How to manage your finances more effectively during the financial crisis?

The big market and the prospect industry are nothing more than the energy, communications, and financial industries.

The small market, which is more promising, is the industry that is needed by the public and has a high degree of consumer loyalty, such as catering, retail, and production.

Whether it's a job, or a business! You need to choose your interests, find your strengths, and discover your strengths.

1: Consider your interests, do what you love the most, and only make work fun. You can better develop in this industry.

2: Analyze the experience you have and do what you do best. The identity of an expert will make you handy in many things.

3: Here we emphasize the relationship channel, which depends on the accumulation of social life. One more channel equals one more opportunity. Fortune often depends on relationships. This is not without reason...

My opinion and my approach is:

1. Compound interest to make money. That is, this is the profit, the profit rolling. It is equivalent to putting money at usury, and when you get the profit, you will go to the capital.

2. Duplex to make money. A person with three heads and six arms, and he does not earn much, so many people work for you, many roads earn money for you, and many places make money for you.

3. Use others to earn money for you, liberate yourself, and have time to learn how to make money quickly.

4. Will use the power of capital.

5. Use the power of connections.

6. Be able to use the power of leverage: for example, borrowing the power of others and borrowing the power of capital ......Partner, co-entrepreneurial ......

7. Open source and reduce expenditure!

8. The parasitic method, that is, borrowing large enterprises, can also be a joint stock!

Analyze it, analyze it, and make a lot of money. What you are good at, naturally, is what you are easy to harvest. To start a business, you must first position yourself and the market.

Choose the road to riches according to your characteristics, the principle is the same, diligence, monograph! If it will be successful. That must include your hard work in the value of the ascension.

To grasp your social relationships, of course, is to use them. If there is not much relationship, it is generally an industry with relatively high consumer loyalty, which is not easily affected by the relationship and difficult to intervene. Including, catering, entertainment, production and other industries.

If you want to be an individual, then the campus shop, 2 yuan shop, and catering industry are the fastest industries with the fastest results of small investment today. And the size is more flexible. More money can be expanded.

If the capital is small, there is almost no investment in night markets and stalls. Of course, you can also choose to open a store online.

Brother, you are a question that everyone is thinking about, everyone wants to know. But you know what? A person who can make money, a smart person, a person who has suffered will not be asking this question anymore.

You may still be confused. I don't know how to make money. Actually.

The line is the champion. There are so many people in this world, and this China is so big. In fact, there is a lack of everything.

Money is not in a hurry, and the truth of success is always in front of you, that is: only if you suffer hardship, you will become a master!

It's my personal opinion, the most popular industry is the hard-working industry.

The global economic recession has made everyone panic, the arrival of the financial crisis, since 2008, the economy has become more and more prosperous, and now affected by the Li Wang epidemic, coupled with the U.S. economy, has brought the best of the best to make people panic, and they are looking for a way to invest in something to preserve their value. I think that if the financial crisis comes, then it will be possible to invest in things that are more valuable, such as **, bonds**, etc., as well as daily necessities, land and houses. Extended Resources:

One**. ** is a thing we are more familiar with, since ancient times it can be said to be hard currency, basically** the value will continue to increase in value, even if it is encountered, god-shaped financial crisis, storage or** is also a very good choice, but when the financial crisis comes, most people will choose to buy** to hedge, then the price of gold will generally ** a lot, but with the continuous reduction of **quantity, it's ** will inevitably **, and it has, cash value, So it's a better investment in a recession.

2. Bonds, convertible bonds, etc. In addition, I think it is also very good to have a few more ** in hand, because when the financial crisis, so full, the whole environment, the economic conditions are relatively depressed, then**these will fall a lot, if you have enough cash on hand, then you can buy one or two of your favorite **, and then slowly wait for it to rise, then there will be a good income. Of course, convertible bonds and bonds are more recommended, because when the economy is bad, people's debts will increase a lot, so there will be a lot of room to invest in these.

3. House, land, daily necessities, etc. House and land, I think it's an eternal topic, because after all, there are more people and less land, and houses and land have always been the most expensive in our country, so when the economy is in recession, we can call Xie Xin's poor economic environment, and then use the money on hand to buy some real estate or land, and when the economy recovers, you can sit and wait, and you can invest in some daily necessities, because when the economy is in recession, people's expenses will be reduced, so daily necessities, they must be used, So basically, it won't be affected too much, so there will be a good income if you invest in this area.

In fact, in my opinion, in addition to investing in the above several more valuable things, of course, it is best to keep some cash in hand, because at any time can not avoid the fact that "cash is king", but we can't put money in the bank, because we should all find that the interest rate is getting lower and lower, so it is very likely that not only will there be no interest but also shrink a lot, and the current economic turmoil, There is no guarantee of what will happen in the future.

The first thing to do is to hold your money bag tightly.

For investors with deep sets, if the investment is more than 80% of all spare money, they must cut the meat and reduce their positions to 30% or 40% in order to keep more principal and create initiative for buying cheaper assets when deflation arrives in the future. For investors holding cash, all that is needed now is to preserve capital and lock in returns. The easiest way to protect capital is to deposit in the bank, rather than buying the bank's capital protected wealth management products.

The bank's capital protection often makes you lose interest, and some of them only protect the foreign currency, and you will also lose the principal. The items that lock in income are treasury bonds, guaranteed large enterprise bonds, bank fixed-term and a small amount of principal-guaranteed fixed income wealth management products.

Housing prices**, be cautious when investing in real estate.

The source of this financial turmoil was the bursting of the housing bubble in the United States, the exacerbation of the subprime mortgage crisis. It can be seen that the destructive power of the bursting of the real estate bubble is very large. For small and medium-sized investors, real estate is a high-risk investment.

The price of gold jumps up and down, and investment is appropriate.

In the past, whenever a crisis occurred, ** would be favored by investors for its value preservation function. However, this year, at the time of global finance, the price of gold has often jumped up and down, leaving investors at a loss, and even financial experts are confused. However, experts agree that the recent ** and other ***** show that even if it is one of the most powerful anti-risk **, it is difficult to stand alone in the bear market.