Can I open online banking at the age of 16? Can a 16 year old apply for online banking?

Updated on society 2024-03-22
7 answers
  1. Anonymous users2024-02-07

    If you want to apply for the professional version of China Merchants Bank's online banking, you need to be at least 18 years old to apply, but there is no age limit for the public version of online banking and mobile banking, and you can log in directly without applying separately.

  2. Anonymous users2024-02-06

    OK. The steps to open an online banking account at a bank are as follows:

    1. Bring your ID card and bank card to the bank branch to fill in the form.

    2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification.

    4. Note: Keep in mind the online banking login password and avoid logging in to personal online banking in Internet cafes and other places.

    You can also apply for online banking through the following methods, and the operation method is as follows:

    Step 2: To log in to the online banking system for the first time, you need to install the online banking security control. After the installation is completed, please use the "Online Banking Login Username" obtained at the counter registration, the reserved "Login Password" and the dynamic password to log in.

    Step 3: After logging in successfully, go to the Change Username and Password page.

    Step 4: Enter a new username and password, and after the system is verified, you can enter the welcome page for normal login (as shown in the figure below). This page displays a welcome message, which is a simple and effective way to improve your ability to identify fakes**, and you can reserve or modify your welcome message under "Service Settings".

  3. Anonymous users2024-02-05

    First of all; 16 years old can open online banking, only ICBC can open it, other banks require 18 years old.

    To open online banking, you can open the following information: 1. Bring your ID card to the bank counter. 2. Explain the opening of online banking, and then the bank will fill in the form for me. 3. Write your name, ID card and mobile phone number. 4. Submit it to the counter for verification, and then you need to sign it. 5. Then, after the online banking card is handled, you need to set a password yourself, repeat the password-free, and the handling is successful.

  4. Anonymous users2024-02-04

    Hello according to the bank's regulations.

    Those under the age of 18 are not allowed to apply for online banking business.

    You can get a bank card OK.

    The same bank card can be bound to Alipay.

  5. Anonymous users2024-02-03

    No, you cannot.

    Only debit cards can be opened at the age of 16.

    Internet banking is not allowed.

    So wait until you're old enough to do it.

    Or ask your family to apply for a card and open online banking for you to use.

  6. Anonymous users2024-02-02

    1. Minors under the age of 18 can apply for bank cards.

    2. Description: 1. The applicant is under the age of 16 and needs to apply for a bank card accompanied by a parent (guardian), or a parent (guardian) will handle it on his behalf. (You need to present the valid ID cards of you and your guardian, as well as the household registration book showing the guardianship relationship or other valid certification materials issued by the local public security organ).

    2. If the applicant is over 16 years old but under 18 years old, the applicant can directly apply for a bank card at the bank counter with the original ID card.

    3. Requirements for applying for a card and opening online banking:

    1. Minors over the age of 16;

    2. Must have household registration certificate information, usually household registration book or resident ID card. For those who do not have the above two documents, they can also apply for a birth certificate or an only child certificate;

    3. For banks that cannot handle online banking independently, minors must go to the bank counter to apply for a bank card accompanied by their guardians. Guardians must bring a valid ID.

  7. Anonymous users2024-02-01

    I can responsibly tell you that ABC can open a card at the age of 16 and open online banking and mobile banking.

    It is recommended to use ABC bank cards and online banking.

    There are more functions, it is relatively safe, and there are many outlets, and 90% of the business can be handled at home.

    For example, payment, transfer and remittance, shopping, deposit or withdrawal, buy**, etc.) There are also transaction inquiries, and you can even check your cards and passbooks in other banks.

    The process of handling online banking at Agricultural Bank of China.

    If you are over 16 years old, please bring your ID card to the bank (Agricultural Bank of China conditions).

    If you have a debit card, you don't need to open a new card.

    If not, you need to get a new one, and the cost is 5 yuan.

    The annual fee for a debit card is generally $10.

    It is recommended to use K-Bao, which is safe and convenient.

    The charges are basically the same for each bank, and the Agricultural Bank of China may have an online banking activity (send k treasure) recently, and I don't know if the activity has ended.

    At present, the Agricultural Bank of China has opened mobile Internet banking, and there is no handling fee for inter-bank and non-local remittances.

    If you are under the age of 16, you must bring your household registration booklet and be accompanied by your parent (parents need to bring their ID cards).

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