Have a little spare money and want to manage your finances, is Ping An Fortune reliable?

If you need to invest in wealth management, recommend ABC wealth management products, and purchase ABC wealth management products according to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Personal Service-Investment and Wealth Management-Bank Wealth Management", and filter the product information you need according to your needs.

Since May 27, 2016, the personal online banking and palm banking channel "Kuaiyibao" has been renamed as "ABC Kuaiebao", and the contracted product has been changed to "ABC Dividend Daily Settlement A (000907)", and the contract is signed with the first business, that is, the first business is signed at the same time, and the functions of regular investment, intelligent regular investment, combination, and quick redemption are opened.

The new product supports T+0 real-time redemption, daily settlement of income, and supports the setting of automatic balance transfer, linked credit card and personal loan transfer, and the minimum value of the minimum retention amount is 100 yuan.

The counter contract is still the old "Kuaiyibao", and you need to terminate the old product before you can sign the new product "ABC Kuaiyi eBao".

How to set up the quick e-treasure business in the personal palm bank: enter the personal palm bank, select "Investment" - "ABC fast e-treasure", and click the setting icon in the upper right corner of the home page to enter the setting homepage. You can cancel the contract of "ABC Express e-Bao", change the bound mobile phone number, enable the automatic transfer in of the balance of the closed balance, and turn off the automatic transfer out.

Jack Ma's Ant Financial is recommended.

Ping An has a reliable Wangcai product, and the income of Wangcai is a 7-day annualized rate of return, which is 2 to 3 times higher than the bank interest in the same period, and can be withdrawn flexibly.

Money that is not used for a long time can be stored in the treasure of Ping An with considerable interest, from 28 days to 36 months. Ping An Bank, full name Ping An Bank Co., Ltd.****, is a cross-regional joint-stock commercial bank controlled by Ping An Insurance (Group) Co., Ltd. **** of China, and is one of the 12 national joint-stock commercial banks in Chinese mainland. With a registered capital of RMB 100 million and total assets of nearly one trillion yuan, it is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An of China") and its holding subsidiaries hold a total of about 100 million shares of Ping An Bank, accounting for about 100 million shares, and are the controlling shareholders of Ping An Bank. Ping An Bank's Wangcai product is a wealth management account, which is after you open your own Wangcai account on the official app of Ping An of China and bind it to a bank card. You can deposit the money on the card into the Wangcai account at any time, or you can withdraw cash from the Wangcai account to the bank card at any time, and the income of Wangcai is slightly higher than that of Yue Bao, which is higher than the ordinary savings of the bank.

Ping An Wangcai is an investment and wealth management product, belonging to Ping An Group's currency ** financial products, the previous name is also called Ping An Dahua Daily Profit Currency**, compared with Alipay's Yue Bao, Ping An Wangcai has higher security, better and stable financial income, almost no net income is negative, is a very good current financial product.

Wealth management is divided into corporate finance, institutional finance, personal finance and family finance. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management. "Wealth management" is often used in conjunction with "investment and financial management", because "financial management" has "investment" and "investment" has "financial management".

The so-called financial management is not only about investing money outward, being invested is also a kind of financial management, and if you don't know how to be invested, you don't know how to manage money better.

First of all, the senior sister can tell you for sure that the wealth management products in Ping An Insurance Company can be bought and are reliable. Those who have a certain understanding of insurance should know that we will sign an insurance contract when we buy insurance. This insurance contract in black and white is legally effective and protected by national laws, so you basically don't have to worry about the reliability of insurance.

Some friends feel that insurance is unreliable, maybe they are not very familiar with insurance, or they have listened to the words of the insurance person, resulting in the actual income not matching what is said.

In addition, in our country, all insurance companies will be supervised by the China Banking and Insurance Regulatory Commission. Moreover, the China Banking and Insurance Regulatory Commission (CBIRC) has set certain standards for the solvency of each insurance company.

The specific criteria are as follows: 1. The core solvency adequacy ratio shall not be less than 50%; 2. The comprehensive solvency adequacy ratio shall not be less than 100%; 3. The comprehensive risk rating is B or above. If it does not meet any of the above requirements, it is a solvency company.

Since Ping An has many subsidiaries, let's take Ping An Life Insurance Company as an example. According to Ping An Life's solvency report for the third quarter of 2022, its core solvency adequacy ratio is a comprehensive solvency adequacy ratio, and the comprehensive risk rating in the first and second quarters of 2022 is BB. All the data meet the standards stipulated by the CBIRC.

Finally, if you want to know more about Ping An Insurance Company's partners, you can take a look at this: How is Ping An Life, what products are there, which ones are good, and what problems are worthy of in-depth analysis?

That's all I have for this issue, I hope it helps!

The wealth management products of insurance companies are also reliable, and most of them can achieve the expected returns, but now the extreme situation may not achieve the expected returns or losses.

1. Bancassurance wealth management products are provided to customers through common sales channels by banks, postal services, ** organizations and other financial institutions in cooperation with insurance companies; Bancassurance wealth management products are the mutual integration of different financial products and services, complementing each other and developing together.

Tips: The above explanations are for reference only and do not make any suggestions. The relevant products are issued and managed by the corresponding platforms or companies, and the Bank does not assume the responsibility for the investment, redemption and risk management of the products.

Before making any investment, you should ensure that you fully understand the investment nature and risks involved in the product, and carefully evaluate the product in detail before making your own judgment on whether to participate in the transaction.

2. Ping An Bank has launched a variety of wealth management products to meet the needs of investors, and the expected returns, investment directions, and risks of different wealth management products are different.

Ping An Fortune Treasure belongs to the currency**, which can be found on the Tiantian** platform. This **7-day annualized rate is about 3%, which is much higher than similar kinds. So, is Ping An Fortune safe? Let's take a brief look at the following.

Is Ping An Fortune safe?

First, from the perspective of risk level.

According to the product page, the risk level of Ping An Fortune is "low risk". As we all know, currency ** is not principal-protected, but its probability of loss is not high, so investors do not need to worry too much.

Second, from the perspective of historical situation.

Ping An Fortune Treasure belongs to the currency**, the currency ** has not lost in history, and the worst Songyou Yu situation is only a reduction in the expected return, just like the current Yu Yu Bao, its principal security is still very high.

Third, from the point of view of the first scale.

As of the end of the first quarter of 2019, the management scale of Ping An Fortune Treasure** was about 58.7 billion yuan. The size of this currency** is relatively modest, and there is no risk of liquidation.

Fourth, from the perspective of investment direction.

Ping An Fortune mainly invests in assets such as interest rate bonds and bank deposit certificates. Interest rate bonds have a high credit rating, basically rarely default, not to mention the safety of bank deposits, so the risk of this currency ** is relatively low.

Fifth, from the perspective of historical performance.

Ping An Fortune Treasure was established in 2014, and its performance in recent years has been quite good, with an increase in the past year, ranking in the top 1 10 in the same category.

Well, that's all for the analysis of Ping An Fortune Treasure, I hope it will be helpful to everyone. In general, there are no major problems with the security of this currency**. Warm reminder, financial management is risky, investment needs to be cautious.

You should ask: Are wealth management products reliable? As a leading boss of comprehensive finance, Ping An, only one company made a profit in the second half of the year, and there was no increase in dividends, so you can buy it with confidence.

It may be that the withholding agreement signed by the bank and the platform has been triggered, and then you can use the rules to deduct the money from the account, and it is recommended to call the police to deal with it quickly.

On the account management page, the debit card can only add debit cards that have not been registered to the electronic channel through the counter, and the registered account can only query the balance and details, and cannot carry out transaction operations such as transfer and wealth management.

Debit cards are divided into transfer cards, special cards, and stored-value cards according to different functions, and debit card transfer cards have the functions of transferring, depositing and withdrawing cash and consumption.

Log in to Ping An Fortune, then enter the mobile phone number, click on the forgot password, and then get the password back, if you keep sending text messages to have a verification code, it means that it is still the current mobile phone number, if not, then you have to log in to Ping An Wealth inquiry or bank inquiry.

Ping An Bank's wealth management is reliable. The reason is that the credit rating is the highest, and savings deposits are based on bank credit, while although certificate treasury bonds are also sold over the counter of commercial banks and postal savings and exchange bureaus, they represent national credit and belong to zero-risk investment varieties.

There are many sales outlets, and it is easy to buy. There are 40 banks and postal savings bureaus across the country, and nearly 80,000 outlets handle the sales and redemption of certificate-type treasury bonds, and most urban and rural residents can purchase certificate-type treasury bonds nearby. Flexible monetization and good security.

Although certificate treasury bonds cannot be listed and traded, they can be redeemed in advance, and in case of special needs, they can also be cashed out at the original purchase outlets at any time; If the relevant vouchers are accidentally lost, they can go to the original purchase outlet to go through the loss reporting procedures to ensure the safety of the creditor's rights.

Preferential returns, the redemption income of certificate treasury bonds held at maturity is higher than the actual income of deposits of the same maturity after paying taxes; The interest is calculated according to the interest rate set for early redemption according to the holding time, which is much higher than the early withdrawal income of bank deposits. For high-end customers, protect the principal: This product is sold to high-end corporate and individual customers, and is a low-risk product with guaranteed principal, which can bring stable income to customers during the financial period.

Professional management, risk controllable, invest in bonds and money market instruments with high credit rating and good liquidity in the interbank market, and strictly control risks through a variety of measures to ensure that investors obtain stable returns.

Relying on Ping An Group's advantages in all fields, all industries and all licenses and resources in the industry, Ping An Bank is in a leading position in the industry in terms of the reliability of capital guaranteed wealth management.

However, it also varies from person to individual, and there are also some issues to pay attention to when buying financial management: 1. The specific rebate method is only one return or every year. 2. When can the principal be returned?

Withdraw at any time or on a regular basis. How long is the return period. 3. According to the conditions you described, whether to sign a written agreement.

4. When signing the agreement, please read and understand the terms carefully.

I think this bank is still quite good, basically the service attitude is very good, and the products in it are not always loss-making, you can buy them, and they are also very reliable.

Ping An Enterprise Bank is very reliable, because it is a very large enterprise company, so the wealth management products are also relatively good.

Ping An Enterprise Bank is still very good, and it is also a very powerful bank, with a very good background and strength.