Won t you go to jail for borrowing online, won t you go to jail for borrowing money online

If you just borrow money and don't pay it back, it's just a civil dispute and you won't be suspected of criminal liability.

However, if the borrower is sued and the court makes a judgment to return the loan, the borrower maliciously fails to repay, it may be suspected of the crime of refusing to execute the judgment or ruling, and the borrower will be investigated for criminal liability. or those involved in loan fraud shall bear corresponding criminal responsibility.

Legal basis] Article 193 of the Criminal Law stipulates: Whoever defrauds a bank or other financial institution of a loan for the purpose of illegal possession, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or short-term detention and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.

Article 313 of the Criminal Law [Crime of Refusing to Enforce a Judgment or Ruling] Where a people's court has the ability to enforce a judgment or ruling but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention, or a fine is to be given.

1. Young man, it is natural to repay debts.

2. The part of the interest rate that exceeds 36% annualized is not protected by law, so if your borrowing interest rate exceeds this amount, the borrower will generally not report the crime, that is, you will not go to jail. So many people have such an attitude: why should they pay back the money they borrowed with their own ability?

3. To borrow money online, you are generally required to provide Ant Credit score, and informal lending platforms will also require you to provide your student ID, Q group number, ID card, household registration book, address book, call record bill, ** verification IOU, etc. Some girls will also ask for fruit loans, if you dare not repay when due, text messages, ** just wait to be bombed, as well as your family, school, classmates, and finally make everyone around you know that you borrowed money and didn't pay it back, making your reputation stink, and you're finished.

4. When you don't repay it within the time limit, the collector will trick you into finding another borrowing platform to borrow money, and repay them first, that is, tearing down the east wall and making up the west wall. At this time, don't believe them, don't borrow, you must know that the usury donkey rolls the interest, and you will never be able to repay it if you borrow too much. There is often news**, there is a young man The little girl borrowed too much money and was forced to commit suicide by the reminder.

5. Normal consumption family members will generally support, communicate well with family members, don't go to online borrowing casually, it will be difficult to get out after borrowing. Cherish life and stay away from online loans!

Wouldn't you go to jail for borrowing?

Legal analysis: If you borrow money online and do not repay it, you will generally not go to jail, because the loan dispute is a civil case and will not be subject to criminal punishment, and only if the court has made an effective judgment requiring the debtor to pay off, and the debtor has the ability to repay but refuses to execute, and the circumstances are serious and suspected of constituting the crime of refusing to execute the judgment or ruling, it will be punished by the criminal law.

Legal basis: Article 187 of the Civil Code of the People's Republic of China: Where a civil entity shall bear civil, administrative, or criminal liability for the same act, the bearing of administrative or criminal liability does not affect the bearing of civil liability; Where the civil entity's assets are insufficient to pay, priority is given to the use of civil liability.

According to the relevant laws, you will not go to jail if you borrow money online. Online borrowing does not need to bear civil liability, imprisonment is a criminal punishment, and online borrowing does not need to bear criminal penalties. Creditors who borrow money online and fail to repay it can apply to the people's court for property preservation, payment order, or file a lawsuit, and can also apply for compulsory enforcement after winning the lawsuit.

Article 119 of the Civil Procedure Law of the People's Republic of China provides that the following conditions must be met for a lawsuit: (1) the plaintiff is a citizen, legal person, or other organization with a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

Article 313 of the Criminal Law of the People's Republic of China provides for refusal to enforce a judgment or ruling of a people's court where there is the ability to enforce it, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention or a fine is to be given; where the circumstances are especially serious, the sentence is between three and seven years imprisonment and a concurrent fine. Where a unit commits the crime in the preceding paragraph, the unit is to be fined, and the directly responsible managers and other directly responsible personnel are to be punished in accordance with the provisions of the preceding paragraph.

Online loans don't pay back without jail time. Online loans are not civil creditor's rights and debts disputes, and they will not go to jail. If the online loan is not repaid, the lending institution files a lawsuit with the court to require the other party to pay off the debt.

If the debtor fails to perform the judgment after the court has made a judgment, the creditor may apply to the court for enforcement.

Because this is a civil dispute. However, if there is malicious debt evasion and there is an intention to fraudulently obtain loans, it may constitute the crime of fraudulently obtaining loans or loan fraud; If the loan is not repaid, and the refusal to execute the court's judgment is serious, it will constitute the crime of refusing to execute the judgment or ruling, and these circumstances require imprisonment.

Generally speaking, the inability to repay an online loan is a civil dispute and does not involve criminal penalties, which means that there will be no jail time. The court will make a judgment in accordance with the law that the debtor will repay the debt, and the creditor can apply for enforcement of the debtor's property according to the judgment.

However, if it is not enforced, article 313 of the Criminal Law of the People's Republic of China refuses to enforce a judgment or ruling of a people's court where it is necessary to enforce it, and the circumstances are serious, is to be sentenced to up to three years imprisonment, short-term detention or a fine. Nowadays, there are many online lending platforms, and it is relatively easy for us to take out online loans, but when we borrow, we need to consider our ability to repay and avoid not being able to repay the loan, which will have a great impact.

First, the front. No.

2. Specific analysis.

Running out of money for an online loan will not lead to jail time, because even if you are sued by the loan platform to the court, it is only a civil dispute and does not involve a criminal case, so you will naturally not be sentenced to jail. After the court accepts the judgment, the most it can do is to set a time limit to pay off the arrears as soon as possible.

And you need to note that because litigation often takes a lot of time and energy, the loan platform will not easily sue, unless it is too long overdue, and the amount of arrears is relatively large, and the payment is not repaid after many reminders, or even unable to contact people, the platform is estimated to take legal measures.

Some loan platforms themselves are not formal, let alone sue for overdue. Most of the notices received about the lawyer's letter were forged to make the loan repaid as soon as possible, and in fact it was a means of dunning.

Of course, in any case, after finding that the loan is overdue, you should find a way to pay off the arrears as soon as possible, if you find that the platform interest is too high or charges various additional fees, then you can choose not to repay the part beyond the reasonable range, and you can also collect evidence to report to the local CBRC or the Internet Finance Association of China.

In order to maintain a good credit record, we should also pay attention to our own online loan big data in a timely manner, which can be found in the "Beijian Quick Check", click on the query, you can see your own online loan big data report, in order to maintain good credit at all times.

3. Will the credit card still go to jail for a long time?

Whether the credit card will not go to jail for a long time depends on the amount of arrears and whether it is maliciously overdrawn.

The sentencing standard for credit cards is that the principal amount reaches 50,000 yuan, and the malicious overdraft constitutes the crime of credit card fraud before going to prison.

Therefore, if the cardholder does not repay the credit card for a long time, but the principal is less than 50,000 yuan, and he is willing to repay after the deadline, he will more or less deposit money into the credit card every month to repay the loan, it will not be regarded as a malicious overdraft of the credit card, and he will not be investigated for criminal liability according to the crime of credit card fraud.

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Dear I am happy to answer for you, if you don't repay the money you borrow online, you won't go to jail If you don't repay the money you borrow online, you will generally not go to jail, because the loan dispute is a civil case and will not be subject to criminal punishment, only if the court has made an effective judgment requiring the debtor to pay off, and the debtor has the ability to repay and refuses to execute, and the circumstances are serious and suspected of constituting the crime of refusing to execute the judgment or ruling, you will be punished by the criminal law If you borrow money and do not need to bear civil liability, imprisonment is a criminal punishment, and you don't have to bear criminal punishment if you borrow money online. Creditors who borrow money online and do not repay can apply to the people's court for property preservation, payment order, or file a lawsuit, and can also apply for enforcement after winning the lawsuit

Wouldn't you go to jail if you borrowed money online?

<> Qinqin I'm happy to answer for you, if you don't repay the money you borrow online, you won't go to jail If you don't repay the money you borrow online, you will generally not go to jail, because the loan dispute is a civil case and will not be subject to criminal punishment, only if the court has made an effective judgment requiring the debtor to pay off, the debtor has the ability to pay off and refuses to execute, and if the circumstances are serious and suspected of constituting the crime of refusing to execute the judgment or ruling, you will be punished by the criminal law If you borrow money and don't need to bear civil liability, jail is a criminal punishment. If you borrow money online, you will not be subject to criminal penalties. Creditors who borrow money online and do not repay it can apply to the people's court for a complete property reserve, a payment order, or file a lawsuit, and can also apply for enforcement after winning the lawsuit

Dear, there are only two situations in which the online loan will be repaid, one is that the borrower has fraudulent behavior, and he has money but refuses to repay after being sued, and some people use false lives, false addresses or false identities to cover up themselves in the process of borrowing, hide their whereabouts by changing their mobile phone numbers, or provide false guarantee documents to defraud the PIAN loan platform Many online loan platforms use unsecured and unsecured pure credit. When the borrower fails to repay the money within the time limit, the online loan platform will generally accuse you with a lawyer's letter or a text message from the court, but most of them are false, just a collection hand

Generally, no. Online borrowing is a civil dispute and does not involve criminal penalties. However, if there is a fraud circumstance, criminal liability may be pursued.

Legal basis] Article 193 of the Criminal Law stipulates: Whoever defrauds a bank or other financial institution of a loan for the purpose of illegal possession, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or short-term detention and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.