I don t want to pay in installments, I pay directly, what should I do? Please help me

Installment payment is a common payment method for modern people. Many times, we want to buy a product or enjoy a service, but we don't have enough funds for the time being, so we can use the installment payment method to transfer the payment pressure to a later period of time. There are many installment payment platforms on the market, but how can you choose the right one for you?

First of all, we need to determine the amount of funds we need, if you need a small amount of funds, you can choose some loan platforms with a lower amount. If you need more money, you can focus on platforms with higher loan amounts.

Secondly, we also need to take into account the number of installments we want to install, and most of the loan platforms on the market have an installment period of between 3 months and 3 years.

The most important point is that we need to choose some regular big brands, and the loan products launched by regular platforms will be more reliable and formal.

Among them, Du Xiaoman Finance's money is easy to apply, fast to lend, flexible to borrow and repay, and users can take the initiative to apply. The interest fee for money is transparent, the interest rate of big brands is reliable, and the maximum borrowing amount is 200,000. (Click to enter the official money to spend more information).

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

I don't want to pay in installments, I pay directly, I can pay in full.

Summary. If you don't want to pay in installments, you don't need to divide it.

If you don't want to pay in installments, you don't need to divide it.

According to national regulations: if you don't want to touch the beam in installments, you don't need to divide it. Financial law includes the following internal models:

1. People's Bank of China Law; 2. Banking Supervision and Administration Law; 3. Commercial Banking Law; 4. ** law; 5. Insurance Law; 6. Negotiable instruments law; 7. Anti-money laundering law; 8. Regulations on the Administration of Renminbi.

Legal basis: If you don't want to pay in installments, you can skip the split. Law of the People's Republic of China on the People's Bank of China Article 2 The People's Bank of China is the leading bank of the People's Republic of China.

Under the leadership of the People's Bank of China, the People's Bank of China formulates and implements monetary policy, prevents and defuses financial risks, and maintains financial stability. Article 31 The People's Bank of China monitors the fortunes of the financial market in accordance with the law, exercises macroeconomic regulation and control over the Zaoshan financial market, and promotes its coordinated development.

What should I do if I just applied for an installment but don't want to do it?

Which platform. This is a cardless installment for me, and the order status has been released.

Can this still be canceled?

No more. Originally, she didn't tell me in advance that the interest rate was so high.

Interest is one-third of the principal.

Is there no other way?

Nope.

It's just that it can't pay the money, it doesn't involve a criminal offense, and it won't be investigated for criminal responsibility. However, it is recommended to repay the loan aggressively, and if you are sued, you will incur liquidated damages, penalty interest, etc. If the installment is not repaid, it is recommended to repay the arrears as soon as possible, resulting in serious overdue will face:

1. Bear high overdue fees. For overdue fees, different online lending platforms have different names and different charging standards. Whether it's called overdue penalty interest, overdue management or other various names, the fees are very high.

Therefore, if you have the ability to repay the loan on time, you should never overdue.

Withstand the fancy collection of the platform. If it is overdue for a long time, the platform's customer service will seriously warn that it will face serious consequences if it is overdue; After a long time of overdue, the platform no longer persuaded each other and began to take practical action. The credit of the People's Bank of China produces stains.

At present, most online lending platforms have not yet been connected to the credit information system of the People's Bank of China, but access to the credit information of the People's Bank of China has become an inevitable trend. In the future, if the online loan platform fails to repay the loan overdue, it will be recorded in the credit information system of the People's Bank of China in the same way as bank loans and credit card overdue, resulting in credit stains. If the previous consequences are just disgrace, then the stain on the credit will affect the actual life, if you want to buy a house, you can't get a loan, you can't get a mortgage if you want to buy a car, and so on.

The defendant goes to court. After the loan is overdue for a long time or deliberately does not repay, and the amount exceeds 2,000, it can already constitute a crime of fraud, and there is a risk of being sued by the online loan platform in court. Once the court rules in favor of the online lending platform, the borrower will have to pay the litigation costs and huge fines of both parties in addition to the amount that needs to be repaid, and even face jail time.

Finally, it is recommended that you repay the loan as soon as possible, or you can negotiate with the creditor to reduce the repayment amount of each installment to ensure that the repayment is made on time.

Extended information: Late instalment payments do not fall within the scope of civil litigation, and under normal circumstances, you will not go to jail. If the creditor files a lawsuit with the court and applies for a payment order to require the debtor to perform its obligations, and the debtor fails to perform its obligations within the specified time limit, the creditor may apply to the court for compulsory enforcement.

The legal basis involved: The Civil Procedure Law of the People's Republic of China stipulates as follows: 1. Article 214 If a creditor requests the debtor to pay money and valuables, it may apply to the basic people's court with jurisdiction for a payment order if the following conditions are met:

1) The creditor and the debtor have no other debt disputes;

2) The payment order can be served on the debtor.

The application shall clearly state the amount of money or valuable ** requested, the facts and evidence of the ridicule.

Summary. Hello, ask for help from friends and family.

If you have a credit card installment and can't afford to repay it, it's best to confess to your family and ask for help to see if you can borrow money and then apply for an early termination of the installment. Pay off the instalment as soon as possible, and then increase your income by working to repay your friends and family.

What should I do if I can't pay in installments?

Hello, you can't get anything on the installment here.

Hello, ask for help from friends and family. If you have a credit card installment and are unable to repay it, it is recommended that you confess to your family and ask for help to see if you can borrow money, and then apply for early termination of the installment. Pay off the instalment money as soon as possible, and then increase your income by pretending to be a worker, and repay it to your friends and family.

If you have any other questions, please continue to contact us.

If you don't pay in installments, you will not be sued, but you will be charged late fees and interest, and your credit will be affected. Credit card installment refers to the process in which the bank pays the cardholder a one-time payment to the merchant for the consumption funds of the goods purchased by the cardholder when the cardholder uses the credit card to make a large purchase, and then allows the cardholder to repay the loan to the bank in installments.

Legal basis: Article 39 of the Labor Contract Law of the People's Republic of China provides that the employer may terminate the labor contract if the employee falls under any of the following circumstances: (1) it is proved that he does not meet the employment requirements during the probationary period; (2) Seriously violating the rules and regulations of the employer; (3) Serious dereliction of duty, malpractice for personal gain, causing major harm to the employer; (4) The worker establishes labor relations with other employers at the same time, causing a serious impact on the completion of the work tasks of the unit, or refuses to make corrections after being proposed by the employer; (5) The labor contract is invalid due to the circumstances provided for in Item 1, Paragraph 1 of Article 26 of this Law; (6) Those who have been pursued for criminal responsibility in accordance with law.

Credit card installment payment refers to the business in which the cardholder uses the credit card to make a large-scale purchase, the card-issuing bank pays the merchant a one-time payment for the consumption funds of the goods (or services) purchased by the cardholder, and deducts the consumption funds in installments (months) through the cardholder's credit card account according to the cardholder's application, and the cardholder repays the amount credited in each period (month). Installment payment is also a way of one-time consumption and installment repayment, which first arose from European and American countries, and has spread to China in recent years, coupled with the vigorous implementation of major banks, installment payment is popular among young people. In fact, this is a risky consumption model, in the case of their ability to repay, you can use installments, if you are not able to repay and wanton early consumption, it will be lighter is credit risk, more serious demolition of the east wall to make up for the west wall, and eventually a family is ruined.