What are the ways to manage your money online?

Updated on technology 2024-03-14
3 answers
  1. Anonymous users2024-02-06

    Ali "Yue Bao".

    Through Yuebao, users can not only get benefits, but also consume, pay and transfer out at any time, which is as convenient as using Alipay balance. Users can directly purchase financial products such as ** in Alipay**, and the funds in Yuebao can also be used for online shopping, Alipay transfer and other payment functions at any time. The funds transferred to Yu'e Bao will be confirmed by ** company on the second working day, and the confirmed shares will start to calculate the income.

    The essence is currency**, which is still risky.

    Wealth Management Connect is a WeChat-based financial management open platform launched by Tencent, and is one of the first to access first-tier brands such as Huaxia**. From January 16, 2014 to January 28, 2014, a total of 13 calendar days, the scale of wealth management has exceeded 10 billion.

    Suning "Coin Treasure".

    Coin Treasure is a cash wealth management account carefully created by Suning Epay for investors, you can not only get excess returns for the funds deposited in Coin Treasure, but also consume at any time and quickly transfer to the bank card, which is convenient and flexible and does not charge any handling fees.

    Jingdong "small treasury".

    JD Small Treasury is a personal asset value-added service created by JD Finance Group for individual users. Transferring funds to JD's small treasury is to purchase currency and other financial products from the company. The funds in JD's small treasury can be withdrawn at any time or used for personal consumption activities such as shopping in JD.com**.

    Renren loan "choose financial management".

    Renren Loan Preferred Wealth Management Plan starts at 10,000 yuan, and you can flexibly withdraw when the monthly interest payment expires. The expected rate of return can reach 12%-14%.

    Snow Mountain Loan "Balance Continuous".

    Purpose: In order to ensure that the balance of Snow Mountain Loan customers after investment is fully utilized, Snow Mountain Loan has launched the business of continuous surplus balance, which can have considerable returns even if it is a small fund, which has the characteristics of convenience, flexibility, and large return on small investment. Flexible Investment:

    There is no limit on the amount of investment (the minimum amount is RMB), and the account balance and recharge funds can be invested; And you can enjoy zero fees for recharge, investment and withdrawal. Earn Rewards: "Winning Balance" participates in some promotional bonus activities, such as Investment Ranking Rewards.

  2. Anonymous users2024-02-05

    Are you talking about P2P platforms or what?

    For P2P, the benefits are still considerable.

    I've been playing it again recently, Friend Treasure, you can search for it. 18% annualized

  3. Anonymous users2024-02-04

    Baby LegionBaby Army is the most popular way to manage money, it is a high expected annualized expected return, ultra-low investment threshold, and the advantages of funds are available at any time to seize the financial market, which is more suitable for idle money investment. When choosing Internet wealth management products, you can't just look at the expected annualized expected return, let alone put all idle funds in one "basket".

    Bank FinanceUnder the competitive pressure of Internet wealth management, the investment threshold of bank wealth management products has been lowered from 50,000 yuan to 10,000 yuan, and the expected annualized expected rate of return remains at about 5%. Bank wealth management is suitable for short-term investment and financial management. However, when investors buy bank wealth management products, they should see whether the product is principal-guaranteed and understand the risks of the product before purchasing.

    For some families with low risk tolerance, it is best to buy short-term financial products, which is suitable for 3 months, and avoid buying products with too long a period.

    P2P Wealth ManagementP2P financial management is also one of the more popular financial management methods, which is more suitable for long-term investment and has a higher expected annualized return. It is a peer-to-peer reward with a simple form of participation. Investors only need to invest their funds in subscribing to the existing personal high-quality debt on the P2P wealth management platform.

    However, financial institutions only match and lend money to high-quality borrowers who have been approved, so as to obtain high expected annualized returns.

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