How to redeem the electronic acceptance bill when it expires

The acceptance process after the expiration of the bank electronic draft is as follows:

1. The payer shall accept or refuse to accept the bill of exchange within 3 days from the date of receipt of the bill of exchange that is prompted for acceptance. When the payer receives the prompt acceptance bill, it shall also issue a receipt of receipt to the bearer. The receipt shall indicate the date of acceptance of the bill of exchange and sign it.

2. Items recorded in acceptance. If the payer accepts the bill of exchange, it shall record the word "acceptance" and the date of acceptance on the front of the bill of exchange and sign it; Bills of exchange that are paid on a regular basis after seeing the bills shall be paid on a regular basis at the time of acceptance. If the acceptance date is not recorded on the bill, the acceptance date shall be the third day from the date on which the payer receives the reminder acceptance bill.

3. The payer's acceptance bill shall not be conditional, and if the acceptance is conditional, it shall be deemed to be a refusal to accept.

By adopting electronic signatures and reliable security authentication mechanisms, electronic bank acceptance bills can ensure their uniqueness, integrity and security, and reduce the risks of cloning, alteration, forgery, loss and damage of bills.

Electronic bank acceptance bill issuance, guarantee, acceptance, delivery, endorsement, pledge, discount, transfer discount, rediscount and other bill behavior are carried out on the electronic commercial draft system, which can greatly improve the efficiency of bill circulation, reduce manpower and financial costs, and effectively enhance financial and business efficiency.

How to redeem the electronic acceptance bill when it expires1. After the expiration of the bank electronic acceptance draft, bring the relevant documents and materials and the account used for collection to apply for acceptance at the bank.

2. Procedures for electronic acceptance and remittance:

1. The customer who applies for the electronic bank acceptance bill opens a settlement account in the acceptance bank.

2. The electronic bank acceptance bank and the user sign the "Electronic Commercial Draft Business Service Agreement".

3, the customer fill in the electronic commercial draft business application form, to apply for the electronic bill business.

4. The electronic bank acceptance bill acceptance bank opens business functions for customers and makes digital certificates.

5. The electronic bank acceptance bank and the user shall sign the corresponding agreement according to the type of business.

6. The customer specifically handles the business of electronic bank acceptance bill.

How to redeem the electronic acceptance bill when it expires, the above is provided by Wuhan Tianxiatong Commerce.

The prompt payment period of the electronic bank acceptance draft is 10 days from the due date of the bill, if the prompt payment period has not been processed, it is recommended that you first contact the acceptance bank to negotiate and communicate and explain the reason for the overdue, after negotiation, you can resubmit the application for overdue prompt payment.

Hello. 1. The document maker clicks on the commercial draft - prompt payment, selects the bank acceptance bill, and selects the bill to be prompted to pay in the list of bills held by the system (the bill can be searched according to the bill number, the acceptance bank, and the maturity date of the bill); If the prompt payment date is entered later than the current day, it will be regarded as an appointment for prompt payment, and the bank will process it on the prompt payment date; If the date of submission to the bank exceeds the maturity date of the draft + 10 days, the reason for overdue must be entered (the number of words is not limited); If the payment date is not in, the system defaults to the date of submission to the bank by the last level reviewer, click Below.

2. Confirm the prompt payment application information and submit it for review; 3. The reviewer clicks on the commercial draft - prompt payment, selects the bank acceptance bill, clicks on the prompt payment to apply for review, selects the document in the list of documents to be reviewed returned by the system for review, selects the one that passes the review, and the last level of reviewer submits it to the bank after the digital certificate certification; If the review is not passed, the document will be automatically deleted.

Thank you for your inquiry.

First of all, within 10 days of the maturity date of the electronic commercial acceptance bill, the status of the bill of exchange will change to prompt payment, or initiate a payment application or other name. Then, confirm the payment application information according to the prompt state guess and endorse the bill to the ticket bank. Finally, if the status of the bill has changed from prompt payment to prompt payment to be signed, then it means that the bill has been endorsed to the bill bank, and the issuing bank will pay to your company's account immediately after receiving the endorsement of the electronic commercial acceptance bill.

[Legal basis].The above is only the current information combined with my understanding of the law, please refer to it carefully!

If you still have questions about this issue, it is recommended that you sort out the relevant information and communicate with a professional in detail.

After the electronic acceptance draft expires, you can bring the relevant documents and materials directly to the payment bank to cash. The specific method is as follows: first you need to write the endorser of the bank acceptance draft, and then take the bank acceptance draft and the company's official seal to the bank where the company's public account is located.

Then, the user needs the bank to fill in a receipt voucher, affix the company seal, and then hand it over to the bank for processing. An electronic acceptance bill is an acceptance bill issued under the credit of the issuing enterprise.

How to cash the electronic commercial acceptance bill when it expires.

1. Selection of payment method.

There are two ways to collect electronic commercial acceptance bills that are about to expire, such as online payment or offline payment, but usually enterprises will choose to complete the collection of bills of exchange through online faster methods, because of online banking.

Online transactions ensure the security of payment funds for both businesses.

2. Online banking needs to send a reminder for payment 10 days in advance.

According to the relevant regulations, in order to ensure that the payer is prepared for the due payment of the bill of exchange in advance, the bearer must send a payment reminder to the acceptor ten days before the electronic commercial acceptance bill is about to expire. If the bearer does not meet the prescribed prompt payment deadline.

will lose the right of recourse against its predecessor.

3. After expiration, operate through online banking.

After the expiration of the electronic commercial acceptance bill, the bearer logs in to the corporate online banking, operates in the electronic bill column, finds the commercial acceptance bill of the due receivable, sends the collection information in the online banking, and then the other bank immediately remits the money to the corporate account after receiving the reply information.

The above three aspects are the operations that the holder of the electronic commercial acceptance bill should carry out during the maturity acceptance period. In the expiration of a few days of the electronic commercial acceptance bill, pay special attention to the time of sending out the prompt payment information, and must not exceed the time limit, otherwise the loss of recourse to the former hand will lead to losses.