Is it better to buy a house or rent a house, and is it better to rent or buy a house

Rent.

1. More flexibility. When renting, it is relatively simple to change houses due to changes in demand or income. If you're a frequent traveler, renting may be a better option. And having lived in different places can also help you choose an area that is more suitable for you, and then buy a house.

2. Don't worry about repair and maintenance. When renting a house, repair and maintenance are the responsibility of the owner, but when you have a house, repair and maintenance are your own responsibility. Usually the older the house, the more it will cost on this item.

As a homeowner, you'll need to set aside some funds for unexpected repairs and routine maintenance.

3. Low spending. The rent for the same house may be lower than the monthly payment, and the one-time cost of renting a house is lower than the regular cost. Usually tenants are required to pay two weeks' rent and two weeks' deposit in advance.

The only thing a tenant can lose is the deposit and the rent paid for a certain period of time.

4. Investment diversification. If you choose to rent, you can transfer the deposit used for buying a house to other investment purposes, and choose other products that are more suitable, such as low risk and fast return.

Whether it is to spend a lot of money to buy a house of your own at one time, or to spend a small amount of money every month to live a rented life. Everyone's understanding and thinking about this is different.

I think it's better to buy a house, although I spent a lot of money, the house is my own, and renting a house seems to cost less upfront, but life is too unstable. At the same time, similar to renting a house in Huangshan now, the rental cost is not very low, and the house price is not much lower than the rent level at the same time, so in contrast, why not tighten your belt and buy your own house! And you won't encounter an unstable life, after all, the rented house is the landlord, and the landlord may not sell the house one day, your house will have to be repossessed, and you should embark on the troubled road of rent-seeking.

In the face of high housing prices, renting can also enable people to live in spacious and practical ideal houses in advance, enjoy life, and save a lot of money for their families, to invest in financial management, to shop and travel, and to improve the quality of life.

Whether you buy a house or rent a house depends on the circumstances in which each person finds himself. And when it comes to a certain city and a certain state of existence, there is a difference. There are a lot of factors to consider here, including but not limited to:

Marital status (single, married), type of hukou (no local hukou, local collective hukou, or local hukou), child status (no children, with children), life plan (short-term residence, or settling down).

For contemporary young people, whether they are renting a house or buying a house, they must furnish the house to their liking, especially the feeling of home, so we will buy a lot of our favorite items to decorate the house.

After we decorate the house must be what we like, but the ownership of the rented house still belongs to the landlord, when the landlord does not let you rent, you can only move, or when the landlord raises the price, you can only give up the items you like, choose to find a new house, start a new life, and rearrange the house.

Do you still remember the heated discussion of star Chen Haomin moving out of the mansion, it turned out that the mansion they lived in was actually rented, if Chen Haomin and his wife bought a mansion in Hong Kong instead of renting a mansion, then now they don't have to move out of the mansion, and they don't have to live in a small house with a family of six.

6 reasons why buying a house is more cost-effective than renting.

2. Renting a house is like borrowing from a loan shark, and only then can your house increase in value.

You must know why Chen Haomin is desperately going to filming, and his wife is desperately going to do live broadcasts, just because their family's consumption is very high, and the rent alone will reach 140,000 Hong Kong dollars per month, if Chen Haomin chose to buy a luxury house in Hong Kong when he was rich, even if the monthly payment is 140,000, after so many years, he should be able to get his own house.

Renting a house is like borrowing from a loan shark, you will always have to give the other person a sum of money, and you will always have to pay without return.

I think I decided to buy a house because I took this into account, you must know that our monthly payment of 3,800 yuan a month is compared with the rent of 3,800 yuan a month, of course, it is more cost-effective to choose to buy a house.

Although buying a house may temporarily cost all our savings, the house is still ours when we continue to earn wages and pay off the mortgage, which is equivalent to spending the state's money to rent a house and then get a house.

But renting a house is always someone else's, no matter how much money you give to the other person, the house you love may become someone else's, and you will one day end up on the streets.

Third, because I am poor, I want to buy a house even more.

To be honest, another reason to buy a house is because of poverty, so I will spend every penny of my own money, when I bought a house, I calculated an account, a month of 3,000 yuan of rent, a year is 36,000 yuan.

The mortgage I bought a house was 3,800 yuan a month, and it was 45,600 yuan a year, and the difference between renting and buying a house was 9,600 yuan, which was less than 10,000 yuan.

6 reasons why buying a house is more cost-effective than renting.

Fourth, give your child a stable home.

In order to create better conditions for their children, every parent is willing to "endure hardships", even if life is stressful.

Rent a house when you don't have money, slowly accumulate wealth and then buy a house, if you have money, it's better to buy a house than to rent, and have a sense of belonging to a home.

If you are unemployed in the future, you will not have a fixed place to live because you don't have **, if you rent a house, if the landlord wants to collect the house, then you have to find a suitable house, the location price must be appropriate, and if you are unemployed, renting a house will be very insecure.

If it weren't for the Chinese mother-in-law's requirement that her daughter's marriage partner must have a house, then it would be appropriate to rent a house, and there are many conditions to choose from, and there are no restrictions on it. But reality still forces you to have a house. So if you just need it, you still have to have a house of your own.

Hello, the conditions allow or buy a house is suitable, renting is only temporary.

If you have money, of course, you buy a house, and if you don't have money, you can rent a house. The house is currently appreciating in value, while the money is depreciating, and it is natural to buy a house to invest if you have money.

I think whether you buy or rent a house, you have to look at the actual situation you have. For example, if you only have a salary of five or six thousand a month, and your parents can't borrow an additional down payment, then you can honestly rent a house first, after all, where can you get the hundreds of thousands of down payments for buying a house? Buying a house with good economic conditions is not something you want or don't want to do.

This problem depends on your economy, if you have good economic conditions, the money is also idle, you can buy a house, if you don't have money, you can only rent a house.

If you get married, it is more suitable to buy a house, and renting a house is more suitable for young and unmarried people.

Renting a house, renting a house can change places and mood at any time. Buying a house can only settle in one place, and there are certain constraints.

If you have more money, it is still cost-effective to buy a house, and if you have less money, you should rent a house first and save money to buy a house.

It must be suitable to rent a house. But it certainly wasn't home.

This first depends on your future planning and your financial ability, long-term development to buy a house, short-term development to rent. Whether the long-term and short-term correspond to less than five years or more than five years.

Buying a house or renting a house depends on personal economic conditions, and it is related to personal needs, so you can suit yourself.

I think that if I have the ability, I still have to buy a house of my own, after all, my own house can feel like home, and my life will be more confident.

Even if you buy this house for a large price, you will never be able to take it with you.

In the case of rapid growth in house prices, buying a house is a better choice; Otherwise, renting is more cost-effective.

When it comes to the cost of buying and renting a house, you also need to consider the opportunity cost.

And from a lifestyle point of view, buying a house and renting a house are two completely different lifestyles.

Buying a house is relatively more stable and feels like home, but it needs to bear higher economic pressure in the early stage, which is more suitable for young people with stable careers, rising incomes, and no other economic **.

Renting is relatively more free, and to some extent can improve the quality of life, such as changing the place of work and moving closer to the workplace.

For people who have a better use of their funds, such as starting a business or investing in a business that is profitable, they can use their existing money for a higher return investment.

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It's good to buy a house.

Buying a house: You need to pay the mortgage every month, and the way you repay the loan may be the same every month or it may decrease from year to year. However, this kind of thing is bitter and then sweet. And buying a house also has a sense of belonging.

The disadvantages of renting: it is not environmentally friendly, and your physical health and even life will be harmed. If the house you rent is a house that someone else has invested in for rent, it will be miserable, because the owner only wants to make money, and the house he renovates is made of some low-quality and inferior materials with toxic and harmful substances.

I once lived in a house like this, and the smell inside the house was so strong that I could smell it with the windows open, and I felt that if I lived in such a house, I would not be able to live in it.

Which is more cost-effective, renting or buying?

In developing countries, societies that continue to invest in infrastructure in the country, and economies that continue to overshoot in M2:

Property value = residential value + ** option + mortgage leverage value + inflation hedging land price is always positive, currency value is always negative, very simple scissors difference principle.

Buying a house assuming a down payment of 300,000 yuan for a house of 1 million yuan in 2012, including housing prices** and currency depreciation, the conservative estimated market value in 2017 is 1.3 million (definitely more than). Sell for cash: 1.3 million - remaining loan 640,000 = 660,000.

At this time, your salary is also high, and your ability to repay the loan is also high, you can consider taking this mortgage to build a house of 2.2 million yuan as the ultimate home.

Renting a house, whether you are considering buying a house or renting a house, means that you can now have enough 20-300,000 yuan in your hands. If you don't buy a house, what are you doing with the 300,000? If you have a good investment channel, you can certainly use this money as an investment.

But if you don't have it, deposit it in the bank or put it in **? These 300,000 can still leverage 1 million real estate now, and how much purchasing power will be left in 5 years? How much did house prices go up then?

And what about the rent you pay for 5 years?

In addition, under the current rent-to-sale ratio, the monthly payment is much higher than the monthly rent, why is the landlord willing to subsidize the price difference out of his own pocket, is to value this ** option.

If you have money for a down payment and a stable income, of course you are buying a house, and the house has appreciated in value! Renting a house is also quite expensive, three-bedroom and two-living room, in a better city, it has to be thousands, in Beijing, Shanghai big cities are even more expensive! Look at your own economy!

And if you have a better plan, which is more profitable than buying a house, then you can not buy a house first, and renting a house is also very good!

Buy it at home, rent it just when you work outside.

Don't think about it so much, the money you buy a house, and in the future, you will definitely double it and earn it back! You see that the state says to regulate housing prices, the sky has been in the sky for so long, and housing prices have been rising, so I haven't seen it fall!

Hello! I think:

1.It is cost-effective to buy a house for long-term residence and plan to decorate for a short stay, and it is cost-effective to rent a house for a short-term stay without decorating, 2Of course, it also depends on the local housing prices and policies, if the house is really cheap, as long as the quality of the house is very good, it is still cost-effective to buy a house

It depends on how much money you have in your hand and how much you want to do.

This question is decided on a case-by-case basis.

For example, if a child sees a certain middle school, it is better to rent a house near the child's middle school for the convenience of the child's schooling.

If you are planning to settle in a certain living community for a long time and can afford it, buying a house is a good choice.

It's better to buy a house, you have to rent a lot of rent for a year, it's better to buy a house and pay the mortgage every month, at least you have a house!

Of course, it is better to buy a house, but it also depends on ability, when you don't have the ability to make a down payment, you should rent a house first.

See where you stand!

And the city you're in!

In Shanghai, you can choose to buy a house, especially a first-hand house. Because now the real estate market is stable after all. There's a lot of room for value-added.

I think it depends on the development of your work, if it is in the city where you have been living, I recommend buying, if it is because of work, I think it is better to rent, look at yourself, do not spray if you don't like it.

It is good to buy a house, but only if the house price rises ......One.

Buy, the first house is just needed, smash the pot and sell iron, the house will not fall in name, and it is no problem to outperform inflation, but the investment is another way, if there is a problem, you can send a private message.