Wild travel under the branches are some of the factors that may influence the decision to buy a car:

    :* is one of the most important factors to consider when buying a car. You'll need to determine the type and model of vehicle you need, as well as the available vehicles within your budget.

    Purpose of car purchase: The purpose of buying a car is also a very important factor. If you only need a vehicle for a short commute, it may be even more important.

    However, if you need a vehicle that can be used for a long time, and you need to travel a lot, safety and reliability may be more important.

    Safety is another important factor to consider when buying a car. You need to make sure that the vehicle you buy performs well in crash tests and has some basic safety features such as airbags, reversing cameras, etc.

    Reliability: Reliability is also a factor to consider when buying a car. You need to make sure that the vehicle you buy will not have problems during long periods of use and that your vehicle is convenient in terms of repair and maintenance.

    Exterior and interior: Exterior and interior are also one of the factors to consider when buying a car. You need to make sure that the vehicle you buy matches your personal preferences and needs, and that the interior space and configuration are suitable for your use needs.

    It is important to note that these factors are not mutually exclusive, and you can consider all of them at the same time in the same car. At the same time, factors are often the most important, so when it comes to buying a car, you'll need to make a decision based on your specific needs and budget.

  13. Anonymous users2024-01-24

    I think you need to take into account the following factors when buying a new car

    1.Budget: Before buying a car, you need to determine your own budget, including the cost of buying a car, vehicle insurance, etc. Choose the appropriate ** range according to your own economic strength.

    2.Model: Choose the model that suits you, and choose the requirements of body size, power, configuration and other aspects according to your own needs and use environment.

    3.Brand: Choose a reliable brand, try to choose a big brand, because the after-sales service of the big brand is more perfect, and it can also ensure the quality of the vehicle.

    4.Safety: Choose a model with safety features, including body stability, braking system, airbags, and other safety features.

    5.Comfort: Choose a model with good comfort, including seat materials, noise control, air conditioning, etc.

    In my opinion, the most important factor among them is security. Because the car is a means of transportation, driving safety is the most basic need, and the safety performance is directly related to the life safety of drivers and passengers. For this reason, choosing a model with safety performance is a priority factor when buying a car.

  14. Anonymous users2024-01-23

    When buying a new car, there are the following factors to consider:

    1. Budget: Budget is one of the most basic factors in buying a car. Before buying a car, budget and plan according to your financial strength and family needs. Other costs such as insurance, taxes, and maintenance should also be taken into account.

    2. Brand and model: When choosing a brand and model, it is necessary to consider many factors such as the power, emission damage, comfort, and safety of the vehicle. Consumers can refer to reviews, professional shopping guides, and the advice of friends to help make a decision.

    3. Fuel type: Fuel type refers to different power such as gasoline, diesel, and hybrid. This has a direct impact on the economy, environmental friendliness and performance of the vehicle. Consumers need to consider their own driving needs and the availability of local gas stations to make a choice.

    4. Body size: Body size refers to the length, width, height and other external characteristics of the car. Consumers need to choose according to their driving needs, road conditions and parking lot conditions.

    5. Configuration and function: Configuration and function refer to the various equipment and systems equipped with the vehicle, such as audio, navigation, automatic parking, security system, etc. Choose according to the needs of the person.

    Among these factors, the most important is the budget, as it determines what level of car you can buy and what you can afford for subsequent maintenance and use. All other factors should be considered within the budget to ensure that the purchase of a car is economical and practical.

  15. Anonymous users2024-01-22

    Hello, there are generally three criteria for measuring which company is good for auto insurance:

    First, whether it is affordable.

    Clause. 2. Whether the insurance application process is simple.

    Clause. 3. Whether the later claim service is of high quality.

    It is recommended to choose large insurance companies for insurance, such as travel code Ping An, PICC, dismantling and dismantling Nadadi car insurance, etc., which have more outlets nationwide, and it is more convenient to assess losses and apply for insurance business. It's still good.

    The choice of car insurance is mainly the choice of specific car insurance type. Generally speaking, the main insurance mainly includes: car damage insurance, third-party liability insurance, vehicle personnel liability insurance, theft insurance; The riders mainly include:

    It does not include deductible special insurance, spontaneous combustion loss insurance, glass breakage insurance, scratch insurance, etc. It is best to take out insurance.

    When choosing car insurance, you should pay attention to the risks you may encounter, and then choose a car insurance product according to your needs. You can choose to buy according to your personal situation and needs, and some types of insurance can be left out to reduce the cost of car insurance.

    Hope it helps.

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