How much is the amount of Ant Borrowing for the first time?

The Ant Loan limit is based on a comprehensive assessment of your account situation, and the limit of different accounts may be different, and the limit of the same account will also change in real time, and the final amount of your loan limit shall prevail.

Hello, the amount of borrowing is comprehensively assessed by the system according to your consumption and repayment, etc., which is dynamically changing, and there is no way to manually raise the amount. Similarly, if you use a money to spend loan, the amount of money to spend is determined by the system based on your personal credit record and the use of your money account. Therefore, if you maintain good usage habits and personal credit records, it is beneficial to increase the limit.

This answer is provided by Youqian Hua, I hope it will be helpful to you. As a credit brand under Du Xiaoman Finance (formerly Finance), Youqian Hua brings users convenient, fast and reassuring Internet credit services, with a maximum borrowing limit of 200,000 yuan.

With the increase in the number of Alipay users, there are more and more users who open borrowing. The borrowing limit has always been a concern for borrowers.

The borrowing limit is comprehensively assessed according to your account situation, the limit of different accounts may be different, and the limit of the same account will also change in real time, and the final credit limit shall prevail according to your credit limit. At present, the maximum amount of borrowing is 300,000 yuan.

If you have met the conditions for borrowing, you can click the [Ant Borrowing] - [My] - [My Limit] page to check your quota.

If your borrowing quota is not enough, you can also consider other reliable big brands, such as Tencent Micro Loan and Du Xiaoman Finance. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

The amount of borrowing for the first time is not high, and the amount that may be given for different personal qualifications is the same, and the general amount is 5,000-20,000 yuan when borrowing is just opened. However, as the number of uses increases, the amount of borrowing will increase.

The initial amount of the first application of Ant Borrowing

Because the loan amount of Ant Borrowing ranges from 1,000 to 300,000 yuan, and the loan amount is completely determined by the system, here is an analysis of the reasons for the first application to obtain the following amount.

1. The first application amount: more than 1,000 yuan and less than 10,000 yuan.

Reason: The user just happens to meet the conditions for opening Ant Borrow, and the system judges the personal credit qualification as an ordinary user, that is, a user who has little borrowing demand and an average repayment ability.

2. The first application amount: more than 10,000 yuan.

Reason: If the user has a high Sesame credit score, and has used Alipay products such as Huabei and Yuebao for a long time, and the user has complete personal information and good credit qualifications, he can also get a loan amount of tens of thousands for the first time.

How to increase the initial amount of ant borrowing

1. Complete personal information, such as academic certificates, property certificates, etc., which will help improve the Sesame Credit Score, and a higher Sesame Credit Score is conducive to the automatic increase of the system.

2. Frequently use Ant Borrowing, use Ant Borrowing many times in the current loan amount, and repay on time, so that the system will judge the user's borrowing behavior as a user in need, so as to take the initiative to raise the amount to the user.

3. Take the initiative to apply for a quota increase, if the initial application for Ant Borrowing is too low, you can take the initiative to raise the amount yourself, and click to increase the quota on the Ant Borrowing interface, and you can take the initiative to raise the amount.

4. Use Alipay more, online consumption, offline consumption, or recharge phone bills, pay water, electricity and gas bills and other living expenses, all use Alipay, the system will judge that the user is an active user, and the asset situation is better, so as to actively help users raise the amount.

The first application limit of Ant Borrowing does not represent the final loan amount, even if the first application limit is only 1000, the amount can be increased through a series of methods of raising the amount. However, it should be noted that after increasing the limit, it does not mean that everyone can borrow money at will, otherwise excessive overdraft consumption will sooner or later taste the bitter consequences.

For most people, the amount of Ant Borrowing is only a few thousand yuan, and the amount of tens of thousands will be relatively small. However, with the continuous use in the later stage, the user's limit will continue to increase, and the interest rate of the loan will continue to decrease, so you must use it often after opening the loan.

In addition to increasing the limit when you use it often, you can also increase the amount of borrowing by using more products in Alipay at ordinary times, such as using your spare money to buy Yue Bao or Yu Libao; In normal times, you use Huabei more to shop, and you can use Alipay to return your credit card, all of which can increase the amount of borrowing.

Ant borrowing supports borrowing and repaying at any time, but the maximum repayment period is 12 months, there is no restriction when borrowing, interest is charged on a daily basis after borrowing, and the borrowing interest rate will be displayed on the page, which is generally different for everyone. The borrowing interest rate is determined based on the individual's comprehensive information.

If you can't repay the loan in time, the amount of the loan will be reduced, if you don't repay it for a long time, the loan will be closed, and the overdue record will be uploaded to the credit information center.

The amount of borrowing is determined by Alipay's review of the borrower's comprehensive qualifications, which is different for each person, and the maximum amount is 300,000 yuan. The borrower's Alipay usage behavior and Sesame Credit score account for a relatively large weight in Alipay's assessment system for users, and generally the better these two performances, the higher the loan amount.