What is ABC Large Certificate of Deposit? Is Agricultural Bank of China s Large Certificate of Depos

Large certificates of deposit. It refers to the book-entry large-amount deposit certificate issued by the Agricultural Bank of China to non-financial institution customers such as individuals and institutions, and is a bank deposit financial product.

Certificates of deposit (CDs) are issued electronically.

and paper certificates of deposit (after the launch of production on December 15, 2018, individual large-value certificates of deposit can be issued with paper certificates of deposit), which can be issued as customers need to issue certificates of deposit or certificates of ownership of large-value certificates of deposit.

The large-value deposit certificate is an electronic book-keeping large-amount deposit certificate issued by the Agricultural Bank of China for individuals, enterprises and institutional customers. It is a deposit product with standardized maturity, minimum investment amount requirement and market-based pricing. According to the relevant regulations of the People's Bank of China, certificates of deposit have been included in the scope of deposit insurance.

Large-denomination certificates of deposit refer to the book-entry large-denomination certificates of deposit issued by the Agricultural Bank of China to individuals, institutions and other non-financial institution customers. It is a bank deposit wealth management product. Certificates of deposit can be issued with electronic and paper certificates of deposit (after the commissioning of production on December 15, 2018, individual certificates of deposit can be issued with paper certificates of deposit), which can be issued with certificates of deposit or held certificates of deposit according to the requirements of customers.

Features: Standard deposit, principal and interest guarantee; Convenient and flexible, with different liquidity support; Market-based pricing for higher yields.

Application process:1Account. Hold identity documents through the Agricultural Bank of China's counter, online banking or third-party trading platforms designated by the People's Bank of China.

2.Withdraw. The maturity date is handled through the counter and online banking of the Agricultural Bank of China, and the certificate of deposit with the early withdrawal clause can be withdrawn at any time. Large-value certificates of deposit handled through a third-party trading platform designated by the People's Bank of China shall be cashed by the platform at maturity.

3.Redeem. If there is any additional redemption condition, the Bank can take the initiative to redeem according to the agreed income under the agreed conditions.

4.Transfer. Certificates of deposit issued through third-party trading platforms designated by the People's Bank of China can be traded in the secondary market of the platform.

Agricultural Bank of China (ABC) was established in 1951 and its head office is located at No. 69, Jianguomen Nei Street, Beijing. It is a large state-owned bank managed by the first and a national vice-ministerial-level unit. The Agricultural Bank of China is an important part of China's financial system.

It provides a variety of products and services for corporate banking and retail banking, and conducts financial market business and asset management business. Its business scope also covers investment banking, management, financial leasing, life insurance and other fields.

Agricultural Bank of China has branches in urban and rural areas across the country, becoming a modern large-scale commercial bank with the largest branch scale and the widest business scope in China. The business area of Agricultural Bank of China has developed from the initial agricultural credit settlement business to a complete range of domestic and foreign currencies, and can handle all kinds of international and domestic financial business.

It is very safe because this is ABC's own wealth management product.

It is a standard deposit, and the principal and interest are safe; Convenient and flexible, with different liquidity support; Market-based pricing for higher yields.

The only risk is the bankruptcy of the Agricultural Bank, but from the nature of the Agricultural Bank, this is not possible.

Further information: Agricultural Bank of China's large-denomination certificates of deposit are book-entry electronic certificates of large-amount deposits issued to individuals, enterprises and institutional customers, and are deposit products with standardized maturity, minimum investment amount requirements and market-oriented pricing. In accordance with the relevant regulations of the People's Bank of China, large-denomination certificates of deposit are included in deposit insurance.

Range. Agricultural Bank of China's large-amount deposit process:

1. Open an account and pass the counter and online banking of Agricultural Bank of China with identity certificate.

or through a third-party trading platform designated by the People's Bank of China.

2. Withdrawals can be made through the counters and online banking of Agricultural Bank of China on the maturity date, and large-amount certificates of deposit with early withdrawal clauses can be withdrawn at any time. Large-denomination certificates of deposit handled through a third-party trading platform designated by the People's Bank of China shall be redeemed at maturity by the platform.

3. Redemption, with a redemption clause, can be redeemed by the bank according to the agreed income under the agreed conditions.

4. Transfer, large-value certificates of deposit issued through a third-party trading platform designated by the People's Bank of China can be used in the secondary market of the platform.

Trade. The logo used by the Agricultural Bank was inaugurated on November 1, 1988.

The logo of the Agricultural Bank of China is a circular shape made of ancient Chinese money and ears of wheat. Ancient money means money and banking; Ears of wheat imply agriculture, and they form the elements of the name of the Agricultural Bank.

The whole pattern is round on the outside and square on the inside, symbolizing the Agricultural Bank of China as a state-owned commercial bank.

Standardization of operations. The middle of the wheat ears forms a "field" character, and the yin lines clearly form a half-shape, which directly expresses the characteristics of the Agricultural Bank. The wheat ears are pointed upwards, opening the outer circle, giving people a sense of breakthrough, symbolizing the continuous development and progress of the Agricultural Bank of China.

The standard color of the emblem is green. The psychological characteristics of green are: natural, fresh, calm, comfortable, secure, and secure.

Trust, reliability, fairness, rationality, idealism, prosperity and simplicity, reminiscent of nature, life, growth; Green is the primary color of life, symbolizing vitality, development, eternity and stability, indicating the integrity and efficiency of ABC, and implying the vigorous development of ABC's business.

Answer: Agricultural Bank of China's personal large orders cannot be bought because there is no sales volume.

The reason why the threshold for large-amount certificates of deposit is relatively high is that the deposit interest rate is relatively high compared with ordinary deposits, so there are more depositors who rush to buy it, and they all pay more attention to the interest rate of their deposits, and the money of large-amount certificates of deposit is also guaranteed capital and interest, and the security is relatively high, so it is deeply loved by most people.

However, not every bank can sell large-amount certificates of deposit, and large-amount certificates of deposit are issued or pure, so there are more people who rush to buy them, and when they issue relatively little, they will go out to buy and sell them short.

The reason why ABC's large-denomination certificates of deposit cannot be bought is that ABC's large-denomination certificates of deposit are installment and quota products, and if the current quota is used up, they will not be able to buy them. But you can wait for the next issue to buy it. In addition, you can also log in to the mobile banking of the Agricultural Bank of China to buy large-amount certificates of deposit on the APP.

The reasons why the Agricultural Bank of China can't buy large-amount certificates of deposit are that the bank's large-amount certificates of deposit have been sold out, so when you go to buy them, they are gone, and you can't buy them.

Please confirm, thank you.

There are two scenarios.

1. The large-amount certificates of deposit of the Agricultural Bank of China are relatively scarce and need to be booked, or they do not support the purchase of your Agricultural Bank account.

2. The product is not mature, and ABC does not recommend buying. You can ask the staff of the Agricultural Bank of China.

Large-amount certificates of deposit in rural commercial banks are generally more than 50,000 yuan. All of them belong to large-amount certificates of deposit, so they directly deposit 50,000 yuan at one time. It is a large certificate of deposit.

In the dead of night, I always want to find a tranquility, find a space to be alone, and then let my thoughts drift with the wind, and escape for a while in the tranquility of cranky thoughts. When the soul can't bear the load of life, it can only send a signal to the sky that it is tired, too tired, and this feeling of tiredness is not something that ordinary people can imagine. Every day I want to find peace in my soul, however, it is really difficult.

There is nothing in the world, and mediocrity disturbs itself. Maybe I'm just a philistine. Why look for tranquility in anything?

In fact, I want to hope for peace, in this extraordinary and bad day this year. I reflected and reflected. Most of the time I don't know what I'm doing.

Kind of life. Kind of always tugging at people's minds on certain days. When it comes to the tranquility of seeking, everyone expects to have this moment.

For me, the feeling may be heavier in moments of solitude, but it's not absolute. Sometimes, although people are in a noisy and noisy environment, but the heart has already flown to the realm of not knowing what kind of, I often smile on my face, and I have seen through all the complicated things in my inner constancy. People sometimes pretend to be a master of the world, but in fact, it is not the case, and the appearance of all this is also due to countless times of crawling, and then the end of reflection.

There is no real excitement of benefits, no real heartfelt reverence for life and nature, no gratitude and appreciation for life and the world, no kind and transparent understanding, no kind and susceptible heart, no final awakening, and no natural tranquility and detachment. In many cases, the motivation to seek tranquility is far greater than the force caused by all external things, and it may also be a process of excellence in the pursuit of tranquility for each individual. Why is that?

I asked myself with a smile. For a person who is truly integrated into life, will sigh at the wonder of the creation of the world. The heartfelt reverence and concern for life and nature is a kind of sincere gratitude and admiration.

Agricultural Bank of China's large-denomination certificates of deposit.

Interest rate: 300,000 yuan minimum deposit interest rate for one month, three months, six months, one year.

The minimum deposit of 500,000 yuan is one month, three months, six months, and one year.

The minimum deposit of 500,000 yuan is one month, three months, six months, and one year. The book is open.

Extended information: Certificates of deposit (CD) refers to a kind of large-amount deposit certificate issued by banking depository financial institutions to individuals, non-financial enterprises, government agencies, etc. Different from general certificates of deposit, large-denomination certificates of deposit can be transferred before maturity, with a term of not less than 7 days, a high investment threshold, and the amount is an integer.

China's large-denomination certificates of deposit were officially launched on June 15, 2015 and are denominated in RMB. As a general deposit, a large certificate of deposit is more than a fixed deposit of the same maturity.

There are higher interest rates, mostly in state benchmark rates.

On the basis, it will rise by 40%, and a small number of banks will rise by 45%, while time deposits will generally rise by about 30%.

Judging from international experience, many countries have set deposit interest rates.

In the process of marketization, the issuance of large-value certificates of deposit was used as an important means to promote reform.

Judging from the situation in China, in recent years, with the acceleration of the market-oriented reform of interest rates, the control of interest rates other than deposits has been fully liberalized, the upper limit of the floating range of deposit interest rates has been expanded to multiple of the benchmark interest rate, the independent pricing ability of financial institutions has been significantly improved, and the deposit fixed situation of hierarchical and orderly and differentiated competition has been basically formed.

The rapid development of the market has also laid a solid foundation for the launch of large-value certificates of deposit for enterprises and individuals. At present, the conditions and time are ripe for the introduction of large-denomination certificates of deposit.

China's first batch of large-denomination certificates of deposit was issued on June 15, 2015, and the first batch of issuers included Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications.

Shanghai Pudong Development Bank, China CITIC Bank.

China Merchants Bank, Industrial Bank.

The nine banks are all core members of the self-regulatory mechanism for market interest rate pricing. At present, it has been expanded to many banks.

Taking China Construction Bank as an example, the interest rate of large-denomination certificates of deposit is 40% higher than the benchmark interest rate, and the product period is 3 months, 6 months, 9 months, 1 year, 18 months, 2 years, and 3 years, and the interest rates are85%。

From the perspective of the starting amount, the starting amount of large-amount certificates of deposit for individuals is 200,000 yuan, which is increased by 10,000 yuan, and the interest is calculated from the date of purchase; The starting amount of large-value certificates of deposit for enterprises is 10 million yuan, which is increased by 1 million yuan. Among them, because the interest rate of 3-year large-denomination certificates of deposit is higher and can be withdrawn in advance, it has a higher actual income than the three varieties of 1-year, 18-month and 2-year certificates, and it is more cost-effective to choose 3-year when depositing large-denomination certificates of deposit for more than 1 year.

How much is a one-year fixed deposit.

At present, many banks have launched their own large-denomination certificate of deposit business, and banks will pay interest on a monthly and quarterly basis according to the pre-agreed interest rate. This makes it easy for savers to access and earn high interest yields. Many friends bought ABC.

One of its assets ranks third in terms of asset scale, is directly controlled by the state, and has strong financial strength, and in this context, the safety factor is infiltration.

is very high.

2. Individual large-denomination certificates of deposit belong to general personal deposits and are included in deposit insurance.

The scope of protection is a double guarantee, so the large-value certificates of deposit of the Agricultural Bank of China are very safe, and you can rest assured that they can be handled in the Agricultural Bank of China.

3. Certificates of Deposit (CDs) are a popular investment method among ordinary investors. If the amount exceeds 500,000 yuan, you can also choose the "super large" certificate of deposit business issued by the four major state-owned banks.

The issuance time of the bank's large-value certificates of deposit is not fixed, and in most cases, the bank's large-amount certificates of deposit are usually issued on the 1st of each month. Of course, some banks do not issue certificates of deposit every month. If the current issue of large-value certificates of deposit is already full, other users will not be able to continue to apply for the large-amount deposit slag products.