Is it better for young people to rent or buy a house?

In my personal opinion, it is more cost-effective to rent a house, it is a waste of money to buy a house, and now this era is becoming more and more uncertain, so it is more appropriate to leave some money for your own pension and buy an insurance for yourself, so that you can more or less have a sense of stability, if you just spend such a big price for a place to live, it is really not cost-effective.

Of course, it is cost-effective to buy a house, if you want to rent a house, your property is only given to others, you only have the right to use, if you want to buy a house, you have the right to use and the right to real estate. So after living in it, I still have a house, which has laid a foundation for my country.

In my opinion, it is more cost-effective to rent a house, because renting is probably what people often say. Ask less, cut meat. This may not put too much pressure on the young man, but if she really suddenly asks for a house for a young man to buy, it may put a lot of pressure on him, and maybe it may crush the young man.

Whether this is a good deal or not depends on how well your area is developing. If you can afford to buy a house, of course, it is the most cost-effective way to buy a house, but if you are not able to buy a house at present, you need help from your own family, or you owe a lot of money to buy a house, then it will cause a lot of pressure on yourself, and this situation is not cost-effective.

In my opinion, it is more cost-effective for young people to rent than to buy a house, because, on the one hand, young people's income is not very high, and the cost of renting is relatively low; On the other hand, even if you have the money to buy a house, instead of using this part of the money to buy a pile of cement, it is better to use the money to invest in your dreams and realize the value of your life.

If you don't have a lot of financial ability and are not in a hurry to get married and have children, I think the pressure of renting a house will be less. Sometimes the interest on the loan is higher than the rent. When I wasn't married, I used to save money to buy a house by renting a house.

Personally, I think renting is more cost-effective than buying a house, from an economic point of view, buying a house in a second-tier city, the house price is basically 8000-12000, buying a house of about 100 square meters, it will cost about 800,000 to 1.2 million, and the down payment of 30% will require almost 240,000 to 400,000; And our average monthly rent cost is almost 1,500, which is 18,000 a year on average, and in terms of my current salary, it is more cost-effective to rent a house.

Let's rent a house. If this matter is on me, I will choose to rent a house, because I can't afford to buy a house now, and I don't want to be a house slave, if I don't like this city, I can go to another city, take my time, find a favorite city, and buy a house when I have a certain amount of savings, I won't let myself be too tired.

If it is in our city, then I think it will be more cost-effective to buy a house, buy a second-hand house, so as to save the decoration. After paying the down payment, choose a mortgage, and then rent out one of the houses and keep the rest for yourself. In this way, the monthly payment is basically the same as the rent, but in the end I can have a house of my own!

It's not cost-effective to rent a house, rent for ten years, eight years, and when you don't rent it, the house is still someone else's

Should young people who have just entered the society choose to rent or buy a house?

Indeed, judging from the amount of consumption alone, renting is much more cost-effective than buying a houseEven if the rent is 50,000 a year, renting for 30 years is 1.5 million. But if you want to buy a house, 1.5 million may be barely a down payment. Therefore, many young people have given up buying a house in a big city and returned to their hometown and neighboring cities to buy a house.

Combined with my own thoughts, when it comes to why young people should buy a house, then I think there are the following reasons:

First of all, your own house feels more like home, it goes beyond the value and has more security and belonging. Live in your own house and no longer have to worry about being kicked out overnight by the black-hearted landlord! I don't want to be too happy to arrange how I want.

Moreover, in the context of the epidemic, there is a house where you can settle downJust neededFinish. And I can live at any time, which is very convenient, for example, I have a house near the company where I work, which is not big but very close, and it is very comfortable to go up and sleep for a while during the lunch break every day.

Secondly, buying a house is also a way to invest, especially a house in a big city. But at this stage, if you buy a house to make money, then the risk is still very large, and it is a test of people's vision.

If you really have money to spare, you can also buy a house in a popular area for rentCompare value preservationTarget. And now the housing prices in the second and third tier cities are also increasing day by day, and if you want to buy a house, you have to make a decision quickly.

Third, most young people want to get married in their own house. Although many young people have now seen it and are no longer stubbornly pursuing the need to buy a house and get marriedIt is also possible to get married by renting a house, especially when you see soaring housing prices, you can forget it. But if the couple has plans to have children in the future, then it is not convenient to rent a house all the time, after all, it is still involvedGo to schoolproblems.

And many small families want to give one to their childrenStable living environment, I am already tired and paralyzed when I rent a house and move, and I feel bald when I think about moving with my family.

I've moved five times so far, and I've lived in a small room in a big city that's suffocating in the summer, and I've lived in various dormitories in other cities, and the experience is really poor. Even if you have moved so many times, you are still afraid of the feeling of moving, so you can imagine how troublesome it must be to move with your family in tow.

Finally, as a member of the young people, I still support buying a house.

For young people who have just entered the society, renting a house has many advantages. For example, the rent is lower, there will be no pressure like a mortgage, and it is more free and convenient for young people. In addition, renting is more flexible, and you can change your location at any time as your job moves, saving you time and commuting costs.

But there are still many young people who choose to buy a house, why is that? There are probably the following reasons:

First: the influence of traditional concepts.

Chinese pay attention to starting a family, and only have a family before a career, so young people's idea of owning a house of their own is deep-rooted. And the house is not only a place to live, but also a spiritual home, with a house, no matter how much pressure there is, there is a sense of belonging in the soul, and you will not feel helpless.

Second: self-worth.

The house is a fixed asset and has a certain room for appreciation. In today's society, the risk of investment products is very high, but the house is different, in addition to being able to live, it is still a good investment product, and it will not depreciate for a long time, and it also has a certain appreciation space. Although it is a bit hard to buy a house, the rewards are worth it.

Third: educational resources.

In China, some houses are linked to educational resources, and the house near the school can enjoy a better education. Therefore, many people will try their best to find such a house for the sake of their offspring, after all, today's children need to have a hukou if they want to go to school, and if they want to settle down, they need to have a house as support.

To sum up, this is why renting is easier and there are still people who are willing to take the stress of buying a house. However, buying a house should also consider your own economic strength, if the pressure of buying a house is too great, seriously affecting your life, it is not recommended to buy a house, renting is also a good choice, and it is not impossible to buy a house when you have the strength.

Renting and buying a home have their own advantages and disadvantages, so it depends on the individual's specific situation and needs. While renting can cost less in the short term than buying a home, buying a home is still an attractive option in the long run, especially for young people.

Here are some reasons why young people should buy a home:

Investment value: Real estate is a relatively stable investment, and the value of the home will continue to increase over time, resulting in asset income for the homeowner.

Stable abode: Owning your own home can provide a stable abode without the interference and restrictions of the landlord, and you can freely decorate, furnish and use it.

Improved quality of life: Owning your own home can lead to a better quality of life, such as larger living space, better privacy, safer environment, etc.

Long-term stable loans: Mortgages with long terms and relatively low interest rates can keep young people relatively stable in the long term.

Social status and identity: In some cultures, owning your own home is seen as a symbol of social status and identity.

In conclusion, although renting is relatively more flexible, it is still an attractive option when considering factors such as investment value, stable residence, quality of life, etc. For young people, buying a home can be a long-term investment decision, thus laying a solid financial foundation for the future.

Answer: Renting is more cost-effective than buying a house, young people want to buy a house because: renting a house always feels like no home, after buying a house, no matter the size of the house, it is always their own home, there is a sense of security in their hearts, and they usually have a haven from the wind.

First of all, let's talk about buying a house, why most people don't buy it, because young people are now about 25 years old and can't afford to buy a house with full payment, and secondly, the difference in the place of work, whether it is between cities and cities, or between rural areas and cities, the flow of people is very large, and after buying a house, you have to rent a house to live, is it different? You can also say that you can rent out your new house, so what's the point of me buying a new house? Back to a mortgage?

If you repay the loan, the house will not necessarily be yours if the mortgage is cut off during this period.

After talking about buying a house, let's talk about renting a house, the first one is convenience, which city you go to work in, you can rent the house to which city. It's just that you don't feel secure, then I want to ask you to buy a house and cut off the supply to have a sense of security? Not necessarily, the second is that you can build a set in the countryside, and then rent a house in the city, so that the cost can be borne by the individual, and you can earn some money in a year, otherwise even if you buy a house and get married, you can't afford to raise your children, not excluding those who are rich, but how many rich people can there be?

100,000 or 200,000, even if the maximum is 500,000, if all young people go to buy a house, how many people can't afford to pay off the mortgage? I'm afraid it's not just 1 million or 2 million people. Whether you are buying a house or renting a house, you must consider whether you can bear the consequences, and it is not necessary to say that you can't go to school without a real estate certificate, and you can't go to any school if you have money.

Finally, I would like to say that the decline in fertility is really not a desire to have children? It's that they are all crushed by car loans and housing loans, and they can't afford to live.

First of all, let's talk about whether renting is cost-effective?

The reason given by Fan Gang is that China has the lowest ratio of rents to house prices in the world. He actually looked at the problem from the perspective of the landlord, and the ratio of rent to house price was low, not because of low rent, but because of high house prices and big bubbles.

Rent is measured by the income level of wage earners, while house prices are influenced by the highest purchasing power in the area (wealthy property speculators).

Rent is actually very expensive for migrant workers. On the other hand, the house is out of the category of public purchase and has become a commodity hyped by the rich, which is outrageously high.

Now the young people who have just graduated, their wages are paid every month, and together with the cost of living, they are basically moonlight. The rent of four or five thousand in first-tier cities has a monthly salary of about 10,000, and the rent of one thousand per month in third- and fourth-tier cities corresponds to a salary of three or four thousand.

For those who can't afford to buy a house, renting is a helpless option, paying monthly rent to the landlord to pay off the mortgage. The landlord also dislikes the small rent charged, which does not cover the full monthly payment.

Renters are not able to enjoy the benefits of the appreciation of rental housing, nor do they have the same rights as household registration and education linked to housing.

Now we can't complain that housing prices are too high, Fan Gang said: You see that young people all over the world live in rented houses first.

In fact, the protection of tenants' rights in foreign countries is much better, which is why they are happy to live in rented houses, such as the tenant's right of first refusal, the agreed rent increase, and the prohibition of eviction of tenants

A while ago, the eggshell apartment thundered, which not only pitted the rent of young people, but also asked the landlord to chase out the tenants, which is the reality of the domestic rental market.

For freedom, in order to have a home of your own, this is like buying a car, in order to stop crowding the bus, in order to go wherever you want to go, for the convenience of your parents, the cost of maintaining a car is high, but it is worth it, buying a house is also!

In terms of economic conditions, renting is indeed more cost-effective than buying a house. However, why do most people still want to buy a house, first of all, it is a traditional habit in China for thousands of years, thinking that only if you have a house can you have a home of your own, and renting a house is someone else's, not your own.