Will the money from the health insurance card be cleared after retirement?

Updated on society 2024-03-01
16 answers
  1. Anonymous users2024-02-06

    At the same time, most employers pay social security for their employees. Social security, including medical insurance, will be included in the medical insurance card every month according to a certain proportion, like the card to the "small medicine money", so will this money be cleared by the end of the year? The answer is that it will not be cleared.

    The monthly "small medicine money" can be accumulated, and this money can be used in daily life, when you suffer from a minor disease, you can go to the designated pharmacy of the medical insurance card to buy medicines. At the same time, at the time of hospitalization, you can pay the corresponding expenses. Therefore, the "small medicine money" in the medical insurance card will not be cleared.

    There are also some people who believe that when the medical insurance card reaches the end of its useful life, the money in the medical insurance card will be cleared, which is also incorrect. As we all know, whether it is a bank card or a medical insurance card, it has a service life. This age refers to the service life of various cards, not the medical insurance account.

    If the medical insurance card has reached the end of its useful life, then you can go to the relevant department to reissue the medical insurance card. The money in the account will not be cleared due to the replacement of the card. In the eyes of many people, this kind of common sense has become a misunderstanding.

  2. Anonymous users2024-02-05

    It will not be cleared and will increase. After retirement, the Health Insurance Bureau will pay the medical premiums on time so that you can see a doctor.

  3. Anonymous users2024-02-04

    The money from the health insurance card will not be cleared after retirement, because that money will always be yours.

  4. Anonymous users2024-02-03

    The money in the medical insurance card will not be cleared, and the money in the medical insurance card can be accumulated and used to pay for medical expenses. It is important to note that the medical insurance card can be used forever, and the medical expenses can be reimbursed permanently. If you resign in the unit, you can also use it to pay for medical insurance; If the payment is stopped halfway, the medical insurance card will be frozen and cannot be used, but the money in the medical insurance card will not be cleared.

    1. If it is an employee under the age of 45, 2 of the personal contribution part needs to be transferred to the personal account, and 8 of the part borne by the unit is divided into the personal account, that is, the total proportion of the total monthly salary is transferred to the medical insurance account.

    2. As for employees over 45 years old, 2 of the personal contribution part needs to be transferred to the personal account, and 8 miles of the unit burden part need to be divided into the personal account, that is to say, the total proportion of the total monthly salary is transferred to the medical insurance account. However, it is worth noting that employees who are already at retirement age do not need to pay, and their monthly tax is paid to the total salary. 3. The personal part of the cost of medical insurance is about 2%, that is to say, you personally pay 52 yuan per month to your medical insurance card, and the part paid by your colleague company is also to your account, and the monthly money on your medical insurance card is about 78 yuan.

    4. The money in the medical insurance card will not be cleared. There are two kinds of accounts for the medical insurance card: the overall account, the personal account, and in general, there are two kinds of accounts for the employee medical insurance, while the resident medical insurance only has the overall account.

    If the medical insurance payment is suspended for more than 6 months, it can no longer be reimbursed, and as long as there is money in the personal account in the medical insurance card, the balance can also be used to buy medicine, see a doctor, and be hospitalized. 5. Before the 10th of each month, the designated medical institutions will report the cost statement, hospitalization statement and relevant information of the discharged patients in the previous month to the medical insurance agency, and the medical insurance agency will review it as the basis for monthly pre-allocation and year-end accounts. The medical insurance agency pre-allocates the overall expenses of the previous month's inpatient and special disease outpatient clinics** every month.

  5. Anonymous users2024-02-02

    The money in the health insurance card will not be cleared. Although the reimbursement cannot be made after 6 months of the suspension of medical insurance payments, as long as there is money in the medical insurance card, these balances will not be cleared.

    Extended Materials. The social medical insurance card (referred to as the medical insurance card or medical insurance card) is a special card for medical insurance personal accounts, which uses the personal ID card as the identification code to store the personal ID number, name, gender, and the allocation and consumption of account funds.

    The social medical insurance card is generally undertaken by the local designated ** bank, and after the insured unit pays the fee, the local medical insurance department will entrust the bank to pay the personal account part of the personal account at the end of the month to the personal medical insurance card of the insured employees.

    How to use: 1. Scope of use of medical insurance card: When insured employees seek medical treatment and purchase drugs in designated hospitals and pharmacies, they can use the card on the POS machine with the password, but they cannot withdraw cash or transfer money.

    2. Balance inquiry of medical insurance card: Insured employees can inquire about the balance by dialing **, or at the savings office of Bank of China or designated hospitals and pharmacies in urban areas. You can also go online and log in to the social security inquiry system.

    3. Medical insurance card transaction inquiry: Insured employees can go to the savings office of Bank of China to print medical insurance card transaction records with their ID cards and medical guarantees, including the allocation records and consumption records of personal account funds. If you have any questions about the transaction records, you can go to the Retail Business Department of Bank of China to make inquiries.

    4. Medical insurance card password: If the insured employee changes the password, he or she can dial ** to change it, or he can go to the Bank of China Savings Bank with his ID card to change it. If the insured employee forgets the password, he or she can report the loss of the original password and change the password at the Bank of China Savings Bank with his ID card.

    5. Custody of medical insurance card: Insured employees should take good care of their medical insurance card, if they are accidentally lost, please immediately go to the unit to issue a certificate letter and seal it to the medical insurance office for confirmation, and then report the loss to the Bank of China Savings Office with their ID card, and go through the procedures for replacing the card, and you can receive a new card after 7 days.

    6. Note: When the number of medical insurance card transactions reaches 60 times, the insured employees must go to the Bank of China Savings Bank to print the transaction records, otherwise, the use of the card will be stopped. Once the transaction history is printed, the card can continue to be used.

    The medical insurance card is a functional card containing a chip, which is used for identity verification and medical insurance personal account payment when seeking medical treatment or pharmacy consumption. Medical insurance medical records, a kind of medical records, can be used in all medical insurance designated hospitals in the same city, and are used to record medical insurance medical treatment.

  6. Anonymous users2024-02-01

    Generally speaking, the balance of the medical insurance personal account is 0, and there may be the following reasons: 1. I only participated in the endowment insurance and did not purchase medical insurance. For example, if you pay social security in the form of flexible employment, you can only choose to participate in pension insurance, and many people do not choose to buy medical insurance in order to be able to receive a pension and reduce the burden of social security at the same time.

    Although we also have a social security card to participate in the endowment insurance, but we have not purchased medical insurance, the balance of our medical insurance account will naturally be "0". 2. The social insurance paid by the insured is not the social insurance for urban employees as we say, but the social insurance for urban and rural residents. In the medical insurance category, the unit pays 8% and the individual pays 2% every month, and the part paid by the unit goes into the overall account, and the part paid by the individual goes into the personal account.

    If you are insured by social security, then there is no personal account for medical insurance, and the account balance will naturally be "0". (The social security activated by the subject in 14 years should belong to the resident social security) 3. The insured pays social security in the form of flexible employment. If you are insured by urban employee social security and also pay medical insurance, the personal medical insurance account will still be "0".

    The reason may be that the insured person pays social security in the form of flexible employment, and chooses a 4% contribution rate instead of 8% for medical insurance contributions. In terms of medical insurance payment, if you choose to pay 4%, then you will not set up a personal account, and we will have a personal medical insurance account if you choose 8%. Since the personal account is gone, the natural balance will be displayed as "0".

    It is recommended that you can learn about the actual situation of your medical insurance payment with the company's personnel colleagues in charge of social security, or bring your ID card to your local social security management center for consultation.

  7. Anonymous users2024-01-31

    <>Hello, pro will not be the first of all, the balance in the medical insurance card paid by the individual will not be cleared, and you can continue to use it, unless you use up the money in it, and there is no money left. Secondly, the part paid by the unit will not be refunded. If the payment period is interrupted, no matter how much medical insurance has been paid before Kaizi, the account has been "cleared" and no longer enjoys medical insurance benefits.

    Only by resuming normal payment can you enjoy the corresponding medical insurance treatment, and the cumulative payment will be refunded for 25 years. In addition, regarding the medical insurance for urban residents, the medical insurance paid by the New Rural Cooperative Medical System and the employment of individual Linghe, it will not be recommended to have a personal medical insurance account, so there is no such situation as the personal balance of the medical insurance card is "cleared". The balance of the medical insurance card belongs to the individual, and can be inherited, will not be cleared, it may be that the computer is out of the orange acre, it may be an operation error, you can go to the social security center to inquire.

  8. Anonymous users2024-01-30

    The balance in the medical insurance card of urban employees will not be cleared, and some subsidies in the medical insurance account of urban residents must be used up within the current year, otherwise they will be cleared.

  9. Anonymous users2024-01-29

    If the money in the medical insurance card is not used up in a year, it will not be cleared, but will only enter the secondary account, and the money in the secondary account still belongs to your medical insurance card.

  10. Anonymous users2024-01-28

    Hello, it will be cleared, if you have established a personal account before, because each person only pays 250 yuan per year, even if you have a personal account, there are only a few dozen yuan, and the money in the personal account will not be cleared if it is not used up, and the money in the personal account will always belong to the individual. However, starting from 2019, urban and rural residents' medical insurance is not allowed to establish a personal account, under the premise of no personal account, it belongs to the medical co-ordination, we pay 250 yuan per year, including the state subsidy of 520 yuan, all into the medical co-ordination **, in the validity period of medical insurance, that is, within the same payment year, generally only hospitalization can enjoy this medical expense, and outpatient co-ordination can be enjoyed in the outpatient clinic, so the individual pays 250 yuan, There is no end of the word; If you do not go to the outpatient clinic during this period, enjoy the outpatient pooling expenses, and do not enjoy the reimbursement of the medical pooling ** hospitalization, then as long as it reaches the end of the year, it marks the end of the validity period of this medical insurance. If you do not continue to pay medical insurance in the new payment year, you will not enjoy the protection treatment of medical reimbursement, which is equivalent to the previous payment being cleared.

  11. Anonymous users2024-01-27

    Only the urban employee medical insurance paid by the employee has a personal account. For medical insurance for urban and rural residents, some places have set up personal accounts in the past, but the amount returned each month is very small, about 100 yuan per year. However, by the end of 2020, the personal account of medical insurance for urban and rural residents will be cancelled, and all medical insurance fees will no longer be refunded and will be entered into the pooled account.

    The balance of medical insurance is settled, that is, the personal account of urban employees' medical insurance.

    It will certainly not be cleared. Even if many young people are in good health and have a hard time getting sick, the money in their own Medicare account can be safely kept in an individual Medicare account without having to use it. In general, the money in the personal account of our company's employee medical insurance cannot be withdrawn and can only be used for the personal medical treatment or medical treatment of the insured.

    However, there is a catch. Some young people have milder illnesses or rarely get sick to buy medicine, and they have more accumulated money in their personal accounts. However, the elderly and children in the family are more seriously ill, and there is not enough money in the personal account.

    Family unity means that one person's balance can be used by the whole family. It can give money from a healthy person's personal account to other family members, thereby increasing the utilization rate and mutual assistance of the personal account, which is also needed by people. It can also appropriately reduce the financial burden of seeing a doctor.

    The medical insurance premiums paid by employers and individuals shall be deducted in a certain proportion and credited to personal accounts. In general, the individual contribution rate is 2% of the average monthly salary of the previous year, and the unit contribution ratio is related to the age group of the employee.

    Employees under the age of 35 are paid in a personal account, which is remitted to the health insurance passbook every month. In most parts of the country, funds in health insurance accounts can only be used in hospitals or pharmacies and cannot be withdrawn at will. Beijing will allocate a proportional monthly medical insurance passbook set up by the Bank of Beijing for citizens, and the insured can withdraw the money at any time, and there is no guarantee for the special use of the funds.

    The current situation is that the money is collected before the money is sent. There is no need to withdraw funds from the Medicare card, and the card does not expire.

  12. Anonymous users2024-01-26

    The money in the medical insurance card will not be cleared continuously, he will always be stored in your medical insurance card, if the payment is broken for three months, then the number of years of medical insurance will be calculated again.

  13. Anonymous users2024-01-25

    No. The money in the medical insurance card is equivalent to the balance in your bank card, and even at the end of the year, it will not be cleared like the points of the mobile phone card, and it will always be in the medical insurance card.

  14. Anonymous users2024-01-24

    It will not be cleared, because there will be no problems with the money in the medical insurance card, and some reasonable payments or expenditures will be made.

  15. Anonymous users2024-01-23

    It will be cleared at the end of the year. This is because there is a limit set when the medical insurance card is used, and it will be cleared at the end of each year.

  16. Anonymous users2024-01-22

    Summary. The money in the medical insurance card will not be cleared, and the money in the medical insurance card cannot be withdrawn. As the medical insurance certificate of the insured, there is no money in the medical insurance card, but only the detailed information of the insured and the payment and reimbursement of the insured are recorded; The balance of the medical insurance card is used for the party's outpatient treatment and drug purchase, and the balance is accumulated and overspent will not be compensated, so it will not be cleared and will be accumulated.

    Scope of use of medical insurance card: When insured employees seek medical treatment and purchase drugs in designated hospitals and pharmacies, they can use the card on the POS machine with the password, but they cannot withdraw cash or transfer money.

    The money in the medical insurance card will not be cleared, and the money in the medical insurance card cannot be withdrawn. As the medical insurance certificate of the insured, there is no money in the medical insurance card, but only the detailed information of the insured and the payment and reimbursement of the insured are recorded; The balance of the medical insurance card is used for the outpatient treatment and drug purchase of the party, and the balance is accumulated and the overexpenditure is not compensated, so the unhappiness will be cleared and will be accumulated. Scope of use of medical insurance card:

    When insured employees seek medical treatment and purchase drugs in designated hospitals and pharmacies, they can use the card on the POS machine with the password, but they cannot withdraw cash or transfer money.

    If it doesn't clear, then I haven't used the money for a few years, and now the card is only more than 2,000.

    Medical insurance is very important to us, only the normal payment of medical insurance can enjoy the due treatment, after 25 consecutive years of payment, in order to enjoy the corresponding medical insurance treatment after the retirement of the rest of the hood. But recently, some netizens reacted that their medical insurance card was cleared, what is going on? Let's find out the specifics.

    1. First of all, the balance in the medical insurance card paid by the individual will not be cleared, and you can continue to use it, unless you use up the money in it and there is nothing left. Secondly, the part paid by the unit will not be refunded. 2. If the payment period is interrupted, no matter how much medical insurance has been paid before, the account has been "cleared" and no longer enjoys medical insurance benefits.

    Only by resuming normal payment can you enjoy the corresponding medical insurance benefits, and after 25 years of cumulative payment and retirement, you can enjoy the due medical insurance benefits. 3. In addition, regarding the medical insurance for urban residents, the medical insurance paid by the New Rural Cooperative Medical System and the employment of individual Linghe will not be recommended for personal medical insurance accounts, and there will be no such situation of "zeroing" the personal balance of the medical insurance card.

    I just went to the pharmacy to buy medicine, and when I looked at it, it was only 2,000, and I haven't used it to buy medicine for four or five years.

    Could it be that Hebei only has a few hundred yuan a year?

    Hello, the pro-collective or your person who consults social security.

    12333 manual service working hours Xiangchun: 9:00 11:30 pm, 2:30 5:00 pm. On Saturdays, Sundays, and holidays, don't take care of it, and generally have a break.

    The medical insurance card of a normal retiree has not been consumed for five years, and the money should be cumulative.

    Good. If you don't use the money in the medical insurance card, you will definitely accumulate it! If you don't have Sakura, there is no medical insurance. The company will help you buy medical insurance every month. Then every month there is money there.

    It's not going to be cleared, it's always accumulating, right?

    Hello dear Yes.

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