Whether the Bank of China Bank of China E loan can continue to be used after repayment

The e-loan limit can be borrowed and repaid at any time, allowing customers to withdraw and repay the loan within the limit amount at any time (early repayment is not allowed on the borrowing date of a single loan.)

Multiple withdrawals can be made under the quota, and a single loan can be repaid in advance, and there is no early repayment fee except interest. After early repayment, the limit can be restored on the same day, and if the limit is not restored on the same day, it can be checked again the next day.

When the quota expires, the unexpired loans under the quota can continue to exist and will be automatically deducted from the customer's bound repayment card until the maturity date of the loan, but no further withdrawal can be made after the quota expires.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

BOC e-Loan is a revolving loan, the validity period of the loan amount is 12 months, and the user can borrow and repay at any time during the limit period, and there are two main repayment methods:

Mobile banking repayment: Directly ** and log in to the "Bank of China Mobile Banking App", find "My Loan", you can display the relevant information of personal loans, and users can repay directly through mobile banking;

Repayment over the counter: Bring your personal ID and loan contract to the counter of Bank of China outlets to complete the repayment procedures.

Extended information: 1. The repayment method of BOC e-loan is related to the loan term, and the system will set the repayment method by default after the loan term is selected. The term of the loan is 1-3 months, and the repayment method is a lump sum repayment of principal and interest when due; The term of the loan is 4-12 months, and the repayment method is monthly interest repayment and principal repayment at maturity.

Therefore, users can choose the loan term according to the repayment method. In general, both repayment methods require users to have strong repayment ability, and users need to repay the principal in a lump sum in the last installment.

2. Borrowers can log in to Bank of China's mobile banking and online banking to repay actively, and can also wait for batch deductions. When debiting in batches, you need to deposit enough funds in the repayment account, and the general banking system will deduct in batches before 5 am and around 5 pm.

3. There are many ways to repay the e-loan of Bank of China, which can be repaid by credit card or Alipay. There is no restriction on the choice of e-Loan. You can choose the right solution according to your needs.

Debit cards are also a type of bank card, which can be bound as long as there is a repayment function. Open the homepage, click Bank of China e-Loan, complete the registration as required, and bind the debit card of Bank of China at the same time. Once you have successfully registered, click Activate.

To successfully activate, you need to fill in the **Sign Agreement and submit the loan application at the same time. After the online review is passed, click Withdraw. Pay attention to select the loan purpose, amount, and term, enter the mobile phone number and dynamic password, and the loan amount will reach the bound Bank of China debit card.

BOC e-Loan can be used in Bank of China Online Banking.

Mobile banking repayment, you can also repay in its financial supermarket app. Borrowers can also choose to wait for batch deductions, and when there are enough funds in the repayment account, Bank of China staff will make batch deductions at 5 a.m. and 5 p.m.

In the case of batch debit, you need to deposit sufficient funds in the repayment account before the deduction, and then the Bank of China system will make a batch deduction at around 5 am and 5 pm on the repayment date.

Can. Extended Materials.

1. Product description.

Bank of China makes use of the Internet and big data technology.

Provide full-process credit consumer loan services for high-quality payroll customers, wealth private banking customers, housing loan customers, provident fund deposits, social security and tax customers in some areas, etc., so that you can enjoy the convenience and efficiency of ** application, instant approval, real-time withdrawal and flexible repayment without leaving home.

1. Loan amount: up to 300,000 yuan.

2. Loan term: The loan line is valid for 12 months, and the borrower can recycle the line during the loan period, and the loan limit can be reactivated after the expiration of the line.

3. Purpose of the loan: The loan can be used for personal legal and reasonable consumption expenditures such as home improvement, car purchase, education, medical care, etc., and shall not be used for non-declared purposes and laws and regulations.

Prohibited personal expenses.

Fourth, the way of use: credit line.

It can be recycled and borrowed and returned during the validity period. Interest is accrued on a daily basis based on the actual number of days of payment.

5. Repayment method: A single loan can be repaid by one-time repayment of principal and interest at maturity, monthly interest payment and principal repayment at maturity.

6. Guarantee method: credit loan.

No collateral is required.

2. Handling process.

3.After approval, click Withdraw, select the loan purpose, amount and term as needed, and enter the mobile phone verification code and dynamic password, and the funds will be credited to the account immediately after the withdrawal is successful.

The repayment method is comprehensively judged according to the customer's various data, and the repayment method may be different for each customer. When you submit an application for quota activation, the system will automatically calculate and determine your repayment method, and the final repayment method will be subject to the display on your loan application page.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

BOC e-Loan can be repaid in advance.

operation, repayment supports partial principal early repayment and full principal repayment. When repaying part of the loan, you can enter the principal amount to be repaid by Liqiao, and the system will automatically calculate the interest generated as of the early repayment date, and the unpaid part of the loan principal will also be calculated and deducted when the early repayment is made, and the early repayment can be operated multiple times. Interest will still accrue on the remaining principal after early repayment at the original interest rate.

Note: Because bulk files run overnight, it is not recommended that you make an early payment between 10 p.m. and 7 p.m. the next day. Early repayment cannot be made on the day of the loan, and repayment can only be made on the next day.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Yes, customers can make early repayments.

operation, early repayment supports partial repayment and full repayment. In the case of partial repayment, the customer can enter the repayment amount by himself, but the repayment will be made together with the interest accrued up to the time of early repayment. After early repayment, the interest will be recalculated on the remaining principal.

Extended Materials. 1.Bank of China is mainly engaged in commercial banking business, including corporate, personal finance, treasury business, international treasury business and financial institution business.

2.Corporate Finance.

It is the main profit of Bank of China, which is based on the bank's core credit products, and provides customers with personalized and innovative financial services. In 2007, the company continued to focus on improving the customer service system, promoting the overall business linkage, strengthening product innovation and implementing management transformation, established the corporate finance sector, and strengthened line management. Bank of China implements the development strategy of serving key large-scale and high-quality corporate customers.

Focusing on long-term cooperative relations with large and high-quality customers, and at the same time, it is clear that the SME business is an important part of the company's financial business, and is committed to becoming an efficient, professional and comprehensive partner for SMEs.

3.Personal finance business.

Mainly for the financial needs of individual customers, we provide services including savings deposits, consumer credit and bank cards.

4.Deposit business.

It is the Bank of China that actively responds to the capital market.

The impact of rapid development on the deposit business of RMB companies, and vigorously develop the deposit business of RMB companies.

5.Loan business.

Bank of China continued to strengthen the adjustment of loan structure, increase investment in key support industries, and achieve optimal allocation of credit resources.

6.Financial Institution Business.

Bank of China attaches great importance to comprehensive cooperation with financial institutions, and provides customers with more comprehensive services through mutual customer referrals, resource sharing and joint development of new products. Bank of China also operates through New York and Frankfurt.

and Tokyo branch for dollars, euros.

and JPY Clearing, both the above branches and the Singapore branch are local primary clearing banks.

7.International Settlement & ** Financing.

Business. For Bank of China's advantageous business, Bank of China strengthened the linkage between domestic and foreign institutions to achieve the rapid development of international settlement and financing business.

8.Other corporate finance business.

Bank of China provides payment and settlement services, mainly including bank drafts.

Promissory checks, checks, exchanges, bank acceptance drafts, entrusted collections, collection acceptances.

Centralized payment, cheque deposit and bill custody, etc.

9.Treasury operations.

It includes capital operation and management services such as domestic and foreign currency hedging, fund management, debt hedging, domestic and foreign financing, etc.

You can repay the loan in advance, and the repayment supports partial principal early repayment and full principal repayment. When repaying part of the loan, you can enter the principal amount to be repaid, and the system will automatically calculate the interest as of the early repayment date, and the unpaid part of the loan principal will also be calculated and deducted when the early repayment is made, and you can repay the loan multiple times. Interest will still accrue on the remaining principal after early repayment at the original interest rate.

2. Early repayment cannot be made on the day of the loan date, and can only be repaid on the next day.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.