How to open Bank of China E loan on Bank of China mobile banking

In Bank of China Mobile Banking, the 5 steps to apply for BOC e-Loan are as follows.

2) Click "Sign In".

<>4) Click "BOC e-Loan".

5) Click "Apply".

Product description of BOC e-Loan (Personal Online Consumer Loan).

1) Loan amount: up to 300,000 yuan.

2) Loan term: The loan limit is valid for 12 months, and the borrower can recycle the loan amount during the quota period, and the loan limit can be reactivated after the expiration of the quota.

3) Purpose of the loan: The loan can be used for personal legal and reasonable consumption expenditures such as home improvement, car purchase, education, medical care, etc., and shall not be used for personal expenses that are not declared and prohibited by laws and regulations.

4) How to use: The credit line can be recycled and borrowed and repaid at any time during the validity period of the credit line. Interest is accrued on a daily basis based on the actual number of days of payment.

5) Repayment method: A single loan can be repaid by one-time repayment of principal and interest at maturity, monthly interest payment and principal repayment at maturity.

6) Guarantee method: credit loan, no pledge guarantee is required.

7) After approval, click Withdraw, select the loan purpose, amount and term as needed, and enter the mobile phone verification code and dynamic password, and the funds will arrive in the account immediately after the withdrawal is successful.

At present, it supports BOC's high-quality payroll customers, wealth private banking customers, housing loan customers, and provident fund deposit customers in some regions, and click on Loan-BOC e-Loan in mobile banking to submit an activation application. After the quota application is approved, you can click the "Use" link at the bank to withdraw money.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Chinese citizens aged not less than 18 and not more than 65 years old, customers with good credit history can apply for BOC e-loan, and our bank will approve it according to your comprehensive situation. In addition, at present, our bank has supported provident fund deposit customers in some regions to apply for BOC e-loan products from our bank, and has connected with a number of provident fund centers, local taxation and social security. For more information, please consult the handling outlets, or enter **customer service manual service, call our customer service**95566 (overseas, Hong Kong, Macao and Taiwan, please call +8610-95566) for consultation.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Bank of China e-loan is a credit loan platform under Bank of China, as a bank loan, the interest is quite low, of course, the threshold is not low, you need to meet the basic application conditions, what conditions do you need for Bank of China e-loan.

1. Credit history: There must be a good personal record, according to the feedback of many users, Bank of China e-loan will check the credit, if the credit is bad, then it is difficult to get this loan.

2. Designated customers: Bank of China e-loan is only open to specially invited customers, so how can I become a special customer of Bank of China? Including but not limited to, customers who have financial assets in the bank, such as deposits, wealth management products, treasury bonds, housing loan customers, private banking customers, can call Bank of China customer service** for details.

The above are the two conditions that must be met for Bank of China e-Loan, and some other identity information, personal financial resources, work income, etc. are not stated, and the pass rate will be different for different users.

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqianhua, renamed "Qianhua" in June 2018), a big brand with reliable and low interest rates. If you have money to spend - full easy loan, the maximum amount of borrowing is 200,000 (Click on the official free test credit), daily interest rates as low as toIt has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply. Online loans are risky, so you need to be cautious in your choice!

Bank of China's high-quality payroll customers, wealth private banking customers, housing loan customers, and social security customers in some regions can activate the "Bank of China e-Loan" through channels such as Bank of China Mobile Banking, Bank of China Micro Banking, and Bank of China Personal Internet Banking. Among them, the operation of Bank of China's mobile banking is more convenient, and the following are the operation steps of Bank of China's mobile banking:

1. Enter "Loans - Bank of China e-Loan" in "Bank of China Mobile Banking".

2. If the page prompts that there is a pre-credit amount, click the "Activate" button, fill in the basic information, select "Repayment Account", the actual provident fund center (optional), etc., and submit the application after being authenticated by the security authentication tool.

3. If there is no pre-credit amount on the page, click "Apply", fill in the basic information, select "Repayment Account", select the actual "Provident Fund Deposit Unit" (required) and other information in the list, and submit the application after being authenticated by the security authentication tool. After the review, the result will be notified by SMS (usually 10-30 minutes can be completed).

4. After the application is approved, you can click "Payment" through mobile banking and personal online banking to withdraw money, so that the Bank of China e-loan will be activated.

The specific opening method of Bank of China e-loan is as follows:

3. After the approval is passed, click on the withdrawal, select the loan purpose, amount and term according to your own needs, and then enter the verification code and dynamic password.

Hello, honored with your question! After the expiration of the BOC e-Loan Limit, users can submit the application again and receive a new credit line valid for 12 months after the application is approved. If the application fails, you will no longer be able to use BOC e-Loan.

Whether it can pass the review is subject to the review result of the page, and manual intervention in the result sail cannot be used. If the user fails to pass the review, he or she can try again after an interval of 3 months, or apply for other loan products. When the Bank of China e-loan quota expires, the existing loan can be extended, and the user only needs to repay the loan according to the repayment plan, and does not need to pay off the arrears in a lump sum.