How is accident insurance reimbursed? What is the reimbursement process for accident insurance?

Accident insurance liability includes accidental death, accidental dismemberment and accidental medical treatment, no matter what kind of accident insurance reimbursement, the basic process is almost as follows:

2. Submit information - submit information according to the requirements of the insurance company after reporting the case, and prepare to submit it for review. Different accidents need to submit different information, accidental medical treatment needs to provide the details of the expense list, expense invoice, medical insurance statement, accident diagnosis, accident certificate, etc., accidental disability needs to provide disability degree appraisal, accidental death certificate to provide death certificate, etc.

3. Preliminary examination - verify according to the information provided, verify the authenticity of the accident, summarize the cost details, determine the amount of compensation, etc.;

4. Negotiation - if there is any objection to the policyholder's claim application or the insurance company's compensation, the negotiation will be conducted;

5. Investigation - For cases where the facts are unclear or the amount of compensation is large, the insurance company will conduct further investigation;

6. Settlement of claims - after both parties have no objection, the insurance company will settle the corresponding amount at one time, and the case will be closed.

In which insurance company to buy accident insurance, just call this insurance company to report**, and you will be prompted according to the process after reporting.

In the event of an accidental hospitalization, notify the insurance company first, and the insurance company will verify it, and then go to the insurance company for reimbursement with the discharge certificate after the hospitalization, and the insurance company will transfer the claim to your personal account within a week.

If you want to reimburse the accident insurance, you must have an official bill issued by the hospital, and you can ask the claims department to handle it directly when you get it to the office counter.

Medical certificates, including medical certificates, hospitalization and surgical records, test reports, etc.

Accident class certificate,. And your ID.

The accident insurance reimbursement process is as follows:

1. Report the case, after the accident injury or hospitalization, you should call the customer service of the insurance company in time, prepare the documents that need to be claimed, so that the insurance company can quickly settle the claim, and generally report to the insurance company within 2 days;

2. Collect documents, procedures for the insured to handle claims due to accidental injury, such as medical diagnosis certificate, accidental injury certificate issued by relevant departments, original receipts and prescriptions for medical expenses, and copies of my ID card or household registration certificate;

3. The insurance company will review and issue a notice of compensation or refusal according to the results of the audit if all the documents are complete;

4. To receive compensation, the insured or beneficiary can go to the insurance company to receive the compensation with his ID card and household registration certificate after receiving the payment notice.

Accident Insurance Reimbursement Process:

1. Call the customer service of the insurance company as soon as possible, inform the accident situation, insurance policy, personal information, etc., and the insurance company will send the insurance company personnel to the scene for processing and evidence collection as soon as possible, and issue relevant documents, remember to keep these documents;

2. After hospitalization or other expenses incurred in an accident, keep the hospital hospitalization voucher, diagnostic information, expenditure procedures, etc.;

3. The policyholder submits the above evidence to the insurance company, and the insurance company will review and determine the relevant information, and there will be a specific result, whether the accident insurance can pay or refuse to pay, and how much compensation will be paid.

Accident insurance generally refers to personal accident insurance. Personal accident insurance, also known as accident insurance, is also known as personal accident insurance. It refers to a kind of insurance in which the policyholder pays a certain amount of premium to the insurance company, and when the insured suffers an accidental injury during the insurance period and causes death or disability as a direct cause, the insurance company pays the insurance money to the insured or beneficiary in accordance with the provisions of the insurance contract.

Accident insurance is short-term, flexible and has low premiums. Accident insurance covers death, disability, medical and work stoppage.

1. In life, if the insured unfortunately has an accident and needs to be hospitalized, the medical expenses incurred will generally be reimbursed through social security, and the remaining social security can not be reimbursed by us through accident insurance for "secondary reimbursement".

2. Expand here, the general social security reimbursement needs to go to the reimbursement window to swipe the social security card, if it is a remote reimbursement, you need to keep all the invoices, documents, etc., and wait for us to return to the social security location before reimbursement.

Extended information: 1. What is the reimbursement process for accident insurance?

1. Report: When the insured has an accident, the insurance company should be notified within three days, and the insurance company will immediately start the claim procedure after receiving the report from the insured.

2.Prepare claim materials: When the insured needs to make a claim due to accidental injury, he must prepare all the claim materials, such as medical diagnosis certificate, original receipts and prescriptions for medical expenses, accidental injury certificate issued by relevant departments, and a copy of his ID card or household registration certificate.

4.Claim payment: After receiving the notice of receiving the insurance money, the insured can go to the insurance company to receive compensation with his ID card and household registration certificate.

Summary: The reimbursement process of accident insurance is as mentioned above, if an accident occurs, it is recommended that you inform the insurance company as soon as possible, so that the claim process will be started immediately, so that the compensation can be received quickly.

5. This case tells you the importance of accident insurance In the Nepal office of a state-owned enterprise company in China, an employee accidentally fell from the second floor while working, and was initially diagnosed with intracranial injury after being sent to the hospital, and asked Shi to be transferred to a high-level hospital**. The state-owned enterprise company insured the company's employees with accident insurance from an insurance company, but since the insurance liability could not be determined, the insurance company still assisted the state-owned enterprise company in transporting the injured employees to a U.S. medical institution in Paris, France, through a rescue company.

Summary. Hello dear! The accident insurance reimbursement process is as follows:

1. Report the case, after the accident injury or hospitalization, you should call the customer service of the insurance company in time, prepare the documents that need to be claimed, so that the insurance company can quickly settle the claim, and generally report to the insurance company within 2 days; 2. Collect documents, procedures for the insured to handle claims due to accidental injury, such as medical diagnosis certificate, accidental injury certificate issued by relevant departments, original receipts and prescriptions for medical expenses, and copies of my ID card or household registration certificate; 3. The insurance company will review and issue a notice of compensation or refusal according to the results of the audit if all the documents are complete; 4. To receive compensation, the insured or beneficiary can go to the insurance company to receive the compensation with his ID card and household registration certificate after receiving the payment notice.

Hello dear! The reimbursement process of accident insurance is as follows: 1. Report the case, after the accident injury or hospitalization, you should call the customer service of the insurance company in time**, prepare the documents that need to be claimed, so that the insurance company can quickly settle the claim, and generally report to the insurance company within 2 days; 2. Collect documents, procedures for the insured to handle claims due to accidental injury, such as medical diagnosis certificate, accidental injury certificate issued by relevant departments, original receipts and prescriptions for medical expenses, and copies of my ID card or household registration certificate; 3. The insurance company will review and issue a notice of compensation or refusal according to the results of the audit under the condition that all the documents of Huaiji are complete; 4. After receiving the payment notice, the insured or beneficiary can go to the insurance company to receive the compensation with his ID card and household registration certificate.

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The accident insurance reimbursement process is as follows:

2.Prepare reimbursement materials according to the requirements of the insurance company, such as outpatient medical records, outpatient invoices, disease diagnosis certificates, total invoices for hospitalization expenses, general list of hospitalization expenses, medical insurance statements, discharge records, and accident certificates for reimbursement of accidental medical expenses; In the event of accidental death, it is generally necessary to prepare three certificates of death, namely the cremation certificate, the death certificate, and the cancellation certificate (some insurance companies only need two of them); Accident disability generally requires the preparation of a disability appraisal form, etc.;

3.After the insured is discharged from the hospital, submit the reimbursement materials to the insurance company. In the case of a death or disability claim, the claim materials can be submitted through the preparation of the claim;

4.The insurance company conducts a preliminary examination, that is, reviews the materials submitted by the insured beneficiary, verifies the authenticity of the accident, and determines the amount of compensation;

5.Negotiate and determine the final claim plan. If the insured beneficiary has any objection to the amount of compensation, he or she may negotiate with him;

6.For re-investigation, the insurance company usually entrusts a professional third-party agency to investigate the case with a large claim amount or doubtful amount;

7.After the insurance company reviews and investigates, it can settle the claim, and the claim will be transferred to the bank account designated by the beneficiary of the insured;

8.Closed.

The process of reimbursement of pro-accident insurance is as follows:1Call the customer service of the insurance company as soon as possible, inform the accident situation, insurance policy, personal information, etc., and the insurance company will send insurance company personnel to the scene for processing and evidence collection as soon as possible, and issue relevant documents, remember to keep these documents; 2.

In the event of hospitalization or other expenses in an accident, the hospital hospitalization voucher, diagnostic information, and expenditure procedures shall be retained; 3.The policyholder submits the above evidence to the insurance company, and the insurance company will review and determine the relevant information, and there will be a specific result.