What is the maximum amount to borrow? Is there a cap?

With the increase in the number of Alipay users, there are more and more users who open borrowing. The borrowing limit has always been a concern for borrowers.

The borrowing limit is comprehensively assessed according to your account situation, the limit of different accounts may be different, and the limit of the same account will also change in real time, and the final credit limit shall prevail according to your credit limit. At present, the maximum amount of borrowing is 300,000 yuan.

If you have met the conditions for borrowing, you can click the [Ant Borrowing] - [My] - [My Limit] page to check your quota.

If your borrowing quota is not enough, you can also consider other reliable big brands, such as Tencent Micro Loan and Du Xiaoman Finance. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.

Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

Alipay's ant borrowing? The highest is 300,000.

Hello, the amount of borrowing is comprehensively assessed by the system according to your consumption and repayment, etc., which is dynamically changing, and there is no way to manually raise the amount. Similarly, if you use a money to spend loan, the amount of money to spend is determined by the system based on your personal credit record and the use of your money account. Therefore, if you maintain good usage habits and personal credit records, it is beneficial to increase the limit.

This answer is provided by Youqian Hua, I hope it will be helpful to you. As a credit brand under Du Xiaoman Finance (formerly Finance), Youqian Hua brings users convenient, fast and reassuring Internet credit services, with a maximum borrowing limit of 200,000 yuan.

The current maximum amount of borrowing is 300,000 yuan, and its interest rate is in between, and interest is calculated on a daily basis. There are two ways to borrow and withdraw the amount:

1. Take the initiative to apply for a quota increase: The borrower will conduct a comprehensive evaluation according to the user's usage and account situation, and open the entrance to the quota increase for users who meet the conditions, and the user can apply for the quota increase when he enters.

2. Automatic amount increase: The system evaluates the user's accounts from time to time, and then automatically raises it".

Extended Materials. 1. Introduction to borrowing.

"Credit Loan" is a loan service launched by Alipay. Depending on the difference in sesame scores, users can apply for loans of varying amounts. The maximum repayment period of the loan is 12 months, the daily interest rate is at the daily interest rate, and it can be repaid with a [1] loan.

On January 9, 2018, due to excessive leverage, in violation of the relevant regulatory regulations of the central bank, he voluntarily closed some user accounts and controlled the loan balance. According to reports, on November 8, 2021, "Alipay" was renamed "Credit Loan". In response, Alipay customer service responded that in order to help you get a clear picture of the actual consumer credit provider, the consumer credit service provided by independent financial institutions with Ant has been updated to "Credit Loan", showing the name on the financial institution's credit loan page.

After this adjustment, the original loan, audit, repayment and other services will not be affected.

Second, the service introduction.

"Borrow" is a loan service launched by Alipay. The threshold for application is more than 600 sesame seeds. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan.

The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is. At present, the consumer loans launched by e-commerce giants are mainly aimed at the stage of the e-commerce platform's consumption scenario, but with the continuous accumulation of personal credit data, personal credit loans in non-consumption scenarios have also been launched. Here's the actual experience of increasing the amount:

1.(Periodically) deposit Yue Bao or Trillion Treasure Treasure, deposit amount of 15000+, can be withdrawn after 10 days, generally in 1 -10 days;

Complain about Uncle Jack Ma. One of the reasons why I'm not optimistic about these Internet companies engaged in finance is that they don't have the experience of receiving users who can't distinguish between interest and fees. This part of the business will naturally have an impact on similar businesses in banks.

After all, the scale of several Internet giants exists. But not every industry is suitable for the Internet. The amount is too small, and the principal is repaid in installments.

It is a small chicken rib, which is destined to be difficult to replace the status of traditional finance.

Operating environment. Mobile phone Huawei.

Alipay (Yue Bao) borrowing.

At present, the maximum amount of borrowing is 300,000 yuan, and its interest rate is between, and interest is calculated on a daily basis. There are two ways to borrow and withdraw the amount:

1. Take the initiative to apply for a quota increase: The borrower will conduct a comprehensive assessment according to the user's usage and account situation, and open the entrance to the extinct line of quota withdrawal for users who meet the conditions, and the user can apply for the quota increase when he enters.

2. Automatic quota increase: The system evaluates each account of the user from time to time, and then automatically increases the limit, which cannot be manually intervened.

Borrowing is a borrowing service for personal consumption launched by Chongqing Ant Shangcheng Micro Loan, a subsidiary of Ant Financial, which can meet the user's demand for funds, and the borrowing is measured by the sesame score to control the amount of the user's borrowing, with a maximum repayment period of 12 months, and the daily interest rate of the loan is that the user can borrow and repay at any time; On January 9, 2018, Borrower violated the relevant regulatory regulations of the central bank due to excessive leverage, and voluntarily closed some users, and since then, the risk control of Borrower has become more and more stringent.

At present, the threshold for borrowing is required to be more than 600 sesame points, and the loan amount that users can apply for ranges from 1,000 to 300,000 yuan; Originally, the consumer loans launched by e-commerce giants were mainly aimed at installments in the consumption scenarios of the platform itself, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another.