Does the transfer of real estate need to be appraised, and does the transfer of second hand housing

If needed, the assessed property value can be used as information for the transfer of ownership to prevent future ruffles, as a value reference, and if there is a need for evaluation, you can go to this platform. On this platform, the fee is usually only about 10% of the standard fee, search for "Qichu" on the Alipay homepage or WeChat, select the evaluation service, and submit the information. The staff will soon communicate the handling materials, and after the communication is completed, you can sit and wait for the assessment report to be sent to you.

Leaders exist.

A mortgage is a loan, for example, 1 million and you pay 300,000.

700,000 is a loan. This is very troublesome, and if you need money at home, you will not be allowed to make a mortgage. What's the trouble?

You have to go to the bank to sign for it. Provided for all family owners.

Identity card. Hukou booklet.

Marriage certificate. Title Deed.

It would be more troublesome if his family members were not at home, 2Conveyancing issues. Housing prices can be low, but not too low, because the real estate center has to evaluate the most middle ** or the real estate center to evaluate the ** calculation, and you don't want to be the lowest tax for a little bit now**This is very bad for you in the future, if your house is long in the future, you have to increase taxes.

It is still good for you to trade according to the current **, and if you sell in the future, it will be the tax payment of the difference, which means that if you buy now it is 1 million, and then ** will grow to 1.3 million.

is the difference of 300,000 taxes is more than 10,000, 3Deed tax 3%, business tax difference, individual income tax 1%, land income, land transfer 1% If you don't take out a loan, all taxes and fees of 7,500 yuan can be done well, so the transaction fee, and there are questions, you can continue to ask.

Yes. Generally, the second-hand housing transaction procedures are as follows, and the evaluation report must be made in the two links of tax payment and loan, so the second-hand housing purchase and sale must be evaluated first.

1. The buyer consults whether the transfer of second-hand housing needs to be evaluated, the buyer and the seller establish information communication channels, the buyer understands the overall status of the house and the property rights, and requires the seller to provide legal documents, including house ownership certificates, identity documents and other documents.

2. Sign the contract. The seller provides the legal documents of the house, the buyer can pay the deposit for the purchase of the house (the payment of the deposit for the purchase of the house is not a necessary procedure for the sale and purchase of commercial housing), and the buyer and the seller sign the contract for the sale and purchase of the house (or the contract for the sale and purchase of the house). After the buyer and seller reach an agreement on the location of the house, the status of property rights and the transaction, the time of delivery of the house, the delivery of the house, and the handling of property rights through negotiation, the two parties shall sign at least three copies of the house sale and purchase contract.

3. Handle the transfer.

The buyer and seller jointly apply to the real estate transaction management department for review. After the buyer and seller submit the application procedures to the real estate management department, the management department shall check the relevant documents, review the property rights, and approve the transfer procedures for the houses that meet the listing conditions.

4. Deed. According to the property rights of the transaction house and the object of purchase, the relevant departments of the real estate can apply for review and approval step by step according to the approval authority set by the transaction department in advance, and then the parties to the transaction can go through the deed formalities. Now Beijing has abolished the real estate sale deed in the transaction process, which is commonly known as the "white deed".

5. Pay taxes and fees.

The composition of taxes and fees is more complex and depends on the nature of the property being traded. For example, the tax composition of housing reform, dangerous housing and relocation housing, affordable housing and other commercial housing is different.

6. Handle the procedures for the transfer of property rights.

After the parties to the transaction complete the registration of property right change in the real estate transaction management department, the transaction materials will be transferred to the issuing department, and the buyer will apply for a new property right certificate with the notice of obtaining the house ownership certificate.

7. Bank loans.

For the buyer of the loan, after signing the house sale contract with the seller, the buyer and the seller will jointly go to the loan bank to go through the loan procedures, the bank will review the buyer's credit, evaluate the house that the two parties want to trade, determine the buyer's loan amount, and then approve the buyer's loan, and after the two parties complete the property right registration change, the buyer will receive the house ownership certificate, and the bank will issue the loan in a lump sum.

8. Complete the transaction with the remaining amount.

After the buyer receives the house ownership certificate and pays off all the house payments, the seller delivers the house and settles all the property fees, and the second-hand house sales contract between the two parties is fully performed.