What kind of people are covered for?

Generally speaking, both are suitablePeople with a high level of economic conditions, stable income, and as the breadwinner of the familyPurchase.

Because both insurance and life protection, but also has the role of savings, so its functionality will be stronger than pure protection insurance, correspondingly, its premiums will be more expensive, generally more than a few thousand yuan, if the economy is average, income is not very stable friends, may not be able to afford such expensive insurance costs.

In addition, both endowment insurance is a kind of life insurance, which can help the insured transfer the risk of financial loss caused by death, so the family financial pillar can also be considered for allocation.

However, there are many comprehensive insurance products on the market, and you can be clear about your needs when applying for insurance, and then carefully understand the protection content of the product to see if it meets your actual situation.

In the process of buying insurance, you will definitely encounter some professional terms, and the senior sister has sorted out the common professional terms in this article, and friends in need can check it by themselves: super complete! Everything you need to know about insurance is here.

As for which insurance company has the best comprehensive insurance products, there is no accurate answer, after all, each company has its own trump card products, and the content of the settings is different, and it is not easy to draw conclusions.

It's just that when you are insured, if you want to know how the underwriting company behind the product is, you can first take a look at this article, which will mention what aspects to judge whether an insurance company is good or not: when we are looking at an insurance company, what exactly do we want to look at?

Hope. <>

Hello, life and death insurance, also known as "mixed insurance" or "savings insurance", is a kind of insurance that allows the insured to obtain insurance benefits on the condition that the insured dies or survives at the expiration of the insurance period. If the insured dies during the validity period of the insurance after the policyholder or the insured has paid the insurance premium, the insurance benefit shall be paid to the beneficiary; If the insured is still alive at the end of the insurance period, the insurer will also pay the insurance money to him/herself, and after the insurer pays the full amount of the insurance money, the insurance contract will be terminated, and the undue insurance premium after death will not be renewed. The specific type of insurance also depends on the actual situation of the insured, and the insurance that meets the needs of the insured is the most suitable and best insurance, and here is a reference link for you.

What are the main features of comprehensive insurance?

Insurance, also known as life and death insurance, refers to life insurance in which the insurer shall bear the responsibility of paying insurance money in accordance with the insurance contract when the insured dies within the insurance period agreed in the insurance contract, or survives after the expiration of the insurance period.

Types of insurance business:

1. Ordinary insurance: The insurer pays the insurance money regardless of whether the insured dies during the insurance period or survives until the expiration of the insurance period.

2. Double insurance stool: If the insured survives at the expiration of the insurance period, the insurer will pay double the insurance money, and if the insured dies during the insurance period, the insurer will pay twice the insurance money.

3. Pension additional term insurance: if the insured survives at the expiration of the insurance period, the insurer pays double the insurance amount, and if the insured dies during the insurance period, the insurer pays the insurance money according to several times the survival insurance money.

4. Joint insurance: If two or more people jointly insure the insurance, during the insurance period, when any one of the joint insureds dies, the insurer will pay all the insurance money and the insurance will be terminated; If none of the joint insured dies during the insurance period, the insurer will also pay the insurance money at the end of the insurance period, and the insurance money will be jointly received by all the insureds.

Comprehensive insurance is a kind of life insurance, also known as life and death insurance, which means that when the insured dies within the protection period agreed in the contract, or still survives after the expiration of the insurance period, the insurance company pays a certain amount of insurance money to the policyholder in accordance with the contract.

Ultra-complete! Everything you need to know about insurance is here.

1.Features of both insurances.

In general, the common comprehensive insurance on the market includes death or total disability insurance and maturity insurance, and some comprehensive insurance products will also be designed with a variety of traffic accident death and high disability benefits, such as self-driving accident death high disability insurance benefits, water and land passenger transportation accidental death high disability insurance benefits, aviation accident death high disability insurance benefits.

The two balances of rough all-round insurance generally have two characteristics: savings and benefits. Applying for both insurance can not only obtain a certain amount of personal protection, but also be equivalent to a kind of "lump sum deposit" type of savings. For example, if an insured event results in the death or high disability of the policyholder, then the insurance will pay a death and high disability insurance benefit; But on the other hand, if the policyholder survives safely until the expiration of the insurance period, the insurance company will also make a stop to pay a maturity survival payment.

Seeing this, do you know how to distinguish the advantages and disadvantages of the comprehensive insurance contract? If you haven't already, here's what you can't miss:

Teach you to identify those pitfalls in the insurance contract!

2.Precautions for taking out both insurances.

Under normal circumstances, the comprehensive insurance is based on the maturity survival insurance benefit and the death high disability insurance benefit, and the additional critical illness insurance and other types of insurance.

Although both insurance sounds like "life and death", if you want to insure a small partner, you must pay attention to the following points:

1) The protection that comes with the insurance itself does not provide health protection, if there is no health insurance with perfect protection before the insurance is purchased, do not rush to apply for the insurance.

2) If the policyholder does not have much liquidity in his hand, it is not recommended to buy both insurance, because the insurance has savings and is compulsory savings, if in case of an emergency, when the money is urgently needed, it is really impossible to withdraw at all.

About both insurance, the salesman will definitely not tell you!

Introduction: The growing growth of the insurance industry has also introduced many types of insurance suitable for the market. Consumers can purchase the right insurance according to their actual needs.

Common insurances are medical insurance, car insurance, accident insurance, etc. Insurance companies also have two-type insurance, so what is the type of insurance? Yang Quanxing, what are the specific contents of insurance?

1. The content of both insurance is called life and death insurance, and it is often called life and death insurance, or savings insurance. If the insured is still alive after the period agreed in the contract, he or she can get the insurance benefit if he or she does not settle the claim due to physical failure within the effective period of the contract. Under normal circumstances, insurance companies on the market will not sell all insurance alone, and the insurance companies launched by insurance companies are combined with life insurance, which is mainly reflected in the combination or additional sales model.

We say that the comprehensive insurance that we often come into contact with is composed of comprehensive insurance and life insurance, two types of insurance, of which life insurance mainly includes critical illness insurance, life insurance, accident insurance or cancer insurance. The most important protection function of the insurance is to return the maturity of the life. <>

Second, the type of insurance of both-bodied insurance is not a special type of insurance in the insurance industry, but a very common type of insurance. The catastrophe insurance industry is called hybrid insurance. But in fact, both insurance is also life insurance, one of them, but its insurance liability is relatively simple, usually Zhizhi, including survival insurance and death insurance, and does not provide other protection such as illness and accident.

3. The characteristics of both insurancesIf you buy both insurance, you need to pay a certain amount of insurance premiums every year before you can get the corresponding protection, therefore, the insurance has a certain amount of compulsory savings. At the same time, since after the purchase of both-sum insurance, whether the insured still owes debts after the expiration of the insurance period, or if a related accident occurs during the insurance period, the insurance company will return a certain amount of insurance money, therefore, the both-insurance also has a relevant returnability.

Yes, it is an insurance that can protect both survival and death, and this insurance can provide comprehensive protection, and at the same time, it can also be compensated accordingly, and in the event of a death accident, there will also be insurance compensation.

It belongs to life. To put it simply, if you die within the insurance period, you will pay some interest and principal, but the payment period will be very long, and the cost will be relatively high.

Dual-type insurance is a type of life insurance. Both insurance can be understood as managing life and death, and the scope of protection is relatively comprehensive.

This is also a kind of disease insurance, and the scope of insurance is more detailed, which is a more reliable insurance.

This is also a type of insurance with a relatively strong coverage of protection, and there are a lot of insurances in it, and at the same time, ** is also relatively low, so there are many people who choose it.

The main feature of both insurance is that it is extremely saving. Since both the insurance covers both death and survival, it not only protects the beneficiary, but also enables the insured to enjoy its benefits.

Extended reading: [Insurance] How to buy rotten mountain old, which is better, hand hunger to teach you to avoid these insurance"pits"

Dual-endowment insurance is also known as "hybrid insurance" or "savings insurance", and endowment insurance is also known as life and death insurance, which is death insurance plus survival insurance. What are the features of both insurance? Dual-insurance is a type of insurance in which the insured can obtain insurance benefits on the condition that the insured dies or survives at the expiration of the insurance period.

Both insurance is one of the most popular varieties of life insurance, which can be used as a means of saving, as a guarantee for retirement, and can also be used to accumulate a sum of money for special purposes. At present, all kinds of long-term life insurance policies that are widely popular in China are adaptations on the basis of standard life and death policies.

The policyholder or the insured of both insurance shall pay the insurance benefit to the beneficiary if the insured dies during the validity period of the insurance after the payment of the insurance premium; If the insured is still alive at the end of the insurance period, the insurer will also pay the insurance money to him/herself, and after the insurer pays the full amount of the insurance money, the insurance contract will be terminated, and the undue insurance premium after death will not be renewed.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

What are the main high-level special volvite points of the two relatives hall car full insurance?